Ireland · Payments & e-money
CRIF RealTime Ireland Limited
Trading asCRIF RealTime Ireland
CRIF RealTime Ireland Limited is a private company limited by shares, incorporated in Ireland and based in Dún Laoghaire, County Dublin. The Central Bank of Ireland registers it as an account information service provider under the European Union (Payment Services) Regulations 2018, with reference C190092. According to CRIF, CRIF S.p.A. of Bologna, Italy, controls 100% of the firm, and the firm says it provides open banking account information services to CRIF Group companies. From 14 July 2022 to 21 April 2024 it held a payment institution authorisation that also covered payment initiation.
Licences and registrations
Held by CRIF RealTime Ireland Limited (LEI 8945000Q0O4YX4AP2U94). 2 entries on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterCentral Bank of Ireland | Account information service providerAccount Information Service Provider | C190092 | Ireland | Active | 2024-04-22 | — |
|
Search the register ↗ |
| EBA PSD2 RegisterCentral Bank of Ireland | Payment institutionPayment Institution | C190092 | Ireland | Withdrawn | 2022-07-14 | Ended 2024-04-21 |
|
Search the register ↗ |
Trading names on the register: CRIF RealTime Ireland (EBA-PSD2)
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
100% CRIF S.p.A.
Firm type
Open banking
Trades as CRIF RealTime Ireland
- Standing
- The firm held a Central Bank of Ireland payment institution authorisation from 14 July 2022 to 21 April 2024. Since 22 April 2024 it has been registered only as an account information service provider.
- Ownership
- CRIF S.p.A. controls 100% of the firm, and the LEI record names CRIBIS Holding S.r.l. as the ultimate accounting parent.
- Direct parent
- CRIF S.p.A., Italy 100%
- Ultimate owner
- CRIBIS Holding S.r.l., Italy
- Head office
- Third Floor, Block D, Adelphi Plaza, George's Street, A96 T927 Dún Laoghaire, Ireland
- Company register
- CRO 641672
- Incorporated
- 2019
Online
- Websites & references
- crif.ie ↗
- Official social accounts
- None found
Sources · 10 pages consulted
- registers.centralbank.ie/FirmRegisterDataPage.aspx?firmReferenceNumber=C190092®ister=62
- registers.centralbank.ie/FirmDataPage.aspx?firmReferenceNumber=C190092
- finbot.eu/themes/finbot/assets/_files/en/crif_terms.pdf
- crif.ie/crifrealtime/
- crif.ie/
- crif.ie/about-us/crif/
- crif.com/news-events/press/open-banking-crif-enriches-its-offering-with-a-pisp-licence-for-crif-re
- crif.com/news-and-events/press-releases/2019/july/open-banking-31-european-countries-aisp-coverage
- lei.bloomberg.com/leis/view/8945000Q0O4YX4AP2U94
- avantmoney.ie/crif
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The Central Bank of Ireland registers the firm as an account information service provider under Regulation 25(1)(b) of the European Union (Payment Services) Regulations 2018. The register shows this registration passported to 29 other EEA states on a freedom-of-services basis.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Central Bank of Ireland Ireland | Account Information Services Provider (Regulation 25(1)(b), European Union (Payment Services) Regulations 2018) | C190092 | In its own name | Active | registers.centralbank.ie ↗ |
| Central Bank of Ireland Ireland | Payment Institution (payment services and account information) | C190092 | In its own name | Withdrawn or expired | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Products and markets
Researched 29 Sep 2026 · Sources
With the account holder's consent, it retrieves transaction data from payment accounts and passes it to CRIF Group companies or other providers the user selects, for example for income and credit assessment.
It is based in Ireland, and the Central Bank register shows its registration passported to 29 other EEA states on a freedom-of-services basis.
- Sells to
- Other · Consumers · Small businesses
- Serves customers in
- Ireland
Recent events
Researched 29 Sep 2026 · Sources
-
Licence
The firm's payment institution authorisation ended on 21 April 2024, and the Central Bank of Ireland registered it as an account information service provider on 22 April 2024.
registers.centralbank.ie ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- C190092
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name and country only
- Elucidate firm ID
- 668b68ac807b
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Small-firm registrationRegistered under a lighter regime for small or exempt firms, e.g. a small payment institution or an account-information service provider.
- Main licence class
- Account Information Service Provider
- Activities
- Payment services
- Account information
- Licensed in
- Ireland · Europe & Central Asia
- First registered
- 2022-07-14
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Crif S.P.A. · Italy815600EAE45F55EE5B73 ↗
- Ultimate parent
- Cribis Holding S.R.L. · Italy815600584E7ACF522155 ↗
The Cribis Holding S.R.L. group has 2 institutions in the directory, in 2 countries: 1 holds a BIC and 1 does not.
Including Crif S.P.A..
See the Cribis Holding S.R.L. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- Adelphi plaza, George's Street Upper, Dún Laoghaire, Dublin, Not Available
- Country
- Ireland
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Does not fit the CBPR+ limits
- The address does not fit in the two address lines of 35 characters that CBPR+ allows next to a town and country.
- CBPR+ does not accept the character ú in names and addresses. Transliterate before sending.
The LEI record in GLEIF holds a structured legal address.
CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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