--- title: "Worldline Merchant Services Italia S.p.a. · Payment institution (Bank of Italy) · Italy | Elucidate" description: "Worldline Merchant Services Italia S.p.a. is authorised by Bank of Italy as a payment institution in Italy. Licence 05963231005. LEI 815600D629E515A0E730. Register status, licences, activities and ownership." url: https://elucidate.co/directory/worldline-merchant-services-italia-s-p-a-0a19a0b135c6 --- 1. [Directory](https://elucidate.co/directory) 2. [Italy](https://elucidate.co/directory/country/it) 3. Worldline Merchant Services Italia S.p.a. Italy · Payments & e-money # Worldline Merchant Services Italia S.p.a. Worldline Merchant Services Italia S.p.A. is an Italian joint-stock company based in Rome. The Bank of Italy has entered it in its register of payment institutions (Albo degli Istituti di Pagamento) under number 22. Worldline S.A. directs and coordinates the firm. Worldline took an 80% stake on 4 January 2022, and BNL kept 20% under the deal. The firm provides card acquiring, POS terminals and e-commerce payment services to Italian merchants, directly and through partner banks. It was formerly named Axepta S.p.A. and was BNL's merchant acquiring company. In March 2023 it took over Banco Desio's merchant acquiring business. Register status Licensed in Italy Payment institution · Bank of Italy Prudential licence [1 licence or registration ↓](https://elucidate.co/directory/worldline-merchant-services-italia-s-p-a-0a19a0b135c6#licences) BIC **No BIC** LEI **[815600D629E515A0E730](https://search.gleif.org/#/record/815600D629E515A0E730)** [Licence no. **05963231005**](https://elucidate.co/directory/worldline-merchant-services-italia-s-p-a-0a19a0b135c6#licences) [Group: Worldline](https://elucidate.co/directory/group/549300CJMQNCA0U4TS33) ## Licences and registrations Held by Worldline Merchant Services Italia S.p.a. (LEI 815600D629E515A0E730). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) Bank of Italy | Payment institutionPayment Institution | 05963231005 | [Italy](https://elucidate.co/directory/country/it) | Active | 2018-01-14 | — | - Payment services - Card acquiring | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) | - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file. ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/worldline-merchant-services-italia-s-p-a-0a19a0b135c6#overview-sources) Customers 250,000 merchants · Group · 24 Sep 2026 · [company statement ↗](https://worldline.com/it-it/home/top-navigation/media-relations/press-release/pr-2026_09_24_01) Employees Not published Ownership Group subsidiary 80% Worldline Firm type Merchant acquiring and processing Trades as Worldline - **Ownership:** The Worldline group holds 80% of the firm and Banca Nazionale del Lavoro (BNL) kept 20%, as announced at completion in January 2022. - **Direct parent:** [Worldline](https://elucidate.co/directory/worldline-sa-atwsbebb), Belgium 80% - **Ultimate owner:** Worldline S.A., France - **Major shareholder:** Worldline group 80% · 4 Jan 2022 - **Head office:** Via degli Aldobrandeschi, 300, 00163 Roma, Italy - **Company register:** Registro delle Imprese di Roma 05963231005 (REA RM-938978) - **Former name:** Axepta S.p.A. ### Online - **Websites & references:** [worldlineitalia.it ↗](https://www.worldlineitalia.it/) [docs.worldlineitalia.it ↗](https://docs.worldlineitalia.it/en/public/home) developer documentation [merchant.worldlineitalia.it ↗](https://merchant.worldlineitalia.it/) merchant portal (Byond) - **Official social accounts:** [LinkedIn ↗](https://it.linkedin.com/company/worldline-italia) · [Facebook ↗](https://www.facebook.com/WorldlineItalia/) · [Instagram ↗](https://www.instagram.com/worldline_italia/) · [YouTube ↗](https://www.youtube.com/playlist?list=PLz6ntkBdxQaAxywurpqRLgBoYQH0v_fka) Sources · 15 pages consulted 1. [worldlineitalia.it/](https://www.worldlineitalia.it/) 2. [worldlineitalia.it/chi-siamo/](https://www.worldlineitalia.it/chi-siamo/) 3. [worldlineitalia.it/trasparenza/](https://www.worldlineitalia.it/trasparenza/) 4. [worldlineitalia.it/wp-content/uploads/2026/09/Foglio-Informativo-Fisico-Offerta-Standard.pdf](https://www.worldlineitalia.it/wp-content/uploads/2026/09/Foglio-Informativo-Fisico-Offerta-Standard.pdf) 5. [worldlineitalia.it/servizio-assistenza-tecnica-pos-e-reclami/](https://www.worldlineitalia.it/servizio-assistenza-tecnica-pos-e-reclami/) 6. [worldlineitalia.it/note-legali/](https://www.worldlineitalia.it/note-legali/) 7. [worldlineitalia.it/axepta-diventa-worldline/](https://www.worldlineitalia.it/axepta-diventa-worldline/) 8. [worldlineitalia.it/merchant-acquiring-banco-desio/](https://www.worldlineitalia.it/merchant-acquiring-banco-desio/) 9. [worldline.com/it-it/home/top-navigation/media-relations/press-release/pr-2026\_09\_24\_01](https://worldline.com/it-it/home/top-navigation/media-relations/press-release/pr-2026_09_24_01) 10. [worldline.com/it-it/home/top-navigation/media-relations/press-release/pr-2026\_03\_24\_01](https://worldline.com/it-it/home/top-navigation/media-relations/press-release/pr-2026_03_24_01) 11. [worldline.com/it-it/home/top-navigation/media-relations/press-release/worldline-completa-la-partnership](https://worldline.com/it-it/home/top-navigation/media-relations/press-release/worldline-completa-la-partnership-strategica-con-bnl-nel-merchant-acquiring-in-italia-axepta-italia-entra-a-far-parte-di-worldline) 12. [investors.worldline.com/en/home/news-events/financial-press-releases/2023/worldline-completed-the-acquisition-of-](https://investors.worldline.com/en/home/news-events/financial-press-releases/2023/worldline-completed-the-acquisition-of-banco-desio-merchant-acquiring-activities) 13. [investors.worldline.com/en/home/news-events/financial-press-releases/2021/worldline-signs-a-strategic-partnership](https://investors.worldline.com/en/home/news-events/financial-press-releases/2021/worldline-signs-a-strategic-partnership-with-bnl-in-merchant-acquiring-in-italy) 14. [bancapts.it/umbraco/surface/transparency/ShowFile/55021](https://www.bancapts.it/umbraco/surface/transparency/ShowFile/55021) 15. [pagopa.gov.it/it/prestatori-servizi-di-pagamento/elenco-PSP-attivi/33111.html](https://www.pagopa.gov.it/it/prestatori-servizi-di-pagamento/elenco-PSP-attivi/33111.html) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/worldline-merchant-services-italia-s-p-a-0a19a0b135c6#overview-sources) - **Operates under:** Several models - **Licensed firm it operates under:** Worldline Financial Services (Europe) S.A., Luxembourg soggetto collocatore (distributor) of its acquiring service, as stated in partner banks' information sheets The Bank of Italy authorises the firm as a payment institution under article 114-septies of the Italian Banking Act (Albo n. 22), and it provides acquiring in its own name. Some partner-bank information sheets also name it as the distributor of acquiring services provided by Worldline Financial Services (Europe) S.A., which the Luxembourg CSSF supervises. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | Bank of Italy Italy | Istituto di Pagamento, Albo degli Istituti di Pagamento (art. 114-septies D.Lgs. 385/1993) | 22 | In its own name | Active | [worldlineitalia.it ↗](https://www.worldlineitalia.it/wp-content/uploads/2026/09/Foglio-Informativo-Fisico-Offerta-Standard.pdf) | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Partners and safeguarding Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/worldline-merchant-services-italia-s-p-a-0a19a0b135c6#overview-sources) - **Safeguarding:** Not disclosedThe firm's published information sheets do not describe how it safeguards funds. They state that it credits merchants' settlement accounts subject to final collection. [worldlineitalia.it ↗](https://www.worldlineitalia.it/wp-content/uploads/2026/09/Foglio-Informativo-Fisico-Offerta-Standard.pdf) - **Payment schemes and card networks:** Visa Access not stated [worldlineitalia.it ↗](https://www.worldlineitalia.it/wp-content/uploads/2026/09/Foglio-Informativo-Fisico-Offerta-Standard.pdf) Mastercard Access not stated [worldlineitalia.it ↗](https://www.worldlineitalia.it/wp-content/uploads/2026/09/Foglio-Informativo-Fisico-Offerta-Standard.pdf) BANCOMAT Access not stated [worldlineitalia.it ↗](https://www.worldlineitalia.it/wp-content/uploads/2026/09/Foglio-Informativo-Fisico-Offerta-Standard.pdf) UnionPay International Access not stated [worldlineitalia.it ↗](https://www.worldlineitalia.it/wp-content/uploads/2026/09/Foglio-Informativo-Fisico-Offerta-Standard.pdf) Discover Access not stated [worldlineitalia.it ↗](https://www.worldlineitalia.it/wp-content/uploads/2026/09/Foglio-Informativo-Fisico-Offerta-Standard.pdf) pagoPA Direct [pagopa.gov.it ↗](https://www.pagopa.gov.it/it/prestatori-servizi-di-pagamento/elenco-PSP-attivi/33111.html) Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/worldline-merchant-services-italia-s-p-a-0a19a0b135c6#overview-sources) - Merchant acquiring - Payment gateway - FX conversion It provides card acceptance for Italian merchants through POS terminals, Tap on Mobile, the ClicPay payment-link service and the pHey! e-commerce gateway, sold directly and through partner banks including BNL BNP Paribas and Banco Desio. It serves merchants in Italy under its Bank of Italy authorisation. - **Sells to:** Small businesses · Enterprises · Financial institutions - **Serves customers in:** Italy ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/worldline-merchant-services-italia-s-p-a-0a19a0b135c6#overview-sources) - **Chief executive:** Stefano Calderano Amministratore Delegato (Chief Executive Officer) Confirmed 24 Sep 2026 · [worldline.com ↗](https://worldline.com/it-it/home/top-navigation/media-relations/press-release/pr-2026_09_24_01) ## Recent events Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/worldline-merchant-services-italia-s-p-a-0a19a0b135c6#overview-sources) 1. Jul 2026 Other The firm published that it had not complied with Arbitro Bancario Finanziario decision no. 11477/23 ordering a refund of EUR 45,237.24. [worldlineitalia.it ↗](https://www.worldlineitalia.it/servizio-assistenza-tecnica-pos-e-reclami/) 2. Mar 2026 Other Worldline signed acquiring distribution partnerships with Banca Credito Attivo, Credito Lombardo Veneto and Südtirol Bank in Italy. [worldline.com ↗](https://worldline.com/it-it/home/top-navigation/media-relations/press-release/pr-2026_03_24_01) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Identifiers - **Licence no. · EBA-PSD2:** 05963231005 - **BIC:** Holds no BIC in Swift’s directory - **LEI:** [815600D629E515A0E730 ↗](https://search.gleif.org/#/record/815600D629E515A0E730) - **How the LEI was matched:** Matched by Elucidate to GLEIF on name, country and address - **Elucidate firm ID:** 0a19a0b135c6 ## Profile - **Type:** Payments & e-money - **Regulation:** Prudential licence - **Main licence class:** Payment Institution - **Activities:** - Payment services - Card acquiring - **Licensed in:** [Italy](https://elucidate.co/directory/country/it) · Europe & Central Asia - **First registered:** 2018-01-14 Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records - **Direct parent:** [Worldline](https://elucidate.co/directory/worldline-sa-atwsbebb) · Belgium[549300TBZBNTFC84TH88 ↗](https://search.gleif.org/#/record/549300TBZBNTFC84TH88) - **Ultimate parent:** [Worldline](https://elucidate.co/directory/worldline-s-a-wolnfr22) · France[549300CJMQNCA0U4TS33 ↗](https://search.gleif.org/#/record/549300CJMQNCA0U4TS33) The Worldline group has 10 institutions in the directory, in 8 countries: 7 hold a BIC and 3 do not. Including [Bambora AB](https://elucidate.co/directory/bambora-ab-83a2f02c0bda), [Global Collect Services B.V.](https://elucidate.co/directory/global-collect-services-b-v-gloonl2a), [PAYONE GmbH](https://elucidate.co/directory/payone-gmbh-b53a2e5fd324), [Worldline Financial Services (Europe) S.A.](https://elucidate.co/directory/worldline-financial-services-europe-s-a-cetllulm), [Worldline Merchant Services UK Limited](https://elucidate.co/directory/worldline-merchant-services-uk-limited-womsgb22). [See the Worldline group →](https://elucidate.co/directory/group/549300CJMQNCA0U4TS33) Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control. ## Addresses - **Address on the register:** VIA DEGLI ALDOBRANDESCHI, 300, ROMA, 00163 - **Country:** Italy ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address, with its LEI - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in one address line ```xml 815600D629E515A0E730 WORLDLINE MERCHANT SERVICES ITALIA S.P.A. 00163 ROMA IT VIA DEGLI ALDOBRANDESCHI, 300 ``` CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## Related institutions ### Same group - [Global Collect Services B.V. BIC GLOONL2A Payments & e-money Prudential licence Netherlands · Licensed by The Netherlands Bank · F0008 (EBA-PSD2) · LEI 724500YFWTL1XDX28839](https://elucidate.co/directory/global-collect-services-b-v-gloonl2a) - [PAYONE GmbH No BIC Payments & e-money Prudential licence Germany · Licensed by Federal Financial Supervisory Authority · 123367 (EBA-PSD2) · LEI 529900L59QDE21OSBF04](https://elucidate.co/directory/payone-gmbh-b53a2e5fd324) - [Worldline Financial Services (Europe) S.A. BIC CETLLULM Payments & e-money Prudential licence Luxembourg · Licensed by Commission for the Supervision of Financial Sector · Z00000001 (EBA-PSD2) · LEI 222100247FRDWTAL8F68](https://elucidate.co/directory/worldline-financial-services-europe-s-a-cetllulm) - [Worldline Merchant Services UK Limited BIC WOMSGB22 Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 978429 (FCA-PSD) · LEI 984500F9Z76CCR8ABA32](https://elucidate.co/directory/worldline-merchant-services-uk-limited-womsgb22) - [Worldline SA BIC ATWSBEBB Payments & e-money Prudential licence Belgium · Licensed by National Bank of Belgium · 0418547872 (EBA-PSD2) · LEI 549300TBZBNTFC84TH88](https://elucidate.co/directory/worldline-sa-atwsbebb) - [Equensworldline NV BIC INNDNL2U Financial institution Not on a tracked register Netherlands · Not on a tracked register · LEI 549300RQGJNZKXD4R894](https://elucidate.co/directory/equensworldline-nv-inndnl2u) - [Euroline AB BIC EUOLSES1 Financial institution Not on a tracked register Sweden · Not on a tracked register · LEI 549300DC0M8DMLX0G290](https://elucidate.co/directory/euroline-ab-euolses1) - [Worldline S.A. BIC WOLNFR22 Non-financial corporate Not on a tracked register France · Not on a tracked register · LEI 549300CJMQNCA0U4TS33](https://elucidate.co/directory/worldline-s-a-wolnfr22) [All 10 institutions in the Worldline group →](https://elucidate.co/directory/group/549300CJMQNCA0U4TS33) ### Other payments & e-money institutions in Italy - [Buffetti Finance S.P.A. BIC SEPFIT31 Payments & e-money Prudential licence Italy · Licensed by Bank of Italy · 07783020725 (EBA-PSD2) · LEI 9845001Y5046DZ9Q8315](https://elucidate.co/directory/buffetti-finance-s-p-a-sepfit31) - [Fabrick S.P.A. BIC AXEVIT22 Payments & e-money Prudential licence Italy · Licensed by Bank of Italy · 02654890025 (EBA-PSD2) · LEI 815600E1EFC5260F4726](https://elucidate.co/directory/fabrick-s-p-a-axevit22) - [Hercle S.r.l. · trading as Hercle No BIC Payments & e-money Crypto Prudential licence Italy · Licensed by Bank of Italy · 10942550962 (EBA-PSD2) · also on ESMA-CASP · LEI 984500AEBA8A0HQ44988](https://elucidate.co/directory/hercle-s-r-l-406208777a1f) - [Monetic S.P.A. BIC MOECITR2 Payments & e-money Prudential licence Italy · Licensed by Bank of Italy · 17934661004 (EBA-PSD2) · LEI 815600944FCC95982179](https://elucidate.co/directory/monetic-s-p-a-moecitr2) - [Tppay S.R.L. BIC TPPAITM2 Payments & e-money Prudential licence Italy · Licensed by Bank of Italy · 12511320967 (EBA-PSD2) · LEI 815600001A6487168E37](https://elucidate.co/directory/tppay-s-r-l-tppaitm2) - [Xoldy S.P.A. BIC XOLDITM2 Payments & e-money Prudential licence Italy · Licensed by Bank of Italy · 11932890962 (EBA-PSD2) · LEI 81560016DF740E487C02](https://elucidate.co/directory/xoldy-s-p-a-xolditm2) - [Zpay Srl BIC ZPAYIT22 Payments & e-money Prudential licence Italy · Licensed by Bank of Italy · 11865370966 (EBA-PSD2) · LEI 9845005BDVBFIA9EC546](https://elucidate.co/directory/zpay-srl-zpayit22) - [Admiral Pay Istituto DI Pagamento - Società A Responsabilità Limitata · trading as ADMIRAL PAY IP SRL No BIC Payments & e-money Prudential licence Italy · Licensed by Bank of Italy · 04335420404 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/admiral-pay-istituto-di-pagamento-societa-a-responsabilita-limitata-efac103ac4ba) [See all →](https://elucidate.co/directory/search?type=payments&cc=IT) [Other entries on EBA-PSD2 →](https://elucidate.co/directory/register/eba-psd2) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Register for this page - **EBA PSD2 Register**—European Banking Authority (EBA) · [source ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026 - **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI. - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.