Country · Europe & Central Asia
Estonia
Check who the institutions in Estonia are: whether each holds a BIC, which register lists it and whether an LEI is mapped. Two tracked registers cover Estonia, so institutions without a BIC appear where they list them.
Estonia at a glance
Every row is the same 66 institutions, split by one attribute
Type
- Financial institution 28 · 42%
- Payments & e-money 21 · 32%
- Credit institution 12 · 18%
- Crypto 3 · 4.5%
- Non-financial corporate 2 · 3%
Identification
- BIC only 44 · 67%
- BIC and a register licence 8 · 12%
- Register only, no BIC 14 · 21%
Regulation level
- Prudential licence 31 · 47%
- Small-firm registration 2 · 3%
- Not on a tracked register 33 · 50%
LEI
- LEI mapped 50 · 76%
- No LEI mapped 16 · 24%
View as table
| Attribute | Institutions | Share |
|---|---|---|
| Type | ||
| Financial institution | 28 | 42% |
| Payments & e-money | 21 | 32% |
| Credit institution | 12 | 18% |
| Crypto | 3 | 4.5% |
| Non-financial corporate | 2 | 3% |
| Identification | ||
| BIC only | 44 | 67% |
| BIC and a register licence | 8 | 12% |
| Register only, no BIC | 14 | 21% |
| Regulation level | ||
| Prudential licence | 31 | 47% |
| Small-firm registration | 2 | 3% |
| Not on a tracked register | 33 | 50% |
| LEI | ||
| LEI mapped | 50 | 76% |
| No LEI mapped | 16 | 24% |
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
BIC data as at 23 September 2026 · Registers retrieved 25 September 2026
Institutions in Estonia
The first 25 of 66 institutions in Estonia, with or without a BIC: prudentially supervised and larger institutions first. No OFAC or EU listing cites an institution in Estonia.
- AS Lhv Pank BIC LHVBEE22 Credit institutionCryptoPrudential licence
- Coop Pank Aktsiaselts BIC EKRDEE22 Credit institutionPrudential licence
- Luminor Bank AS BIC RIKOEE22 Credit institutionPrudential licence
- Swedbank AS BIC HABAEE2X Credit institutionPrudential licence
- AS SEB Pank BIC EEUHEE2X Credit institutionPrudential licence
- Bigbank AS BIC BIGKEE2B Credit institutionPrudential licence
- Meieni OÜ No BIC Payments & e-moneyPrudential licence
- Adson AS No BIC Payments & e-moneyPrudential licence
- AS Citadele Banka Eesti Filiaal BIC PARXEE22 Credit institutionPrudential licence
- AS Creditinfo Eesti No BIC Payments & e-moneyPrudential licence
- AS Inbank BIC IBBNEE21 Credit institutionPrudential licence
- Coop Finants AS No BIC Payments & e-moneyPrudential licence
- Crowdestate AS BIC CRWDEE22 Payments & e-moneyPrudential licence
- Crumblo OÜ No BIC Payments & e-moneyPrudential licence
- Evli Bank LTD BIC EVSEEE21 Credit institutionPrudential licence
- Finora Bank Uab Eesti Filiaal BIC FNRKEE22 Credit institutionPrudential licence
- Holm Bank AS BIC HOMMEE22 Credit institutionPrudential licence
- Inhouse Pay AS BIC IHPYEE22 Payments & e-moneyPrudential licence
- Ipf Digital AS BIC IPFDEE22 Payments & e-moneyPrudential licence
- Lightspark Payments Europe AS No BIC CryptoPrudential licence
- Lightyear Europe AS No BIC CryptoPrudential licence
- Maaelu Edendamise Hoiu-Laenuuhistu BIC MAEHEE21 Payments & e-moneyPrudential licence
- Maksekeskus AS No BIC Payments & e-moneyPrudential licence
- Modena Payments OÜ No BIC Payments & e-moneyPrudential licence
- Monemon AS BIC MOMNEE22 Payments & e-moneyPrudential licence
Regulation and supervision
Two tracked registers cover Estonia, retrieved 25 September 2026. Of the 66 institutions here, 22 are on one of them. By regulation level: 31 prudentially supervised, 2 with a small-firm registration, 33 not on a tracked register.
Registers covering Estonia
Institutions in Estonia holding an active licence or registration on each register
| Register | Publisher | Institutions here | Of which hold a BIC | Inactive | As at |
|---|---|---|---|---|---|
| EBA PSD2 RegisterEBA-PSD2 | European Banking Authority (EBA) | 19 | 7 | 9 | 25 September 2026 |
| ESMA interim MiCA register of crypto-asset service providersESMA-CASP | European Securities and Markets Authority (ESMA) | 3 | 1 | 0 | 25 September 2026 |
Institutions that hold a BIC and are on a tracked register
Their register licences are shown on their page
- AS Lhv Pank BIC LHVBEE22 Credit institutionCryptoPrudential licence
- Crowdestate AS BIC CRWDEE22 Payments & e-moneyPrudential licence
- Inhouse Pay AS BIC IHPYEE22 Payments & e-moneyPrudential licence
- Ipf Digital AS BIC IPFDEE22 Payments & e-moneyPrudential licence
- Maaelu Edendamise Hoiu-Laenuuhistu BIC MAEHEE21 Payments & e-moneyPrudential licence
- Monemon AS BIC MOMNEE22 Payments & e-moneyPrudential licence
- Uhisarveldused AS BIC UHISEE21 Payments & e-moneyPrudential licence
- Wallester AS BIC WALLEE22 Payments & e-moneyPrudential licence
Supervisors
Authorities named on the ECB list and on the active licences of institutions here
| Authority | Basis | Institutions |
|---|---|---|
| Finantsinspektsioon / Eesti Pank | ECB list: less significant institutions | 4 |
| Finanssivalvonta / Suomen Pankki – Finlands Bank | ECB list: less significant institutions | 1 |
| Lietuvos bankas | ECB list: less significant institutions | 1 |
| Estonian Financial Supervision Authority | Licences on the tracked registers | 19 |
| Estonian Financial Supervision Authority (EFSA) | Licences on the tracked registers | 3 |
ECB banking supervision
Significant institutions
The ECB list of supervised entities covers 12 institutions here that hold a BIC: 6 significant, supervised directly by the ECB, and 6 less significant.
- AS Lhv Pank BIC LHVBEE22 Credit institutionCryptoPrudential licence
- Luminor Bank AS BIC RIKOEE22 Credit institutionPrudential licence
- Swedbank AS BIC HABAEE2X Credit institutionPrudential licence
- AS SEB Pank BIC EEUHEE2X Credit institutionPrudential licence
- AS Citadele Banka Eesti Filiaal BIC PARXEE22 Credit institutionPrudential licence
- Op Corporate Bank PLC Estonian Branch BIC OKOYEE2X Credit institutionPrudential licence
Institutions headquartered here, registered elsewhere
58 institutions registered in other countries give Estonia as their head office. Each counts in the country of its register. One institution in Estonia also holds licences registered in other countries; it counts here only.
- 1001689756 Ontario Inc. No BIC CryptoMoney service businessAML registration only
- 1538623 B.c. LTD. No BIC CryptoMoney service businessAML registration only
- Arctelysium Inc. No BIC CryptoAML registration only
- Ardenovirex Inc. No BIC CryptoAML registration only
- Argentavantis Inc. No BIC CryptoAML registration only
- Astra Money Limited No BIC CryptoMoney service businessAML registration only
- Aureviontaris Inc No BIC CryptoAML registration only
- Baltic Finance Group PLC · trading as BFSG No BIC CryptoMoney service businessAML registration only
- Bitlumeon Inc. No BIC CryptoMoney service businessAML registration only
- Blockoville Oü · trading as BLOCKOVILLE No BIC CryptoMoney service businessAML registration only
- Bme Technologies OU · trading as EMIREX No BIC CryptoMoney service businessAML registration only
- Chainspirion Inc. No BIC CryptoMoney service businessAML registration only
Groups and systemic importance
GLEIF records the head office of 3 corporate groups in the directory here. For 8 institutions here, GLEIF records a parent in another country.
Largest other groups
GLEIF consolidation groups, by legal entities (LEIs) in this country
| Group | LEIs here | LEIs in the group |
|---|---|---|
| Luminor Holding AS | 2 | 2 |
| Swedbank AB | 2 | 9 |
| Citadele Banka, Akciju Sabiedrība | 1 | 2 |
| Banqup Group | 1 | 3 |
| Avarda Bank AB | 1 | 2 |
Groups headquartered here
Largest of 3, by legal entities in the directory
| Group | LEIs in the directory |
|---|---|
| Admirals Group AS | 2 |
| Luminor Holding AS | 2 |
| Oü Alarmo Kapital | 2 |
Parents abroad
Institutions here by the country of their GLEIF ultimate parent (else direct parent)
GLEIF parents are accounting-consolidation relationships. They do not show ownership shares or control.
Payments and connectivity
Of the 52 institutions in Estonia that hold a BIC, 9.6% are connected to Swift, as at 23 September 2026. Network data does not exist for the 14 that do not hold a BIC.
Connection to Swift
Institutions that hold a BIC, by connection type in Swift’s directory
A BIC does not imply a connection to the Swift network.
Payment schemes
Institutions that hold a BIC, reachable in each scheme
- Reachable in a SEPA scheme
- 12 institutions
- SEPA Instant Credit Transfer
- 8 institutions
- T2 participants
- 10 institutions
National bank codes
The national directory matched to BICs on institution pages
- Scheme
- IBAN tunnuskood (bank code) EE-BANKCODE
Trading venues
3 live market identifier codes (ISO 10383) operated by institutions here, by category
All BIC codes in Estonia
Look up any of the 64 BIC codes registered in Estonia: the head offices and branch codes of the 52 institutions here that hold a BIC, with their LEIs and flags.
In Elucidate research
One Elucidate article names Estonia.
Other countries in Europe & Central Asia
The directory has pages for 59 other countries and territories in Europe & Central Asia.
AlbaniaAndorraArmeniaAustriaAzerbaijanBelarusBelgiumBosnia & HerzegovinaBulgariaCroatiaCyprusCzechiaDenmarkFaroe IslandsFinlandFranceGeorgiaGermanyGibraltarGreeceGreenlandGuernseyHungaryIcelandIrelandIsle of ManItalyJerseyKazakhstanKosovoKyrgyzstanLatviaLiechtensteinLithuaniaLuxembourgMoldovaMonacoMontenegroNetherlandsNorth MacedoniaNorwayPolandPortugalRomaniaRussiaSan MarinoSerbiaSlovakiaSloveniaSpainSwedenSwitzerlandTajikistanTürkiyeTurkmenistanUkraineUnited KingdomUzbekistanVatican City
Sources & method
Each institution counts once, in one country: the BIC country when it holds a BIC, otherwise the country of the register that lists it. Licences in other countries are shown on its page.
Sanctions listings are matched on the BIC and on the LEI mapped to it, so they cover institutions that hold a BIC only. Institutions without a BIC are not screened. Always screen against the official lists.
Read the methodology →Sources for this page
- Swift ISO 9362 BIC directory—institutions and branch codes, mapped to LEIs through the Swift and GLEIF BIC-to-LEI relationship file. As at 23 September 2026
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ retrieved 25 September 2026
- ESMA interim MiCA register of crypto-asset service providers—European Securities and Markets Authority (ESMA) · register ↗ retrieved 25 September 2026
- ECB list of supervised entities · ECB ↗ published 20 August 2026
- GLEIF relationship records (Level 2)—accounting consolidation as reported to GLEIF · about Level 2 data ↗ as at 25 September 2026
Assess the financial crime risk behind a counterparty
A BIC or a licence identifies an entity; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment firms. Read about the FinCrime Index.
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