United States · Financial institution
Citizens Business Bank
Legal name in the LEI recordCitizens Business Bank, National Association
Citizens Business Bank, National Association is a US national bank headquartered in Ontario, California. It is a wholly owned subsidiary of CVB Financial Corp., whose shares are listed on NASDAQ. The bank serves small and medium-sized businesses and their owners across California, with lending, deposit, treasury, international trade and trust services. It was founded as Chino Valley Bank in 1974 and renamed Citizens Business Bank in March 1996. It converted to a national charter in December 2025 and absorbed Heritage Bank of Commerce in April 2026.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- CBBKUS6LXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under CBBKUS6L directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- 2 branch codes
- BIC first registered
- 2002-12-07
- Last updated
- 2025-09-13
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% CVB Financial Corp.
Institution type
Commercial bank
Trades as Citizens Business Bank
- Standing
- The bank converted from a California state-chartered bank to a national bank on 15 December 2025. It now operates as Citizens Business Bank, National Association. Heritage Bank of Commerce merged into the bank on 17 April 2026.
- Ownership
- CVB Financial Corp., a NASDAQ-listed bank holding company, holds 100% of the bank.
- Direct parent
- CVB Financial Corp., United States 100%
- Head office
- 701 N Haven Ave., 91764 Ontario, United States
- Company register
- OCC Charter Number 25382
- Former names
- Citizens Business Bank · Chino Valley Bank
Business lines
The bank focuses on business banking for small and medium-sized California companies, including commercial real estate, dairy, livestock and agribusiness lending, treasury management and trust services through CitizensTrust. It also provides working-capital factoring through its subsidiary Bay View Funding.
Online
- Websites & references
- cbbank.com ↗
investors.cbbank.com ↗ investor relations site of the parent, CVB Financial Corp.
Wikipedia ↗ - Official social accounts
- LinkedIn ↗
Sources · 13 pages consulted
- occ.gov/topics/charters-and-licensing/interpretations-and-decisions/2025/ca1351.pdf
- cbbank.com/
- investors.cbbank.com/corporate-overview/officers-directors
- investors.cbbank.com/news-releases/news-release-details/cvb-financial-corp-reports-earnings-second-quarter-202
- cbbank.com/news-media/cvb-financial-corp-announces-completion-of-merger-with-heritage-commerce-corp/
- cbbank.com/banking/business/international-services/
- globenewswire.com/news-release/2026/5/21/3299762/0/en/cvb-financial-corp-names-george-a-borba-jr-chairman-o
- manilatimes.net/2026/07/23/tmt-newswire/globenewswire/cvb-financial-corp-announces-appointment-of-new-dir
- investors.cbbank.com/static-files/4cda97a4-db57-4edd-acea-edcd4363eea8
- finance.yahoo.com/news/citizens-business-bank-shift-national-091129105.html
- tradingview.com/news/tradingview:b860778acab56:0-cvb-financial-corp-sec-10-k-report/
- simplywall.st/stocks/us/banks/nasdaq-cvbf/cvb-financial
- en.wikipedia.org/wiki/Citizens_Business_Bank
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- David A. Brager Chief Executive Officer
- Chair
- George A. Borba Jr. Chairman of the Board (CVB Financial Corp. and the Bank)
- Chief financial officer
- E. Allen Nicholson Executive Vice President and Chief Financial Officer
- Executive
- Robertson "Clay" Jones President
- Executive
- David C. Harvey Executive Vice President and Chief Operating Officer
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- United States
- Office of the Comptroller of the Currency Prudential supervisorAML supervisor
- United States
- Board of Governors of the Federal Reserve System Central bank
- United States
- Federal Deposit Insurance Corporation Resolution
- United States
- Consumer Financial Protection Bureau Conduct
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
Richard Wohl retired as Executive Vice President and General Counsel of the bank and its parent on 5 June 2026.
simplywall.st ↗ -
Leadership
The boards named George A. Borba Jr. chairman on 20 May 2026. Hal W. Oswalt became vice chairman.
globenewswire.com ↗ -
Merger / acquisition
Heritage Bank of Commerce merged into the bank on 17 April 2026. Heritage's former chief executive Clay Jones became President.
cbbank.com ↗ -
Licence
The bank converted from a California state charter to a national bank charter, effective 15 December 2025.
finance.yahoo.com ↗ -
Licence
The OCC approved the bank's conversion to a national bank under OCC Charter Number 25382 on 19 November 2025.
occ.gov ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- CBBKUS6LXXX
- How the BIC breaks down
- CBBKBank
- USCountry · United States
- 6LLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300L36QZWPHM6FP31
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- United States · North America
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 701 NORTH HAVEN AVENUE ONTARIO, CA 91764-4925 UNITED STATES OF AMERICA
- Operational address
- 701 N. HAVEN AVE ONTARIO,CA ONTARIO,CA 91764 UNITED STATES OF AMERICA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>CBBKUS6LXXX</BICFI>
<LEI>549300L36QZWPHM6FP31</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>CBBKUS6LXXX</BICFI>
<LEI>549300L36QZWPHM6FP31</LEI>
<Nm>CITIZENS BUSINESS BANK</Nm>
<PstlAdr>
<TwnNm>ONTARIO</TwnNm>
<Ctry>US</Ctry>
<AdrLine>701 NORTH HAVEN AVENUE ONTARIO, CA 91764-4925</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Network
Branch network
All 2 branch BICs connect to the head office. They are all in Ontario, and no function or registration year splits them further.
Hover over a branch or group to see its details
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| CBBKUS6L940 | INTERNATIONAL DEPT. | Ontario | ONTARIO,CA ONTARIO,CA UNITED STATES OF AMERICA | — | 2025-09-13 |
| CBBKUS6LWIR | WIRE DEPARTMENT | Ontario | ONTARIO,CA ONTARIO,CA UNITED STATES OF AMERICA | — | 2025-09-13 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: cbbank.com (official website) · original.
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