---
title: "Zhongyuan Bank CO., LTD SWIFT/BIC code ZHONCNBJXXX · China | Elucidate"
description: "SWIFT/BIC code ZHONCNBJXXX for Zhongyuan Bank CO., LTD, China. Head-office BIC, LEI 300300C1290141000030, addresses and Swift connectivity."
url: https://elucidate.co/directory/zhongyuan-bank-co-ltd-zhoncnbj
---
1. [Directory](https://elucidate.co/directory)
2. [China](https://elucidate.co/directory/country/cn)
3. Zhongyuan Bank CO., LTD
China · Financial institution
# Zhongyuan Bank CO., LTD
Legal name in the LEI record 中原银行股份有限公司
Zhongyuan Bank Co., Ltd. is a joint-stock city commercial bank headquartered in Zhengzhou, Henan Province, China. It was formed in December 2014 by merging 13 city commercial banks in Henan. Its H shares have been listed on the Main Board of the Hong Kong Stock Exchange since July 2017. It has no controlling shareholder, and Henan Investment Group is its largest shareholder. In May 2022, with regulatory approval, it absorbed Luoyang Bank, Pingdingshan Bank and Jiaozuo China Travel Bank.
BIC **ZHONCNBJXXX** LEI **[300300C1290141000030](https://search.gleif.org/#/record/300300C1290141000030)** Licence no. **Not on a tracked register** Connected to Swift Swift GPI live member Head-office BIC only [Claim this profile](https://elucidate.co/directory/zhongyuan-bank-co-ltd-zhoncnbj#claim)
## Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
## Swift network
Swift’s ISO 9362 BIC directory
- **BIC:** ZHONCNBJXXX head office
- **Connection to Swift:** Connected to Swift
- **Swift GPI:** Live member
- **Payment schemes and systems:** No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- **Branch codes:** None: head-office BIC only
- **BIC first registered:** 2015-07-11
- **Last updated:** 2026-04-11
## Overview
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/zhongyuan-bank-co-ltd-zhoncnbj#overview-sources)
Total assets
CNY 1.5tn
Group · 30 Jun 2026 · [interim report ↗](https://news.qq.com/rain/a/20260830A0608D00)
Employees
Not published
Ownership
Publicly listed
Ticker 1216
Institution type
Commercial bank
Trades as Zhongyuan Bank
- **Ownership:** The bank has no controlling shareholder, and its largest shareholder, Henan Investment Group Co., Ltd., held 6.84% at the end of 2025.
- **Major shareholder:** Henan Investment Group Co., Ltd. 6.84% · 31 Dec 2025
- **Stock listing:** Hong Kong Stock Exchange 1216
- **Head office:** No. 9 Jinrong Island Outer Ring Road, Zhengdong New District, 450018 Zhengzhou, China
### Business lines
- Corporate banking
- Retail banking
- SME banking
- Markets & trading
- Transaction banking & payments
- Trade finance
- Investment banking
- Cards
The bank serves corporate, retail and small business customers mainly in Henan Province.
### Online
- **Websites & references:** [zybank.com.cn ↗](https://www.zybank.com.cn/) did not load when checked [zyebank.cn ↗](http://www.zyebank.cn/) alternative domain showing the bank's portal
- **Official social accounts:** None found
Sources · 8 pages consulted
1. [i.ifeng.com/c/8wV9cvLmsDo](https://i.ifeng.com/c/8wV9cvLmsDo)
2. [news.qq.com/rain/a/20260918A02ZTC00](https://news.qq.com/rain/a/20260918A02ZTC00)
3. [163.com/dy/article/L0RBCUUL0552LIRB.html](https://www.163.com/dy/article/L0RBCUUL0552LIRB.html)
4. [jjckb.cn/20260423/7e1fa8139b83428ab95a29e11027eaa8/c.html](http://www.jjckb.cn/20260423/7e1fa8139b83428ab95a29e11027eaa8/c.html)
5. [m.rccaijing.com/news-7393918300084434265.html](https://m.rccaijing.com/news-7393918300084434265.html)
6. [news.qq.com/rain/a/20260830A0608D00](https://news.qq.com/rain/a/20260830A0608D00)
7. [chinamoney.com.cn/dqs/cm-s-notice-query/fileDownLoad.do?contentId=3388280&priority=0&mode=save](https://www.chinamoney.com.cn/dqs/cm-s-notice-query/fileDownLoad.do?contentId=3388280&priority=0&mode=save)
8. [finance.sina.com.cn/jjxw/2026-05-07/doc-inhxatff4763091.shtml](https://finance.sina.com.cn/jjxw/2026-05-07/doc-inhxatff4763091.shtml)
## Leadership
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/zhongyuan-bank-co-ltd-zhoncnbj#overview-sources)
- **Chair:** Zhou Feng Chairman of the Board Confirmed 29 Sep 2026 · [163.com ↗](https://www.163.com/dy/article/L0RBCUUL0552LIRB.html)
- **Chief executive:** Zhang Tao President, Executive Director and Vice Chairman Confirmed 29 Sep 2026 · [news.qq.com ↗](https://news.qq.com/rain/a/20260918A02ZTC00)
## Supervisors & regulators
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/zhongyuan-bank-co-ltd-zhoncnbj#overview-sources)
- **China:** National Financial Regulatory Administration Prudential supervisor Conduct
- **China:** People's Bank of China Central bank AML supervisor
- **China:** State Administration of Foreign Exchange Foreign exchange
## Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · [Sources](https://elucidate.co/directory/zhongyuan-bank-co-ltd-zhoncnbj#overview-sources)
1. Sep 2026
Leadership
The Henan office of the National Financial Regulatory Administration approved Zhang Tao as president, executive director and vice chairman from 14 September 2026.
[i.ifeng.com ↗](https://i.ifeng.com/c/8wV9cvLmsDo)
2. Jun 2026
Leadership
The Henan office of the National Financial Regulatory Administration approved Zhou Feng as chairman on 25 June 2026.
[163.com ↗](https://www.163.com/dy/article/L0RBCUUL0552LIRB.html)
3. Apr 2026
Enforcement
The People's Bank of China Henan Branch warned and fined the bank CNY 8.8437 million for 10 violations, including AML due diligence and reporting failures.
[finance.sina.com.cn ↗](https://finance.sina.com.cn/jjxw/2026-05-07/doc-inhxatff4763091.shtml)
4. Apr 2026
Leadership
Chairman Guo Hao resigned on 21 April 2026, and the board elected president Zhou Feng as chairman.
[jjckb.cn ↗](http://www.jjckb.cn/20260423/7e1fa8139b83428ab95a29e11027eaa8/c.html)
5. Dec 2025
Merger / acquisition
Local offices of the National Financial Regulatory Administration approved the bank's absorption of five Henan village banks as branches.
[chinamoney.com.cn ↗](https://www.chinamoney.com.cn/dqs/cm-s-notice-query/fileDownLoad.do?contentId=3388280&priority=0&mode=save)
6. Oct 2025
Leadership
President Liu Kai stepped down on 17 October 2025, and the board appointed Zhou Feng as president.
[m.rccaijing.com ↗](https://m.rccaijing.com/news-7393918300084434265.html)
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
## Identifiers
Head-office record
- **BIC:** ZHONCNBJXXX
- **How the BIC breaks down:** 1. ZHON Bank 2. CN Country · China 3. BJ Location 4. XXX Branch · head office
- **Branch description:** Not recorded in the directory
- **LEI:** 300300C1290141000030
- **LEI record:** [View on GLEIF ↗](https://search.gleif.org/#/record/300300C1290141000030)
- **How the LEI was matched:** BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
## Profile
- **Type:** Financial institution
- **Regulation:** Not on a tracked register
- **Register licences:** None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- **Country · region:** China · East Asia & Pacific
- **Trading venues (MIC):** No MIC registered under this LEI list of 2026-09-17
- **OFAC sanctions:** No listing cites this BIC
- **EU sanctions:** No listing matched this BIC or its LEI
- **Country sanctions:** No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
## Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
## Addresses
- **Registered address:** NO9, FINANCIAL ISLAND OUTER RING RD ZHENGZHOU 450000 CHINA
- **Operational address:** NO9, FINANCIAL ISLAND OUTER RING RD ZHENGZHOU 450000 ZHENGZHOU CHINA
## ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- **Identified by:** BIC, with its LEI
- **Roles in CBPR+:** Any agent, including the instructing and instructed agents
### CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
```xml
ZHONCNBJXXX
300300C1290141000030
```
### Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
```xml
ZHONCNBJXXX
300300C1290141000030
ZHONGYUAN BANK CO., LTD
ZHENGZHOU
CN
NO9, FINANCIAL ISLAND OUTER RING RD ZHENGZHOU 450000
```
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
## Related institutions
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- [Industrial and Commercial Bank of China Limited BIC ICBKCNBJ Credit institution Prudential licence China · On the FSB G-SIB list · LEI 5493002ERZU2K9PZDL40](https://elucidate.co/directory/industrial-and-commercial-bank-of-china-limited-icbkcnbj)
- [Bank of China, Beijing (Head Office) BIC BKCHCNBJ Credit institution Prudential licence China · On the FSB G-SIB list · LEI 54930053HGCFWVHYZX42](https://elucidate.co/directory/bank-of-china-beijing-head-office-bkchcnbj)
- [China Minsheng Banking Corporation, Limited BIC MSBCCNBJ Financial institution Not on a tracked register China · Not on a tracked register · LEI 549300HBUGSQD1VCXG94](https://elucidate.co/directory/china-minsheng-banking-corporation-limited-msbccnbj)
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- [China Construction Bank BIC PCBCCNBJ Credit institution Prudential licence China · On the FSB G-SIB list · LEI 5493001KQW6DM7KEDR62](https://elucidate.co/directory/china-construction-bank-pcbccnbj)
- [Hua Xia Bank BIC HXBKCNBJ Financial institution Not on a tracked register China · Not on a tracked register · LEI 300300AKNDEHIGVDZW37](https://elucidate.co/directory/hua-xia-bank-hxbkcnbj)
- [China Citic Bank BIC CIBKCNBJ Financial institution Not on a tracked register China · Not on a tracked register · LEI 300300C1030211000384](https://elucidate.co/directory/china-citic-bank-cibkcnbj)
[See every BIC in China →](https://elucidate.co/directory/country/cn#bics)
Claim this profile
## Work at Zhongyuan Bank CO., LTD?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
1. 01 **Submit** Tell us who you are, using your work email.
2. 02 **We verify** We check the email domain and confirm your role with the bank. This usually takes up to five business days.
3. 03 **Profile claimed** The page is marked as claimed and verified. You can send us corrections at any time.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
[Read the methodology →](https://elucidate.co/directory/methodology)
Credits for this page
- **Overview, leadership, regulators and events**—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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Licence and registration data are drawn from the public registers of the regulators named on each page and shown for information only; the official register is always the authority. LEIs and ownership are from GLEIF. Directory and gpi data are drawn from SWIFT's public sources. SWIFT, Swift gpi and UETR are trademarks of S.W.I.F.T. SC, Avenue Adèle 1, 1310 La Hulpe, Belgium. Elucidate is not affiliated with, endorsed by or sponsored by SWIFT or any regulator named here. Elucidate does not provide payment or other financial services.