Malta · Payments & e-money
eToro Money Malta Limited
Legal name in the LEI recordETORO MONEY MALTA LTD
eToro Money Malta Ltd is a Maltese limited company, registered under number C 97952, with its office in Mosta. The Malta Financial Services Authority (MFSA) authorises it as a financial institution under the Financial Institutions Act to issue electronic money and provide payment services. It belongs to eToro Group Ltd., a company registered in the British Virgin Islands whose shares are listed on Nasdaq. It provides local currency accounts in EUR and DKK and the eToro Visa debit card to eligible retail users of the eToro investment platform in Europe.
Licences and registrations
Held by eToro Money Malta Limited (LEI 98450056D450C5C41052). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterMalta Financial Services Authority | Electronic money institutionE-Money / Stored Value Institution | C97952 | Malta | Active | 2021-09-14 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
eToro Group Ltd.
Firm type
E-money and accounts
Trades as eToro Money
- Ownership
- eToro Group Ltd., whose Class A shares trade on the Nasdaq Global Select Market, is the direct and ultimate parent according to the firm's LEI record.
- Direct parent
- eToro Group Ltd. ↗, British Virgin Islands
- Head office
- 68, Northfields, Penthouse 10, Vjal L-Indipendenza, MST 9026 Mosta, Malta
- Company register
- Malta Business Registry C 97952
Online
- Websites & references
- etoro.com ↗
Wikipedia ↗ group article - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
- Apps
- App Store ↗ · Google Play ↗
Sources · 13 pages consulted
- etoro.com/wp-content/uploads/2026/03/eToro-Money-Malta-Limited-Local-Currency-Account-Terms-and-Con
- etoro.com/customer-service/regulation-license/
- etoro.com/money/debit-card/
- etoro.com/money/availability/
- etoro.com/trading/currency-accounts/
- etoro.com/money/safe-and-secure/
- etoro.com/wp-content/uploads/2026/03/eToro-Money-Malta-Limited-Acceptable-Use-Policy-March-2026.pdf
- dnb.nl/en/public-register/information-detail/?registerCode=WFTEG&relationNumber=R184127
- bportugal.pt/en/entidadeautorizada/etoro-money-malta-ltd
- fi.ee/en/payment-services/e-money-institutions/providers-cross-border-e-money-services/etoro-mo
- investors.etoro.com/news-releases/news-release-details/etoro-enhances-local-trading-experience-uk-and-eu
- investors.etoro.com/news-releases/news-release-details/etoro-announces-pricing-upsized-initial-public-offerin
- etoro.com/trading/fees/conversion/
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The MFSA authorises the firm as a financial institution under the Financial Institutions Act (Chapter 376) to issue electronic money and provide payment services. It passports this licence to other EEA states, but it does not publish how many.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Malta Financial Services Authority (MFSA) Malta | Financial Institution licence (electronic money institution) under the Financial Institutions Act | C97952 | In its own name | Active | etoro.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm keeps customer funds in a dedicated client account at a regulated credit institution or in MFSA-approved low-risk assets held with a regulated custodian.
- Payment schemes and card networks
- SEPA Credit Transfer Through a partner etoro.com ↗
SEPA Instant Credit Transfer Through a partner etoro.com ↗
Visa Access not stated etoro.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It provides EUR and DKK local currency e-money accounts, used to fund trading on the eToro platform and send SEPA transfers, and a Visa debit card for eligible eToro Club members.
It serves EU and EEA residents under its Maltese licence, and host-state registers in the Netherlands, Portugal and Estonia list it as providing cross-border services.
- Sells to
- Consumers
- Serves customers in 29 countries
- Austria · Belgium · Croatia · Cyprus · Estonia · Finland · France · Germany · Greece · Ireland · Italy · Latvia · Lithuania · Luxembourg · Malta · Netherlands · Portugal · Slovakia · Slovenia · Spain · Denmark · Sweden · Czechia · Norway · Poland · Romania · Hungary · Liechtenstein · Iceland
Recent events
Researched 29 Sep 2026 · Sources
-
Other
eToro Group Ltd., the firm's parent, listed its Class A shares on the Nasdaq Global Select Market under the ticker ETOR.
investors.etoro.com ↗ -
Other
The eToro group let EU users fund trades directly from EUR accounts provided by the firm.
investors.etoro.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- C97952
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- Elucidate firm ID
- 680a0d4095df
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- E-Money / Stored Value Institution
- Activities
- Payment services
- Card acquiring
- E-money / stored value
- Licensed in
- Malta · Middle East & North Africa
- First registered
- 2021-09-14
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Etoro Group Ltd. · British Virgin Islands213800XPRPJK2X5QRG86 ↗
The Etoro Group Ltd. group has 5 institutions in the directory, in 4 countries: 1 holds a BIC and 4 do not.
Including eToro (Europe) Ltd, eToro Money UK Ltd, Etoro Aus Capital Limited, Etoro (UK) Limited.
See the Etoro Group Ltd. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- 68, NORTHFIELDS, PENTHOUSE 10, VJAL L- INDIPENDENZA, Mosta, MST 9026
- Country
- Malta
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in two address lines
<FinInstnId>
<LEI>98450056D450C5C41052</LEI>
<Nm>eToro Money Malta Limited</Nm>
<PstlAdr>
<PstCd>MST 9026</PstCd>
<TwnNm>Mosta</TwnNm>
<Ctry>MT</Ctry>
<AdrLine>68, NORTHFIELDS, PENTHOUSE 10</AdrLine>
<AdrLine>VJAL L- INDIPENDENZA</AdrLine>
</PstlAdr>
</FinInstnId>CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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