Ireland · Credit institution
Bank of Ireland Mortgage Bank
Legal name in the LEI recordBank of Ireland Mortgage Bank Unlimited Company
Bank of Ireland Mortgage Bank Unlimited Company is a public unlimited company incorporated in Ireland. Its registered office is at 2 College Green, Dublin. It is wholly owned by The Governor and Company of the Bank of Ireland, a subsidiary of Bank of Ireland Group plc. Trading as Bank of Ireland Mortgages, it provides Irish residential mortgages and issues mortgage covered securities under the Asset Covered Securities Acts 2001 and 2007. With effect from 5 July 2004, it took over the Irish residential mortgage business of The Governor and Company of the Bank of Ireland.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- Bank of Ireland Mortgage Bank
- Entity type
- Credit institution
- Supervised group (ECB)
- Bank of Ireland Group plc
- Why significant
- Size (Total assets EUR 100-150 bn)
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- Bank of Ireland Mortgage Bank Unlimited Company
- RIAD code
- IEC34564
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Central Bank of Ireland (CBI) | 2007-11-01 | A1 A2 A3 A4 A5 A6 A7 A8 A9 B1 B2 B3 B4 B5 B6 B7 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- ICSBIE21XXX head office
- Connection to Swift
- Passive participant (no connection)This BIC is registered for identification only. The institution has no direct connection to the Swift network. Messages and payments reach it through a correspondent bank. The “1” in the eighth character of ICSBIE21 marks a passive participant.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 1993-09-06
- Last updated
- 2020-06-29
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% The Governor and Company of the Bank of Ireland
Institution type
Other
Trades as Bank of Ireland Mortgages
- Ownership
- The Governor and Company of the Bank of Ireland holds 100%, and Bank of Ireland Group plc is the ultimate holding company.
- Direct parent
- The Governor and Company of the Bank of Ireland, Ireland 100%
- Ultimate owner
- Bank of Ireland Group plc, Ireland
- Head office
- 2 College Green, D02 VR66 Dublin, Ireland
- Company register
- 386415, Companies Registration Office (Ireland)
- Former name
- Bank of Ireland Mortgage Bank
Business lines
According to its 2025 annual report, all of the bank's income and assets come from residential mortgage lending in the Republic of Ireland. It is funded mainly by borrowings from its parent and by covered bonds.
Online
- Websites & references
- bankofireland.com ↗
investorrelations.bankofireland.com ↗ group investor relations site that hosts the bank's annual reports and covered bond documents
personalbanking.bankofireland.com ↗ retail mortgage site that names the bank as lender
Wikipedia ↗ group article - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · YouTube ↗
Sources · 9 pages consulted
- rns-pdf.londonstockexchange.com/rns/9810U_1-2026-3-2.pdf
- investorrelations.bankofireland.com/debt-investors/covered-bonds/boimb-annual-reports/
- bankofireland.com/legal/company-registration-details/
- bankofireland.com/legal/365-online-regulatory-information/
- personalbanking.bankofireland.com/borrow/mortgages/information-and-legal-notices/
- investorrelations.bankofireland.com/app/uploads/FINAL-BOIMB-ACS-Base-Prospectus-20-December-2024.pdf
- sec.gov/Archives/edgar/data/1022575/000095012307010210/u53087e20vf.htm
- thehub-ireland.com/wp-content/uploads/2014/07/Bank-of-Ireland-Mortgage-Bank-Company-Printout.pdf
- en.wikipedia.org/wiki/Bank_of_Ireland
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Alan Hartley Managing Director
- Chair
- Kevin Kingston Independent Non-Executive Chairman
- Executive
- Deirdre Hogan Executive Director
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Ireland
- Central Bank of Ireland Prudential supervisorCentral bankConductAML supervisorResolutionOther
- European Union
- European Central Bank (Single Supervisory Mechanism) Prudential supervisor
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
Kevin Kingston succeeded Harry Lorton as independent non-executive chairman on 16 July 2025.
rns-pdf.londonstockexchange.com ↗ -
Other
The bank issued a EUR 175 million seven-year senior debt instrument with a 3.90% coupon on 29 May 2025.
rns-pdf.londonstockexchange.com ↗ -
Leadership
Executive director Tony McMahon and group non-executive director Aine McCleary resigned from the board on 22 May 2025.
rns-pdf.londonstockexchange.com ↗ -
Other
The bank reported that it lacked a Chief Risk Officer, as the Central Bank of Ireland governance requirements demand, from late 2024 until 8 April 2025.
rns-pdf.londonstockexchange.com ↗ -
Licence
The Central Bank of Ireland granted the bank permission to operate its covered bond programme on 24 June 2024.
rns-pdf.londonstockexchange.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- ICSBIE21XXX
- How the BIC breaks down
- ICSBBank
- IECountry · Ireland
- 21Location · passive
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 635400LWGWFFKITHYD44
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Ireland · Europe & Central Asia
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- The Governor and Company of the Bank of Ireland · IrelandQ2GQA2KF6XJ24W42G291 ↗
- Ultimate parent
- Bank of Ireland Group PLC · Ireland635400C8EK6DRI12LJ39 ↗
The Bank of Ireland Group PLC group has 6 institutions in the directory, in 3 countries: all hold a BIC.
Including Bank of Ireland Head Office, J and e Davy Unlimited Company, Bank of Ireland (UK) PLC, Bank of Ireland, The Governor and Company of the Bank of Ireland.
See the Bank of Ireland Group PLC group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 25 WESTMORELAND STREET DUBLIN 2 IRELAND
- Operational address
- NEW CENTURY HOUSE IFSC MAYOR STREET LOWER DUBLIN DUBLIN 2 IRELAND
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Debtor agent, creditor agent or an intermediary agent
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>ICSBIE21XXX</BICFI>
<LEI>635400LWGWFFKITHYD44</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>ICSBIE21XXX</BICFI>
<LEI>635400LWGWFFKITHYD44</LEI>
<Nm>BANK OF IRELAND MORTGAGE BANK</Nm>
<PstlAdr>
<TwnNm>DUBLIN</TwnNm>
<Ctry>IE</Ctry>
<AdrLine>25 WESTMORELAND STREET DUBLIN 2</AdrLine>
</PstlAdr>
</FinInstnId>This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: bankofireland.com (official website) · original.
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