Denmark · Payments & e-money
Clearhaus A/S
Clearhaus A/S is a Danish public limited company (aktieselskab) based in Aarhus. The Danish Financial Supervisory Authority (Finanstilsynet) authorises it as a payment institution. It is also a principal member of Visa and Mastercard. It has been part of the German payments group Unzer since 2021. It offers card acquiring for online, mobile and in-store payments to businesses registered in the EU or EEA. It also offers a payment facilitator model for licensed platforms.
Licences and registrations
Held by Clearhaus A/S (LEI 391200CH2W5CXKIZT832). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterDanish Financial Supervisory AuthorityLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | 33749996 | Denmark | Active | 2012-02-10 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- CLEHDK21XXX head office
- Connection to Swift
- Passive participant (no connection)This BIC is registered for identification only. The institution has no direct connection to the Swift network. Messages and payments reach it through a correspondent bank. The “1” in the eighth character of CLEHDK21 marks a passive participant.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2019-04-06
- Last updated
- 2019-04-06
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
Firm type
Merchant acquiring and processing
Trades as Clearhaus
- Ownership
- The firm has belonged to the German payments group Unzer since Unzer completed its acquisition on 30 September 2021.
- Head office
- P.O. Pedersens Vej 2, 8200 Aarhus N, Denmark
- Company register
- CVR 33749996
- Incorporated
- 27 May 2011
- Founder
- Claus Methmann Christensen
Online
- Websites & references
- clearhaus.com ↗
developer.clearhaus.com ↗ developer documentation
docs.gateway.clearhaus.com ↗ gateway integration documentation
status.clearhaus.com ↗ system status page
helpdesk.clearhaus.com ↗ helpdesk
my.clearhaus.com ↗ merchant dashboard and application portal
Wikipedia ↗ - Official social accounts
- LinkedIn ↗ · GitHub ↗
Sources · 11 pages consulted
- clearhaus.com/about/
- clearhaus.com/terms/
- clearhaus.com/assets/general_terms_and_conditions_for_card_acquiring_en.pdf
- clearhaus.com/assets/Redeg%C3%B8relse-Clearhaus-2025.pdf
- finanstilsynet.dk/tilsyn/inspektion-og-afgoerelser/2025/nov/inspektion-i-clearhaus-as-hvidvaskomraadet
- finanstilsynet.dk/tilsyn/inspektion-og-afgoerelser/2024/jan/190124_clearhaus
- clearhaus.com/news/newsroom/clearhaus-first-denmark-acquirer/
- clearhaus.com/news/newsroom/
- unzer.com/en/press/articles/clearhaus-closing/
- unzer.com/en/press/articles/press-release-clearhaus-quickpay/
- regnskaber.cvrapi.dk/69994733/amNsb3VkczovLzAzL2I4Lzk5L2ZmL2JjL2U0NGEtNDc4Yi04ZTc2LTVmZTcwOTEwOWIxYw.pdf
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
Finanstilsynet authorises the firm as a payment institution under FSA no. 22006. The firm describes the licence as pan-European. It is a principal member of Visa (BID 10074581) and Mastercard (ICA 15403).
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Danish Financial Supervisory Authority (Finanstilsynet) Denmark | Payment institution (card acquiring, money remittance, payment services) | 22006 | In its own name | Active | clearhaus.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Payment schemes and card networks
- Visa Direct clearhaus.com ↗
Mastercard Direct clearhaus.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
The firm acquires Visa and Mastercard payments for webshops, and since 2025–2026 also for physical stores in Denmark. It also offers a payment facilitator model for licensed platforms. Merchants connect through third-party payment gateways.
The firm serves merchants registered in the EU or EEA under its Danish licence, which it describes as pan-European. It says it processes transactions for online stores in 33 European countries.
- Sells to
- Small businesses · Enterprises · Platforms and marketplaces · Financial institutions
- Serves customers in
- Denmark
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Pascal Beij CEO
- Chief executive
- Francois Vachon CEO (Managing Director)
Recent events 2 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Other
The firm launched a payment facilitator model that lets licensed platforms onboard and manage their own merchants.
clearhaus.com ↗ -
Other
The firm began acquiring in-store card payments for small and medium-sized retailers in Denmark.
clearhaus.com ↗ -
Enforcement
Finanstilsynet issued AML orders after a May 2025 inspection, including suspending transactions for customers onboarded without full due diligence.
finanstilsynet.dk ↗ -
Investigation
Finanstilsynet reviewed the firm's handling of EU sanctions against Russia and Belarus and found no grounds for supervisory reactions.
finanstilsynet.dk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- CLEHDK21XXX
- How the BIC breaks down
- CLEHBank
- DKCountry · Denmark
- 21Location · passive
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 391200CH2W5CXKIZT832
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- 33749996
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- 030a4c45f431
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Money remittance
- Payment services
- Card acquiring
- Licensed in
- Denmark
- Country · region
- Denmark · Europe & Central Asia
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- P.O. PEDERSENS VEJ 14 AARHUS 8200 DENMARK
- Operational address
- P.O. PEDERSENS VEJ 14 AARHUS 8200 AARHUS DENMARK
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Debtor agent, creditor agent or an intermediary agent
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>CLEHDK21XXX</BICFI>
<LEI>391200CH2W5CXKIZT832</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>CLEHDK21XXX</BICFI>
<LEI>391200CH2W5CXKIZT832</LEI>
<Nm>CLEARHAUS A/S</Nm>
<PstlAdr>
<TwnNm>AARHUS</TwnNm>
<Ctry>DK</Ctry>
<AdrLine>P.O. PEDERSENS VEJ 14 AARHUS 8200</AdrLine>
</PstlAdr>
</FinInstnId>This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: clearhaus.com (official website) · original.
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