China · Financial institution
Xiamen Bank CO., LTD
Legal name in the LEI record厦门银行股份有限公司
Xiamen Bank is a joint-stock city commercial bank with its head office in Xiamen, Fujian province. It was founded in 1996 and has been listed on the Shanghai Stock Exchange since 2020. It has no controlling shareholder. Xiamen Jinyuan Investment Group, a state-owned company of the Xiamen municipality, holds 19.18%. Fubon Financial Holding of Taiwan holds 18.03%. The bank serves corporate, small-business and retail clients in Fujian and Chongqing and owns a leasing subsidiary. It describes itself as the first city commercial bank in mainland China with Taiwanese capital.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- CBXMCNBAXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under CBXMCNBA directly.
- Swift GPI
- Live member
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2002-03-02
- Last updated
- 2025-09-13
Overview
Researched 29 Sep 2026 · Sources
Ownership
Mixed ownership
Ticker 601187
Institution type
Commercial bank
Trades as Xiamen Bank (厦门银行)
- Ownership
- The bank has no controlling shareholder or actual controller: Xiamen Jinyuan Investment Group holds 19.18% and Fubon Financial Holding 18.03%, with state, Taiwanese and private capital combined.
- Major shareholders
- Xiamen Jinyuan Investment Group Co., Ltd. (厦门金圆投资集团有限公司) 19.18% · 31 Mar 2026
Fubon Financial Holding Co., Ltd. (富邦金融控股股份有限公司) 18.03% · 31 Mar 2026
Beijing Shengda Xingye Real Estate Development Co., Ltd. (北京盛达兴业房地产开发有限公司) 9.68% · 31 Mar 2026
Fujian Septwolves Group Co., Ltd. (福建七匹狼集团有限公司) 8.09% · 31 Mar 2026 - Stock listing
- Shanghai Stock Exchange 601187
- Head office
- 101 Hubin North Road (Commercial Bank Building), Siming District, 361012 Xiamen, China
- Company register
- Unified social credit code 9135020026013710XM (taken from a secondary business-directory source)
- Former names
- Xiamen City Commercial Bank Co., Ltd. (厦门市商业银行股份有限公司) · Xiamen City Cooperative Bank (厦门城市合作银行)
Business lines
The bank names corporate, retail and treasury business as its three profit centres, with a focus on small businesses and on Taiwanese companies and residents in Fujian and Chongqing.
Online
- Websites & references
- xmccb.com ↗
xmbankonline.com ↗ Official domain used for online banking, email and a mirror of the investor-relations pages
haixileasing.cn ↗ Subsidiary Fujian Haixi Financial Leasing Co., Ltd., linked from the header
Wikipedia ↗
Wikidata Q10911455 ↗ - Official social accounts
- None found
Sources · 11 pages consulted
- xmccb.com/
- xmccb.com/yhjs.html
- xmccb.com/yhxw/20260610/24908.html
- xmccb.com/tzzgx-lsgg/index.html
- xmccb.com/hrhk.html
- static.cninfo.com.cn/finalpage/2026-04-30/1225266422.PDF
- stockmc.xueqiu.com/202608/601187_20260829_K7WK.pdf
- stcn.com/article/detail/1510874.html
- finance.sina.com.cn/stock/s/2026-03-30/doc-inhsuefa2785069.shtml
- zhuanlan.zhihu.com/p/2024787018203283461
- zh.wikipedia.org/zh-hans/%E5%8E%A6%E9%97%A8%E9%93%B6%E8%A1%8C
Leadership
Researched 29 Sep 2026 · Sources
- Chair
- Hong Pipa (洪枇杷) Party Secretary and Chairman of the Board
- Chief executive
- Wu Xinhao (吴昕颢) President; head in charge of finance and accounting (主管财会工作负责人)
- Executive
- Xie Tonghua (谢彤华) Vice President and Secretary to the Board
- Executive
- Chen Song (陈松) Assistant President, Chief Risk Officer and Chief Compliance Officer
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- China
- National Financial Regulatory Administration (Xiamen Office) Prudential supervisorConduct
- China
- People's Bank of China Central bankAML supervisor
- China
- State Administration of Foreign Exchange Foreign exchange
Recent events 4 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Enforcement
The Putian sub-office of the National Financial Regulatory Administration fined the bank's Putian branch CNY 1.3 million for lending due-diligence and staff-conduct failings.
zhuanlan.zhihu.com ↗ -
Enforcement
The Sanming sub-office of the National Financial Regulatory Administration fined the bank's Sanming branch CNY 1.9 million for failings in managing several loan types.
finance.sina.com.cn ↗ -
Enforcement
The People's Bank of China Fujian branch warned the bank, confiscated CNY 219,504 and fined it CNY 1.5 million for breaching acquiring and counterfeit-currency rules.
zhuanlan.zhihu.com ↗ -
Enforcement
The People's Bank of China Fujian branch warned the bank's Quanzhou branch and fined it CNY 500,000 for breaching account management rules.
zhuanlan.zhihu.com ↗ -
Leadership
The board elected Hong Pipa as chairman after Yao Zhiping resigned, and he took office once the regulator approved his qualification.
stcn.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- CBXMCNBAXXX
- How the BIC breaks down
- CBXMBank
- CNCountry · China
- BALocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 300300C1082435000037
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- China · East Asia & Pacific
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1996
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 101 HUBIN NORTH ROAD XIAMEN, FUJIAN 361012 CHINA
- Operational address
- 101 HUBIN NORTH ROAD XIAMEN 361012 XIAMEN CHINA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>CBXMCNBAXXX</BICFI>
<LEI>300300C1082435000037</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>CBXMCNBAXXX</BICFI>
<LEI>300300C1082435000037</LEI>
<Nm>XIAMEN BANK CO., LTD</Nm>
<PstlAdr>
<TwnNm>XIAMEN</TwnNm>
<Ctry>CN</Ctry>
<AdrLine>101 HUBIN NORTH ROAD XIAMEN, FUJIAN 361012</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Network
Correspondent banking
The bank publishes 12 accounts at other banks.
- Own offices
- Correspondent banks: it holds accounts there
Hover over a branch, account or group to see its details
Correspondent accounts
Researched 29 Sep 2026 · Sources
12 accounts at other banks, in 7 currencies, as the bank publishes them: xmccb.com ↗
| Currency | Correspondent | BIC | Account | Purpose | Directory check |
|---|---|---|---|---|---|
| USD | 富国银行 (Wells Fargo Bank) | — | — | Main USD account bank | No BIC published |
| USD | 花旗银行 (Citibank) | — | — | Main USD account bank | No BIC published |
| HKD | 中银香港 (Bank of China (Hong Kong)) | — | — | Main HKD account bank | No BIC published |
| HKD | 上海商业银行 (Shanghai Commercial Bank) | — | — | Main HKD account bank | No BIC published |
| EUR | 中国银行法兰克福分行 (Bank of China, Frankfurt Branch) | — | — | Main EUR account bank | No BIC published |
| EUR | 中国建设银行法兰克福分行 (China Construction Bank, Frankfurt Branch) | — | — | Main EUR account bank | No BIC published |
| JPY | 瑞穗银行 (Mizuho Bank) | — | — | Main JPY account bank | No BIC published |
| JPY | 中国建设银行东京分行 (China Construction Bank, Tokyo Branch) | — | — | Main JPY account bank | No BIC published |
| AUD | 中国银行厦门分行 (Bank of China, Xiamen Branch) | — | — | Main AUD account bank | No BIC published |
| GBP | 中国银行伦敦分行 (Bank of China, London Branch) | — | — | Main GBP account bank | No BIC published |
| CNY | 中国银行厦门分行 (Bank of China, Xiamen Branch) | — | — | Main CNY account bank | No BIC published |
| CNY | 招商银行厦门分行 (China Merchants Bank, Xiamen Branch) | — | — | Main CNY account bank | No BIC published |
Taken from the undated inward-remittance product page (汇入汇款). The page names the bank's main account banks for each currency, stating the bank holds accounts with them. It gives no account numbers and no BICs. All 12 named rows are extracted. The page template dates from 2016, so the list may be stale. No separate SSI or nostro list was found under the international or interbank business menus. Each correspondent BIC is checked against the Swift directory: a BIC missing from it, or registered to a differently named bank, may be a typo or out of date. Confirm settlement instructions with the bank before relying on them.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: xmccb.com (official website) · original.
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A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
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