China · Financial institution
Yinzhou Bank
Legal name in the LEI record宁波鄞州农村商业银行股份有限公司
Ningbo Yinzhou Rural Commercial Bank Co., Ltd. (Yinzhou Bank) is a joint-stock rural commercial bank with its head office in Yinzhou District, Ningbo, Zhejiang Province. According to its 2024 bond documentation, its shares are widely held by about 8,700 corporate and individual shareholders and it has no controlling shareholder. It provides deposits, loans, domestic and international settlement, foreign exchange, cards and interbank market services, mainly to small businesses, farmers and residents of Yinzhou and Haishu districts. It began as a rural credit cooperative union, became Ningbo Yinzhou Rural Cooperative Bank on 25 March 2003 and converted into a rural commercial bank in November 2016.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- YZBKCN2NXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under YZBKCN2N directly.
- Swift GPI
- Live member
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2004-03-13
- Last updated
- 2022-02-14
Overview
Researched 29 Sep 2026 · Sources
Ownership
Privately held
Institution type
Commercial bank
Trades as Yinzhou Bank (鄞州银行)
- Standing
- The bank was converted from Ningbo Yinzhou Rural Cooperative Bank into a joint-stock rural commercial bank in November 2016. It kept the same unified social credit code.
- Ownership
- According to its 2024 bond documentation, the bank has no controlling shareholder or actual controller: at end-2023 corporate shareholders held 44.38% and individuals 55.62%.
- Major shareholders
- Ningbo Hualong Investment Construction Development Co., Ltd. (宁波华龙投资建设开发有限公司) 5.6% · 31 Dec 2023
Ningbo Dongfang Construction Development Co., Ltd. (宁波东方建设开发有限公司) 5.01% · 31 Dec 2023 - Head office
- 88 Minhui West Road (民惠西路88号), Yinzhou District, 315100 Ningbo, China
- Company register
- Unified social credit code 91330212144417235R (Ningbo Market Supervision Administration); financial licence B1400H233020001
- Former names
- Ningbo Yinzhou Rural Cooperative Bank (宁波鄞州农村合作银行) · Yinxian Rural Credit Cooperative Union (鄞县农村信用合作联社)
Business lines
The bank describes its market position as serving the regional economy, small and micro enterprises and agriculture. It also consolidates 17 village banks it sponsored in Guangxi, Xinjiang and Ningbo.
Online
- Websites & references
- beeb.com.cn ↗
ebank.beeb.com.cn ↗ online banking
beeb.zhiye.com ↗ recruitment site linked from the bank's legacy homepage
Wikipedia ↗ - Official social accounts
- None found
Sources · 8 pages consulted
- beeb.com.cn/
- beeb.com.cn/beebPortal/oldpage/index.html
- file.finance.sina.com.cn/211.154.219.97:9494/MRGG/BOND/2024/2024-8/2024-08-28/20700193.PDF
- shclearing.com.cn/xxpl/cwbg/nb/202504/t20250421_1574679.html
- nfra.gov.cn/branch/ningbo/view/pages/common/ItemDetail.html?docId=1230219&itemId=1153
- chinamoney.com.cn/dqs/cm-s-notice-query/fileDownLoad.do?mode=open&contentId=3218217&priority=0
- guilin.beeb.com.cn/ssxx/whdt/8964.html
- zh.wikipedia.org/zh-hans/%E9%84%9E%E5%B7%9E%E9%93%B6%E8%A1%8C
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- China
- National Financial Regulatory Administration (Ningbo Office) Prudential supervisorConduct
- China
- People's Bank of China Central bankAML supervisor
- China
- State Administration of Foreign Exchange Foreign exchange
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
The Ningbo office of the National Financial Regulatory Administration approved Yan Xin's qualification as a director of the bank.
nfra.gov.cn ↗ -
Other
The bank issued CNY 1.35 billion of 10-year tier 2 capital bonds in the national interbank bond market.
file.finance.sina.com.cn ↗ -
Leadership
The Ningbo Market Supervision Administration registered Wang Junhui as the bank's legal representative in place of Zhou Jianbin.
file.finance.sina.com.cn ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- YZBKCN2NXXX
- How the BIC breaks down
- YZBKBank
- CNCountry · China
- 2NLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 300300C1123433000055
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- China · East Asia & Pacific
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 88 MINHUI XI ROAD YINZHOU DISTRICT NINGBO 315100 CHINA
- Operational address
- 88 MINHUI XI ROAD YINZHOU DISTRICT NINGBO 315100 NINGBO CHINA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>YZBKCN2NXXX</BICFI>
<LEI>300300C1123433000055</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>YZBKCN2NXXX</BICFI>
<LEI>300300C1123433000055</LEI>
<Nm>YINZHOU BANK</Nm>
<PstlAdr>
<TwnNm>NINGBO</TwnNm>
<Ctry>CN</Ctry>
<AdrLine>88 MINHUI XI ROAD YINZHOU DISTRICT NINGBO 315100</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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