Malta · Payments & e-money
Fexserv Financial Services Limited
Legal name in the LEI recordFEXSERV FINANCIAL SERVICES LTD
Fexserv Financial Services Limited is a private limited company based in San Gwann, Malta. It states that the Malta Financial Services Authority (MFSA) licenses it as a financial institution, and the EBA register lists it as a payment institution. Bastion Holdings Limited owns it, according to Bastion's chairman. The firm describes Bastion as part of the Alpine Group of Companies. The firm launched in 1995 as Fexco. It sells foreign currency, cashes cheques, makes Swift transfers and offers corporate euro payment accounts with Maltese IBANs through branches in Malta and Gozo. It also acts as Western Union's Master Authorised Agent in Malta.
Licences and registrations
Held by Fexserv Financial Services LTD (LEI 213800MOWH3Y1SFEGU61). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterMalta Financial Services AuthorityLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | C18400 | Malta | Active | 2011-04-27 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- FFSMMTM1XXX head office
- Connection to Swift
- Passive participant (no connection)This BIC is registered for identification only. The institution has no direct connection to the Swift network. Messages and payments reach it through a correspondent bank. The “1” in the eighth character of FFSMMTM1 marks a passive participant.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2005-09-03
- Last updated
- 2014-06-07
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
Bastion Holdings Limited
Firm type
Bureau de change
Trades as Fexserv
- Ownership
- Bastion Holdings Limited of Malta owns the firm, according to a statement by its chairman Anthony Zahra. The firm describes itself as part of the Alpine Group of Companies.
- Direct parent
- Bastion Holdings Limited, Malta
- Head office
- Alpine House, Naxxar Road, SGN 9032 San Gwann, Malta
- Company register
- Malta Business Registry C 18400
- Incorporated
- 3 May 1995
- Founder
- Anthony G. Zahra
Online
- Websites & references
- fexserv.com ↗
- Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗
Sources · 9 pages consulted
- fexserv.com/
- fexserv.com/about/
- fexserv.com/terms-conditions/
- fexserv.com/corporate-payment-accounts/
- fexserv.com/swift-transfers/
- fexserv.com/western-union/
- lei.bloomberg.com/leis/view/213800MOWH3Y1SFEGU61
- bastionholdings.net/team/
- memberspage.eesc.europa.eu/(X(1)S(xmbdw51iletug5c2hsnz15s3))/Search/Details/Person/2033055?isMinimal=False&onlyActiv
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Several models
- Licensed firm it operates under
- Western Union Master Authorized Agent of Western Union in Malta
The firm states that the MFSA licenses it as a financial institution, and the EBA register lists it as a payment institution for money remittance and payment services. It provides Western Union money transfers as Western Union's Master Authorised Agent in Malta.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Malta Financial Services Authority (MFSA) Malta | Payment institution (money remittance, payment services), Financial Institutions Act | C18400 | In its own name | Active | fexserv.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Acquirer / processor
- Bank of Valletta Malta
- Payment schemes and card networks
- Swift Access not stated fexserv.com ↗
Western Union money transfer network Through a partner fexserv.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It sells more than 60 foreign currencies at its branches and makes Swift transfers in over 10 currencies. It offers euro payment accounts with a Maltese IBAN to corporate customers and corporate service providers. It also sends and pays out Western Union transfers and sells One4all gift vouchers and Ding mobile top-ups.
It serves customers in Malta and Gozo through its own branches, and through a network it describes as 59 Western Union locations.
- Sells to
- Consumers · Small businesses · Enterprises
- Serves customers in
- Malta
Leadership
Researched 29 Sep 2026 · Sources
- Chair
- Anthony Zahra Chairman
- Chief executive
- Lawrence Buttigieg Group Chief Executive Officer
- Chief financial officer
- John Giacchino Director; Head of Finance & HR
- Executive
- Elkjer Agius General Manager
- Executive
- Pa Nolan Director
- Executive
- John Nagle Director
Recent events
Researched 29 Sep 2026 · Sources
The research found no fines, investigations, security incidents, licence changes or corporate events from the last three years.
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- FFSMMTM1XXX
- How the BIC breaks down
- FFSMBank
- MTCountry · Malta
- M1Location · passive
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 213800MOWH3Y1SFEGU61
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- C18400
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- d8771ebad4c8
- National bank code
- Sort code 08017
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Money remittance
- Payment services
- Licensed in
- Malta
- Country · region
- Malta · Middle East & North Africa
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- ALPINE HOUSE NAXXAR ROAD SAN GWANN SGN 9032 MALTA
- Operational address
- ALPINE HOUSE NAXXAR ROAD SAN GWANN SGN 9032 SAN GWANN MALTA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Debtor agent, creditor agent or an intermediary agent
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>FFSMMTM1XXX</BICFI>
<LEI>213800MOWH3Y1SFEGU61</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>FFSMMTM1XXX</BICFI>
<LEI>213800MOWH3Y1SFEGU61</LEI>
<Nm>FEXSERV FINANCIAL SERVICES LIMITED</Nm>
<PstlAdr>
<TwnNm>SAN GWANN</TwnNm>
<Ctry>MT</Ctry>
<AdrLine>ALPINE HOUSE NAXXAR ROAD SAN GWANN SGN 9032</AdrLine>
</PstlAdr>
</FinInstnId>This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2015-11-09 | Head office | — |
SEPA dates are when the institution became ready for the scheme.
An institution missing from T2 may still be reachable through an indirect participant.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Sort code · Malta
1 code file of 2026-09-23
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 08017 | FFSMMTM1 | Fexserv Financial Services Ltd. | San Gwann |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate.
- National bank codes—Malta (Source: Central Bank of Malta).
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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