Bulgaria · Payments & e-money
Изи Пеймънт Сървисиз ООД | Easy Payment Services OOD
Legal name in the LEI recordИЗИ ПЕЙМЪНТ СЪРВИСИЗ
The register name differs from the legal name in GLEIF. This can follow a rename. Treat the LEI match as indicative.
Easy Payment Services OOD is a limited liability company based in Sofia, Bulgaria. The Bulgarian National Bank (BNB) licensed it as an electronic money institution by Decision No. 259 of 25 October 2018. That licence replaced its earlier payment institution licence. The firm belongs to Management Financial Group, and its direct parent is Easy Asset Management AD. It offers accounts, cards and payments to businesses on a white-label basis. It is also the Mastercard issuer of credit and prepaid cards run by group lenders, such as the Biala Karta and AXI Card brands of Access Finance AD.
Licences and registrations
Held by Изи Пеймънт Сървисиз ООД | Easy Payment Services OOD (LEI 9845002E8E5E888DEO35). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterBulgarian National Bank | Electronic money institutionE-Money / Stored Value InstitutionGLEIF legal name: ИЗИ ПЕЙМЪНТ СЪРВИСИЗ | 204112059 | Bulgaria | Active | 2018-10-25 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
Easy Asset Management AD (Изи Асет Мениджмънт АД)
Firm type
Banking as a service
Trades as Easy Payment Services (EPS)
- Ownership
- Management Financial Group owns the firm through Easy Asset Management AD, which GLEIF names as its direct parent.
- Direct parent
- Easy Asset Management AD (Изи Асет Мениджмънт АД) ↗, Bulgaria
- Ultimate owner
- Management Financial Group (Мениджмънт Файненшъл Груп), Bulgaria
- Head office
- 28 Jawaharlal Neru Blvd., Fl. 2, office 40-46, Lyulin 7 district, 1324 Sofia, Bulgaria
- Company register
- Bulgarian Commercial Register UIC (EIK) 204112059
Online
- Websites & references
- easyps.bg ↗
nativeteams.easyps.eu ↗ client portal for the Native Teams prepaid card programme - Official social accounts
- LinkedIn ↗
Sources · 13 pages consulted
- easyps.bg/
- easyps.bg/who-we-are
- easyps.bg/legal
- easyps.bg/documents
- easyps.bg/frequently-asked-questions-faq
- easyps.bg/uploads/files/2026-03-30-t-c-en-native-teams-69d4c838b1744.pdf
- bialakarta.bg/obshti-usloviya-easyps
- bnb.bg/AboutUs/PressOffice/POPressReleases/POPRDate/PR_20181025_1_BG
- bnb.bg/PaymentSystem/PSPaymentOversight/PSPaymentOversightSupervisoryDisclosure/PS_OS_SD_2025_07
- bnb.bg/PaymentSystem/PSPaymentOversight/PSPaymentOversightSupervisoryDisclosure/PS_OS_SD_2026_02
- bnb.bg/PaymentSystem/PSPaymentOversight/PSPaymentOversightSupervisoryDisclosure/PS_OS_SD_2024_08
- lb.lt/en/sfi-financial-market-participants/easy-payment-services-ood
- easyps.bg/paas-payment-as-a-service
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The BNB authorises the firm as an electronic money institution under the Law on Payment Services and Payment Systems (Decision No. 259, 25 October 2018). It describes itself as a principal member of Mastercard and issues cards in its own name.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Bulgarian National Bank Bulgaria | Electronic money institution licence (BNB Governing Council Decision No. 259 of 25 October 2018) | 204112059 | In its own name | Active | — |
| Bulgarian National Bank Bulgaria | Payment institution licence (invalidated on issue of the e-money licence) | — | In its own name | Withdrawn or expired | bnb.bg ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsAccording to its card terms, funds received for e-money that fall under Article 23 of the Law on Payment Services and Payment Systems are placed in a special safeguarding account, held separately from the firm's own funds.
- Payment schemes and card networks
- Mastercard Direct easyps.bg ↗
Bulgarian National Card Scheme (BCard) Direct easyps.bg ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It sells account, card and payment services under the names Account as a Service, Card as a Service and Payment as a Service. It also issues the Mastercard credit cards that group lender Access Finance AD distributes as its registered representative, including Biala Karta and A1 Card.
It says it provides cross-border services in all EEA countries under its passported Bulgarian licence. Its published card terms cover Bulgaria, Romania, Poland and Spain.
- Sells to
- Financial institutions · Enterprises · Consumers
- Serves customers in 4 countries
- Bulgaria · Romania · Poland · Spain
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Emil Boyadzhiev CEO
- Chief executive
- Teodora Ormond CEO
- Executive
- Pierre Kande CTO
- Executive
- Kiril Surgov COO
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Enforcement
The BNB imposed a BGN 14,000 penalty on the firm by settlement agreement for a breach of BNB Ordinance No. 16.
bnb.bg ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- 204112059
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- GLEIF legal name
- ИЗИ ПЕЙМЪНТ СЪРВИСИЗ
- Elucidate firm ID
- e92f76dcf669
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- E-Money / Stored Value Institution
- Activities
- Money remittance
- Payment services
- Card acquiring
- Payment initiation
- Account information
- E-money / stored value
- Licensed in
- Bulgaria · Europe & Central Asia
- First registered
- 2018-10-25
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Easy Asset Management Ad · Bulgaria097900BGFQ0000046618 ↗
- Ultimate parent
- Management Financial Group JSco · Bulgaria485100SC6L5U48IHWI32 ↗
The Management Financial Group JSco group has 2 institutions in the directory, in 2 countries: none holds a BIC.
Including Access Finance Spółka Z Ograniczoną Odpowiedzialnością.
See the Management Financial Group JSco group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- 28 Dzhavaharlal Neru blvd., floor 2, office 40-46, Lyulin 7 dist., Sofia, 1324
- Country
- Bulgaria
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Does not fit the CBPR+ limits
- The address does not fit in the two address lines of 35 characters that CBPR+ allows next to a town and country.
- CBPR+ does not accept the characters И з и П е й м ъ н т С р в с О Д in names and addresses. Transliterate before sending.
The LEI record in GLEIF holds a structured legal address.
CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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