Denmark · Financial institution
Jyske Realkredit A/S
Jyske Realkredit A/S is a Danish mortgage credit institution (realkreditinstitut) organised as a public limited company. Its seat is in Copenhagen. It is wholly owned by Jyske Bank A/S. It grants mortgage loans on real property to personal and corporate customers, distributed through Jyske Bank, and funds them by issuing covered and mortgage bonds. The business was founded in 1959 as Byggeriets Realkreditfond and became BRFkredit a/s in 1990. Jyske Bank's acquisition was completed on 30 April 2014, and the bank took its current name at the end of 2018.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Not on the ECB reserve list
- Listed as
- Jyske Realkredit A/S
- RIAD code
- DK13409838
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Finanstilsynet | 1900-01-01 | A1 A2 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- BRFKDK21XXX head office
- Connection to Swift
- Passive participant (no connection)This BIC is registered for identification only. The institution has no direct connection to the Swift network. Messages and payments reach it through a correspondent bank. The “1” in the eighth character of BRFKDK21 marks a passive participant.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2001-12-01
- Last updated
- 2025-09-06
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% Jyske Bank A/S
Institution type
Other
- Standing
- The bank was renamed from BRFkredit a/s to Jyske Realkredit A/S at the end of 2018. Its head office is at Kalvebod Brygge 3, Copenhagen. The Klampenborgvej 205, Lyngby address in the Swift directory is a former address.
- Ownership
- Jyske Bank A/S holds 100% of the shares.
- Direct parent
- Jyske Bank A/S, Denmark 100%
- Head office
- Kalvebod Brygge 3, 1560 København V, Denmark
- Company register
- CVR 13409838 (Danish Central Business Register)
- Former name
- BRFkredit a/s
Business lines
The bank finances owner-occupied homes, holiday homes, subsidised and cooperative housing, rental properties and commercial property through mortgage loans funded by bond issuance. Loans are arranged through Jyske Bank.
Online
- Websites & references
- jyskerealkredit.dk ↗
jyskerealkredit.com ↗ English-language investor relations site
Wikipedia ↗
Wikidata Q12302691 ↗ - Official social accounts
- None found
Sources · 15 pages consulted
- jyskerealkredit.dk
- jyskerealkredit.dk/om-jyske-realkredit/organisation
- jyskerealkredit.dk/kontakt-os
- ml-eu.globenewswire.com/Resource/Download/97950214-5b2e-4f7d-8ae6-d025b53bc4f3
- jyskerealkredit.dk/regnskaber/regnskab/742a58f3-958d-4a00-8243-218787981cb8
- jyskerealkredit.dk/nyhed/36c731b4-12aa-4905-a160-2c3e031b55b9
- jyskerealkredit.dk/wps/wcm/connect/brf/295c27df-1fde-4bbc-a72a-26ff081960d5/Redeg%C3%B8relse+af+juni+2026+DK
- finanstilsynet.dk/tilsyn/inspektion-og-afgoerelser/2025/dec/inspektion-i-jyske-realkredit-as
- finanstilsynet.dk/tilsyn/inspektion-og-afgoerelser/2025/sep/redegoerelse-om-dialog-med-jyske-realkredit
- finanstilsynet.dk/tilsyn/inspektion-og-afgoerelser/2023/nov/jyske_real_221123
- jyskerealkredit.dk/selskabsmeddelelser/selskabsmeddelelse/f2a9fa22-9ab2-41e8-bcda-2856d9234129
- manilatimes.net/2026/03/24/tmt-newswire/globenewswire/succession-at-jyske-realkredit-as/2306119
- jyskerealkredit.dk/om-jyske-realkredit/historie
- jyskerealkredit.com/about
- da.wikipedia.org/wiki/Jyske_Realkredit
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Anders Lund Hansen Administrerende direktør (Chief Executive Officer)
- Chair
- Lars Stensgaard Mørch Formand (Chairman of the Supervisory Board)
- Executive
- Lisbeth Arentzen Direktør (Executive Director, member of the Executive Board)
- Executive
- Lars Waalen Sandberg Næstformand (Deputy Chairman of the Supervisory Board)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Denmark
- Danish Financial Supervisory Authority (Finanstilsynet) Prudential supervisorAML supervisorConduct
- Denmark
- Finansiel Stabilitet Resolution
Recent events 4 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Enforcement
After a January–February 2026 inspection, the Danish FSA ordered the bank to correct valuations after finding five properties valued too high.
jyskerealkredit.dk ↗ -
Leadership
Executive Director Torben Hansen retired with effect from 1 June 2026. This left a two-member Executive Board.
manilatimes.net ↗ -
Enforcement
After a June 2025 inspection, the Danish FSA ordered the bank to improve liquidity stress testing, LCR and NSFR frameworks and capital-centre asset segregation.
finanstilsynet.dk ↗ -
Enforcement
The Danish FSA ordered the bank to monitor more frequently when market conditions change significantly, as required by EU regulation.
finanstilsynet.dk ↗ -
Leadership
The bank announced that CEO Carsten Tirsbæk Madsen would retire and that Anders Lund Hansen would succeed him in the second quarter of 2025.
jyskerealkredit.dk ↗ -
Enforcement
The Danish FSA issued orders to the bank following an inspection of its anti-money laundering area.
finanstilsynet.dk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- BRFKDK21XXX
- How the BIC breaks down
- BRFKBank
- DKCountry · Denmark
- 21Location · passive
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 529900R9HQNZRT2OXB26
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Denmark · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1989
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
- Direct parent
- Jyske Bank A/S · Denmark3M5E1GQGKL17HI6CPN30 ↗
The Jyske Bank A/S group has 4 institutions in the directory, in 3 countries: all hold a BIC.
Including Jyske Bank A/S, Jyske Bank A/S, Filiale Hamburg, Jyske Bank AS.
See the Jyske Bank A/S group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- REALKREDIT OPERATION KLAMPENBORGVEJ 205 LYNGBY 2800 DENMARK
- Operational address
- KLAMPENBORGVEJ 205 LYNGBY 2800 LYNGBY DENMARK
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Debtor agent, creditor agent or an intermediary agent
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>BRFKDK21XXX</BICFI>
<LEI>529900R9HQNZRT2OXB26</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>BRFKDK21XXX</BICFI>
<LEI>529900R9HQNZRT2OXB26</LEI>
<Nm>JYSKE REALKREDIT A/S</Nm>
<PstlAdr>
<TwnNm>LYNGBY</TwnNm>
<Ctry>DK</Ctry>
<AdrLine>REALKREDIT OPERATION KLAMPENBORGVEJ 205 LYNGBY 2800</AdrLine>
</PstlAdr>
</FinInstnId>This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
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