Malta · Payments & e-money
Moneybase LTD
Legal name in the LEI recordMONEYBASE LIMITED
Moneybase Limited is a private limited company registered in Malta under number C 87193, with its office in Birkirkara. The Malta Financial Services Authority (MFSA) licenses it as a financial institution to issue electronic money and provide payment services under the Financial Institutions Act (Cap. 376). It is a wholly owned subsidiary of Calamatta Cuschieri Moneybase plc, formerly CC Finance Group plc. Through the Moneybase app it offers euro IBAN accounts, SEPA and cross-border transfers and Mastercard cards to consumers and businesses, and Moorwand Ltd issues the cards.
Licences and registrations
Held by Moneybase Limited (LEI 391200JN2V0ATIUTT988). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterMalta Financial Services AuthorityLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Electronic money institutionE-Money / Stored Value Institution | C87193 | Malta | Active | 2018-11-27 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- CCUHMTMTXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under CCUHMTMT directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · VOP · TIPS
- Branch codes
- 1 branch code
- BIC first registered
- 2017-06-10
- Last updated
- 2023-06-11
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% Calamatta Cuschieri Moneybase plc
Firm type
E-money and accounts
Trades as Moneybase
- Ownership
- Calamatta Cuschieri Moneybase plc (C 85280) owns 100% of the firm and is itself jointly controlled by Taurus Investments Limited and Gardell Investments Limited, holding companies of the Cuschieri and Calamatta families.
- Direct parent
- Calamatta Cuschieri Moneybase plc, Malta 100%
- Head office
- Level 0, Ewropa Business Centre, Dun Karm Street, BKR 9034 Birkirkara, Malta
- Company register
- Malta Business Registry C 87193
- Incorporated
- 4 Jul 2018
- Founder
- Alan Cuschieri
Online
- Websites & references
- moneybase.com ↗
developers.moneybase.com ↗ PSD2 open banking API documentation for third-party providers
support.moneybase.com ↗ help centre and knowledge base
live.moneybase.com ↗ web login - Official social accounts
- LinkedIn ↗ · Facebook ↗
- Apps
- App Store ↗ · Google Play ↗
Sources · 10 pages consulted
- moneybase.com/
- moneybase.com/your-money-is-safe-with-us
- moneybase.com/about
- cdn.borzamalta.com.mt/download/announcements/CCM101.pdf
- mfsa.mt/news-item/mfsa-warning-moneybasemt-clone-phishing-attempts/
- mfsa.mt/news-item/mfsa-warning-moneybase-bond-clone/
- moneybase.com/wp-content/uploads/2022/03/Moneybase-Cardholder-Terms-and-fee-schedule-March-2022.pdf
- cdn.borzamalta.com.mt/download/announcements/CLC76.pdf
- fima.mt/post/banking-veteran-mark-watkinson-to-join-moneybase-board-of-directors
- mondaq.com/pressrelease/182496/banking-risk-expert-ranjit-gokarn-to-join-moneybase-board-of-director
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Several models
- Licensed firm it operates under
- Moorwand Ltd, United Kingdom Card issuer and principal member of Mastercard; Moneybase acts as Mastercard programme manager
The MFSA licenses the firm as a financial institution to issue electronic money and provide payment services under the Financial Institutions Act (Cap. 376), and the licence is passported across the EU and EEA. Its Mastercard cards are issued by Moorwand Ltd (FCA reference 900709), with Moneybase acting as programme manager.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Malta Financial Services Authority Malta | Financial Institution licensed to issue electronic money under the Third Schedule to the Financial Institutions Act (Cap. 376) | C 87193 | In its own name | Active | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that customer funds are held in segregated client accounts, reconciled daily, with the Central Bank of Malta and with credit institutions in the EU, and are not lent out.
- Card issuer
- Moorwand Ltd United Kingdom
- Safeguarding bank
- Central Bank of Malta Malta
- Payment schemes and card networks
- SEPA Credit Transfer Direct moneybase.com ↗
Mastercard Through a partner moneybase.com ↗
Swift Direct
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
Moneybase provides IBAN accounts, SEPA and cross-border payments, person-to-person transfers, currency conversion and Mastercard cards through its app, and business accounts with approval flows and corporate cards. Investment services sold under the Moneybase brand are provided by a sister company, Calamatta Cuschieri Investment Services Ltd (C13729), not by this firm.
The firm serves customers mainly in Malta and states that it has passported its payment services throughout the EU and EEA.
- Revenue
- EUR 5.59m
- Sells to
- Consumers · Small businesses · Enterprises
- Serves customers in
- Malta
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Alan Cuschieri CEO and Founder of Moneybase; Co-Chief Executive Officer of Calamatta Cuschieri Moneybase plc
- Compliance / MLRO
- Caroline Grech Chief Compliance Officer (Calamatta Cuschieri Moneybase plc group)
- Executive
- Mark Watkinson Independent director, Moneybase Ltd
- Executive
- Ranjit Gokarn Independent director, Moneybase Ltd
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
Moneybase announced that Ranjit Gokarn, a former HSBC Malta chief operating officer, would join its board, subject to MFSA approval.
mondaq.com ↗ -
Leadership
Moneybase announced that Mark Watkinson, former CEO of HSBC Malta, would join its board, subject to MFSA approval.
fima.mt ↗ -
Other
The group completed the liquidation of its Lithuanian subsidiary Moneybase UAB on 30 August 2024.
cdn.borzamalta.com.mt ↗ -
Merger / acquisition
Calamatta Cuschieri Moneybase plc acquired Moneybase Holding Limited, the related company that holds the Moneybase intellectual property.
cdn.borzamalta.com.mt ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Regulator warnings
Researched 29 Sep 2026 · Sources
-
Impersonation Malta Financial Services Authority, Malta
The MFSA warned that a website, moneybase.bond, was using the details of Moneybase Limited and had no association with it.
mfsa.mt ↗ -
Impersonation Malta Financial Services Authority, Malta
The MFSA warned that fraudsters using the name MoneybaseMT were sending phishing text messages that impersonated Moneybase Limited.
mfsa.mt ↗
Entries on regulators’ consumer-warning lists that name the firm or its brand. An impersonation warning is about fraudsters posing as the firm, not about the firm itself.
Identifiers
Head-office record
- BIC
- CCUHMTMTXXX
- How the BIC breaks down
- CCUHBank
- MTCountry · Malta
- MTLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 391200JN2V0ATIUTT988
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- C87193
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- 0673383cc5bf
- National bank code
- Sort code 32001 + 1 more
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- Card acquiring
- Payment initiation
- Account information
- E-money / stored value
- Licensed in
- Malta
- Country · region
- Malta · Middle East & North Africa
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- TRIQ DUN KARM FLOOR GF BIRKIRKARA BKR9034 MALTA
- Operational address
- EWROPA BUSINESS CENTRE FLOOR GF TRIQ DUN KARM BIRKIRKARA BKR9034 BIRKIRKARA MALTA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>CCUHMTMTXXX</BICFI>
<LEI>391200JN2V0ATIUTT988</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>CCUHMTMTXXX</BICFI>
<LEI>391200JN2V0ATIUTT988</LEI>
<Nm>MONEYBASE LTD</Nm>
<PstlAdr>
<TwnNm>BIRKIRKARA</TwnNm>
<Ctry>MT</Ctry>
<AdrLine>TRIQ DUN KARM FLOOR GF BIRKIRKARA BKR9034</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2019-11-04 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2025-04-01 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2019-11-04 | Head office | — |
| Verification of Payee | 2025-10-08 | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Sort code · Malta
2 codes file of 2026-09-23
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 32001 | CCUHMTMT | Moneybase Ltd. | Birkirkara |
| 32078 | CCUHMTMTMBB | Moneybase Ltd. | Birkirkara |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| CCUHMTMTMBB | — | Birkirkara | EWROPA BUSINESS CENTRE FLOOR GF TRIQ DUN KARM BIRKIRKARA BKR9034 BIRKIRKARA MALTA | — | 2023-06-11 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of TIPS participants and reachable parties.
- National bank codes—Malta (Source: Central Bank of Malta).
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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