United States · Financial institution

First Merchants Bank

First Merchants Bank is an Indiana state-chartered commercial bank headquartered in Muncie, Indiana. It was founded in 1893 as The Merchants National Bank of Muncie. It is wholly owned by First Merchants Corporation, a financial holding company whose shares trade on Nasdaq. The bank provides commercial, small business and consumer banking, mortgage lending and wealth management in Indiana, Ohio and Michigan. It absorbed First Savings Bank after its parent acquired First Savings Financial Group on 1 February 2026.

BICFMECUS33XXX LEIS0Q3AHZRL5K6VQE35M07 Licence no.Not on a tracked register Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under FMECUS33 directly. Head-office BIC only Claim this profile

Licences and registrations

Matched by LEI on the 22 tracked registers

None matched by LEI in the 22 tracked registers.

  • The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.

Swift network

Swift’s ISO 9362 BIC directory

BIC
FMECUS33XXX head office
Connection to Swift
Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under FMECUS33 directly.
Swift GPI
Not on the member list
Payment schemes and systems
No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
Branch codes
None: head-office BIC only
BIC first registered
2014-09-06
Last updated
2022-08-03

Overview

Researched 29 Sep 2026 · Sources

Total assets

USD 21.3bn

Group · 30 Jun 2026 · interim report ↗

Employees

2,086

FTE · Group · 31 Dec 2025 · annual report ↗

Ownership

Group subsidiary

100% First Merchants Corporation

Institution type

Commercial bank

Trades as First Merchants

Standing
First Savings Bank of Jeffersonville, Indiana, merged into the bank after its parent's acquisition of First Savings Financial Group closed on 1 February 2026. The bank completed the systems conversion of First Savings in May 2026.
Ownership
First Merchants Corporation, a financial holding company listed on Nasdaq, holds 100% of the bank.
Direct parent
First Merchants Corporation ↗, United States 100%
Head office
200 East Jackson Street, 47305 Muncie, United States
Company register
FDIC cert 4365 (Federal Reserve RSSD ID 17147)
Former names
First Merchants Bank, National Association · The Merchants National Bank of Muncie

Business lines

  • Corporate banking
  • SME banking
  • Retail banking
  • Mortgage lending
  • Private banking & wealth
  • Transaction banking & payments
  • Consumer finance
  • Cards

The bank focuses on commercial lending and treasury management and also offers consumer banking and mortgages. It runs its wealth management business as a division, First Merchants Private Wealth Advisors.

Online

Websites & references
firstmerchants.com ↗
ir.firstmerchants.com ↗ investor relations site of the parent, First Merchants Corporation
Wikipedia ↗ group article
Wikidata Q19572527 ↗
Official social accounts
LinkedIn ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗ · TikTok ↗
Sources · 10 pages consulted
  1. firstmerchants.com
  2. ir.firstmerchants.com/corporate-information/officers-directors
  3. firstmerchants.com/why-us/news/news-detail/2026/07/22/first-merchants-corporation-announces-second-quarter-2
  4. firstmerchants.com/commercial/treasury-management/payables/wire-transfer
  5. materials.proxyvote.com/Approved/320817/20260323/AR_628207/INDEX.HTML
  6. globenewswire.com/news-release/2026/02/02/3230222/0/en/First-Merchants-Corporation-Completes-Legal-Closing-
  7. globenewswire.com/news-release/2026/06/04/3307027/0/en/First-Merchants-Bank-Recognized-on-Forbes-World-s-Be
  8. firstmerchants.com/why-us/news/2024/05/08/first-merchants-corporation-announces-retirement-of-board-chair-ch
  9. firstmerchants.com/why-us/our-history
  10. en.wikipedia.org/wiki/First_Merchants_Corporation

Leadership

Researched 29 Sep 2026 · Sources

Chief executive
Mark K. Hardwick Chief Executive Officer Confirmed 29 Sep 2026 · ir.firstmerchants.com ↗
Chair
Jean L. Wojtowicz Chair of the Board Confirmed 29 Sep 2026 · ir.firstmerchants.com ↗
Chief financial officer
Michele M. Kawiecki Executive Vice President and Chief Financial Officer Confirmed 29 Sep 2026 · ir.firstmerchants.com ↗
Executive
Michael J. Stewart President Confirmed 29 Sep 2026 · ir.firstmerchants.com ↗
Executive
Eva Scurlock Senior Vice President and Chief Risk Officer Confirmed 29 Sep 2026 · ir.firstmerchants.com ↗

Supervisors & regulators

Researched 29 Sep 2026 · Sources

United States
Federal Deposit Insurance Corporation Prudential supervisorAML supervisorResolution
United States
Indiana Department of Financial Institutions Prudential supervisorOther
United States
Consumer Financial Protection Bureau Conduct

Recent events

Researched 29 Sep 2026 · Sources

  1. Leadership

    First Merchants Corporation appointed Paul Fultz, a retired KPMG partner, to the boards of the corporation and the bank.

    globenewswire.com ↗
  2. Leadership

    First Merchants Corporation appointed Larry Myers, former President and CEO of First Savings Bank, to its board of directors.

    globenewswire.com ↗
  3. Merger / acquisition

    First Merchants Corporation completed its acquisition of First Savings Financial Group on 1 February 2026, and First Savings Bank merged into the bank.

    globenewswire.com ↗
  4. Leadership

    Jean L. Wojtowicz became Chair of the corporation and the bank on 7 May 2024, succeeding the retiring Chair Charles E. Schalliol.

    firstmerchants.com ↗

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.

Identifiers

Head-office record

BIC
FMECUS33XXX
How the BIC breaks down
  1. FMECBank
  2. USCountry · United States
  3. 33Location
  4. XXXBranch · head office
Branch description
Not recorded in the directory
LEI
S0Q3AHZRL5K6VQE35M07
LEI record
View on GLEIF ↗
How the LEI was matched
BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.

Profile

Type
Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
Regulation
Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Register licences
None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Country · region
United States · North America
Trading venues (MIC)
No MIC registered under this LEI list of 2026-09-17
OFAC sanctions
No listing cites this BIC
EU sanctions
No listing matched this BIC or its LEI
Country sanctions
No country programme

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.

Ownership and group

GLEIF relationship records

Direct parent
First Merchants Corporation · United StatesTZTBT0OTGQ2FEK6XMX94 ↗

Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.

Addresses

Registered address
FIRST MERCHANTS BANK 200 E JACKSON ST MUNCIE 47308 UNITED STATES OF AMERICA
Operational address
FIRST MERCHANTS BANK 200 E JACKSON ST MUNCIE,IN MUNCIE,IN 47308 UNITED STATES OF AMERICA

ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

Identified by
BIC, with its LEI
Roles in CBPR+
Any agent, including the instructing and instructed agents

CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

<FinInstnId>
  <BICFI>FMECUS33XXX</BICFI>
  <LEI>S0Q3AHZRL5K6VQE35M07</LEI>
</FinInstnId>

Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

<FinInstnId>
  <BICFI>FMECUS33XXX</BICFI>
  <LEI>S0Q3AHZRL5K6VQE35M07</LEI>
  <Nm>FIRST MERCHANTS BANK</Nm>
  <PstlAdr>
    <TwnNm>MUNCIE</TwnNm>
    <Ctry>US</Ctry>
    <AdrLine>FIRST MERCHANTS BANK 200 E JACKSON ST MUNCIE 47308</AdrLine>
  </PstlAdr>
</FinInstnId>

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

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Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

Read the methodology →

Credits for this page

  • Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
  • Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
  • Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.

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