Ireland · Payments & e-money
Stripe Technology Europe, Limited
Stripe Technology Europe, Limited (STEL) is a private company limited by shares, incorporated in Ireland and based in Dublin. The Central Bank of Ireland has authorised it as an electronic money institution under reference C187865 since 22 March 2019. It belongs to the Stripe group, whose ultimate accounting parent is Stripe Global Holdings Inc. of the United States. For EEA businesses, STEL provides the regulated payment services, card acquiring and card issuing within Stripe's services, and Stripe Payments Europe, Limited is the contracting party for Stripe's other services.
Licences and registrations
Held by Stripe Technology Europe, Limited (LEI 549300T7WU87LQYO0K16). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterCentral Bank of IrelandLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Electronic money institutionE-Money / Stored Value Institution | C187865 | Ireland | Active | 2019-03-22 | — |
|
Search the register ↗ |
Trading names on the register: Stripe (EBA-PSD2)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Other monetary financial institution
- Minimum reserves
- Not on the ECB reserve list
- Listed as
- Stripe Technology Europe, Limited
- RIAD code
- IEC187865
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- STTOIE22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of STTOIE22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- NCT Inst
- Branch codes
- 2 branch codes
- BIC first registered
- 2019-09-07
- Last updated
- 2026-01-12
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
Firm type
Merchant acquiring and processing
Trades as Stripe
- Ownership
- The firm belongs to the Stripe group, and its LEI record names Stripe Global Holdings Inc. as its ultimate accounting consolidation parent.
- Ultimate owner
- Stripe Global Holdings Inc., United States
- Head office
- 1 Wilton Park, Wilton Place, D02 FX04 Dublin, Ireland
- Company register
- CRO 599050
- Incorporated
- 22 Feb 2017
Online
- Websites & references
- stripe.com ↗
docs.stripe.com ↗ developer documentation
status.stripe.com ↗ API status page - Official social accounts
- None found
Sources · 10 pages consulted
- registers.centralbank.ie/firmregisterdatapage.aspx?firmreferencenumber=c187865®ister=63
- lb.lt/en/sfi-financial-market-participants/stripe-technology-europe-limited
- lei.bloomberg.com/leis/view/549300T7WU87LQYO0K16
- stripe.com/legal/stel
- stripe.com/legal/acquirer-disclosure
- stripe.com/legal/ssa-services-terms
- stripe.com/en-nl/issuing
- stripe.com/guides/frequently-asked-questions-about-stripe-connect-and-psd2
- stripe.com/
- dnb.nl/en/public-register/information-detail/?registerCode=WFTEG&relationNumber=R161769
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The Central Bank of Ireland authorises the firm as an electronic money institution under Regulation 9 of the European Communities (Electronic Money) Regulations 2011. According to the Central Bank's register, the firm provides services on a freedom-of-services basis in 29 other EEA states.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Central Bank of Ireland Ireland | E-Money Institution authorised pursuant to Regulation 9 of the European Communities (Electronic Money) Regulations 2011 | C187865 | In its own name | Active | registers.centralbank.ie ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsStripe's terms state that the firm safeguards funds it holds for EEA users in trust, as trustee, as the law requires. The funds are held in pooled safeguarding accounts titled as customer funds.
- Payment schemes and card networks
- Visa Direct stripe.com ↗
Mastercard Direct stripe.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
The firm is the card acquirer and the provider of regulated payment services for Stripe users in the EEA. It also issues cards under Stripe Issuing in Europe, as a Visa issuer.
The firm serves business users in Ireland and 29 other EEA states under its Irish authorisation, on a freedom-of-services basis.
- Payment volume
- USD 1.9tnpayments volume processed by Stripe worldwide
- Sells to
- Small businesses · Enterprises · Platforms and marketplaces
- Serves customers in 30 countries
- Ireland · Austria · Belgium · Bulgaria · Croatia · Cyprus · Czechia · Denmark · Estonia · Finland · France · Germany · Greece · Hungary · Iceland · Italy · Latvia · Liechtenstein · Lithuania · Luxembourg · Malta · Netherlands · Norway · Poland · Portugal · Romania · Slovakia · Slovenia · Spain · Sweden
Recent events
Researched 29 Sep 2026 · Sources
The research found no fines, investigations, security incidents, licence changes or corporate events from the last three years.
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- STTOIE22XXX
- How the BIC breaks down
- STTOBank
- IECountry · Ireland
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300T7WU87LQYO0K16
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- C187865
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- 2cc8638fa21a
- National bank code
- Clearingnummer 2180-2189
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Money remittance
- Payment services
- Card acquiring
- Payment initiation
- Account information
- E-money / stored value
- Licensed in
- Ireland
- Country · region
- Ireland · Europe & Central Asia
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Ultimate parent
- Stripe Global Holdings Inc. · United States254900VYCQ4K0SLSXF22 ↗
The Stripe Global Holdings Inc. group has 9 institutions in the directory, in 5 countries: 4 hold a BIC and 5 do not.
Including Bridge Building S.A., Stripe Payments Singapore PTE. LTD., Stripe Payments UK LTD, Bridge Building Arx LLC, Bridge Building Inc..
See the Stripe Global Holdings Inc. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- ONE WILTON PARK, WILTON PLACE DUBLIN D02FX04 IRELAND
- Operational address
- ONE WILTON PARK, WILTON PLACE DUBLIN DUBLIN D02FX04 IRELAND
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>STTOIE22XXX</BICFI>
<LEI>549300T7WU87LQYO0K16</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>STTOIE22XXX</BICFI>
<LEI>549300T7WU87LQYO0K16</LEI>
<Nm>STRIPE TECHNOLOGY EUROPE, LIMITED</Nm>
<PstlAdr>
<TwnNm>DUBLIN</TwnNm>
<Ctry>IE</Ctry>
<AdrLine>ONE WILTON PARK, WILTON PLACE DUBLIN D02FX04</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28 · NPC participants of 2026-09-25
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| Nordic Instant Credit Transfer (NCT Inst)ISO 20022 messages | 2026-09-04 | Head office | — |
NCT and NCT Inst dates are when the institution became ready for the scheme.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Clearingnummer · Sweden
1 code file of 2026-08-06 · ISO 20022 clearing system code SESBA
| Code | Routes to BIC | Name in the national file |
|---|---|---|
| 2180-2189 | STTOIE22 | Stripe |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branch network
All 2 branch BICs connect to the head office. They are all in Dublin, and no function or registration year splits them further.
Hover over a branch or group to see its details
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| STTOIE22NCT | NPC CT INST | Dublin | ONE WILTON PARK, WILTON PLACE DUBLIN DUBLIN D02FX04 IRELAND | — | 2026-08-01 |
| STTOIE22SIP | RIX INST SIP | Dublin | ONE WILTON PARK, WILTON PLACE DUBLIN DUBLIN D02FX04 IRELAND | — | 2026-08-01 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: Nordic Payments Council, List of Scheme Participants.
- National bank codes—Sweden (Source: Bankinfrastruktur i Sverige AB (BSAB)).
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: stripe.com (official website).
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