Country · Europe & Central Asia
Bulgaria
Check who the institutions in Bulgaria are: whether each holds a BIC, which register lists it and whether an LEI is mapped. Two tracked registers cover Bulgaria, so institutions without a BIC appear where they list them.
Bulgaria at a glance
Every row is the same 141 institutions, split by one attribute
Type
- Financial institution 94 · 67%
- Credit institution 23 · 16%
- Payments & e-money 18 · 13%
- Crypto 5 · 3.5%
- Non-financial corporate 1 · 0.7%
Identification
- BIC only 118 · 84%
- BIC and a register licence 5 · 3.5%
- Register only, no BIC 18 · 13%
Regulation level
- Prudential licence 46 · 33%
- Not on a tracked register 95 · 67%
LEI
- LEI mapped 113 · 80%
- No LEI mapped 28 · 20%
View as table
| Attribute | Institutions | Share |
|---|---|---|
| Type | ||
| Financial institution | 94 | 67% |
| Credit institution | 23 | 16% |
| Payments & e-money | 18 | 13% |
| Crypto | 5 | 3.5% |
| Non-financial corporate | 1 | 0.7% |
| Identification | ||
| BIC only | 118 | 84% |
| BIC and a register licence | 5 | 3.5% |
| Register only, no BIC | 18 | 13% |
| Regulation level | ||
| Prudential licence | 46 | 33% |
| Not on a tracked register | 95 | 67% |
| LEI | ||
| LEI mapped | 113 | 80% |
| No LEI mapped | 28 | 20% |
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
BIC data as at 23 September 2026 · Registers retrieved 25 September 2026
Institutions in Bulgaria
The first 25 of 141 institutions in Bulgaria, with or without a BIC: prudentially supervised and larger institutions first. No OFAC or EU listing cites an institution in Bulgaria.
- Borica Ad BIC BSBGBGSF Payments & e-moneyPrudential licence
- Unicredit Bulbank Ad BIC UNCRBGSF Credit institutionPrudential licence
- Eurobank Bulgaria Ad BIC BPBIBGSF Credit institutionPrudential licence
- Citibank Europe Plc., Bulgaria Branch BIC CITIBGSF Credit institutionPrudential licence
- Alaric Securities Ood BIC ALUDBGS2 CryptoPrudential licence
- Allianz Bank Bulgaria Ad BIC BUINBGSF Credit institutionPrudential licence
- Altcoins BG EООD · trading as Altcoins No BIC CryptoPrudential licence
- Belayer ООD · trading as Belayer No BIC CryptoPrudential licence
- Bigbank AS - Branch Bulgaria BIC BIGKBGSF Credit institutionPrudential licence
- BNP Paribas S.A. - Sofia Branch BIC BNPABGSX Credit institutionPrudential licence
- Bulgarian Development Bank Ead BIC NASBBGSF Credit institutionPrudential licence
- Bulgarian-American Credit Bank Ad BIC BGUSBGSF Credit institutionPrudential licence
- Central Cooperative Bank PLC BIC CECBBGSF Credit institutionPrudential licence
- D Commerce Bank Ad BIC DEMIBGSF Credit institutionPrudential licence
- Датекс Пеймънт Технолоджи ЕАД | Datecs Payment Technology EAD No BIC Payments & e-moneyPrudential licence
- Digital Assist OOD · trading as Digital Assist No BIC CryptoPrudential licence
- Dsk Bank Ad BIC STSABGSF Credit institutionPrudential licence
- Изи Пеймънт Сървисиз ООД | Easy Payment Services OOD No BIC Payments & e-moneyPrudential licence
- Изипей АД | EasyPay AD No BIC Payments & e-moneyPrudential licence
- Econt Financial Services LTD BIC ECFEBG22 Payments & e-moneyPrudential licence
- FF Digital EOOD · trading as FF Digital No BIC CryptoPrudential licence
- First Investment Bank Ad BIC FINVBGSF Credit institutionPrudential licence
- Icard Ad BIC INTFBGSF Payments & e-moneyPrudential licence
- ING Bank N.V. Sofia Branch BIC INGBBGSF Credit institutionPrudential licence
- International Asset Bank BIC IABGBGSF Credit institutionPrudential licence
Regulation and supervision
Two tracked registers cover Bulgaria, retrieved 25 September 2026. Of the 141 institutions here, 23 are on one of them. By regulation level: 46 prudentially supervised, 95 not on a tracked register.
Registers covering Bulgaria
Institutions in Bulgaria holding an active licence or registration on each register
| Register | Publisher | Institutions here | Of which hold a BIC | Inactive | As at |
|---|---|---|---|---|---|
| EBA PSD2 RegisterEBA-PSD2 | European Banking Authority (EBA) | 18 | 4 | 8 | 25 September 2026 |
| ESMA interim MiCA register of crypto-asset service providersESMA-CASP | European Securities and Markets Authority (ESMA) | 5 | 1 | 0 | 25 September 2026 |
Institutions that hold a BIC and are on a tracked register
Their register licences are shown on their page
- Borica Ad BIC BSBGBGSF Payments & e-moneyPrudential licence
- Alaric Securities Ood BIC ALUDBGS2 CryptoPrudential licence
- Econt Financial Services LTD BIC ECFEBG22 Payments & e-moneyPrudential licence
- Icard Ad BIC INTFBGSF Payments & e-moneyPrudential licence
- Transcard Financial Services BIC TRIVBGS1 Payments & e-moneyPrudential licence
Supervisors
Authorities named on the ECB list and on the active licences of institutions here
| Authority | Basis | Institutions |
|---|---|---|
| Българска народна банка (Bulgarian National Bank) | ECB list: less significant institutions | 14 |
| Bank of Greece | ECB list: less significant institutions | 1 |
| Bundesanstalt für Finanzdienstleistungsaufsicht / Deutsche Bundesbank | ECB list: less significant institutions | 1 |
| Finantsinspektsioon / Eesti Pank | ECB list: less significant institutions | 1 |
| Bulgarian National Bank | Licences on the tracked registers | 18 |
| Financial Supervision Commission (FSC) | Licences on the tracked registers | 5 |
ECB banking supervision
Significant institutions
The ECB list of supervised entities covers 24 institutions here that hold a BIC: 7 significant, supervised directly by the ECB, and 17 less significant.
- Unicredit Bulbank Ad BIC UNCRBGSF Credit institutionPrudential licence
- Eurobank Bulgaria Ad BIC BPBIBGSF Credit institutionPrudential licence
- Citibank Europe Plc., Bulgaria Branch BIC CITIBGSF Credit institutionPrudential licence
- BNP Paribas S.A. - Sofia Branch BIC BNPABGSX Credit institutionPrudential licence
- Dsk Bank Ad BIC STSABGSF Credit institutionPrudential licence
- ING Bank N.V. Sofia Branch BIC INGBBGSF Credit institutionPrudential licence
- United Bulgarian Bank Ad BIC UBBSBGSF Credit institutionPrudential licence
Institutions headquartered here, registered elsewhere
Nine institutions registered in other countries give Bulgaria as their head office. Each counts in the country of its register.
- Chene Technologies LTD · trading as OKIPAYS No BIC CryptoMoney service businessAML registration only
- Confido Finance LTD. · trading as MAPLEPAY No BIC CryptoMoney service businessAML registration only
- EleosPay LTD · trading as EleosPay No BIC Money service businessAML registration only
- Instacoins Europe EOOD No BIC Money service businessAML registration only
- Paynovus AD No BIC Money service businessAML registration only
- Trinity Technologies EOOD No BIC Money service businessAML registration only
- UniWallet Ltd. No BIC Money service businessAML registration only
- Accru Finance LTD · trading as AQRU No BIC CryptoMoney service businessAML registration onlyInactive since 30 September 2024
- Internetcashbanx LTD No BIC CryptoMoney service businessAML registration onlyInactive since 30 April 2026
Groups and systemic importance
Institutions in Bulgaria belong to 4 groups on the FSB’s 2025 list of global systemically important banks (G-SIBs). GLEIF records the head office of 8 corporate groups in the directory here. For 11 institutions here, GLEIF records a parent in another country.
G-SIB groups
FSB 2025 list; institutions here that hold a BIC, by group
| Group | Bucket | Institutions here |
|---|---|---|
| BNP Paribas | 2 | 1 |
| Citigroup | 3 | 1 |
| ING | 1 | 1 |
| Santander | 1 | 1 |
Largest other groups
GLEIF consolidation groups, by legal entities (LEIs) in this country
| Group | LEIs here | LEIs in the group |
|---|---|---|
| Municipal Bank | 2 | 2 |
| Bulgar Cheh Invest Holding | 2 | 2 |
| OTP Bank Nyrt. | 2 | 16 |
| First Investment Bank | 2 | 3 |
| Invest Capital Ad | 2 | 2 |
Groups headquartered here
Largest of 8, by legal entities in the directory
| Group | LEIs in the directory |
|---|---|
| Central Cooperative Bank | 3 |
| First Investment Bank | 3 |
| Invest Capital Ad | 2 |
| Starcom Holding JSC | 2 |
| Bulgar Cheh Invest Holding | 2 |
Parents abroad
Institutions here by the country of their GLEIF ultimate parent (else direct parent)
GLEIF parents are accounting-consolidation relationships. They do not show ownership shares or control.
Payments and connectivity
Of the 123 institutions in Bulgaria that hold a BIC, 27.6% are connected to Swift and 2 are Swift GPI members, as at 23 September 2026. Network data does not exist for the 18 that do not hold a BIC.
Connection to Swift
Institutions that hold a BIC, by connection type in Swift’s directory
A BIC does not imply a connection to the Swift network.
Payment schemes
Institutions that hold a BIC, reachable in each scheme
- Reachable in a SEPA scheme
- 36 institutions
- SEPA Instant Credit Transfer
- 28 institutions
- T2 participants
- 19 institutions
- Swift GPI members
- 2 institutions
- Swift GPI members, live
- 2 institutions
National bank codes
The national directory matched to BICs on institution pages
- Scheme
- BAE code BG-BAE
- Published
- 9 September 2026
Trading venues
22 live market identifier codes (ISO 10383) operated by institutions here, by category
All BIC codes in Bulgaria
Look up any of the 141 BIC codes registered in Bulgaria: the head offices and branch codes of the 123 institutions here that hold a BIC, with their LEIs and flags.
Where branch codes cluster
Branch codes by city, top 3
Other countries in Europe & Central Asia
The directory has pages for 59 other countries and territories in Europe & Central Asia.
AlbaniaAndorraArmeniaAustriaAzerbaijanBelarusBelgiumBosnia & HerzegovinaCroatiaCyprusCzechiaDenmarkEstoniaFaroe IslandsFinlandFranceGeorgiaGermanyGibraltarGreeceGreenlandGuernseyHungaryIcelandIrelandIsle of ManItalyJerseyKazakhstanKosovoKyrgyzstanLatviaLiechtensteinLithuaniaLuxembourgMoldovaMonacoMontenegroNetherlandsNorth MacedoniaNorwayPolandPortugalRomaniaRussiaSan MarinoSerbiaSlovakiaSloveniaSpainSwedenSwitzerlandTajikistanTürkiyeTurkmenistanUkraineUnited KingdomUzbekistanVatican City
Sources & method
Each institution counts once, in one country: the BIC country when it holds a BIC, otherwise the country of the register that lists it. Licences in other countries are shown on its page.
Sanctions listings are matched on the BIC and on the LEI mapped to it, so they cover institutions that hold a BIC only. Institutions without a BIC are not screened. Always screen against the official lists.
Read the methodology →Sources for this page
- Swift ISO 9362 BIC directory—institutions and branch codes, mapped to LEIs through the Swift and GLEIF BIC-to-LEI relationship file. As at 23 September 2026
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ retrieved 25 September 2026
- ESMA interim MiCA register of crypto-asset service providers—European Securities and Markets Authority (ESMA) · register ↗ retrieved 25 September 2026
- ECB list of supervised entities · ECB ↗ published 20 August 2026
- FSB 2025 list of global systemically important banks · FSB ↗ published 27 November 2025
- GLEIF relationship records (Level 2)—accounting consolidation as reported to GLEIF · about Level 2 data ↗ as at 25 September 2026
Assess the financial crime risk behind a counterparty
A BIC or a licence identifies an entity; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment firms. Read about the FinCrime Index.
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