Poland · Financial institution
Bank Gospodarstwa Krajowego
Bank Gospodarstwa Krajowego (BGK) is a Polish state bank based in Warsaw. It operates under the Act of 14 March 2003 on Bank Gospodarstwa Krajowego. The State Treasury owns all of it. It describes itself as the Polish development bank and the only such institution in Poland. It finances infrastructure, local governments and exporters. It also runs guarantee programmes and manages government and EU funds, including Recovery Plan (KPO) loan instruments. The bank was founded in 1924.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Not on the ECB reserve list
- Listed as
- Bank Gospodarstwa Krajowego
- RIAD code
- PL00113
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- GOSKPLPWXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under GOSKPLPW directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · T2
- Branch codes
- None: head-office BIC only
- BIC first registered
- 1992-09-07
- Last updated
- 2017-12-28
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
State-owned
100% State Treasury of the Republic of Poland
Institution type
Development bank
Trades as BGK
- Ownership
- The State Treasury of Poland owns 100% of the bank. The Prime Minister appoints the management and supervisory boards.
- Direct parent
- State Treasury of the Republic of Poland, Poland 100%
- Head office
- Al. Jerozolimskie 7, 00-955 Warszawa, Poland
- Company register
- REGON 000017319; NIP 525 00 12 372 (state bank established by the Act of 14 March 2003 on Bank Gospodarstwa Krajowego)
Business lines
The bank lends to local governments, public companies and infrastructure projects. It also provides guarantees and export support. It issues state-guaranteed bonds for funds it manages, such as the COVID-19 Response Fund, and distributes Recovery Plan (KPO) money.
Online
- Websites & references
- bgk.pl ↗ did not load when checked
en.bgk.pl ↗ English-language site
media.bgk.pl ↗ press office
Wikipedia ↗
Wikidata Q9164984 ↗ - Official social accounts
- None found
Sources · 8 pages consulted
- parkiet.com/komunikaty-espi/art44768941-bank-gospodarstwa-krajowego-odwolanie-czlonka-rady-nadzorczej
- bank.pl/bgk-wypracowal-w-pierwszym-polroczu-26-wysoki-wynik-finansowy/
- bank.pl/zmiany-w-zarzadzie-bgk-2/
- pap.pl/aktualnosci/byly-minister-aktywow-panstwowych-czlonkiem-zarzadu-bgk
- portalsamorzadowy.pl/polityka-i-spoleczenstwo/mateusz-szczurek-zostal-odwolany-z-zarzadu-bgk,669135.html
- biznes.pap.pl/wiadomosci/firmy/bank-gospodarstwa-krajowego-92025-powolanie-czlonkow-rady-nadzorczej-ban
- bgk.pl/aktualnosc/nowosc/
- en.wikipedia.org/wiki/National_Development_Bank_(Poland)
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Mirosław Czekaj President of the Management Board (Prezes Zarządu)
- Chair
- Michał Prawdzic Łaszcz Chairman of the Supervisory Board (Przewodniczący Rady Nadzorczej)
- Executive
- Marta Postuła First Vice-President of the Management Board (Pierwsza Wiceprezes Zarządu)
- Executive
- Maciej Kliś Vice-President of the Management Board (Wiceprezes Zarządu)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Poland
- Polish Financial Supervision Authority (Komisja Nadzoru Finansowego) Prudential supervisorAML supervisorSecurities
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
The Prime Minister dismissed Mateusz Szczurek from the management board with effect from 26 July 2026, following his appointment at the International Monetary Fund.
portalsamorzadowy.pl ↗ -
Leadership
The Prime Minister dismissed Bartłomiej Wojciech Opaliński from the supervisory board with effect from 3 July 2026.
parkiet.com ↗ -
Leadership
The Prime Minister dismissed board member Leszek Stypułkowski on 8 December 2025 and appointed former minister Jakub Jaworowski from 9 December 2025.
bank.pl ↗ -
Leadership
The Prime Minister appointed the eleventh-term supervisory board from 1 July 2025, with Michał Prawdzic Łaszcz as chairman.
biznes.pap.pl ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- GOSKPLPWXXX
- How the BIC breaks down
- GOSKBank
- PLCountry · Poland
- PWLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 259400BCOV9JJIGLYF05
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Numer rozliczeniowy 11300007 + 23 more
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Poland · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1924
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- AL. JEROZOLIMSKIE 7 WARSZAWA 15 00-955 POB41 POLAND
- Operational address
- AL. JEROZOLIMSKIE 7 WARSZAWA 00-955 WARSZAWA 66 POB 41 POLAND
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>GOSKPLPWXXX</BICFI>
<LEI>259400BCOV9JJIGLYF05</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>GOSKPLPWXXX</BICFI>
<LEI>259400BCOV9JJIGLYF05</LEI>
<Nm>BANK GOSPODARSTWA KRAJOWEGO</Nm>
<PstlAdr>
<TwnNm>WARSZAWA</TwnNm>
<Ctry>PL</Ctry>
<AdrLine>AL. JEROZOLIMSKIE 7 WARSZAWA 15 00-955 POB41</AdrLine>
</PstlAdr>
</FinInstnId>At least 10 national bank codes route to this BIC. The blocks add none, because the right one depends on the account.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2011-05-09 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date.
An institution missing from T2 may still be reachable through an indirect participant.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Numer rozliczeniowy · Poland
Showing 10 of 24 codes file of 2026-10-09 · ISO 20022 clearing system code PLKNR
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 11300007 | GOSKPLPWXXX | Bank Gospodarstwa Krajowego | Warszawa |
| 11300010 | GOSKPLPWXXX | Bank Gospodarstwa Krajowego | Warszawa |
| 11300023 | GOSKPLPWXXX | Bank Gospodarstwa Krajowego | Warszawa |
| 11301017 | GOSKPLPWXXX | Bank Gospodarstwa Krajowego | Warszawa |
| 11301020 | GOSKPLPWXXX | Bank Gospodarstwa Krajowego | Warszawa |
| 11301033 | GOSKPLPWXXX | Bank Gospodarstwa Krajowego | Wrocław |
| 11301046 | GOSKPLPWXXX | Bank Gospodarstwa Krajowego | Poznań |
| 11301059 | GOSKPLPWXXX | Bank Gospodarstwa Krajowego | Białystok |
| 11301062 | GOSKPLPWXXX | Bank Gospodarstwa Krajowego | Warszawa |
| 11301075 | GOSKPLPWXXX | Bank Gospodarstwa Krajowego | Toruń |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—Poland (Source: Narodowy Bank Polski).
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Bank Gospodarstwa Krajowego · Public domain · Wikimedia Commons · original.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
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