United States · Financial institution
Centennial Bank
Centennial Bank is an Arkansas state-chartered commercial bank headquartered in Conway. It is a member of the Federal Reserve System. It is wholly owned by Home BancShares, Inc., a bank holding company listed on the New York Stock Exchange. The bank provides commercial and retail banking to businesses, real estate developers, investors, individuals and municipalities, with branches in Arkansas, Florida, Texas, Tennessee, South Alabama and New York City. It absorbed Happy State Bank in 2022 and Mountain Commerce Bank on 1 April 2026.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- CNTEUS44XXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under CNTEUS44 directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2016-05-28
- Last updated
- 2022-02-14
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% Home BancShares, Inc.
Institution type
Commercial bank
- Standing
- The bank absorbed Mountain Commerce Bank by merger on 1 April 2026 and continues to operate under its own name.
- Ownership
- Home BancShares, Inc., a bank holding company listed on the New York Stock Exchange, holds 100% of the bank.
- Direct parent
- Home BancShares, Inc., United States 100%
- Head office
- 620 Chestnut Street, 72032 Conway, United States
- Company register
- FDIC cert 11241; Federal Reserve RSSD ID 456045
- Former name
- First State Bank
Business lines
Besides its branch network, the bank runs the Centennial Commercial Finance Group, a national lending platform for commercial real estate and commercial and industrial loans, and Shore Premier Finance, a marine lending division.
Online
- Websites & references
- my100bank.com ↗
homebancshares.com ↗ Investor relations site of the parent, Home BancShares, Inc., linked from the bank's site
Wikipedia ↗ group article - Official social accounts
- X ↗ · Facebook ↗ · Instagram ↗
Sources · 16 pages consulted
- my100bank.com/about-us/
- homebancshares.com/
- my100bank.com/app/uploads/2020/04/Incoming-International-Wire-Instructions.pdf
- my100bank.com/app/uploads/2020/04/Incoming-Domestic-Wiring-Instructions.pdf
- sec.gov/Archives/edgar/data/1331520/000133152026000106/homb063026earningsrelease.htm
- homebancshares.com/news-events/news/news-details/2026/Record-Revenue-and-Successful-Mountain-Commerce-Bancor
- homebancshares.com/news-events/news/news-details/2026/Home-BancShares-Inc--Announces-Completion-of-the-Acqui
- sec.gov/Archives/edgar/data/1331520/000133152024000136/pressrelease-51424.htm
- homebancshares.com/news-events/news/news-details/2024/Home-BancShares-Inc.-Announces-Adjustments-to-Manageme
- nasdaq.com/press-release/home-bancshares-inc-and-centennial-bank-mourn-passing-tracy-french-2026-08-
- banking.arkansas.gov/wp-content/uploads/2025/10/ROBC-2025.pdf
- banking.arkansas.gov/financial-institutions/
- bankregreports.com/banks/centennial-bank-456045/
- law.justia.com/cases/federal/district-courts/arkansas/aredce/4:2023cv00333/138119/57/
- investing.com/news/transcripts/earnings-call-transcript-home-bancshares-tops-q2-2026-forecasts-shares-r
- en.wikipedia.org/wiki/Home_BancShares
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- J. Stephen Tipton Chief Executive Officer, Centennial Bank
- Executive
- John W. Allison Chairman of Home BancShares, Inc. (parent)
- Chief financial officer
- Brian S. Davis Chief Financial Officer and Treasurer, Home BancShares, Inc. and Centennial Bank
- Executive
- Kevin D. Hester President and Chief Lending Officer, Home BancShares, Inc. and Centennial Bank
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- United States
- Board of Governors of the Federal Reserve System (Federal Reserve Bank of St. Louis) Prudential supervisorCentral bankAML supervisor
- United States
- Arkansas State Bank Department Prudential supervisor
- United States
- Consumer Financial Protection Bureau Conduct
- United States
- Federal Deposit Insurance Corporation Resolution
Recent events
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
Mountain Commerce Bank merged into Centennial Bank on 1 April 2026, after Home BancShares acquired Mountain Commerce Bancorp.
homebancshares.com ↗ -
Other
The US District Court for the Eastern District of Arkansas granted final approval of a USD 5.2 million class-action settlement over 2022 and 2023 data incidents.
law.justia.com ↗ -
Leadership
Tracy French, chairman of the bank since 2019, concluded his board service and remained an adviser to senior management.
nasdaq.com ↗ -
Leadership
The boards named Stephen Tipton Chief Executive Officer of the bank and Kevin Hester President, effective 13 May 2024.
homebancshares.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- CNTEUS44XXX
- How the BIC breaks down
- CNTEBank
- USCountry · United States
- 44Location
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300BEFX6JRSCS5N78
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- United States · North America
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 719 HARKRIDER CONWAY,AR 72033 UNITED STATES OF AMERICA
- Operational address
- 719 HARKRIDER CONWAY,AR CONWAY,AR 72033 UNITED STATES OF AMERICA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>CNTEUS44XXX</BICFI>
<LEI>549300BEFX6JRSCS5N78</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>CNTEUS44XXX</BICFI>
<LEI>549300BEFX6JRSCS5N78</LEI>
<Nm>CENTENNIAL BANK</Nm>
<PstlAdr>
<TwnNm>CONWAY</TwnNm>
<Ctry>US</Ctry>
<AdrLine>719 HARKRIDER CONWAY, AR 72033</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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