---
title: "Elucidate — The Agentic Risk Platform for financial crime"
description: "Elucidate is the agentic risk platform for compliance, operations, and strategy teams. Autonomous agents, composable modules, and independent risk benchmarks — built for the next decade of financial crime compliance."
url: https://elucidate.co/
---

The Agentic Risk Platform

# Compliance, autonomous by design.

Elucidate unifies your risk data, deploys autonomous agents on top of it, and decides — at the speed of payments. Built for compliance, operations, and strategy teams in regulated finance.

[Request a demo](https://elucidate.co/#book-a-demo) [Meet Eli, our agent](https://elucidate.co/eli)

ISO 27001 ISO 42001

Elucidate · live Agents · 24/7

Processing **1.2M** transactions / day **< 12ms** avg response

**1.2M** transactions screened today **347** entities monitored in real time **99.7%** screening accuracy **5** continents covered **4,291** alerts resolved this week **<0.1%** false positive rate **ISO 42001** certified AI management **38** sanctions lists integrated **SWIFT & ISO 20022** native

Three products. One agentic platform.

## Built for the next decade of financial-crime compliance.

Each product runs on the same risk data — and talks to your stack via a single API. Adopt one, or all three.

Autonomous Agent

### [Eli · Compliance Agent](https://elucidate.co/eli)

Your compliance never sleeps.

Eli investigates, screens, and decides — across SWIFT, ISO 20022, and your case management.

-   Real-time transaction screening & monitoring
-   Adverse media triage and CDD reports
-   Hidden ownership & nesting detection

Meet Eli

Composable Modules

### [Risk Module Builder](https://elucidate.co/modular-ecosystem)

Build the model your bank actually needs.

10+ composable modules — from Data Completeness to Entity Resolution — assembled into a single, interoperable risk engine.

-   Compose, configure, and ship in under 4 weeks
-   10+ composable modules, API-first
-   Integrates with your KYC, fraud & TM stack

Explore the modules

Portfolio Decisioning

### [Portfolio Assessment](https://elucidate.co/portfolio-assessment-tool)

Redefine risk, with precision.

A portfolio-wide lens on counterparty risk — backed by a financial-crime risk benchmark built under our ISO 42001-certified AI management system.

-   Benchmark counterparties across 9 risk themes
-   Auto-generated PDF risk profile reports
-   Surface profit-potential clients with confidence

See the tool

Platform capabilities

## Twelve tools. One shared brain.

Each tool ships as a callable capability the agents can compose — and as an API your team can drive directly.

01

### Entity Extraction

Identify the real parties behind every transaction, document, and watchlist.

02

### Sanctions Screening

38 sanctions lists, watchlists, and adverse-media corpora, applied in real time.

03

### Network Analysis

Resolve ownership chains, detect nesting and layering, surface hidden connectors.

04

### Risk Scoring

9-theme financial-crime risk benchmark, run under an ISO 42001-certified AI management system.

05

### Anomaly Detection

Flag transactions and cluster behaviour that deviate from learned norms.

06

### Document Parsing

Extract structured signal from KYC packs, MT/MX messages, and case files.

07

### Narrative Generation

Draft SARs, CDD reports, and analyst-ready disposition notes — auditable by design.

08

### Geo-mapping

Trace cross-border flows across 142 jurisdictions and corridor-level risk profiles.

09

### PEP Screening

Politically-exposed-person detection across global registries, refreshed continuously.

10

### Fingerprinting

Deduplicate entities and surface aliases with confidence-scored fingerprint matching.

11

### Pattern Matching

Catch known typologies — smurfing, layering, structured deposits — before they settle.

12

### Clustering

Group counterparties and transaction flows by behavioural similarity, in real time.

Built for every team in the loop

## One platform. Three perspectives.

From the analyst's desk to the boardroom — Elucidate gives every team the view they need on the same data.

For / Risk & Compliance

### [Automate the work. Defend the file.](https://elucidate.co/for-risk-compliance)

A 360° view of financial-crime risk across counterparties and transactions — built so audit and supervision actually believe you.

-   Automated KYB, KYC, and ongoing due diligence
-   Scored across 9 financial-crime risk themes
-   Governed by an ISO 42001-certified AI management system

See the workflow

For / Tech & Operations

### [Hit your throughput. Keep compliance close.](https://elucidate.co/for-operations)

Compose your own data model with the Risk Module Builder. Plug it into the systems you already run, on the API your engineers actually like.

-   10+ composable risk modules
-   API-first, with native KYC and TM integrations
-   Time-to-value under four weeks

See the modules

For / Strategy & Revenue

### [Find growth where others see only risk.](https://elucidate.co/for-strategy-revenue)

Use portfolio-grade risk decisioning to grow into markets, products, and counterparties your peers can't underwrite.

-   Identify profit-potential clients with confidence
-   Instant PDF risk-profile reports
-   Share the same data with risk & ops

See the strategy view

Trusted across 5 continents

Elucidate is used by banks, payment institutions, and correspondent networks to safely process billions in payments — with risk-decision confidence.

![Raiffeisen Bank International](https://elucidate.co/images/Raiffeisen_Bank_International_logo-grey.svg) ![Sparkasse](https://elucidate.co/images/sparkasse-vector-logo-grey.svg) ![Afreximbank](https://elucidate.co/images/afreximbank-logo.svg) ![Ecobank](https://elucidate.co/images/Ecobank_Logo-grey.svg) ![Wells Fargo](https://elucidate.co/images/Wells_Fargo_Logo_2020-grey.svg)

Why Elucidate

## The data tool built by the people who used to need it.

Our founder was Head of Financial Crime Compliance at Standard Chartered. Elucidate exists because no off-the-shelf tool gave him the structure, transparency, or regulatory standing he needed. We built one that does — and then put autonomous agents on top of it.

[Read the founding story](https://elucidate.co/about)

1,200+

Data points analyzed per bank report

17+

External data sources feeding the model

12+

Leading market integrations

100tps

For higher payment volumes24 / 7 · across regions

In their own words

## What our customers actually say.

Elucidate enriches our internal analyses with additional external data-based assessments. This raises the discussion with our clients to a new qualitatively and quantitatively improved level and makes our compliance framework even more robust.

Valerie Brunner

Member of the Management Board, Raiffeisen Bank International

By deploying data analysis at scale for preliminary and ongoing risk analysis, we can lower respondent acquisition and maintenance costs to a point that more commercial relationships are commercially feasible.

Francesco Miccoli

Former Head of Correspondent Banking, Standard Chartered

With Elucidate, you gain a comprehensive 360-degree view, allowing you to dive deep into the database — the output of which remains unalterable.

Miguel Attard

Head of Compliance & AML, Sparkasse Bank Malta

Ready when you are

## See the platform and the agent in 30 minutes.

Walk through the modules, watch Eli investigate a live case, and bring your hardest counterparty — we'll score it on the call.

[Request a demo](https://elucidate.co/demo-request) [Meet Eli first](https://elucidate.co/eli)

No card · No commitment · 30-min walkthrough