Estonia · Payments & e-money
Coop Finants AS
Coop Finants AS was an Estonian public limited company based in Tallinn. It was a 100% subsidiary of Coop Pank AS. Finantsinspektsioon (the Estonian Financial Supervision and Resolution Authority) listed it as a payment institution and a creditor. It offered small loans, instalment plans and the Säästukaart Pluss card to consumers in Estonia. It merged into Coop Pank AS on 1 April 2024 and was deleted from the Estonian Commercial Register. Coop Pank AS now provides the services to its former customers.
Licences and registrations
Held by Coop Finants AS (LEI 391200XSEIZIU8SNCW94). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterEstonian Financial Supervision Authority | Payment institutionPayment Institution | 12087992 | Estonia | Active | 2011-12-07 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
100% Coop Pank AS
Firm type
Lending or buy now, pay later
Trades as Coop Finants
- Standing · Merged or acquired
- Coop Finants AS merged into its parent Coop Pank AS on 1 April 2024. On that date the firm was deleted from the Estonian Commercial Register and Coop Pank AS became its legal successor.
- Ownership
- Coop Pank AS owned 100% of the firm until the merger of 1 April 2024.
- Direct parent
- Coop Pank AS, Estonia 100%
- Head office
- Maakri 30, 15014 Tallinn, Estonia (registered office: Narva mnt 4, 15014 Tallinn, Estonia)
- Company register
- Estonian Commercial Register 12087992
Sources · 7 pages consulted
- fi.ee/en/payment-services/payment-services/payment-institutions/estonian-payment-institutions/c
- fi.ee/en/banking-and-credit/banking-and-credit/creditors/licensed-creditors-estonia-operating-e
- fi.ee/en/news/finantsinspektsioon-issued-precepts-two-companies-coop-pank-group
- cooppank.ee/en/coop-pank/news/coop-pank-and-coop-finants-merged
- globenewswire.com/news-release/2024/04/01/2854987/0/en/Completion-of-merger-of-Coop-Pank-AS-and-Coop-Finant
- globenewswire.com/news-release/2024/03/05/2840640/0/et/Finantsinspektsioon-andis-Coop-Pank-AS-ile-loa-%C3%B
- globenewswire.com/news-release/2024/01/30/2820035/0/et/Muudatused-Coop-Finants-AS-juhatuses.html
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
Finantsinspektsioon listed the firm as an Estonian payment institution and as a creditor. The firm no longer exists, and both activities passed to Coop Pank AS on the merger of 1 April 2024.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Finantsinspektsioon (Estonian Financial Supervision and Resolution Authority) Estonia | Payment institution | 12087992 | In its own name | Withdrawn or expired | fi.ee ↗ |
| Finantsinspektsioon (Estonian Financial Supervision and Resolution Authority) Estonia | Creditor | — | In its own name | Withdrawn or expired | fi.ee ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Products and markets
Researched 29 Sep 2026 · Sources
Until April 2024 it provided small loans, instalment plans and Säästukaart Pluss card agreements to consumers, and these agreements have since been serviced by Coop Pank AS.
It served consumers in Estonia.
- Sells to
- Consumers
- Serves customers in
- Estonia
Recent events
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
Coop Pank AS absorbed the firm, which was deleted from the Estonian Commercial Register on 1 April 2024.
globenewswire.com ↗ -
Licence
Finantsinspektsioon approved the merger of Coop Pank AS with the firm, its 100% subsidiary.
globenewswire.com ↗ -
Leadership
The supervisory board appointed Karin Ossipova to the management board from 1 February 2024 until the merger. Jörgen Jõulu's term ended on 31 January 2024.
globenewswire.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- 12087992
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- Elucidate firm ID
- 05fe86f0e435
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- Payment Institution
- Activities
- Payment services
- Card acquiring
- Licensed in
- Estonia · Europe & Central Asia
- First registered
- 2011-12-07
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Coop Pank AS · Estonia549300EHNXQVOI120S55 ↗
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- Narva mnt 4, Tallinn, 15014
- Country
- Estonia
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in one address line
<FinInstnId>
<LEI>391200XSEIZIU8SNCW94</LEI>
<Nm>Coop Finants AS</Nm>
<PstlAdr>
<PstCd>15014</PstCd>
<TwnNm>Tallinn</TwnNm>
<Ctry>EE</Ctry>
<AdrLine>Narva mnt 4</AdrLine>
</PstlAdr>
</FinInstnId>CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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