--- title: "Western Union International Services, LLC · (FinCEN) · United States | Elucidate" description: "Western Union International Services, LLC is registered with FinCEN for anti-money-laundering supervision as a in the United States. LEI MPZW9QQ3ARO07TVMGD25. Register status, licences, activities and ownership." url: https://elucidate.co/directory/western-union-international-services-llc-4b033396b2c5 --- 1. [Directory](https://elucidate.co/directory) 2. [United States](https://elucidate.co/directory/country/us) 3. Western Union International Services, LLC United States · Money service business # Western Union International Services, LLC Western Union International Services, LLC is a Delaware limited liability company based in Denver, Colorado. It holds state money transmitter licences under NMLS ID 906985, including a licence from the New York State Department of Financial Services, and is registered with FinCEN as a money services business. The Western Union Company is its parent. Under the Western Union US terms, it provides the non-US portion of international money transfers sent from the United States, jointly with its sister company Western Union Financial Services, Inc. Register status Registered for AML supervision in the United States FinCEN AML registration only [1 licence or registration ↓](https://elucidate.co/directory/western-union-international-services-llc-4b033396b2c5#licences) BIC **No BIC** LEI **[MPZW9QQ3ARO07TVMGD25](https://search.gleif.org/#/record/MPZW9QQ3ARO07TVMGD25)** [Licence no. **Not published by the register**](https://elucidate.co/directory/western-union-international-services-llc-4b033396b2c5#licences) [Group: The Western Union Company](https://elucidate.co/directory/group/28ID94QU1140NC23S047) ## Licences and registrations Held by Western Union International Services, LLC (LEI MPZW9QQ3ARO07TVMGD25). 1 entry on 1 of the 22 tracked registers, retrieved 24 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [MSB Registrant Search](https://elucidate.co/directory/register/fincen-msb) FinCEN | —Money Transmitter / Remittance | Not published by the register | [United States](https://elucidate.co/directory/country/us) | Active | 2026-09-10 | — | - Money remittance - Other money services | [Search the register ↗](https://www.fincen.gov/msb-registrant-search) | - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file. ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/western-union-international-services-llc-4b033396b2c5#overview-sources) Customers Not published Employees Not published Ownership Group subsidiary The Western Union Company Firm type Money remittance Trades as Western Union - **Standing:** The firm was renamed from Custom House USA, LLC on 1 November 2018. The Rhode Island business register shows that it converted from Custom House (USA) Ltd. on 5 June 2014. - **Ownership:** The firm's LEI record names The Western Union Company, which is listed on the New York Stock Exchange (NYSE: WU), as its direct and ultimate accounting parent. - **Direct parent:** [The Western Union Company ↗](https://search.gleif.org/#/record/28ID94QU1140NC23S047), United States - **Head office:** 7001 East Belleview Avenue, 80237 Denver, United States (registered office: C/O The Corporation Trust Company, Corporation Trust Center, 1209 Orange St, Wilmington, DE 19801, US) - **Company register:** Rhode Island Secretary of State (foreign LLC) 000941895 - **Former names:** Custom House USA, LLC · Custom House (USA) Ltd. ### Online - **Websites & references:** [westernunion.com ↗](https://www.westernunion.com/) [corporate.westernunion.com ↗](https://corporate.westernunion.com/) group corporate site - **Official social accounts:** [X ↗](https://twitter.com/WesternUnion) · [Facebook ↗](https://www.facebook.com/westernunion) · [Instagram ↗](https://www.instagram.com/westernunion) · [YouTube ↗](https://www.youtube.com/c/westernunion) - **Apps:** [App Store ↗](https://apps.apple.com/us/app/western-union-money-transfers/id424716908) · [Google Play ↗](https://play.google.com/store/apps/details?id=com.westernunion.android.mtapp&&hl=en_US) Sources · 8 pages consulted 1. [business.sos.ri.gov/CorpWeb/CorpSearch/CorpSummary.aspx?FEIN=000941895](https://business.sos.ri.gov/CorpWeb/CorpSearch/CorpSummary.aspx?FEIN=000941895) 2. [extranet.dfi.in.gov/ConsumerCredit/EntityDetails/2892](https://extranet.dfi.in.gov/ConsumerCredit/EntityDetails/2892) 3. [westernunion.com/us/en/legal/terms-conditions.html](https://www.westernunion.com/us/en/legal/terms-conditions.html) 4. [westernunion.com/us/en/legal/file-complaint.html](https://www.westernunion.com/us/en/legal/file-complaint.html) 5. [westernunion.com/us/en/mobile-app.html](https://www.westernunion.com/us/en/mobile-app.html) 6. [westernunion.com/content/dam/wu/us/en/Website-State%20Licensing.pdf](https://www.westernunion.com/content/dam/wu/us/en/Website-State%20Licensing.pdf) 7. [ir.westernunion.com/news/archived-press-releases/press-release-details/2026/Western-Union-and-Intermex-Provid](https://ir.westernunion.com/news/archived-press-releases/press-release-details/2026/Western-Union-and-Intermex-Provide-Update-on-Pending-Acquisition/default.aspx) 8. [investors.intermexonline.com/news-releases/news-release-details/western-union-acquire-international-money-express-inc](https://investors.intermexonline.com/news-releases/news-release-details/western-union-acquire-international-money-express-inc) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/western-union-international-services-llc-4b033396b2c5#overview-sources) - **Operates under:** Its own licences State regulators license the firm as a money transmitter under NMLS ID 906985, including the New York State Department of Financial Services and the Indiana Department of Financial Institutions (licence 22905). FinCEN registers it as a money services business. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | US state regulators (NMLS) United States | Money transmitter licences in multiple US states and territories (current count not confirmed) | 906985 | In its own name | Active | [westernunion.com ↗](https://www.westernunion.com/us/en/legal/file-complaint.html) | | Financial Crimes Enforcement Network (FinCEN) United States | Money Services Business registration (Money Transmitter / Remittance) | — | In its own name | Active | — | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/western-union-international-services-llc-4b033396b2c5#overview-sources) - International money transfer - Cash pick-up Under the Western Union US money transfer terms, the firm provides the non-US portion of transfers sent from the United States to other countries, jointly with Western Union Financial Services, Inc. The firm serves senders in the United States under state money transmitter licences. Transfers are paid out abroad through the Western Union network. - **Sells to:** Consumers - **Serves customers in:** United States ## Recent events Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/western-union-international-services-llc-4b033396b2c5#overview-sources) 1. Aug 2026 Merger / acquisition California's DFPI suspended its approval extension for the parent company's pending acquisition of Intermex, citing a need for further review. [ir.westernunion.com ↗](https://ir.westernunion.com/news/archived-press-releases/press-release-details/2026/Western-Union-and-Intermex-Provide-Update-on-Pending-Acquisition/default.aspx) 2. Aug 2025 Merger / acquisition The Western Union Company, the firm's parent, agreed to acquire International Money Express, Inc. for about USD 500 million in cash. [investors.intermexonline.com ↗](https://investors.intermexonline.com/news-releases/news-release-details/western-union-acquire-international-money-express-inc) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Identifiers - **BIC:** Holds no BIC in Swift’s directory - **LEI:** [MPZW9QQ3ARO07TVMGD25 ↗](https://search.gleif.org/#/record/MPZW9QQ3ARO07TVMGD25) - **How the LEI was matched:** Matched by Elucidate to GLEIF on name, country and address - **Elucidate firm ID:** 4b033396b2c5 ## Profile - **Type:** Money service business - **Regulation:** AML registration only - **Main licence class:** Money Transmitter / Remittance - **Activities:** - Money remittance - Other money services - **Licensed in:** [United States](https://elucidate.co/directory/country/us) · North America - **First registered:** 2026-09-10 Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records - **Direct parent:** The Western Union Company · United States[28ID94QU1140NC23S047 ↗](https://search.gleif.org/#/record/28ID94QU1140NC23S047) The The Western Union Company group has 17 institutions in the directory, in 13 countries: 11 hold a BIC and 6 do not. Including [Western Union International Bank GMBH - French Branch](https://elucidate.co/directory/western-union-international-bank-gmbh-french-branch-wuigfrp1), [Convera Malta Financial Limited](https://elucidate.co/directory/convera-malta-financial-limited-tgbpmtmt), [Convera UK Limited](https://elucidate.co/directory/convera-uk-limited-chfxgb3l), [Western Union International Bank](https://elucidate.co/directory/western-union-international-bank-weuiczp1), [Western Union International Bank GMBH](https://elucidate.co/directory/western-union-international-bank-gmbh-wuibatww). [See the The Western Union Company group →](https://elucidate.co/directory/group/28ID94QU1140NC23S047) Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control. ## Addresses - **Address on the register:** 7001 E BELLEVIEW AVE, DENVER, 80237 - **Country:** United States ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address, with its LEI - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in one address line ```xml MPZW9QQ3ARO07TVMGD25 WESTERN UNION INTERNATIONAL SERVICES, LLC 80237 DENVER US 7001 E BELLEVIEW AVE ``` CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## Related institutions ### Same group - [Ruesch International Inc. BIC RUINUS31 Financial institution Not on a tracked register United States · Not on a tracked register · LEI 5493001XHQQ5SXGMLK46](https://elucidate.co/directory/ruesch-international-inc-ruinus31) - [Convera Malta Financial Limited BIC TGBPMTMT Payments & e-money Prudential licence Malta · Licensed by Malta Financial Services Authority · C22339 (EBA-PSD2) · LEI 549300FY5PQTSMJKWY35](https://elucidate.co/directory/convera-malta-financial-limited-tgbpmtmt) - [Convera UK Limited BIC CHFXGB3L Payments & e-money Money service business Prudential licence United Kingdom · Licensed by FCA · 517165 (FCA-PSD) · also on FINTRAC-MSB, FINCEN-MSB · LEI 549300ZDHJL1XXIM5E64](https://elucidate.co/directory/convera-uk-limited-chfxgb3l) - [Western Union International Bank GMBH BIC WUIBATWW Credit institution Prudential licence Austria · On the ECB list of supervised entities · LEI 549300POR1VXCUOJ3V54](https://elucidate.co/directory/western-union-international-bank-gmbh-wuibatww) - [Western Union Payment Services Ireland Limited No BIC Payments & e-money Prudential licence Ireland · Licensed by Central Bank of Ireland · C55075 (EBA-PSD2) · LEI 2549001KT0ONU8BSTX35](https://elucidate.co/directory/western-union-payment-services-ireland-limited-6d0f5d1b2d00) - [Convera Australia Pty LTD BIC CNAYAU22 Money service business AML registration only Australia · Registered with AUSTRAC (AUSTRAC-RSR) · LEI 549300XVKZNJ4UTCN573](https://elucidate.co/directory/convera-australia-pty-ltd-cnayau22) - [Convera Hong Kong Limited · trading as CONVERA No BIC Money service business AML registration only Hong Kong SAR China · Registered with Customs and Excise Department (C&ED) · 12-06-00062 (CED-MSO) · LEI 549300PZV5W9E1BBIU77](https://elucidate.co/directory/convera-hong-kong-limited-acb45e8e17c8) - [Convera UK Limited BIC TGBPGB22 Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 549300M7EOXYU5SJQ317](https://elucidate.co/directory/convera-uk-limited-tgbpgb22) [All 17 institutions in the The Western Union Company group →](https://elucidate.co/directory/group/28ID94QU1140NC23S047) ### Other money service businesses in the United States - [Envios Express Inc No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/envios-express-inc-c0823b914930) - [EL Mercadito LLC · trading as EL MERCADITO MINOT, El Mercadito No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/el-mercadito-llc-ca792f233581) - [LA Michoacana LLC · trading as La MIchoacana, DBA LA MICHOACANA MUSICA Y VIDEO No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/la-michoacana-llc-aefa6462674e) - [Tienda El Quetzal LLC · trading as Mercado Chihuahua, Tienda El Quetzal No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/tienda-el-quetzal-llc-6ced94619b56) - [Tienda La Bendicion LLC · trading as TIENDA LA BENDICION, LA BENDICION BAKERY No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/tienda-la-bendicion-llc-c35469140f19) - [Umb Bank N.A BIC UMKCUS44 Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · LEI VNOO6EITDJ2YUEBMSZ83](https://elucidate.co/directory/umb-bank-n-a-umkcus44) - [Guatemex LLC · trading as GUATEMEX 1 No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/guatemex-llc-810a5ad10a10) - [LA Azteca LLC · trading as La Azteca Mexican Grocery No BIC Money service business AML registration only United States · Registered with FinCEN (FINCEN-MSB) · No LEI mapped](https://elucidate.co/directory/la-azteca-llc-b844c35143c3) [See all →](https://elucidate.co/directory/search?type=msb&cc=US) [Other entries on FINCEN-MSB →](https://elucidate.co/directory/register/fincen-msb) ### In Elucidate research - [Beyond the BIC: why we built one directory for banks and regulated payment firms](https://elucidate.co/blog/beyond-the-bic-bank-and-firm-directory) 28 September 2026 Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Register for this page - **MSB Registrant Search**—Financial Crimes Enforcement Network (FinCEN) · [source ↗](https://www.fincen.gov/msb-registrant-search) as at 24 September 2026 - **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI. - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.