--- title: "WorldRemit Belgium · Payment institution (National Bank of Belgium) · Belgium | Elucidate" description: "WorldRemit Belgium is authorised by National Bank of Belgium as a payment institution in Belgium. Licence 0718634495. LEI 699400DMH3D91MDMGM15. Register status, licences, activities and ownership." url: https://elucidate.co/directory/worldremit-belgium-a620f1d0aa9b --- 1. [Directory](https://elucidate.co/directory) 2. [Belgium](https://elucidate.co/directory/country/be) 3. WorldRemit Belgium Belgium · Payments & e-money # WorldRemit Belgium WorldRemit Belgium is a Belgian public limited company (SA/NV) based in Brussels. The National Bank of Belgium (NBB) authorises it as a payment institution under the Belgian Law of 11 March 2018. It is a subsidiary of WorldRemit Ltd of the United Kingdom, part of the Zepz group. It contracts with WorldRemit-brand customers resident in the EEA for online international money transfers and airtime top-up. The group set it up to serve EEA customers after Brexit, and it took over those customers from the UK entity from 18 September 2019. Register status Licensed in Belgium Payment institution · National Bank of Belgium Prudential licence [1 licence or registration ↓](https://elucidate.co/directory/worldremit-belgium-a620f1d0aa9b#licences) BIC **No BIC** LEI **[699400DMH3D91MDMGM15](https://search.gleif.org/#/record/699400DMH3D91MDMGM15)** [Licence no. **0718634495**](https://elucidate.co/directory/worldremit-belgium-a620f1d0aa9b#licences) [Group: Worldremit Ltd.](https://elucidate.co/directory/group/213800BO4SXT9R8PHV43) ## Licences and registrations Held by WorldRemit Belgium (LEI 699400DMH3D91MDMGM15). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) National Bank of Belgium | Payment institutionPayment Institution | 0718634495 | [Belgium](https://elucidate.co/directory/country/be) | Active | 2019-03-26 | — | - Money remittance - Payment services | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) | - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file. ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/worldremit-belgium-a620f1d0aa9b#overview-sources) Customers 9,000,000 users · Group · 16 Dec 2025 · [company statement ↗](https://www.prnewswire.com/news-releases/fireblocks-and-zepz-join-forces-to-scale-stablecoin-remittance-adoption-for-worldremit-and-sendwave-302643307.html) Employees Not published Ownership Group subsidiary WorldRemit Ltd Firm type Money remittance Trades as WorldRemit - **Ownership:** WorldRemit Ltd of the United Kingdom is the direct parent, according to the entity's GLEIF record, and the firm belongs to the Zepz group. - **Direct parent:** [WorldRemit Ltd](https://elucidate.co/directory/worldremit-ltd-wrmtgb2l), United Kingdom - **Head office:** Rue du Commerce 31, 1000 Brussels, Belgium - **Company register:** Crossroads Bank for Enterprises (KBO/BCE) 0718.634.495 - **Incorporated:** 2019 ### Online - **Websites & references:** [worldremit.com ↗](https://www.worldremit.com/) [zepz.io ↗](https://zepz.io/) group parent (Zepz) website - **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/worldremit/) · [X ↗](https://twitter.com/worldremit) · [Facebook ↗](https://www.facebook.com/WorldRemit/) · [Instagram ↗](https://www.instagram.com/worldremit/) · [YouTube ↗](https://www.youtube.com/user/WorldRemit) - **Apps:** [App Store ↗](https://worldremit.onelink.me/ernM/69618201) · [Google Play ↗](https://worldremit.onelink.me/ernM/750b4a04) Sources · 11 pages consulted 1. [assets.ctfassets.net/sb7j5o4oxtgv/1VCMpJnajMXY9xmGHBJ0YO/f8d667dea8f91f55374c13fbaceddfc7/080626\_WRTermsEU-EEA](https://assets.ctfassets.net/sb7j5o4oxtgv/1VCMpJnajMXY9xmGHBJ0YO/f8d667dea8f91f55374c13fbaceddfc7/080626_WRTermsEU-EEA.pdf) 2. [worldremit.com/en-se/about-us/terms-and-conditions](https://www.worldremit.com/en-se/about-us/terms-and-conditions) 3. [worldremit.com/en-se/worldremit-group](https://www.worldremit.com/en-se/worldremit-group) 4. [worldremit.com/en-se/about-us/keeping-your-money-safe](https://www.worldremit.com/en-se/about-us/keeping-your-money-safe) 5. [worldremit.com/en/faq/implications-of-brexit](https://www.worldremit.com/en/faq/implications-of-brexit) 6. [bportugal.pt/en/entidadeautorizada/worldremit-belgium-sanv](https://www.bportugal.pt/en/entidadeautorizada/worldremit-belgium-sanv) 7. [zepz.io/](https://zepz.io/) 8. [zepz.io/press/zepz-appoints-barrie-morris-as-interim-ceo-as-mark-lenhard-steps-down/](https://zepz.io/press/zepz-appoints-barrie-morris-as-interim-ceo-as-mark-lenhard-steps-down/) 9. [prnewswire.com/news-releases/fireblocks-and-zepz-join-forces-to-scale-stablecoin-remittance-adoption-for](https://www.prnewswire.com/news-releases/fireblocks-and-zepz-join-forces-to-scale-stablecoin-remittance-adoption-for-worldremit-and-sendwave-302643307.html) 10. [eu-startups.com/2025/04/zepz-secures-e152-million-financing-to-enhance-global-remittances-across-worldrem](https://www.eu-startups.com/2025/04/zepz-secures-e152-million-financing-to-enhance-global-remittances-across-worldremit-and-sendwave/) 11. [bog.gov.gh/notice/scam-alert-world-remit-money-doubling-scheme/](https://www.bog.gov.gh/notice/scam-alert-world-remit-money-doubling-scheme/) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/worldremit-belgium-a620f1d0aa9b#overview-sources) - **Operates under:** Its own licences The NBB authorises the firm as a payment institution under the Belgian Law on Payment Institutions of 11 March 2018. The firm says it passports this licence across the rest of the EEA. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | National Bank of Belgium Belgium | Payment institution (money remittance) | 0718.634.495 | In its own name | Active | [worldremit.com ↗](https://www.worldremit.com/en-se/about-us/terms-and-conditions) | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Partners and safeguarding Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/worldremit-belgium-a620f1d0aa9b#overview-sources) - **Safeguarding:** Segregated safeguarding accountsThe firm states that customer money not yet paid out is kept in a special account that holds only customers' money, and that this money is not a bank deposit. [worldremit.com ↗](https://www.worldremit.com/en-se/about-us/keeping-your-money-safe) Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/worldremit-belgium-a620f1d0aa9b#overview-sources) - International money transfer - Cash pick-up - Mobile top-up It sends money from the EEA to recipients abroad by bank transfer, cash pickup or mobile money, and sends airtime top-up to mobile phones. It serves WorldRemit customers resident in 30 EEA countries under its Belgian licence. UK senders are served by the UK entity. - **Payment volume:** USD 17bnamount transferred for customers (Zepz group, WorldRemit and Sendwave brands) Group · 31 Dec 2025 · [company statement ↗](https://zepz.io/press/zepz-appoints-barrie-morris-as-interim-ceo-as-mark-lenhard-steps-down/) - **Sells to:** Consumers - **Serves customers in 30 countries:** Austria · Belgium · Bulgaria · Croatia · Cyprus · Czechia · Denmark · Estonia · Finland · France · Germany · Greece · Hungary · Iceland · Ireland · Italy · Latvia · Liechtenstein · Lithuania · Luxembourg · Malta · Netherlands · Norway · Poland · Portugal · Romania · Slovakia · Slovenia · Spain · Sweden ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/worldremit-belgium-a620f1d0aa9b#overview-sources) - **Chief executive:** Barrie Morris Interim Chief Executive Officer, Zepz (group level) Confirmed 29 Sep 2026 · [zepz.io ↗](https://zepz.io/) - **Chair:** Melissa Birge Chair of the Zepz Board of Directors (group level) Confirmed 9 Mar 2026 · [zepz.io ↗](https://zepz.io/press/zepz-appoints-barrie-morris-as-interim-ceo-as-mark-lenhard-steps-down/) ## Recent events Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/worldremit-belgium-a620f1d0aa9b#overview-sources) 1. Mar 2026 Leadership Zepz, the group parent, appointed its CFO Barrie Morris as interim CEO after CEO Mark Lenhard announced he would step down. [zepz.io ↗](https://zepz.io/press/zepz-appoints-barrie-morris-as-interim-ceo-as-mark-lenhard-steps-down/) 2. Dec 2025 Other Zepz, the group parent, announced it would use Fireblocks infrastructure for stablecoin-based remittances across WorldRemit and Sendwave. [prnewswire.com ↗](https://www.prnewswire.com/news-releases/fireblocks-and-zepz-join-forces-to-scale-stablecoin-remittance-adoption-for-worldremit-and-sendwave-302643307.html) 3. Apr 2025 Funding Zepz, the group parent, secured EUR 152 million in revolving and term debt facilities led by HSBC, replacing a EUR 74 million arrangement. [eu-startups.com ↗](https://www.eu-startups.com/2025/04/zepz-secures-e152-million-financing-to-enhance-global-remittances-across-worldremit-and-sendwave/) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Regulator warnings Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/worldremit-belgium-a620f1d0aa9b#overview-sources) 1. Undated Impersonation Bank of Ghana, Ghana The Bank of Ghana warned of a money-doubling scheme using the name "Worldremit" and stated it was distinct from the WorldRemit money transfer firm. [bog.gov.gh ↗](https://www.bog.gov.gh/notice/scam-alert-world-remit-money-doubling-scheme/) Entries on regulators’ consumer-warning lists that name the firm or its brand. An impersonation warning is about fraudsters posing as the firm, not about the firm itself. ## Identifiers - **Licence no. · EBA-PSD2:** 0718634495 - **BIC:** Holds no BIC in Swift’s directory - **LEI:** [699400DMH3D91MDMGM15 ↗](https://search.gleif.org/#/record/699400DMH3D91MDMGM15) - **How the LEI was matched:** Matched by Elucidate to GLEIF on name, country and address - **Elucidate firm ID:** a620f1d0aa9b ## Profile - **Type:** Payments & e-money - **Regulation:** Prudential licence - **Main licence class:** Payment Institution - **Activities:** - Money remittance - Payment services - **Licensed in:** [Belgium](https://elucidate.co/directory/country/be) · Europe & Central Asia - **First registered:** 2019-03-26 Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records - **Direct parent:** [Worldremit Ltd.](https://elucidate.co/directory/worldremit-ltd-wrmtgb2l) · United Kingdom[213800BO4SXT9R8PHV43 ↗](https://search.gleif.org/#/record/213800BO4SXT9R8PHV43) The Worldremit Ltd. group has 3 institutions in the directory, in 3 countries: 1 holds a BIC and 2 do not. Including [Worldremit LTD](https://elucidate.co/directory/worldremit-ltd-wrmtgb2l), [Worldremit PTY LTD](https://elucidate.co/directory/worldremit-pty-ltd-a3cf41ef2874). [See the Worldremit Ltd. group →](https://elucidate.co/directory/group/213800BO4SXT9R8PHV43) Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control. ## Addresses - **Address on the register:** Rue du Commerce 31, Bruxelles, 1000 - **Country:** Belgium ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address, with its LEI - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in one address line ```xml 699400DMH3D91MDMGM15 WorldRemit Belgium 1000 Bruxelles BE Rue du Commerce 31 ``` CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## Related institutions ### Same group - [Worldremit LTD BIC WRMTGB2L Payments & e-money Prudential licence United Kingdom · Licensed by FCA · 900891 (FCA-EMI) · also on FCA-PSD · LEI 213800BO4SXT9R8PHV43](https://elucidate.co/directory/worldremit-ltd-wrmtgb2l) - [Worldremit PTY LTD No BIC Money service business AML registration only Australia · Registered with AUSTRAC (AUSTRAC-RSR) · LEI 254900WXVI7N2NINDY20](https://elucidate.co/directory/worldremit-pty-ltd-a3cf41ef2874) [All 3 institutions in the Worldremit Ltd. group →](https://elucidate.co/directory/group/213800BO4SXT9R8PHV43) ### Other payments & e-money institutions in Belgium - [Mastercard Transaction Services (Europe) S.A. BIC HOMNBEB2 Payments & e-money Prudential licence Belgium · Licensed by National Bank of Belgium · 0549987921 (EBA-PSD2) · LEI 549300QSDFLY87110W54](https://elucidate.co/directory/mastercard-transaction-services-europe-s-a-homnbeb2) - [Billit NV No BIC Payments & e-money Prudential licence Belgium · Licensed by National Bank of Belgium · 0563846944 (EBA-PSD2) · LEI 875500V1E3XS0E7O7J64](https://elucidate.co/directory/billit-nv-f54b30ab056c) - [Buy Way Personal Finance No BIC Payments & e-money Prudential licence Belgium · Licensed by National Bank of Belgium · 0400282277 (EBA-PSD2) · LEI 9676006T5BCXWL257R75](https://elucidate.co/directory/buy-way-personal-finance-9b966c8d5aa6) - [Money International No BIC Payments & e-money Prudential licence Belgium · Licensed by National Bank of Belgium · 0475445104 (EBA-PSD2) · LEI 98450015E3BF56376870](https://elucidate.co/directory/money-international-38db28f97610) - [Paynovate No BIC Payments & e-money Prudential licence Belgium · Licensed by National Bank of Belgium · 0506763929 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/paynovate-74457ca4ffc8) - [Wise Europe S.A BIC TRWIBEB1 Payments & e-money Prudential licence Belgium · Licensed by National Bank of Belgium · 0713629988 (EBA-PSD2) · LEI 699400U6W3SV7TR4TM73](https://elucidate.co/directory/wise-europe-s-a-trwibeb1) - [Axepta BNP Paribas Benelux No BIC Payments & e-money Prudential licence Belgium · Licensed by National Bank of Belgium · 0719319138 (EBA-PSD2) · LEI 5299009V7WUI7MHSD945](https://elucidate.co/directory/axepta-bnp-paribas-benelux-c0e01ca5eca5) - [Bancontact Company No BIC Payments & e-money Prudential licence Belgium · Licensed by National Bank of Belgium · 0675984882 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/bancontact-company-0bbb028f5f7a) [See all →](https://elucidate.co/directory/search?type=payments&cc=BE) [Other entries on EBA-PSD2 →](https://elucidate.co/directory/register/eba-psd2) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Register for this page - **EBA PSD2 Register**—European Banking Authority (EBA) · [source ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026 - **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI. - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.