Germany · Financial institution

Kreditanstalt Fuer Wiederaufbau

Kreditanstalt für Wiederaufbau (KfW) is a public-law institution (Anstalt des öffentlichen Rechts) founded in 1948 under the KfW Law. Its head office is in Frankfurt am Main. The Federal Republic of Germany holds 80% of its capital and the federal states hold 20%. KfW provides promotional finance in Germany and development finance abroad. It has no branches, takes no customer deposits and funds itself mainly through bond issues on the capital markets. It is the parent of KfW Group, whose subsidiaries include KfW IPEX-Bank, DEG and KfW Capital.

BICKFWIDEFFXXX LEI549300GDPG70E3MBBU98 Licence no.Not on a tracked register Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under KFWIDEFF directly. 1 branch code Group: Kreditanstalt für Wiederaufbau Claim this profile

Licences and registrations

Matched by LEI on the 22 tracked registers

None matched by LEI in the 22 tracked registers.

  • The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.

European registers

ECB · monetary financial institutions

List as at 2026-09-25

Category
Credit institution
Minimum reserves
Subject to minimum reserves
Listed as
Kreditanstalt für Wiederaufbau
RIAD code
DE03467

Entries are matched on the LEI. Each register is quoted as its publisher lists it.

Swift network

Swift’s ISO 9362 BIC directory

BIC
KFWIDEFFXXX head office
Connection to Swift
Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under KFWIDEFF directly.
Swift GPI
Not on the member list
Payment schemes and systems
SCT · SDD Core · SDD B2B · T2
Branch codes
1 branch code
BIC first registered
1991-09-02
Last updated
2016-08-06

Overview

Researched 29 Sep 2026 · Sources

Westarkade
Photo: Karsten11 · Public domain · Wikimedia Commons · original

Total assets

EUR 550.4bn

Group · 30 Jun 2026 · interim report ↗

Employees

9,137

headcount · Group · 31 Dec 2025 · source ↗

Ownership

State-owned

80% Federal Republic of Germany

Institution type

Development bank

Trades as KfW

Ownership
The Federal Republic of Germany holds 80% of KfW's share capital and the German federal states hold 20%.
Direct parent
Federal Republic of Germany, Germany 80%
Major shareholder
German federal states (Länder) 20% · 31 Dec 2025
Head office
Palmengartenstraße 5-9, 60325 Frankfurt am Main, Germany

Business lines

  • Development finance
  • SME banking
  • Other

KfW describes itself as the promotional bank of the federal government and the federal states. Most of its domestic promotional loans reach end borrowers through their own banks, and its international work covers development and emerging countries.

Online

Websites & references
kfw.de ↗
kfw-entwicklungsbank.de ↗ KfW Development Bank (business area of KfW)
Wikipedia ↗
Wikidata Q658270 ↗
Official social accounts
None found
Sources · 13 pages consulted
  1. kfw.de/%C3%9Cber-die-KfW/Impressum.html
  2. kfw.de
  3. kfw.de/kfw.de-2.html
  4. kfw.de/%C3%9Cber-die-KfW/Arbeitsweise-und-Unternehmensf%C3%BChrung/Vorstand/
  5. kfw.de/About-KfW/Arbeitsweise-und-Unternehmensf%C3%BChrung/Verwaltungsrat-und-seine-Aussch%C3%BC
  6. kfw.de/%C3%9Cber-die-KfW/Newsroom/Aktuelles/Pressemitteilungen-Details_887040.html
  7. kfw.de/%C3%9Cber-die-KfW/Newsroom/Aktuelles/Pressemitteilungen-Details_898112.html
  8. kfw.de/%C3%9Cber-die-KfW/Newsroom/Aktuelles/Pressemitteilungen-Details_873984.html
  9. kfw.de/%C3%9Cber-die-KfW/Newsroom/Aktuelles/Pressemitteilungen-Details_903744.html
  10. kfw.de/%C3%9Cber-die-KfW/
  11. kfw.de/PDF/Download-Center/Finanzpublikationen/PDF-Dokumente-Berichte-etc/3_Finanzberichte/KfW-F
  12. bundesfinanzministerium.de/Web/DE/Service/FAQ_Glossar/Glossar/Functions/glossar.html?lv2=176766&lv3=176778
  13. en.wikipedia.org/wiki/KfW

Leadership

Researched 29 Sep 2026 · Sources

Chief executive
Stefan Wintels Chairman of the Executive Board (Vorstandsvorsitzender) Confirmed 29 Sep 2026 · kfw.de ↗
Chair
Katherina Reiche Chair of the Board of Supervisory Directors (Federal Minister for Economic Affairs and Energy); the chair rotates each year between the finance and economy ministries Confirmed 17 Jun 2026 · kfw.de ↗
Chief financial officer
Bernd Loewen Member of the Executive Board, Chief Financial Officer (Finanzvorstand): accounting, organisation and human resources Confirmed 29 Sep 2026 · kfw.de ↗
Executive
Melanie Kehr Member of the Executive Board: domestic promotional business, IT and operations, and export and project finance (KfW IPEX-Bank) Confirmed 29 Sep 2026 · kfw.de ↗
Executive
Stefan Peiß Member of the Executive Board: risk management and risk controlling Confirmed 29 Sep 2026 · kfw.de ↗

Supervisors & regulators

Researched 29 Sep 2026 · Sources

Germany
Federal Financial Supervisory Authority (BaFin) Prudential supervisor
Germany
Deutsche Bundesbank Central bankPrudential supervisor
Germany
Federal Ministry of Finance Other

Recent events

Researched 29 Sep 2026 · Sources

  1. Leadership

    The Board of Supervisory Directors appointed Susanne Maurenbrecher to the Executive Board for IT, operations and transaction management from 1 October 2026.

    kfw.de ↗
  2. Leadership

    The Board of Supervisory Directors appointed Brigitte Réthier to the Executive Board for four years, responsible for international financial cooperation and DEG.

    kfw.de ↗
  3. Leadership

    KfW announced that Executive Board member Christiane Laibach would step down on 31 July 2026 and retire.

    kfw.de ↗

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.

Identifiers

Head-office record

BIC
KFWIDEFFXXX
How the BIC breaks down
  1. KFWIBank
  2. DECountry · Germany
  3. FFLocation
  4. XXXBranch · head office
Branch description
Not recorded in the directory
LEI
549300GDPG70E3MBBU98
LEI record
View on GLEIF ↗
How the LEI was matched
BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
National bank code
Bankleitzahl 50020400

Profile

Type
Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
Regulation
Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Register licences
None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Country · region
Germany · Europe & Central Asia
Banking supervision
Not on the ECB's list of supervised entities as of 2026-07-01
Trading venues (MIC)
No MIC registered under this LEI list of 2026-09-17
OFAC sanctions
No listing cites this BIC
EU sanctions
No listing matched this BIC or its LEI
Country sanctions
No country programme
Founded
1948

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.

Ownership and group

GLEIF relationship records

The Kreditanstalt für Wiederaufbau group has 3 institutions in the directory, in 1 country: all hold a BIC.

Including KFW Ipex Bank GMBH, Deg - Deutsche Investitions Und Entwicklungsgesellschaft Mbh.

See the Kreditanstalt für Wiederaufbau group →

Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.

Addresses

Registered address
PALMENGARTENSTRASSE 5-9 FRANKFURT AM MAIN 60325 11-11-41 GERMANY
Operational address
PALMENGARTENSTRASSE 5-9 FRANKFURT AM MAIN 60325 FRANKFURT AM MAIN POB 11 11 41 GERMANY

ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

Identified by
BIC, with its LEI and its DEBLZ clearing code
Roles in CBPR+
Any agent, including the instructing and instructed agents

CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

<FinInstnId>
  <BICFI>KFWIDEFFXXX</BICFI>
  <ClrSysMmbId>
    <ClrSysId>
      <Cd>DEBLZ</Cd>
    </ClrSysId>
    <MmbId>50020400</MmbId>
  </ClrSysMmbId>
  <LEI>549300GDPG70E3MBBU98</LEI>
</FinInstnId>

Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

<FinInstnId>
  <BICFI>KFWIDEFFXXX</BICFI>
  <ClrSysMmbId>
    <ClrSysId>
      <Cd>DEBLZ</Cd>
    </ClrSysId>
    <MmbId>50020400</MmbId>
  </ClrSysMmbId>
  <LEI>549300GDPG70E3MBBU98</LEI>
  <Nm>KREDITANSTALT FUER WIEDERAUFBAU</Nm>
  <PstlAdr>
    <TwnNm>FRANKFURT AM MAIN</TwnNm>
    <Ctry>DE</Ctry>
    <AdrLine>PALMENGARTENSTRASSE 5-9 FRANKFURT AM MAIN 60325 11-11-41</AdrLine>
  </PstlAdr>
</FinInstnId>

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

Payment schemes and systems

EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28

Scheme or systemSinceRegistered withNote
SEPA Credit TransferISO 20022 messages 2008-01-28 Head office —
SEPA Direct Debit CoreISO 20022 messages 2009-11-02 Head office —
SEPA Direct Debit Business-to-BusinessISO 20022 messages 2010-11-01 Head office —
T2 (Eurosystem real-time gross settlement)ISO 20022 messages — Head office —

SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date.

An institution missing from T2 may still be reachable through an indirect participant.

“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.

National bank codes

Bankleitzahl · Germany

1 code valid until 2026-12-06 · ISO 20022 clearing system code DEBLZ

CodeRoutes to BICName in the national fileCity
50020400 KFWIDEFFXXX KfW Kreditanstalt für Wiederaufbau Frankfurt Frankfurt am Main

Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.

Network

Branch codes

BICBranchCityAddressLEIUpdated
KFWIDEFF100 NIEDERLASSUNG BERLIN Berlin CHARLOTTENSTRASSE 33/33A BERLIN 10117 BERLIN GERMANY — 2000-12-02

See every BIC in Germany →

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Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

Read the methodology →

Credits for this page

  • Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants.
  • Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
  • National bank codes—Germany (Quelle: Deutsche Bundesbank).
  • Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
  • Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
  • European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.
  • Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: KfW Bankengruppe · Public domain · Wikimedia Commons · original.

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