--- title: "zerohash europe B.V. · Electronic money institution (The Netherlands Bank) · Netherlands | Elucidate" description: "zerohash europe B.V. is authorised by The Netherlands Bank as an electronic money institution in the Netherlands. Licence R193684. LEI 724500G7QSOMFR1GQA47. Register status, licences, activities and ownership." url: https://elucidate.co/directory/zerohash-europe-b-v-57fb2eb4b2a3 --- 1. [Directory](https://elucidate.co/directory) 2. [Netherlands](https://elucidate.co/directory/country/nl) 3. zerohash europe B.V. Netherlands · Payments & e-money # zerohash europe B.V. Trading as zerohash europe zerohash europe B.V. is a Dutch private limited company based in Amsterdam. The Dutch Authority for the Financial Markets (AFM) authorises it as a crypto-asset service provider under the Markets in Crypto-Assets Regulation (MiCA). De Nederlandsche Bank (DNB) authorises it as an electronic money institution. It is the European subsidiary of the US-based zerohash group, whose parent is Zerohash Holdings Ltd. It provides crypto-asset trading, custody, transfer and stablecoin payment services to banks, brokerages, fintechs and payment platforms, whose own customers use the services through those platforms. Register status Licensed in the Netherlands Electronic money institution · The Netherlands Bank Prudential licence [2 licences and registrations ↓](https://elucidate.co/directory/zerohash-europe-b-v-57fb2eb4b2a3#licences) BIC **No BIC** LEI **[724500G7QSOMFR1GQA47](https://search.gleif.org/#/record/724500G7QSOMFR1GQA47)** [Licence no. **R193684**](https://elucidate.co/directory/zerohash-europe-b-v-57fb2eb4b2a3#licences) ## Licences and registrations Held by zerohash europe B.V. (LEI 724500G7QSOMFR1GQA47). 2 entries on 2 of the 22 tracked registers, retrieved 25 September 2026. | Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | [EBA PSD2 Register](https://elucidate.co/directory/register/eba-psd2) The Netherlands Bank | Electronic money institutionE-Money / Stored Value Institution | R193684 | [Netherlands](https://elucidate.co/directory/country/nl) | Active | 2026-05-21 | — | - Payment services - Card acquiring - E-money / stored value | [Search the register ↗](https://euclid.eba.europa.eu/register/pir/search) | | [ESMA interim MiCA register of crypto-asset service providers](https://elucidate.co/directory/register/esma-casp) Netherlands Authority for the Financial Markets (AFM) | Crypto-asset service providerCrypto-Asset Service Provider | 724500G7QSOMFR1GQA47 | [Netherlands](https://elucidate.co/directory/country/nl) | Active | 2025-10-29 | — | - Crypto-assets | [Search the register ↗](https://www.esma.europa.eu/esmas-activities/digital-finance-and-innovation/markets-crypto-assets-regulation-mica) | Trading names on the register: zerohash europe (EBA-PSD2, ESMA-CASP) - Each licence applies in the country of the regulator that granted it. - Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here. ## Swift network Swift’s ISO 9362 BIC directory Holds no BIC in Swift’s directory. Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file. ## Overview Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/zerohash-europe-b-v-57fb2eb4b2a3#overview-sources) Customers 7,000,000 users · Group · 29 Sep 2026 · [company statement ↗](https://zerohash.com/eu) Employees Not published Ownership Group subsidiary ZEROHASH HOLDINGS LTD. Firm type Crypto exchange or broker Trades as zerohash - **Standing:** The firm changed its legal name from Zero Hash Europe B.V. to zerohash europe B.V. on 16 October 2025. De Nederlandsche Bank added electronic money institution authorisation to its register entry with effect from 13 May 2026. - **Ownership:** Zerohash Holdings Ltd., the parent company of the zerohash group, consolidates the firm as its direct and ultimate parent according to the GLEIF record. - **Direct parent:** [ZEROHASH HOLDINGS LTD. ↗](https://search.gleif.org/#/record/549300QL4OBS1FRY4P39), United States - **Head office:** Herengracht 244-3, 1016 BT Amsterdam, Netherlands - **Company register:** KvK 89099060 - **Incorporated:** 2023 - **Founder:** Edward Woodford - **Former name:** Zero Hash Europe B.V. ### Online - **Websites & references:** [zerohash.com ↗](https://zerohash.com/) [portal.zerohash.eu ↗](https://portal.zerohash.eu/) EU client portal (login) [docs.zerohash.com ↗](https://docs.zerohash.com/) developer documentation and legal pages [status.zerohash.com ↗](https://status.zerohash.com/) service status page - **Official social accounts:** [LinkedIn ↗](https://www.linkedin.com/company/zerohash/) · [X ↗](https://x.com/ZeroHashX) · [YouTube ↗](https://www.youtube.com/channel/UC8HvrzcqzbusQYyfzctl_VA) Sources · 13 pages consulted 1. [dnb.nl/en/public-register/information-detail/?registerCode=WFTEG&relationNumber=R193684](https://www.dnb.nl/en/public-register/information-detail/?registerCode=WFTEG&relationNumber=R193684) 2. [amf-france.org/en/warnings/white-lists/casp/zerohash-europe-bv](https://www.amf-france.org/en/warnings/white-lists/casp/zerohash-europe-bv) 3. [ndcdyn.interactivebrokers.com/Universal/servlet/Registration\_v2.formSampleView?formdb=4872](https://ndcdyn.interactivebrokers.com/Universal/servlet/Registration_v2.formSampleView?formdb=4872) 4. [zerohash.com/eu](https://zerohash.com/eu) 5. [zerohash.com/legal/disclosures](https://zerohash.com/legal/disclosures) 6. [zerohash.com/disclosures/asset-segregation](https://zerohash.com/disclosures/asset-segregation) 7. [zerohash.com/press/zerohash-receives-emi-license-from-dutch-central-bank](https://zerohash.com/press/zerohash-receives-emi-license-from-dutch-central-bank) 8. [zerohash.com/blog/europe-just-took-a-big-step-forward-for-digital-assets](https://zerohash.com/blog/europe-just-took-a-big-step-forward-for-digital-assets) 9. [docs.zerohash.com/page/faq](https://docs.zerohash.com/page/faq) 10. [lei.bloomberg.com/leis/view/724500G7QSOMFR1GQA47](https://lei.bloomberg.com/leis/view/724500G7QSOMFR1GQA47) 11. [fintechfutures.com/regulations-compliance/zerohash-lands-emi-licence-in-the-netherlands](https://www.fintechfutures.com/regulations-compliance/zerohash-lands-emi-licence-in-the-netherlands) 12. [coindesk.com/business/2026/01/16/mastercard-said-to-weigh-zerohash-investment-after-crypto-company-end](https://www.coindesk.com/business/2026/01/16/mastercard-said-to-weigh-zerohash-investment-after-crypto-company-ends-takeover-talks) 13. [coindesk.com/business/2026/05/19/zerohash-pursues-new-funding-at-more-than-usd1-5-billion-valuation-af](https://www.coindesk.com/business/2026/05/19/zerohash-pursues-new-funding-at-more-than-usd1-5-billion-valuation-after-mastercard-drops-investment-plans) ## Authorisation Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/zerohash-europe-b-v-57fb2eb4b2a3#overview-sources) - **Operates under:** Its own licences The AFM authorises the firm as a crypto-asset service provider under MiCA, and it provides custody, trading platform, exchange and transfer services. DNB authorises it as an electronic money institution. DNB's register shows the e-money licence passported to 29 other EEA states from 29 May 2026. France's AMF lists the firm as providing crypto-asset services in France on a cross-border basis. | Authority | Licence or registration | Number | Held | Status | Source | | --- | --- | --- | --- | --- | --- | | Dutch Authority for the Financial Markets (AFM) Netherlands | MiCA Crypto-Asset Service Provider licence | 41000042 | In its own name | Active | [docs.zerohash.com ↗](https://docs.zerohash.com/page/faq) | | De Nederlandsche Bank (DNB) Netherlands | Authorisation to carry out the business of an electronic-money institution (PSD2 - Wft 2:10a) | R193684 | In its own name | Active | [dnb.nl ↗](https://www.dnb.nl/en/public-register/information-detail/?registerCode=WFTEG&relationNumber=R193684) | Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks. ## Partners and safeguarding Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/zerohash-europe-b-v-57fb2eb4b2a3#overview-sources) - **Safeguarding:** Segregated safeguarding accountsAccording to the firm, a separate client-money foundation, Stichting derdengelden zerohash europe, holds clients' fiat funds and crypto-assets apart from the firm's own assets, using the foundation's banking partners and omnibus wallets. [zerohash.com ↗](https://zerohash.com/disclosures/asset-segregation) - **Crypto-asset custody:** Held by the firmClients' crypto-assets are held in omnibus hot and cold wallets of the firm's affiliated custody foundation, and the firm may appoint MiCA-authorised sub-custodians. [ndcdyn.interactivebrokers.com ↗](https://ndcdyn.interactivebrokers.com/Universal/servlet/Registration_v2.formSampleView?formdb=4872) - **Safeguarding bank · Crypto custodian:** Stichting derdengelden zerohash europe Netherlands [zerohash.com ↗](https://zerohash.com/disclosures/asset-segregation) - **Settlement bank:** zerohash Liquidity Services LLC United States [zerohash.com ↗](https://zerohash.com/disclosures/asset-segregation) Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices. ## Products and markets Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/zerohash-europe-b-v-57fb2eb4b2a3#overview-sources) - Crypto trading - Crypto custody - Crypto on- and off-ramp - Crypto payments - Payouts and mass payments The firm runs a crypto-asset trading platform with a central limit order book, custody and transfer services for the end customers of partner platforms such as Interactive Brokers Ireland Limited, and it supports stablecoin payment flows. It serves clients across the European Economic Area under its Dutch MiCA authorisation and its Dutch e-money licence. - **Sells to:** Financial institutions · Platforms and marketplaces · Enterprises · Consumers - **Serves customers in 30 countries:** Austria · Belgium · Bulgaria · Croatia · Cyprus · Czechia · Denmark · Estonia · Finland · France · Germany · Greece · Hungary · Iceland · Ireland · Italy · Latvia · Liechtenstein · Lithuania · Luxembourg · Malta · Netherlands · Norway · Poland · Portugal · Romania · Slovakia · Slovenia · Spain · Sweden - **Latest funding round:** Series D-2 · USD 104m Sep 2025 Led by Interactive Brokers ## Leadership Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/zerohash-europe-b-v-57fb2eb4b2a3#overview-sources) - **Chief executive:** Roeland Goldberg Managing Director, Europe Confirmed 18 May 2026 · [zerohash.com ↗](https://zerohash.com/press/zerohash-receives-emi-license-from-dutch-central-bank) - **Founder:** Edward Woodford Founder and CEO, zerohash (group) Confirmed 3 Dec 2025 · [zerohash.com ↗](https://zerohash.com/blog/europe-just-took-a-big-step-forward-for-digital-assets) - **Compliance / MLRO:** Stephen Gardner Chief Legal & Compliance Officer, zerohash (group) Confirmed 19 May 2026 · [fintechfutures.com ↗](https://www.fintechfutures.com/regulations-compliance/zerohash-lands-emi-licence-in-the-netherlands) ## Recent events Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/zerohash-europe-b-v-57fb2eb4b2a3#overview-sources) 1. May 2026 Licence De Nederlandsche Bank authorised the firm as an electronic money institution, with effect from 13 May 2026. [dnb.nl ↗](https://www.dnb.nl/en/public-register/information-detail/?registerCode=WFTEG&relationNumber=R193684) 2. Jan 2026 Other The zerohash group said it would remain independent after reported acquisition talks with Mastercard ended. [coindesk.com ↗](https://www.coindesk.com/business/2026/01/16/mastercard-said-to-weigh-zerohash-investment-after-crypto-company-ends-takeover-talks) 3. Oct 2025 Licence The AFM authorised the firm as a crypto-asset service provider under MiCA. [zerohash.com ↗](https://zerohash.com/blog/europe-just-took-a-big-step-forward-for-digital-assets) 4. Oct 2025 Other The firm changed its legal name from Zero Hash Europe B.V. to zerohash europe B.V. [lei.bloomberg.com ↗](https://lei.bloomberg.com/leis/view/724500G7QSOMFR1GQA47) Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source. ## Identifiers - **Licence no. · EBA-PSD2:** R193684 - **Licence no. · ESMA-CASP:** 724500G7QSOMFR1GQA47 - **BIC:** Holds no BIC in Swift’s directory - **LEI:** [724500G7QSOMFR1GQA47 ↗](https://search.gleif.org/#/record/724500G7QSOMFR1GQA47) - **How the LEI was matched:** Published by the register - **Market identifier code:** [ZHEU](https://elucidate.co/directory/zerohash-europe-b-v-57fb2eb4b2a3#markets) - **Elucidate firm ID:** 57fb2eb4b2a3 ## Profile - **Type:** Payments & e-money · Crypto - **Regulation:** Prudential licence - **Main licence class:** Crypto-Asset Service Provider - **Activities:** - Payment services - Card acquiring - E-money / stored value - Crypto-assets - **Licensed in:** [Netherlands](https://elucidate.co/directory/country/nl) · Europe & Central Asia - **First registered:** 2025-10-29 - **Website:** [zerohash.com/eu ↗](https://zerohash.com/eu) Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet. ## Ownership and group GLEIF relationship records - **Direct parent:** Zerohash Holdings Ltd. · United States[549300QL4OBS1FRY4P39 ↗](https://search.gleif.org/#/record/549300QL4OBS1FRY4P39) Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control. ## Addresses - **Address on the register:** Herengracht 244 3 - 1016 BT Amsterdam - The Netherlands, AMSTERDAM, 1016BT - **Country:** Netherlands ## ISO 20022 identification As an agent in a Swift cross-border payment message (CBPR+) This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code. - **Identified by:** Name and postal address, with its LEI - **Postal address:** Hybrid: town, postcode and country in their own elements, the rest in two address lines ```xml 724500G7QSOMFR1GQA47 zerohash europe B.V. 1016BT AMSTERDAM NL Herengracht 244 3 - 1016 BT Amsterdam - The Netherlands ``` - The address line repeats the town or postcode. Remove the repeat if your payment system rejects it. CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent. The values are as published by the register. Check them against your own records before use. ## Market identifiers One trading venue or reporting service run under this LEI | MIC | Market | Kind | Category | | --- | --- | --- | --- | | ZHEU | ZERO HASH EUROPE | Operating MIC | Multilateral trading facility | ## Related institutions ### Other payments & e-money institutions in the Netherlands - [Embed B.V. No BIC Payments & e-money Prudential licence Netherlands · Licensed by The Netherlands Bank · R190510 (EBA-PSD2) · LEI 7245008QNCN73DRH1D55](https://elucidate.co/directory/embed-b-v-3350e86f06a8) - [Fiat Republic Netherlands B.V. No BIC Payments & e-money Crypto Prudential licence Netherlands · Licensed by The Netherlands Bank · R190553 (EBA-PSD2) · also on ESMA-CASP · LEI 724500GVWT7QULV8CR59](https://elucidate.co/directory/fiat-republic-netherlands-b-v-c74c69f778a8) - [GoCredible B.V. · trading as GoCredible Payment Services/Autobetaalservice/GoCredible Smart Contracts/GoCredible Smart Contracts Betaalservice/GoCredible Conditional Payments/Conditional Payments/GoCredible Conditioneel Betalen/Conditioneel Betalen/SmartP/SplitP/GoCredible B.V. No BIC Payments & e-money Prudential licence Netherlands · Licensed by The Netherlands Bank · R130345 (EBA-PSD2) · LEI 724500VLAROLGLLIRF88](https://elucidate.co/directory/gocredible-b-v-383f3f77aa81) - [Mollie B.V. No BIC Payments & e-money Prudential licence Netherlands · Licensed by The Netherlands Bank · F0038 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/mollie-b-v-c621e78ce9dd) - [Taxameter Centrale B.V. · trading as TMC/Htmc/Eltra Parkeergroep/Taxameter Centrale B.V./Payflux Payment Service Provider No BIC Payments & e-money Prudential licence Netherlands · Licensed by The Netherlands Bank · R102815 (EBA-PSD2) · No LEI mapped](https://elucidate.co/directory/taxameter-centrale-b-v-41bea341d98b) - [World First Netherlands B.V. BIC WOFTNL22 Payments & e-money Prudential licence Netherlands · Licensed by The Netherlands Bank · R161090 (EBA-PSD2) · LEI 549300KOOW3B2WK0K818](https://elucidate.co/directory/world-first-netherlands-b-v-woftnl22) - [Zebedee Europe B.V. No BIC Payments & e-money Crypto Prudential licence Netherlands · Licensed by The Netherlands Bank · R194916 (EBA-PSD2) · also on ESMA-CASP · LEI 724500B2I1LR33CAWG54](https://elucidate.co/directory/zebedee-europe-b-v-1d21b8061ba1) - [12Budget B.V. · trading as 12Budget B.V./Knip/Hypotheek24 No BIC Payments & e-money Prudential licence Netherlands · Licensed by The Netherlands Bank · R163138 (EBA-PSD2) · LEI 7245008GY6TO8ZMODB73](https://elucidate.co/directory/12budget-b-v-5fe3f9ac0a5b) [See all →](https://elucidate.co/directory/search?type=payments&cc=NL) [Other entries on EBA-PSD2 →](https://elucidate.co/directory/register/eba-psd2) Sources & method Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI. An institution missing from these registers is not necessarily unregulated. Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists. An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page. [Read the methodology →](https://elucidate.co/directory/methodology) Registers for this page - **EBA PSD2 Register**—European Banking Authority (EBA) · [source ↗](https://euclid.eba.europa.eu/register/pir/search) as at 25 September 2026 - **ESMA interim MiCA register of crypto-asset service providers**—European Securities and Markets Authority (ESMA) · [source ↗](https://www.esma.europa.eu/esmas-activities/digital-finance-and-innovation/markets-crypto-assets-regulation-mica) as at 25 September 2026 - **Ownership and group**—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI. - **Overview, authorisation, partners, products, leadership and events**—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source. ## Assess the financial crime risk behind a licence A licence records what an institution is authorised to do; it does not assess it. The [Elucidate FinCrime Index (EFI)](https://elucidate.co/ratings) is an independent score of the financial crime risk of banks and payment institutions. [Book a demo](https://elucidate.co/demo-request) Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.