Poland · Financial institution
Powszechna Kasa Oszczednosci Bank Polski Spolka Akcyjna
Legal name in the LEI recordPOWSZECHNA KASA OSZCZĘDNOŚCI BANK POLSKI SPÓŁKA AKCYJNA
Powszechna Kasa Oszczędności Bank Polski Spółka Akcyjna (PKO Bank Polski) is a Polish joint-stock bank with its registered seat in Warsaw. The State Treasury holds 29.43% of its shares, and the shares have been listed on the Warsaw Stock Exchange since November 2004. The bank serves individual, business, corporate and local-government clients in Poland. It supports clients abroad through corporate branches and representative offices in Germany, Czechia, Slovakia, Romania, Sweden, Austria and Lithuania.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Not on the ECB reserve list
- Listed as
- Powszechna Kasa Oszczędności Bank Polski S.A.
- RIAD code
- PL00102
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Polish Financial Supervisory Authority (KNF) | 1991-08-26 | A1 A2 A3 A5 A6 A7 B1 B3 B4 B5 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- BPKOPLPWXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under BPKOPLPW directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · VOP · T2 · TIPS
- Branch codes
- 15 branch codes
- BIC first registered
- 1991-09-02
- Last updated
- 2025-10-28
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Publicly listed
Ticker PKO
Institution type
Universal bank
Trades as PKO Bank Polski
- Standing
- The bank moved its registered seat from ul. Puławska 15, 02-515 Warszawa to ul. Świętokrzyska 36, 00-116 Warszawa on 27 June 2025. Its KRS number, account numbers and other identifiers did not change.
- Ownership
- The State Treasury, represented by the Minister of State Assets, holds 29.43% of the shares and votes. Nationale-Nederlanden OFE holds 7.03% and the Allianz Polska pension funds hold about 5.9%, according to the bank's report on the June 2026 AGM.
- Major shareholders
- Skarb Państwa (State Treasury), represented by the Minister of State Assets 29.43% · 29 Jun 2026
Nationale-Nederlanden Otwarty Fundusz Emerytalny 7.03% · 29 Jun 2026
Allianz Polska Otwarty Fundusz Emerytalny and Allianz Polska Dobrowolny Fundusz Emerytalny 5.9% · 29 Jun 2026 - Stock listing
- Warsaw Stock Exchange (GPW) PKO
- Head office
- ul. Świętokrzyska 36, 00-116 Warszawa, Poland
- Company register
- KRS 0000026438, Sąd Rejonowy dla m.st. Warszawy w Warszawie, XII Wydział Gospodarczy Krajowego Rejestru Sądowego
Business lines
At 30 June 2026 the bank's loan book of PLN 294.5 billion was split between real-estate, consumer and business lending. The bank says it keeps more than 200 accounts of foreign banks on its books.
Online
- Websites & references
- pkobp.pl ↗
media.pkobp.pl ↗ press centre
bm.pkobp.pl ↗ brokerage house (Biuro Maklerskie)
Wikidata Q578832 ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 14 pages consulted
- pkobp.pl
- pkobp.pl/o-banku/wladze-banku
- pkobp.pl/aktualnosci/uwaga-zmieniamy-adres-banku
- pkobp.pl/o-banku/bank-na-swiecie/banki-korespondenci-pelna-lista
- pkobp.pl/o-banku/bank-na-swiecie/banki-korespondenci-ssi
- pkobp.pl/relacje-inwestorskie/wyniki-finansowe/raport-okresowy-za-i-polrocze-2026-r
- pkobp.pl/api/public/3b5baa10-d4e5-42ad-8b8d-0869ef4e7435.pdf?content-disposition=filename%3DSkr%C3
- knf.gov.pl/?articleId=99409&p_id=18
- uokik.gov.pl/zmiana-oprocentowania-bez-jasnych-zasad-prezes-uokik-mowi-nie-i-naklada-kare-na-pko-bp
- pkobp.pl/relacje-inwestorskie/biezace-raporty/raport-nr-92026-zmiany-w-skladzie-zarzadu-pko-banku-
- money.pl/gielda/komunikaty/7302112727069249.html
- wnp.pl/rynki/najwiekszy-polski-bank-z-dwoma-nowymi-czlonkami-zarzadu,1070692.html
- pkobp.pl/media/aktualnosci/wyniki-finansowe/dwucyfrowy-wzrost-biznesu-szymon-midera-2026-r-zaczyna
- pkobp.pl/o-banku/bank-na-swiecie/correspondent-banking
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Szymon Midera
Prezes Zarządu Banku (President of the Management Board)
- Chair
-
Tomasz Siemiątkowski
Przewodniczący Rady Nadzorczej (Chairman of the Supervisory Board)
- Chief financial officer
-
Krzysztof Dresler
Wiceprezes Zarządu Banku nadzorujący Obszar Finansów i Rachunkowości (Vice-President, Finance and Accounting)
- Executive
-
Piotr Mazur
Wiceprezes Zarządu Banku nadzorujący Obszar Zarządzania Ryzykiem (Vice-President, Risk Management)
- Executive
-
Piotr Stolarczyk
Wiceprezes Zarządu Banku nadzorujący Obszar Bankowości Międzynarodowej (Vice-President, International Banking)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Poland
- Polish Financial Supervision Authority (Komisja Nadzoru Finansowego, KNF) Prudential supervisorAML supervisorConductSecurities
- Poland
- Narodowy Bank Polski Central bank
- Poland
- Bank Guarantee Fund (Bankowy Fundusz Gwarancyjny) Resolution
- Poland
- Office of Competition and Consumer Protection (UOKiK) Other
Recent events 2 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Enforcement
The KNF fined the bank PLN 47.5 million over structured deposits, including undisclosed conflicts of interest. The decision is not final.
knf.gov.pl ↗ -
Leadership
The Supervisory Board appointed Wojciech Papierak (operations) and Piotr Stolarczyk (international banking) as vice-presidents from 11 and 16 June 2026.
wnp.pl ↗ -
Leadership
The Supervisory Board dismissed Vice-President Marek Radzikowski, who was responsible for operations and international banking, on 11 March 2026.
pkobp.pl ↗ -
Enforcement
The President of UOKiK fined the bank PLN 79,291,800 over unfair interest-rate clauses in revolving-credit agreements. The decision is not final.
uokik.gov.pl ↗ -
Other
The bank moved its registered seat to ul. Świętokrzyska 36, 00-116 Warszawa on 27 June 2025.
pkobp.pl ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- BPKOPLPWXXX
- How the BIC breaks down
- BPKOBank
- PLCountry · Poland
- PWLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- P4GTT6GF1W40CVIMFR43
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Numer rozliczeniowy 10200003 + 201 more
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Poland · Europe & Central Asia
- Trading venues (MIC)
- Operates MIC BPKO list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1948
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
The Powszechna Kasa Oszczędności Bank Polski Spółka Akcyjna group has 6 institutions in the directory, in 5 countries: all hold a BIC.
Including Pko Bank Hipoteczny SA.
See the Powszechna Kasa Oszczędności Bank Polski Spółka Akcyjna group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- SWIETOKRZYSKA 36 WARSZAWA 00-116 639 POLAND
- Operational address
- SWIETOKRZYSKA 36 WARSZAWA 00-116 WARSZAWA POB 639 POLAND
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>BPKOPLPWXXX</BICFI>
<LEI>P4GTT6GF1W40CVIMFR43</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>BPKOPLPWXXX</BICFI>
<LEI>P4GTT6GF1W40CVIMFR43</LEI>
<Nm>POWSZECHNA KASA OSZCZEDNOSCI BANK POLSKI SPOLKA AKCYJNA</Nm>
<PstlAdr>
<TwnNm>WARSZAWA</TwnNm>
<Ctry>PL</Ctry>
<AdrLine>SWIETOKRZYSKA 36 WARSZAWA 00-116 639</AdrLine>
</PstlAdr>
</FinInstnId>At least 10 national bank codes route to this BIC. The blocks add none, because the right one depends on the account.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2025-12-01 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2015-12-08 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2015-12-08 | Head office | — |
| Verification of Payee | 2026-09-01 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Market identifiers
One trading venue or reporting service run under this LEI list of 2026-09-17
| MIC | Market | Kind | Category |
|---|---|---|---|
| BPKO | PKO BANK POLSKI S.A.PKO BP | Operating MIC | Systematic internaliser |
National bank codes
Numer rozliczeniowy · Poland
Showing 10 of 202 codes file of 2026-10-09 · ISO 20022 clearing system code PLKNR
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 10200003 | BPKOPLPWXXX | Powszechna Kasa Oszczędności Bank Polski Spółka Akcyjna | Warszawa |
| 10200016 | BPKOPLPWXXX | Powszechna Kasa Oszczędności Bank Polski Spółka Akcyjna | Warszawa |
| 10200029 | BPKOPLPWXXX | Powszechna Kasa Oszczędności Bank Polski Spółka Akcyjna | Warszawa |
| 10200032 | BPKOPLPWXXX | Powszechna Kasa Oszczędności Bank Polski Spółka Akcyjna | Warszawa |
| 10200045 | BPKOPLPWXXX | Powszechna Kasa Oszczędności Bank Polski Spółka Akcyjna | Warszawa |
| 10200058 | BPKOPLPWXXX | Powszechna Kasa Oszczędności Bank Polski Spółka Akcyjna | Warszawa |
| 10200061 | BPKOPLPWXXX | Powszechna Kasa Oszczędności Bank Polski Spółka Akcyjna | Warszawa |
| 10200074 | BPKOPLPWXXX | Powszechna Kasa Oszczędności Bank Polski Spółka Akcyjna | Warszawa |
| 10200117 | BPKOPLPWXXX | Powszechna Kasa Oszczędności Bank Polski Spółka Akcyjna | Bydgoszcz |
| 10200120 | BPKOPLPWXXX | Powszechna Kasa Oszczędności Bank Polski Spółka Akcyjna | Kartuzy |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branches and correspondent banking
All 15 branch BICs connect to the head office. Most were registered in 1998 (3 BICs) and 1996 (2). The bank publishes 32 accounts at other banks, across 4 regions. 26 other banks publish 36 accounts held with this bank.
- Own offices
- Correspondent banks: it holds accounts there
- Respondent banks: they hold accounts here
Hover over a branch, account or group to see its details
Correspondent accounts
Researched 29 Sep 2026 · Sources
32 accounts at other banks and 1 route through its own offices, in 22 currencies, as the bank publishes them: pkobp.pl ↗
| Currency | Correspondent | BIC | Account | Purpose | Directory check |
|---|---|---|---|---|---|
| AUD | Australia and New Zealand Banking Group Limited Australia | ANZBAU3M | 924217AUD00001 | main account (SSI) | Matches the Swift directory |
| CAD | Bank of Montreal Canada | BOFMCAT2 | 31441038858 | main account (SSI) | Matches the Swift directory |
| CHF | UBS AG, Zurych Switzerland | UBSWCHZH80A | 02300000064005050000E | main account (SSI) | Matches the Swift directory |
| CHF | Raiffeisen Schweiz Genossenschaft Switzerland | RAIFCH22 | AA99050200 | — | Matches the Swift directory |
| CNY | DBS Bank Ltd, Hong Kong Branch Hong Kong SAR China | DBSSHKHHXXX | 30018880788 | main account (SSI) | Matches the Swift directory |
| CZK | Československa obchodni banka as, Praga Czechia | CEKOCZPP | 0080100366558543 | main account (SSI) | Matches the Swift directory |
| DKK | Danske Bank A/S, Kopenhaga Denmark | DABADKKK | 3996070808 | main account (SSI) | Matches the Swift directory |
| EUR | TARGET2 Poland | BPKOPLPW | PL66101000391020000310011000 | main account (SSI); EUR settlement as direct TARGET2 participant | Settles directly |
| EUR | Commerzbank AG, Frankfurt Germany | COBADEFF | 400881422000EUR | — | Matches the Swift directory |
| EUR | KBC Bank, NV, Bruksela Belgium | KREDBEBB | 488-5920228-61 | — | Matches the Swift directory |
| EUR | HELABA Landesbank Hessen Thuringen, Frankfurt Germany | HELADEFF | DE43500500000000011641 | — | Matches the Swift directory |
| EUR | DZ Bank AG, Frankfurt Germany | GENODEFF | DE52500604000000044206 | — | Matches the Swift directory |
| EUR | HSBC FRANCE Paris, (HSBC CONTINENTAL EUROPE) France | CCFRFRPP | FR7630056008290829000013490 | — | Matches the Swift directory |
| GBP | Lloyds Bank Plc United Kingdom | LOYDGB2L | 01025733 | main account (SSI) | Matches the Swift directory |
| GBP | HSBC BANK PLC United Kingdom | MIDLGB22XXX | GB74MIDL40417090052760 | — | Matches the Swift directory |
| HKD | DBS Bank Ltd, Hong Kong Branch Hong Kong SAR China | DBSSHKHHXXX | 30018879188 | main account (SSI) | Matches the Swift directory |
| HUF | OTP Bank Plc, Budapeszt Hungary | OTPVHUHB | 11782007-81162176 | main account (SSI) | Matches the Swift directory |
| JPY | Sumitomo Mitsui Banking Corporation, Tokio Japan | SMBCJPJT | 5891 | main account (SSI) | Matches the Swift directory |
| JPY | Mizuho Bank Ltd Japan | MHCBJPJT | 6595010 | — | Matches the Swift directory |
| MXN | Bank of America, London United Kingdom | BOFAGB22 | 6008-88552015 | main account (SSI) | Matches the Swift directory |
| NOK | DNB BANK ASA, Oslo Norway | DNBANOKK | 7003.02.05241 | main account (SSI) | Matches the Swift directory |
| NZD | ANZ Bank New Zealand Ltd. New Zealand | ANZBNZ22 | 924217NZD00001 | main account (SSI) | Matches the Swift directory |
| PLN | Narodowy Bank Polski, Warszawa Poland | NBPLPLPW | PL52101000391020000310000000 | main account (SSI) | Matches the Swift directory |
| RON | Banca Comerciala Romana SA, Bukareszt Romania | RNCBROBU | RO39RNCB0002102195120001 | main account (SSI) | Matches the Swift directory |
| RUB | Raiffeisen Bank International AG, Vienna Austria | RZBAATWW | 34-50.083.708 | main account (SSI); interbank settlements only | Matches the Swift directory |
| SEK | Swedbank, Stockholm Sweden | SWEDSESS | 13227 | main account (SSI) | Matches the Swift directory |
| SGD | DBS Bank, Singapore Singapore | DBSSSGSG | 0370038253 | main account (SSI) | Matches the Swift directory |
| TRY | AKBANK T.A.S., Stambuł Türkiye | AKBKTRISXXX | TR500004600999888000000118 | main account (SSI) | Matches the Swift directory |
| USD | Bank of America NA, Nowy Jork United States | BOFAUS3N | 65507-69350 | main account (SSI) | Matches the Swift directory |
| USD | JPMorgan Chase Bank NA, Nowy Jork United States | CHASUS33 | 400807580 | — | Matches the Swift directory |
| USD | Deutsche Bank Trust Company Americas, Nowy Jork United States | BKTRUS33 | 04-412-862 | — | Matches the Swift directory |
| ZAR | Firstrand Bank Ltd, Sandton South Africa | FIRNZAJJ | 9032770 | main account (SSI) | Matches the Swift directory |
| USD | The Bank of New York Mellon New York United States | IRVTUS3N | 8901747203 | — | Matches the Swift directory |
Full list of 33 nostro rows, all extracted. The related SSI page (https://www.pkobp.pl/o-banku/bank-na-swiecie/banki-korespondenci-ssi) marks 22 of them as main accounts. Neither page shows a date. Page metadata says both were last modified on 29 January 2026. The bank says it is a direct TARGET2 participant, which is its main EUR channel. Commercial BIC is BPKOPLPW. Treasury BIC is BPKOPLPWTDH. The GBP HSBC row carries an unexplained '**' marker. The RUB account is stated to be for interbank settlements only. A separate page describes loro (vostro) accounts offered to foreign banks, but no list of them is published. Each correspondent BIC is checked against the Swift directory: a BIC missing from it, or registered to a differently named bank, may be a typo or out of date. Confirm settlement instructions with the bank before relying on them.
Respondent banks
From the correspondent lists other banks publish
26 other banks publish 36 accounts held with this bank, in 11 currencies.
| Currency | Respondent bank | Held at | Account | Purpose | Published in |
|---|---|---|---|---|---|
| PLN | Banco Bpm SPA Italy | BPKOPLPW | PL22102000161201110000005837 | CP and FX | gruppo.bancobpm.it ↗ dated Aug 2025 |
| PLN | Bank of Cyprus Public Company Limited Cyprus | BPKOPLPWXXX | — | — | bankofcyprus.com ↗ dated Jul 2026 |
| PLN | Bayerische Landesbank, Muenchen Germany | BPKOPLPW | PL77 1020 0016 1201 1100 0000 | commercial payments | bayernlb.de ↗ dated 9 Feb 2026 |
| PLN | Cec Bank S.A. Romania | BPKOPLPW | PL76102000161201110000036002 | All operations | cec.ro ↗ |
| PLN | Ceskoslovenska Obchodni Banka AS Czechia | BPKOPLPW | — | — | csob.cz ↗ |
| PLN | DNB Bank ASA Norway | BPKOPLPW | PL38102000161201110000000020 | — | content.dnb.no ↗ dated 2 Feb 2026 |
| PLN | Dsk Bank Ad Bulgaria | BPKOPLPW | — | — | dskbank.bg ↗ |
| PLN | DZ Bank AG, Deutsche Zentral- Genossenschaftsbank Germany | BPKOPLPW | — | Commercial payments | dzbank.com ↗ dated 10 Jul 2026 |
| PLN | HSBC Continental Europe France | BPKOPLPW | PL33102000161201110000041432 | Local clearing bank; via head-office account FR7630056008290829000174801 (CCFRFRPP) | hsbc.be ↗ |
| PLN | Iccrea Banca SPA - Istituto Centrale del Credito Cooperativo Italy | BPKOPLPW | PL52102000161201110000007237 | CP, FX, MM | iccreabanca.it ↗ |
| PLN | Jyske Bank A/S Denmark | BPKOPLPW | PL03102000161201110000005597 | FX, money market, derivatives and banknote settlement | jyskebank.com ↗ |
| PLN | Landsbankinn Hf Iceland | BPKOPLPWXXX | — | FX, MM, CP | landsbankinn.is ↗ dated 19 May 2026 |
| PLN | Luminor Bank AS Estonia | BPKOPLPWXXX | — | Latvian branch (RIKOLV2X) direct correspondent | luminor.lv ↗ dated May 2026 |
| PLN | Op Corporate Bank PLC Finland | BPKOPLPW | — | receipt of cover for commercial payments | op.fi ↗ dated May 2024 |
| PLN | OTP Bank Plc. Hungary | BPKOPLPWXXX | PL65102000161201110000000019 | Global Markets – FX, MM, Derivatives, Commodities, Banknotes, Cash Collaterals | otpbank.hu ↗ dated 1 Jan 2026 |
| PLN | Raiffeisen Bank International AG Austria | BPKOPLPW | PL27102000161201110000029221 | commercial payments | rbinternational.com ↗ |
| PLN | Raiffeisen Bank S.A. Romania | BPKOPLPW | — | — | raiffeisen.ro ↗ |
| PLN | Raiffeisenbank A.S. Czechia | BPKOPLPW | — | — | rb.cz ↗ |
| PLN | SMBC Bank International PLC United Kingdom | BPKOPLPW | PL86102000161201110000000029 | Corporate banking: FX, money market, loans, trade finance, commercial payments | smbcgroup.com ↗ |
| PLN | Unicredit Bank Czech Republic and Slovakia, A.S. Czechia | BPKOPLPWXXX | PL75102000161201110000039803 | CP, FX, MM | unicreditbank.cz ↗ dated Jan 2026 |
| PLN | Unicredit Bank GMBH Germany | BPKOPLPW | PL88102000161201110000039084 | FX, money market and derivatives settlement | hypovereinsbank.de ↗ dated 6 Jan 2026 |
| PLN | Unicredit Bank Hungary Zrt. Hungary | BPKOPLPW | PL94102000161201110000039752 | commercial payments | unicreditbank.hu ↗ dated 5 Jan 2026 |
| PLN | Unicredit Bank SA Romania | BPKOPLPW | — | — | unicredit.ro ↗ |
| PLN | Unicredit Bulbank Ad Bulgaria | BPKOPLPW | PL701020001612011100 0003 9990 | CP, FX, MM | unicreditbulbank.bg ↗ |
| AUD | Velobank S.A. Poland | BPKOPLPW | — | — | velobank.pl ↗ |
| CAD | Velobank S.A. Poland | BPKOPLPW | — | — | velobank.pl ↗ |
| CZK | Velobank S.A. Poland | BPKOPLPW | — | — | velobank.pl ↗ |
| DKK | Velobank S.A. Poland | BPKOPLPW | — | — | velobank.pl ↗ |
| HUF | Velobank S.A. Poland | BPKOPLPW | — | — | velobank.pl ↗ |
| JPY | Velobank S.A. Poland | BPKOPLPW | — | — | velobank.pl ↗ |
| NOK | Velobank S.A. Poland | BPKOPLPW | — | — | velobank.pl ↗ |
| PLN | Velobank S.A. Poland | BPKOPLPW | — | — | velobank.pl ↗ |
| RON | Velobank S.A. Poland | BPKOPLPW | — | — | velobank.pl ↗ |
| SEK | Velobank S.A. Poland | BPKOPLPW | — | — | velobank.pl ↗ |
| ZAR | Velobank S.A. Poland | BPKOPLPW | — | — | velobank.pl ↗ |
| PLN | Zuercher Kantonalbank Switzerland | BPKOPLPW | — | — | zkb.ch ↗ dated 12 Jan 2026 |
Each row is an account the respondent bank lists as held with this bank, as published. Only banks that publish their correspondent accounts, and that Elucidate has researched, can appear, so the list is not complete. Confirm settlement instructions with either bank before relying on them.
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| BPKOPLPWBIA | PKO O.REGIONALNY W BIALYMSTOKU | Bialystok | 6, TYSIACLECIA PANSTWA POLSKIEGO BIALYSTOK 15-111 BIALYSTOK POLAND | — | 2025-10-28 |
| BPKOPLPWCSD | CUSTODY SERVICES DIVISION | Warszawa | WARSZAWA WARSZAWA POLAND | — | 2025-10-28 |
| BPKOPLPWGDG | I/O GDYNIA | Gdynia | SWIETOJANSKA 17 GDYNIA 71-368 GDYNIA POLAND | — | 2025-10-28 |
| BPKOPLPWGOA | I/O GORZOW WIELKOPOLSKI | Gorzow Wielkopolski | KOSYNIEROW GDYNSKICH 79 GORZOW WIELKOPOLSKI 66-400 GORZOW WIELKOPOLSKI POB 215 POLAND | — | 2025-10-28 |
| BPKOPLPWKAB | ODDZIAL KATOWICE | Katowice | DAMROTA 23 KATOWICE 40-022 KATOWICE POLAND | — | 2025-10-28 |
| BPKOPLPWKRD | ODDZIAL KRAKOW | Krakow | 1 OSIEDLE KOSCIUSZKOWSKIE KRAKOW 31-858 KRAKOW POLAND | — | 2025-10-28 |
| BPKOPLPWLDA | ODDZIAL LODZ | Lodz | 173 PIOTRKOWSKA STREET LODZ 90-959 LODZ POLAND | — | 2025-10-28 |
| BPKOPLPWLUA | ODDZIAL LUBLIN | Lublin | WATYKANSKA 7 LUBLIN 20-538 LUBLIN POLAND | — | 2025-10-28 |
| BPKOPLPWOLS | ODDZIAL OLSZTYN | Olsztyn | 89/91 KOSCIUSZKI STREET OLSZTYN 10-584 OLSZTYN POLAND | — | 2025-10-28 |
| BPKOPLPWPOA | ODDZIAL POZNAN | Poznan | GORDA WILDA 109 POZNAN 60-959 POZNAN POLAND | — | 2025-10-28 |
| BPKOPLPWSEC | PKO BP SECURITIES | Warszawa | WARSZAWA WARSZAWA POLAND | — | 2025-10-28 |
| BPKOPLPWTDH | HEAD OFFICE - TREASURY DEPARTMENT | Warszawa | 16 PULAWSKA STREET WARSZAWA 02-515 WARSZAWA POB 639 POLAND | — | 2025-10-28 |
| BPKOPLPWTOB | ODDZIAL BYDGOSZCZ | Bydgoszcz | PLAC TEATRALNY 4 BYDGOSZCZ 85-950 BYDGOSZCZ POLAND | — | 2025-10-28 |
| BPKOPLPWWAA | ODDZIAL WARSZAWA | Warszawa | SIENKIEWICZA 12/14 WARSZAWA 00944 WARSZAWA POLAND | — | 2025-10-28 |
| BPKOPLPWWRD | ODDZIAL WROCLAW | Wroclaw | WITA STWOSZA 12 WROCLAW 50-950 WROCLAW POLAND | — | 2025-10-28 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—Poland (Source: Narodowy Bank Polski).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Karol Śliwka (1968), reworked in 2026 · Public domain · Wikimedia Commons · original; Szymon Midera: pkobp.pl (official website) · original; Tomasz Siemiątkowski: pkobp.pl (official website) · original; Krzysztof Dresler: pkobp.pl (official website) · original; Piotr Mazur: pkobp.pl (official website) · original; Piotr Stolarczyk: pkobp.pl (official website) · original.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
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