Denmark · Payments & e-money
Larstal Denmark ApS
Larstal Denmark ApS is a Danish private limited company based in Copenhagen. The Danish Financial Supervisory Authority (Finanstilsynet) authorises it as an electronic money institution under FTID 40514, from 26 March 2024. The AstroPay brand carries out all of its EEA operations through the firm. Its LEI record names Larstal Limited of the United Kingdom as its parent. It offers AstroPay e-money wallets to consumers in the EEA and payment processing services to merchants that accept AstroPay.
Licences and registrations
Held by Larstal Denmark ApS (LEI 636700ZEN8QPEHR1CE79). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterDanish Financial Supervisory Authority | Electronic money institutionE-Money / Stored Value Institution | 42457590 | Denmark | Active | 2024-03-26 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
Larstal Limited
Firm type
E-money and accounts
Trades as AstroPay
- Ownership
- According to its LEI record, Larstal Limited of the United Kingdom is both the direct and the ultimate accounting parent of the firm.
- Direct parent
- Larstal Limited, United Kingdom
- Head office
- Applebys Plads 7 (c/o Copenhagen FinTech Lab), 1411 Copenhagen, Denmark
- Company register
- CVR 42457590
Online
- Websites & references
- astropay.com ↗
developers-wallet.astropay.com ↗ developer documentation (AstroPay brand)
status.astropay.com ↗ status page (AstroPay brand)
business-support.astropay.com ↗ business help centre (AstroPay brand)
Wikipedia ↗ group article - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗ · TikTok ↗
- Apps
- App Store ↗ · Google Play ↗
Sources · 13 pages consulted
- astropay.com/europe/denmark/t-c-agreement-for-individuals
- astropay.com/europe/denmark/t-c-agreement-for-legal-entities
- astropay.com/europe/denmark/terms-and-conditions-for-astropay-viban-services
- astropay.com/?r=0
- astropay.com/terms-and-conditions
- astropay.com/rest-of-the-world/cards-global
- astropay.com/blog/welcome-to-the-new-astropay-the-wallet-of-this-world
- astropay.com/about
- astropay.com/blog/we-are-back-in-business---now-welcoming-new-uk-users
- bportugal.pt/en/entidadeautorizada/larstal-denmark-aps
- da.nordlei.org/lei/636700ZEN8QPEHR1CE79/larstal-denmark-aps
- fintechfutures.com/paytech/uk-s-fca-imposes-restrictions-on-e-money-firm-astropay
- en.wikipedia.org/wiki/AstroPay
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
Finanstilsynet authorises the firm as an electronic money institution (FTID 40514). It provides services in other EEA states under this licence, including Portugal through the free provision of services since 13 November 2024.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Danish Financial Supervisory Authority (Finanstilsynet) Denmark | Electronic money institution | 40514 | In its own name | Active | astropay.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that it holds users' and merchants' funds in segregated accounts at credit institutions in the EEA, under the Danish Payment Act.
- Payment schemes and card networks
- SEPA Credit Transfer Access not stated astropay.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It issues e-money into AstroPay wallets for online payments, peer-to-peer transfers and bank transfers. It also processes payments for merchants that accept AstroPay in the EEA.
It serves AstroPay customers across the EEA under its Danish licence. Its consumer terms name complaint bodies in 12 EEA states besides Denmark.
- Sells to
- Consumers · Small businesses
- Serves customers in 13 countries
- Denmark · Spain · Portugal · Germany · France · Italy · Poland · Austria · Croatia · Netherlands · Norway · Sweden · Bulgaria
Recent events 2 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Enforcement
The parent, Larstal Limited, entered an updated voluntary undertaking with the FCA that allowed it to resume onboarding customers in the United Kingdom.
astropay.com ↗ -
Other
AstroPay announced a European launch under the Danish e-money licence, starting with Denmark, Spain and Portugal.
astropay.com ↗ -
Licence
Banco de Portugal recorded the firm as an EU e-money institution providing services in Portugal from 13 November 2024.
bportugal.pt ↗ -
Enforcement
The parent, Larstal Limited, agreed a voluntary undertaking with the FCA that stopped it onboarding customers and providing payment services in the UK.
fintechfutures.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- 42457590
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name and country only
- Elucidate firm ID
- 7779ce8fa79c
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- E-Money / Stored Value Institution
- Activities
- Payment services
- Card acquiring
- E-money / stored value
- Licensed in
- Denmark · Europe & Central Asia
- First registered
- 2024-03-26
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Larstal Limited · United Kingdom6488810FR7VTT1FQ8888 ↗
The Larstal Limited group has 2 institutions in the directory, in 2 countries: none holds a BIC.
Including Larstal Limited.
See the Larstal Limited group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- Frederiksborggade 15, 3, Copenhagen, 1360
- Country
- Denmark
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in one address line
<FinInstnId>
<LEI>636700ZEN8QPEHR1CE79</LEI>
<Nm>Larstal Denmark ApS</Nm>
<PstlAdr>
<PstCd>1360</PstCd>
<TwnNm>Copenhagen</TwnNm>
<Ctry>DK</Ctry>
<AdrLine>Frederiksborggade 15, 3</AdrLine>
</PstlAdr>
</FinInstnId>CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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