Kazakhstan · Financial institution
Kaspi Bank JSC
Kaspi Bank JSC is a joint-stock company with its head office in Almaty, Kazakhstan. Kaspi Group JSC holds 94.4% of its shares and Kaspi.kz JSC holds a further 4.55%. The bank provides deposits, consumer and small-business loans, cards and payment services, mainly through the Kaspi.kz mobile app. It was renamed from Bank Caspian JSC in November 2008 and received a universal banking licence on 13 July 2026.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- CASPKZKAXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under CASPKZKA directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2001-12-01
- Last updated
- 2026-06-06
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
Ticker CSBN
Institution type
Commercial bank
Trades as Kaspi.kz
- Standing
- On 13 July 2026 the Agency of the Republic of Kazakhstan for Regulation and Development of Financial Market reissued the bank's licence as universal banking licence No. 1.1.722.131. This followed the new Law on Banks and Banking Activity of 16 January 2026.
- Ownership
- Kaspi Group JSC holds 94.4% and Kaspi.kz JSC, which owns Kaspi Group, holds 4.55%, with 1.05% held by other shareholders.
- Direct parent
- Kaspi Group JSC, Kazakhstan 94.4%
- Ultimate owner
- Joint Stock Company Kaspi.kz, Kazakhstan
- Stock listing
- Kazakhstan Stock Exchange (KASE) CSBN
- Head office
- 154A Nauryzbai Batyr Street, 050013 Almaty, Kazakhstan
- Company register
- BIN 971240001315 (Kazakhstan business identification number)
- Name in the local language
- Акционерное общество «Kaspi Bank» (АО «Kaspi Bank»)
- Former name
- Bank Caspian JSC
Business lines
The bank focuses on retail deposits, consumer and instalment lending, cards and payments, which it delivers mainly through the Kaspi.kz super app, along with lending and payment acceptance for small businesses through Kaspi Pay.
Online
- Websites & references
- kaspi.kz ↗
kaspibank.kz ↗ corporate site (disclosures, management, bank details)
ir.kaspi.kz ↗ investor relations of the parent group Kaspi.kz
guide.kaspi.kz ↗ customer and partner help centre (Kaspi Guide)
Wikipedia ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗ · TikTok ↗ · Telegram ↗ · VK ↗ · Odnoklassniki ↗ · WhatsApp channel ↗
Sources · 18 pages consulted
- kaspi.kz/
- kaspibank.kz/?s=kaspi
- kaspibank.kz/?ft=1&type=240
- kaspibank.kz/?ft=1&type=306
- kaspibank.kz/?ft=1&type=381
- kaspibank.kz/?ft=1&type=762
- kaspibank.kz/news/file/27729610379.pdf
- guide.kaspi.kz/cdn/content/pay/product/documents/Valyutniye-operatsii/Rekvizity-AO-Kaspi-Bank.pdf
- ir.kaspi.kz/
- kase.kz/ru/listing/issuers/CSBN/
- kazpravda.kz/n/dvum-kazahstanskim-bankam-vydali-universalnye-litsenzii/
- inbusiness.kz/ru/last/srazu-dva-krupnejshih-banka-kazahstana-pereshli-na-universalnye-licenzii
- kz.kursiv.media/2026-09-25/zhzh-kaspi-bank-viplatit-dividendi/
- kz.kursiv.media/2026-06-25/svan-kaspi-bank-podelitsya-chistoj-pribylyu-s-akcionerami/
- kz.kursiv.media/2026-05-20/svan-v-kaspi-bank-naznachili-novogo-zamestitelya-predsedatelya-pravleniya/
- kapital.kz/naznacheniya/148304/v-pravlenie-kaspi-bank-mozhet-vojti-galimzhan-shishingarin.html
- kz.kursiv.media/2024-09-23/zhnb-kaspishorttrack/
- ru.wikipedia.org/wiki/Kaspi_Bank
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Pavel Mironov Chairman of the Management Board
- Chair
- Vyacheslav Kim Chairman of the Board of Directors
- Executive
- Tengiz Mosidze Member of the Management Board (Deputy Chairman, oversees accounting and finance)
- Executive
- Mikheil Lomtadze Member of the Board of Directors
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Kazakhstan
- Agency of the Republic of Kazakhstan for Regulation and Development of Financial Market (ARDFM) Prudential supervisorConductSecuritiesAML supervisor
- Kazakhstan
- National Bank of Kazakhstan Central bankForeign exchange
Recent events
Researched 29 Sep 2026 · Sources
-
Licence
The ARDFM reissued the bank's licence as universal banking licence No. 1.1.722.131, adding interbank loans, guarantees and sureties.
kazpravda.kz ↗ -
Leadership
The ARDFM approved the appointment of Galimzhan Shishingarin as a member of the Management Board and Deputy Chairman.
kz.kursiv.media ↗ -
Other
Tencent, Mikheil Lomtadze and other investors acquired about 6 million Kaspi.kz American depositary shares from Baring Fintech Venture Funds.
kapital.kz ↗ -
Other
The ARDFM stated that the bank fully complies with US and EU sanctions regimes, following a Culper Research report on the Kaspi.kz group.
kz.kursiv.media ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- CASPKZKAXXX
- How the BIC breaks down
- CASPBank
- KZCountry · Kazakhstan
- KALocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 2549008W9QK6DLKQJ765
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Код банка (bank code) 722
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Kazakhstan · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- NAURYZBAI BATYR STREET 154A ALMATY 050013 KAZAKHSTAN
- Operational address
- NAURYZBAI BATYR STREET 154A ALMATY 050013 ALMATY KAZAKHSTAN
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>CASPKZKAXXX</BICFI>
<LEI>2549008W9QK6DLKQJ765</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>CASPKZKAXXX</BICFI>
<LEI>2549008W9QK6DLKQJ765</LEI>
<Nm>KASPI BANK JSC</Nm>
<PstlAdr>
<TwnNm>ALMATY</TwnNm>
<Ctry>KZ</Ctry>
<AdrLine>NAURYZBAI BATYR STREET 154A ALMATY 050013</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
National bank codes
Код банка (bank code) · Kazakhstan
1 code
| Code | Routes to BIC | Name in the national file |
|---|---|---|
| 722 | CASPKZKA | АО "KASPI BANK" |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Correspondent banking
The bank publishes 12 accounts at other banks, across 2 regions.
- Own offices
- Correspondent banks: it holds accounts there
Hover over a branch, account or group to see its details
Correspondent accounts
Researched 29 Sep 2026 · Sources
12 accounts at other banks, in 7 currencies, as the bank publishes them: guide.kaspi.kz ↗
| Currency | Correspondent | BIC | Account | Directory check |
|---|---|---|---|---|
| RUB | РАЙФФАЙЗЕНБАНК, МОСКВА, РОССИЯ Russia | RZBMRUMM | 30111810000000000079 | Matches the Swift directory |
| USD | THE BANK OF NEW YORK MELLON, NEW YORK, USA United States | IRVTUS3N | 890-0510-234 | Matches the Swift directory |
| EUR | THE BANK OF NEW YORK MELON, FRANKFURT, GERMANY Germany | IRVTDEFX | 8668919780 | Directory name differs THE BANK OF NEW YORK MELLON, FRANKFURT BRANCH |
| USD | CITIBANK N.A. NEW YORK, NY US United States | CITIUS33 | 36890156 | Matches the Swift directory |
| USD | RAIFFEISEN ZENTRALBANK OESTERREICH AG, VIENNA, AUSTRIA Austria | RZBAATWW | 70-55.050.157 | Matches the Swift directory |
| EUR | RAIFFEISEN ZENTRALBANK OESTERREICH AG, VIENNA, AUSTRIA Austria | RZBAATWW | 000-55.050.157 | Matches the Swift directory |
| USD | COMMERZBANK AG, FRANKFURT, GERMANY Germany | COBADEFF | 400 8870180 00 USD | Matches the Swift directory |
| EUR | COMMERZBANK AG, FRANKFURT, GERMANY Germany | COBADEFF | 400 8870180 01 EUR | Matches the Swift directory |
| CHF | COMMERZBANK AG, FRANKFURT, GERMANY Germany | COBADEFF | 400 8870180 00 CHF | Matches the Swift directory |
| GBP | COMMERZBANK AG, FRANKFURT, GERMANY Germany | COBADEFF | 400 8870180 00 GBP | Matches the Swift directory |
| JPY | COMMERZBANK AG, FRANKFURT, GERMANY Germany | COBADEFF | 400 8870180 00 JPY | Matches the Swift directory |
| CNY | BANK OF CHINA KAZAKHSTAN, АЛМАТЫ, КАЗАХСТАН Kazakhstan | BKCHKZKAXXX | KZ349139872202010CNY | Matches the Swift directory |
An undated PDF titled 'List of correspondent accounts of JSC Kaspi Bank' (Russian), linked from the Kaspi Guide currency-control pages. It has 7 correspondents and 12 currency rows, all extracted. The Raiffeisenbank Moscow row also shows the correspondent's own account 30101810200000000700 and Russian BIK 044525700. The 'Bank details' page on kaspibank.kz (https://www.kaspibank.kz/?ft=1&type=381) has an older-looking nostro list. It also shows Societe Generale, Paris (SOGEFRPP), EUR account 001014847650, and cites a superseded licence number. That list may be stale. Each correspondent BIC is checked against the Swift directory: a BIC missing from it, or registered to a differently named bank, may be a typo or out of date. Confirm settlement instructions with the bank before relying on them.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- National bank codes—Kazakhstan (Source: National Bank of Kazakhstan).
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: kaspi.kz (official website) · original.
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