---
title: "Zenith Bank PLC SWIFT/BIC code ZEIBNGLAXXX · Nigeria | Elucidate"
description: "SWIFT/BIC code ZEIBNGLAXXX for Zenith Bank PLC, Nigeria. 2 branch BICs, LEI 029200268F8M5YI5I629, addresses and Swift connectivity."
url: https://elucidate.co/directory/zenith-bank-plc-zeibngla
---
1. [Directory](https://elucidate.co/directory)
2. [Nigeria](https://elucidate.co/directory/country/ng)
3. Zenith Bank PLC
Nigeria · Financial institution
# Zenith Bank PLC
Zenith Bank Plc is a public limited company incorporated in Nigeria on 30 May 1990. Its registered office is at Zenith Heights, Plot 84/87 Ajose Adeogun Street, Victoria Island, Lagos. Its shares are widely held and have been listed on the Nigerian Exchange since 21 October 2004. It provides banking services to corporate and individual customers and owns banking subsidiaries in Ghana, the United Kingdom, Sierra Leone and The Gambia.
BIC **ZEIBNGLAXXX** LEI **[029200268F8M5YI5I629](https://search.gleif.org/#/record/029200268F8M5YI5I629)** Licence no. **Not on a tracked register** Connected to Swift Swift GPI live member [**2** branch codes](https://elucidate.co/directory/zenith-bank-plc-zeibngla#branches) [Group: Zenith Bank PLC](https://elucidate.co/directory/group/029200268F8M5YI5I629) [Claim this profile](https://elucidate.co/directory/zenith-bank-plc-zeibngla#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** ZEIBNGLAXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Live member
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** [2 branch codes](https://elucidate.co/directory/zenith-bank-plc-zeibngla#branches)
- **BIC first registered:** 1994-06-06
- **Last updated:** 2025-11-15
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/zenith-bank-plc-zeibngla#overview-sources)
Total assets
NGN 23.6tn
This entity · 31 Dec 2025 · [annual report ↗](https://doclib.ngxgroup.com/Financial_NewsDocs/46591_ZENITH_BANK_PLC-_QUARTER_5_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_APRIL_2026.pdf)
Employees
8,773
headcount · This entity · 31 Dec 2025 · [annual report ↗](https://doclib.ngxgroup.com/Financial_NewsDocs/46591_ZENITH_BANK_PLC-_QUARTER_5_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_APRIL_2026.pdf)
Ownership
Publicly listed
Tickers ZENITHBANK · ZENB
Institution type
Commercial bank
Trades as Zenith Bank
- **Standing:** Shareholders approved a restructuring into a non-operating holding company on 26 April 2024. As of July 2026, the bank still operated as the parent of its group.
- **Ownership:** The shares are widely held; the founder, Jim Ovia, held 14.13% directly and indirectly at 31 December 2025.
- **Major shareholder:** Jim Ovia, CFR (direct and indirect) 14.13% · 31 Dec 2025
- **Stock listings:** Nigerian Exchange (NGX) ZENITHBANK London Stock Exchange (GDRs) ZENB
- **Head office:** Zenith Heights, Plot 84/87 Ajose Adeogun Street, Victoria Island, 101241 Lagos, Nigeria
- **Company register:** RC 150224 (Corporate Affairs Commission, Nigeria)
### Business lines
- Corporate banking
- Retail banking
- SME banking
- Trade finance
- Transaction banking & payments
- Markets & trading
- Cards
- Correspondent banking
According to its 2025 annual report, its principal activity is banking for corporate and individual customers, including deposit taking, lending, corporate finance and money market activities.
### Online
- **Websites & references:** [zenithbank.com ↗](https://www.zenithbank.com/) did not load when checked
- **Official social accounts:** None found
Sources · 13 pages consulted
1. [doclib.ngxgroup.com/Financial\_NewsDocs/46591\_ZENITH\_BANK\_PLC-\_QUARTER\_5\_-\_FINANCIAL\_STATEMENT\_FOR\_2025\_FINANC](https://doclib.ngxgroup.com/Financial_NewsDocs/46591_ZENITH_BANK_PLC-_QUARTER_5_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_APRIL_2026.pdf)
2. [doclib.ngxgroup.com/Financial\_NewsDocs/ZENITH\_BANK\_PLC\_-\_AGM\_RESOLUTIONS\_2026.pdf](https://doclib.ngxgroup.com/Financial_NewsDocs/ZENITH_BANK_PLC_-_AGM_RESOLUTIONS_2026.pdf)
3. [nairametrics.com/2026/05/05/meet-mustafa-bello-the-new-chairman-of-zenith-bank-plc/](https://nairametrics.com/2026/05/05/meet-mustafa-bello-the-new-chairman-of-zenith-bank-plc/)
4. [arise.tv/mustafa-bello-emerges-chairman-of-zenith-bank-after-jim-ovia-retires/](https://www.arise.tv/mustafa-bello-emerges-chairman-of-zenith-bank-after-jim-ovia-retires/)
5. [nairametrics.com/2026/03/24/zenith-bank-appoints-kennedy-onuwa-okwudili-as-executive-director/](https://nairametrics.com/2026/03/24/zenith-bank-appoints-kennedy-onuwa-okwudili-as-executive-director/)
6. [nairametrics.com/2026/04/08/zenith-bank-subsidiaries-post-n331-7-billion-profit-as-deposits-hit-n6-7-trill](https://nairametrics.com/2026/04/08/zenith-bank-subsidiaries-post-n331-7-billion-profit-as-deposits-hit-n6-7-trillion/)
7. [nairametrics.com/2026/08/19/zenith-bank-gets-ngx-approval-for-six-week-extension-on-h1-2026-results/](https://nairametrics.com/2026/08/19/zenith-bank-gets-ngx-approval-for-six-week-extension-on-h1-2026-results/)
8. [nairametrics.com/2026/05/01/zenith-bank-posts-n360-9-billion-pre-tax-profit-in-q1-2026/](https://nairametrics.com/2026/05/01/zenith-bank-posts-n360-9-billion-pre-tax-profit-in-q1-2026/)
9. [businessday.ng/news/article/cbns-banking-rules-quietly-drag-zenith-uba-fidelity-into-holding-company-clu](https://businessday.ng/news/article/cbns-banking-rules-quietly-drag-zenith-uba-fidelity-into-holding-company-club/)
10. [proshare.co/articles/zenith-bank-shareholders-approves-holdco-structure?menu=Market&classification=Re](https://proshare.co/articles/zenith-bank-shareholders-approves-holdco-structure?menu=Market&classification=Read&category=Stock+)
11. [economypost.ng/featured/zenith-bank-fined-n15-4bn-for-fx-cybersecurity-anti-money-laundering-violations/](https://economypost.ng/featured/zenith-bank-fined-n15-4bn-for-fx-cybersecurity-anti-money-laundering-violations/2025/03/28/)
12. [newsmaxngr.com/zenith-bank-appoints-engr-mustafa-bello-as-chairman-at-annual-general-meeting/](https://www.newsmaxngr.com/zenith-bank-appoints-engr-mustafa-bello-as-chairman-at-annual-general-meeting/)
13. [zenithbank.com.gh/media-centre/news/zenith-bank-plc-appoints-dame-dr-adaora-umeoji-as-gmdceo/](https://www.zenithbank.com.gh/media-centre/news/zenith-bank-plc-appoints-dame-dr-adaora-umeoji-as-gmdceo/)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/zenith-bank-plc-zeibngla#overview-sources)
- **Chief executive:** Dame (Dr.) Adaora Umeoji, OON Group Managing Director/Chief Executive Officer Confirmed 6 May 2026 · [doclib.ngxgroup.com ↗](https://doclib.ngxgroup.com/Financial_NewsDocs/ZENITH_BANK_PLC_-_AGM_RESOLUTIONS_2026.pdf)
- **Chair:** Engr. Mustafa Bello Chairman Confirmed 6 May 2026 · [nairametrics.com ↗](https://nairametrics.com/2026/05/05/meet-mustafa-bello-the-new-chairman-of-zenith-bank-plc/)
- **Chief financial officer:** Durosinmi Abiodun Akanbi Chief Financial Officer Confirmed 29 Jan 2026 · [doclib.ngxgroup.com ↗](https://doclib.ngxgroup.com/Financial_NewsDocs/46591_ZENITH_BANK_PLC-_QUARTER_5_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_APRIL_2026.pdf)
- **Executive:** Kennedy Onuwa Okwudili Executive Director Confirmed 6 May 2026 · [doclib.ngxgroup.com ↗](https://doclib.ngxgroup.com/Financial_NewsDocs/ZENITH_BANK_PLC_-_AGM_RESOLUTIONS_2026.pdf)
- **Executive:** Michael Osilama Otu Company Secretary Confirmed 6 May 2026 · [doclib.ngxgroup.com ↗](https://doclib.ngxgroup.com/Financial_NewsDocs/ZENITH_BANK_PLC_-_AGM_RESOLUTIONS_2026.pdf)
## Supervisors & regulators
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/zenith-bank-plc-zeibngla#overview-sources)
- **Nigeria:** Central Bank of Nigeria Central bank Prudential supervisor AML supervisor Foreign exchange
## Recent events 2 enforcement or investigation items
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/zenith-bank-plc-zeibngla#overview-sources)
1. May 2026
Leadership
The board appointed Mustafa Bello as chairman at the 5 May 2026 AGM with CBN approval, after founder Jim Ovia retired at the end of his 12-year tenure.
[nairametrics.com ↗](https://nairametrics.com/2026/05/05/meet-mustafa-bello-the-new-chairman-of-zenith-bank-plc/)
2. Apr 2026
Merger / acquisition
The bank announced on 7 April 2026 that it would acquire the entire issued share capital of Paramount Bank Kenya Limited.
[nairametrics.com ↗](https://nairametrics.com/2026/04/08/zenith-bank-subsidiaries-post-n331-7-billion-profit-as-deposits-hit-n6-7-trillion/)
3. Apr 2026
Licence
The bank opened a subsidiary in Côte d'Ivoire, licensed in December 2025 and regulated by the UMOA Banking Commission.
[newsmaxngr.com ↗](https://www.newsmaxngr.com/zenith-bank-appoints-engr-mustafa-bello-as-chairman-at-annual-general-meeting/)
4. Apr 2026
Enforcement
The CBN imposed penalties of NGN 1.95 billion in 2025, including NGN 1.41 billion for non-compliance with CBN intervention facility policy.
[doclib.ngxgroup.com ↗](https://doclib.ngxgroup.com/Financial_NewsDocs/46591_ZENITH_BANK_PLC-_QUARTER_5_-_FINANCIAL_STATEMENT_FOR_2025_FINANCIAL_STATEMENTS_APRIL_2026.pdf)
5. Mar 2025
Enforcement
The CBN imposed penalties of NGN 15.43 billion for 2024, including NGN 14.65 billion from a foreign exchange examination and AML-related findings.
[economypost.ng ↗](https://economypost.ng/featured/zenith-bank-fined-n15-4bn-for-fx-cybersecurity-anti-money-laundering-violations/2025/03/28/)
6. Jun 2024
Leadership
Adaora Umeoji succeeded Ebenezer Onyeagwu as Group Managing Director/CEO with effect from 1 June 2024.
[zenithbank.com.gh ↗](https://www.zenithbank.com.gh/media-centre/news/zenith-bank-plc-appoints-dame-dr-adaora-umeoji-as-gmdceo/)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** ZEIBNGLAXXX
- **How the BIC breaks down:** 1. ZEIB Bank 2. NG Country · Nigeria 3. LA Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 029200268F8M5YI5I629
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/029200268F8M5YI5I629)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
## Profile
- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** Nigeria · Sub-Saharan Africa
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
## Ownership and group
GLEIF relationship records
The Zenith Bank PLC group has 3 institutions in the directory, in 3 countries: all hold a BIC.
Including [Zenith Bank (UK) Limited Paris Branch](https://elucidate.co/directory/zenith-bank-uk-limited-paris-branch-zeibfrpp), [Zenith Bank (UK) LTD](https://elucidate.co/directory/zenith-bank-uk-ltd-zeibgb2l).
[See the Zenith Bank PLC group →](https://elucidate.co/directory/group/029200268F8M5YI5I629)
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
## Addresses
- **Registered address:** 84 AJOSE ADEOGUN STREET V/ I LAGOS 75315 NIGERIA
- **Operational address:** ZENITH HEIGHTS 87 AJOSE ADEOGUN STREET VICTORIA ISLAND LAGOS LAGOS POB 75315 NIGERIA
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
ZEIBNGLAXXX
029200268F8M5YI5I629
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
ZEIBNGLAXXX
029200268F8M5YI5I629
ZENITH BANK PLC
LAGOS
NG
84 AJOSE ADEOGUN STREET V/ I LAGOS 75315
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Network
### Branch network
All 2 branch BICs connect to the head office. No city, function or registration year splits them into groups.
### Branch codes
| BIC | Branch | City | Address | LEI | Updated |
| --- | --- | --- | --- | --- | --- |
| [ZEIBNGLA013](https://elucidate.co/directory/zenith-bank-plc-zeibngla-013) | ABUJA BRANCH | Abuja | ABUJA ABUJA NIGERIA | — | 2018-04-13 |
| [ZEIBNGLAWEB](https://elucidate.co/directory/zenith-bank-plc-zeibngla-web) | ELECTRONIC TRANSACTIONS | Lagos | LAGOS LAGOS NIGERIA | — | 2018-04-13 |
[See every BIC in Nigeria →](https://elucidate.co/directory/country/ng#bics)
## Related institutions
### Subsidiaries in the directory
- [Zenith Bank (UK) LTD BIC ZEIBGB2L Financial institution Not on a tracked register United Kingdom · Not on a tracked register · LEI 213800HXR6XZKC2G7U74](https://elucidate.co/directory/zenith-bank-uk-ltd-zeibgb2l)
Entities that GLEIF records with this LEI as their direct parent.
### Largest institutions in Nigeria
- [United Bank For Africa PLC BIC UNAFNGLA Financial institution Not on a tracked register Nigeria · Not on a tracked register · LEI 0292002067E3RH4D8768](https://elucidate.co/directory/united-bank-for-africa-plc-unafngla)
- [Standard Chartered Bank Nigeria LTD BIC SCBLNGLA Financial institution Not on a tracked register Nigeria · Not on a tracked register · LEI 549300P08UORMR8IFS20](https://elucidate.co/directory/standard-chartered-bank-nigeria-ltd-scblngla)
- [First Bank of Nigeria LTD BIC FBNINGLA Financial institution Not on a tracked register Nigeria · Not on a tracked register · LEI 254900O2M53JMNF7U320](https://elucidate.co/directory/first-bank-of-nigeria-ltd-fbningla)
- [Wema Bank PLC BIC WEMANGLA Financial institution Not on a tracked register Nigeria · Not on a tracked register · LEI 029200494H3E7D4H3E24](https://elucidate.co/directory/wema-bank-plc-wemangla)
- [Central Bank of Nigeria,abuja BIC CBNINGLA Financial institution Not on a tracked register Nigeria · Not on a tracked register · LEI 549300G1JG004Y3K8S97](https://elucidate.co/directory/central-bank-of-nigeria-abuja-cbningla)
- [Citibank Nigeria Limited BIC CITINGLA Financial institution Not on a tracked register Nigeria · Not on a tracked register · LEI 029200343C4N7D2E6H83](https://elucidate.co/directory/citibank-nigeria-limited-citingla)
- [First City Monument Bank Limited BIC FCMBNGLA Financial institution Not on a tracked register Nigeria · Not on a tracked register · LEI 254900KVOZA3L72NJT75](https://elucidate.co/directory/first-city-monument-bank-limited-fcmbngla)
- [First City Monument Bank LTD BIC KNUBNGL1 Financial institution Not on a tracked register Nigeria · Not on a tracked register · No LEI mapped](https://elucidate.co/directory/first-city-monument-bank-ltd-knubngl1)
[See every BIC in Nigeria →](https://elucidate.co/directory/country/ng#bics)
Claim this profile
## Work at Zenith Bank PLC?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
## Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
[Book a demo](https://elucidate.co/demo-request)
Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.