United Kingdom · Financial institution
Bank of Ireland (UK) PLC
Bank of Ireland (UK) plc is a public limited company incorporated in England and Wales in September 2009. Its registered office is in London. It is wholly owned by The Governor and Company of the Bank of Ireland, which is part of Bank of Ireland Group plc. The bank offers mortgages through intermediaries, vehicle finance through Northridge Finance and Marshall Leasing, and everyday retail and SME banking in Northern Ireland, where it is authorised to issue banknotes. It also holds 50% of First Rate Exchange Services, a foreign exchange joint venture with the UK Post Office.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- BOFIGB2BXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under BOFIGB2B directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT
- Branch codes
- 1 branch code
- Other BIC with this LEI
- BOFIGB3L
- BIC first registered
- 1985-05-20
- Last updated
- 2024-09-19
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% The Governor and Company of the Bank of Ireland
Institution type
Commercial bank
Trades as Bank of Ireland UK
- Ownership
- The Governor and Company of the Bank of Ireland holds 100% of the ordinary shares and the Additional Tier 1 securities, and Bank of Ireland Group plc is the ultimate parent.
- Direct parent
- The Governor and Company of the Bank of Ireland, Ireland 100%
- Ultimate owner
- Bank of Ireland Group plc, Ireland
- Head office
- 45 Gresham Street, EC2V 7EH London, United Kingdom
- Company register
- 07022885, Companies House (England and Wales); FCA/PRA firm reference number 512956
Business lines
According to its 2025 annual report, the bank has two business streams: intermediated lending (mortgages and vehicle finance) and everyday banking in Northern Ireland.
Online
- Websites & references
- bankofirelanduk.com ↗
northridgefinance.com ↗ Northridge Finance motor finance brand of subsidiary NIIB Group Limited
bankofireland.com ↗ Bank of Ireland Group website (parent group)
investorrelations.bankofireland.com ↗ Group investor relations
Wikipedia ↗ group article - Official social accounts
- LinkedIn ↗ · X ↗ · YouTube ↗
Sources · 9 pages consulted
- find-and-update.company-information.service.gov.uk/company/07022885
- find-and-update.company-information.service.gov.uk/company/07022885/officers
- bankofirelanduk.com/about/corporate-governance/board-of-directors/
- bankofirelanduk.com/about/management-team/
- bankofirelanduk.com/about/annual-reports/
- bankofirelanduk.com/app/uploads/annual-report_2025_boi-uk.pdf
- psr.org.uk/news-and-updates/latest-news/news/psr-fines-bank-of-ireland-uk-over-37m-for-failing-to-im
- bankofirelanduk.com/rates-and-fees/international-payments/
- en.wikipedia.org/wiki/Bank_of_Ireland
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Gail Goldie
Chief Executive Officer
- Chair
- Stephen (Steve) Pateman Chair
- Chief financial officer
-
Tom Wright
Chief Financial Officer
- Executive
-
Amitav Borkakoty
Chief Risk Officer
- Executive
-
Judith Gallagher
Chief Administration Officer
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- United Kingdom
- Prudential Regulation Authority Prudential supervisor
- United Kingdom
- Financial Conduct Authority ConductAML supervisor
- United Kingdom
- Bank of England Central bankResolution
- United Kingdom
- Payment Systems Regulator Other
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Other
The FCA published its final motor finance redress scheme. The bank then raised its provision for historic motor finance commissions to GBP 375 million.
bankofirelanduk.com ↗ -
Enforcement
The Payment Systems Regulator fined the bank GBP 3,779,300 for implementing Confirmation of Payee send functionality 14 months after the deadline.
psr.org.uk ↗ -
Leadership
The board approved Stephen Pateman as Chair until 31 December 2026, after Peter Herbert resigned in August 2025.
bankofirelanduk.com ↗ -
Leadership
The board appointed Karina McTeague as a non-executive director. She became Board Risk Committee Chair from 1 January 2026.
bankofirelanduk.com ↗ -
Other
The bank completed the sale of its performing personal loans portfolio, which had a net carrying value of GBP 636 million.
bankofirelanduk.com ↗ -
Leadership
The bank appointed Gail Goldie as Chief Executive Officer and executive director. She joined from Tesco Bank.
find-and-update.company-information.service.gov.uk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- BOFIGB2BXXX
- How the BIC breaks down
- BOFIBank
- GBCountry · United Kingdom
- 2BLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 213800OOT97XZGKQPY40
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- United Kingdom · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
- Direct parent
- The Governor and Company of the Bank of Ireland · IrelandQ2GQA2KF6XJ24W42G291 ↗
- Ultimate parent
- Bank of Ireland Group PLC · Ireland635400C8EK6DRI12LJ39 ↗
The Bank of Ireland Group PLC group has 6 institutions in the directory, in 3 countries: all hold a BIC.
Including Bank of Ireland Head Office, Bank of Ireland Mortgage Bank, J and e Davy Unlimited Company, The Governor and Company of the Bank of Ireland.
See the Bank of Ireland Group PLC group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 45 GRESHAM STREET LONDON EC2V 7EH UNITED KINGDOM
- Operational address
- 45 GRESHAM STREET LONDON LONDON EC2V 7EH UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>BOFIGB2BXXX</BICFI>
<LEI>213800OOT97XZGKQPY40</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>BOFIGB2BXXX</BICFI>
<LEI>213800OOT97XZGKQPY40</LEI>
<Nm>BANK OF IRELAND (UK) PLC</Nm>
<PstlAdr>
<TwnNm>LONDON</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>45 GRESHAM STREET LONDON EC2V 7EH</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2015-01-05 | Head office | — |
SEPA dates are when the institution became ready for the scheme.
An institution missing from T2 may still be reachable through an indirect participant.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Network
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| BOFIGB2BFPS | — | London | 45 GRESHAM STREET LONDON LONDON EC2V 7EH UNITED KINGDOM | 213800OOT97XZGKQPY40 | 2025-06-21 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate.
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: bankofirelanduk.com (official website) · original; Gail Goldie: bankofirelanduk.com (official website) · original; Tom Wright: bankofirelanduk.com (official website) · original; Amitav Borkakoty: bankofirelanduk.com (official website) · original; Judith Gallagher: bankofirelanduk.com (official website) · original.
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