China · Financial institution
Wuhan Rural Commercial Bank
Legal name in the LEI record武汉农村商业银行股份有限公司
Wuhan Rural Commercial Bank Co., Ltd. is a joint-stock rural commercial bank with its head office in Wuhan, Hubei Province. It opened on 9 September 2009 after the restructuring of the Wuhan rural credit cooperative union. No shareholder controls the bank. Wuhan municipal state-owned enterprises hold the largest stakes. It provides retail, corporate, small-business and treasury services, mainly in Wuhan. It also has branches in Xianning, Yichang and Huanggang, and holdings in village banks in several provinces.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- WRCCCNBNXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under WRCCCNBN directly.
- Swift GPI
- Live member
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2005-10-01
- Last updated
- 2026-09-17
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Mixed ownership
Institution type
Commercial bank
Trades as 武汉农商银行 (Wuhan Rural Commercial Bank)
- Ownership
- No shareholder controls the bank, and China Lianhe Credit Rating estimated that state-owned shareholders would hold 57.56% after a capital increase approved in December 2024.
- Major shareholders
- Wuhan Optics Valley Financial Holding Group Co., Ltd. (武汉光谷金融控股集团有限公司) 9.98% · 31 Dec 2024
Wuhan State-owned Capital Investment and Operation Group Co., Ltd. (武汉国有资本投资运营集团有限公司) 7.56% · 31 Dec 2024
Wuhan Electric Power Development Co., Ltd. (武汉市电力开发有限公司) 7.56% · 31 Dec 2024
Hubei Xiangli Asset Management Co., Ltd. (湖北香利资产管理有限公司) 7.08% · 31 Dec 2024 - Head office
- Wuyin Building, 618 Jianshe Avenue, Jiang'an District, 430015 Wuhan, China
Business lines
The bank lends mainly in Wuhan to local state-owned enterprises, small businesses, rural clients and households. Treasury and bond investment are also significant activities.
Online
- Websites & references
- whrcbank.com ↗ did not load when checked
ibank.whrcbank.com ↗ online banking portal
Wikipedia ↗ - Official social accounts
- None found
Sources · 8 pages consulted
- qxb-pdf-osscache.qixin.com/AnBaseinfo/a56b2e5f8b3c644bc211973a25049aab.pdf
- chinamoney.com.cn/dqs/cm-s-notice-query/fileDownLoad.do?contentId=3255807&priority=0&mode=save
- m.gemu.cn/zhaokao/122916.html
- finance.sina.cn/tech/2025-08-01/detail-infinpwq6388988.d.html
- c.m.163.com/news/a/JT52KFBC0552FWS9.html
- finance.sina.com.cn/roll/2025-04-16/doc-inetifih0453417.shtml
- cbonds.com/company/83667/
- zh.wikipedia.org/zh-hans/%E6%AD%A6%E6%B1%89%E5%86%9C%E6%9D%91%E5%95%86%E4%B8%9A%E9%93%B6%E8%A1%8C
Leadership
Researched 29 Sep 2026 · Sources
- Chair
- Zhou Yuping (周玉萍) Party Secretary, performing the duties of Chair (acting, as last reported in September 2025)
- Chief executive
- Liu Wei (刘炜) Deputy Party Secretary, performing the duties of President (acting, as last reported in September 2025)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- China
- National Financial Regulatory Administration (Hubei Office) Prudential supervisorConduct
- China
- People's Bank of China Central bankAML supervisor
- China
- State Administration of Foreign Exchange Foreign exchange
Recent events 3 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Other
The bank put up for sale all its stakes in five village banks, three in Hainan and two in Jiangsu.
finance.sina.cn ↗ -
Leadership
Chair Bai Junwei retired on reaching the age limit, and President Zhou Yuping took over the chair's duties on an acting basis.
qxb-pdf-osscache.qixin.com ↗ -
Enforcement
The NFRA Hubei Office fined the bank CNY 3.65 million for failings including negligent loan management and diversion of credit funds.
finance.sina.cn ↗ -
Other
The NFRA Hubei Office approved a CNY 2.7 billion issue of 771 million new shares to seven Wuhan state-owned enterprises.
qxb-pdf-osscache.qixin.com ↗ -
Investigation
The Wuhan discipline inspection commission expelled former chair Xu Xiaojian from the Party and public office for serious violations involving lending.
finance.sina.cn ↗ -
Enforcement
The NFRA Hubei Office fined the bank CNY 900,000 for imprudent credit review and loan disbursement at its Guanggu sub-branch.
finance.sina.cn ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- WRCCCNBNXXX
- How the BIC breaks down
- WRCCBank
- CNCountry · China
- BNLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 300300C1112842000056
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- China · East Asia & Pacific
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- WUYIN BUILDING NO. 618, JIANSHE AVENUE WUHAN 430015 CHINA
- Operational address
- WUYIN BUILDING 618 JIANSHE AVENUE WUHAN 430015 WUHAN CHINA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>WRCCCNBNXXX</BICFI>
<LEI>300300C1112842000056</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>WRCCCNBNXXX</BICFI>
<LEI>300300C1112842000056</LEI>
<Nm>WUHAN RURAL COMMERCIAL BANK</Nm>
<PstlAdr>
<TwnNm>WUHAN</TwnNm>
<Ctry>CN</Ctry>
<AdrLine>WUYIN BUILDING NO. 618, JIANSHE AVENUE WUHAN 430015</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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