Germany · Credit institution
Deutsche Apotheker Und Aerztebank
Legal name in the LEI recordDEUTSCHE APOTHEKER- UND ÄRZTEBANK EG
Deutsche Apotheker- und Ärztebank eG (apoBank) is a registered cooperative bank headquartered in Düsseldorf. It is owned by its members, who are mainly healthcare professionals. The bank serves healthcare professionals and their professional organisations and associations. It also serves healthcare providers and companies in the healthcare market. It describes itself as the largest cooperative primary bank in Germany. It was founded in 1902.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- Deutsche Apotheker- und Ärztebank eG
- Entity type
- Credit institution
- Supervisory group
- Heads its own group
- Why significant
- Size (Total assets EUR 50-75 bn)
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- DEUTSCHE APOTHEKER- UND ÄRZTEBANK EG
- RIAD code
- DE01135
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Federal Financial Supervisory Authority (BaFin) | 1961-07-10 | A1 A2 A3 A4 A5 A6 A7 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- DAAEDEDDXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under DAAEDEDD directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · VOP · T2 · TIPS
- Branch codes
- 4 branch codes
- BIC first registered
- 1988-05-16
- Last updated
- 2012-05-05
Overview
Researched 29 Sep 2026 · Sources
Ownership
Member-owned
Institution type
Cooperative bank
Trades as apoBank
- Ownership
- The bank is a cooperative owned by its members, who numbered 111,591 at the end of 2025 according to its financial key data.
- Head office
- Richard-Oskar-Mattern-Straße 6, 40547 Düsseldorf, Germany
- Company register
- GnR 410, Amtsgericht Düsseldorf
Business lines
The bank specialises in healthcare professionals, their professional organisations, healthcare providers and companies in the healthcare market. Its services include accounts, practice and pharmacy start-up finance, property lending, wealth management and pension products.
Online
- Websites & references
- apobank.de ↗
newsroom.apobank.de ↗ press newsroom
karriere.apobank.de ↗ careers site
praxisboerse.apobank.de ↗ practice succession exchange
Wikipedia ↗
Wikidata Q1202059 ↗ - Official social accounts
- LinkedIn ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 10 pages consulted
- apobank.de/impressum
- apobank.de/ueber-die-apobank/das-unternehmen/organe-gremien/vorstand
- apobank.de/ueber-die-apobank/investor-relations/ir-mitteilungen/vorstandsaenderung-sylvia-wilhelm
- apobank.de/ueber-die-apobank/investor-relations-en/financial-key-data
- newsroom.apobank.de/pressreleases/apobank-starkes-operatives-ergebnis-im-1-halbjahr-2026-3462492
- apobank.de/ueber-die-apobank/investor-relations-en
- apobank.de
- newsroom.apobank.de/pressreleases/mitglieder-der-apobank-erhalten-sechs-prozent-dividende-3444892
- apobank.de/unsere-leistungen/konto-karte/konto-heilberufler/ueberweisung-ausland
- en.wikipedia.org/wiki/Deutsche_Apotheker-_und_%C3%84rztebank
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Matthias Schellenberg
Vorstandsvorsitzender (Chief Executive Officer)
- Chair
- Dr. med. dent. Karl-Georg Pochhammer Vorsitzender des Aufsichtsrats (Chair of the Supervisory Board)
- Chief financial officer
-
Dr. Christian Wiermann
Member of the Management Board, Finance, Controlling and Bank Operations (CFO); acting head of the Risk portfolio since 11 September 2026
- Executive
-
Heiko Drews
Member of the Management Board, Sales (Ressort Vertrieb)
- Executive
-
Thomas Runge
Member of the Management Board, Products, Processes and IT
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Germany
- Federal Financial Supervisory Authority (BaFin) Prudential supervisorAML supervisorConduct
- European Union
- European Central Bank Prudential supervisor
- Germany
- Deutsche Bundesbank Central bankPrudential supervisor
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
The bank announced that Chief Risk Officer Sylvia Wilhelm would leave the Management Board early. CFO Christian Wiermann took over the risk portfolio on an acting basis.
apobank.de ↗ -
Leadership
After the members' representative meeting, the Supervisory Board re-elected Karl-Georg Pochhammer as its chair.
newsroom.apobank.de ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- DAAEDEDDXXX
- How the BIC breaks down
- DAAEBank
- DECountry · Germany
- DDLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 5299007S3UH5RKUYDA52
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Bankleitzahl 30060601
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Germany · Europe & Central Asia
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1902
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- RICHARD OSKAR MATTERN STRASSE 6 DUESSELDORF 40547 10-10-31 GERMANY
- Operational address
- RICHARD- OSKAR- MATTERN- STRASSE 6 DUESSELDORF 40547 DUESSELDORF POB 101031 GERMANY
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI and its DEBLZ clearing code
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>DAAEDEDDXXX</BICFI>
<ClrSysMmbId>
<ClrSysId>
<Cd>DEBLZ</Cd>
</ClrSysId>
<MmbId>30060601</MmbId>
</ClrSysMmbId>
<LEI>5299007S3UH5RKUYDA52</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>DAAEDEDDXXX</BICFI>
<ClrSysMmbId>
<ClrSysId>
<Cd>DEBLZ</Cd>
</ClrSysId>
<MmbId>30060601</MmbId>
</ClrSysMmbId>
<LEI>5299007S3UH5RKUYDA52</LEI>
<Nm>DEUTSCHE APOTHEKER UND AERZTEBANK</Nm>
<PstlAdr>
<TwnNm>DUESSELDORF</TwnNm>
<Ctry>DE</Ctry>
<AdrLine>RICHARD OSKAR MATTERN STRASSE 6 DUESSELDORF 40547 10-10-31</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2024-10-07 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2009-11-02 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2009-11-02 | Head office | — |
| Verification of Payee | 2025-08-05 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Branch BIC only | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
A branch BIC counts only when its LEI or its listed name matches this institution.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Bankleitzahl · Germany
1 code valid until 2026-12-06 · ISO 20022 clearing system code DEBLZ
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 30060601 | DAAEDEDDXXX | apoBank | Düsseldorf |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branch network
All 4 branch BICs connect to the head office. Most were registered in 2014 (2 BICs) and 2015 (2).
Hover over a branch or group to see its details
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| DAAEDEDD401 | KV4201 | Duesseldorf | DUESSELDORF DUESSELDORF GERMANY | — | 2020-06-22 |
| DAAEDEDD411 | KV4011 | Duesseldorf | DUESSELDORF DUESSELDORF GERMANY | — | 2014-09-06 |
| DAAEDEDD434 | KV4354 | Duesseldorf | DUESSELDORF DUESSELDORF GERMANY | — | 2015-09-05 |
| DAAEDEDD435 | KV4353 | Duesseldorf | DUESSELDORF DUESSELDORF GERMANY | — | 2015-09-05 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—Germany (Quelle: Deutsche Bundesbank).
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Unknown author Unknown author · Public domain · Wikimedia Commons · original; Matthias Schellenberg: apobank.de (official website) · original; Dr. Christian Wiermann: apobank.de (official website) · original; Heiko Drews: apobank.de (official website) · original; Thomas Runge: apobank.de (official website) · original.
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