France · Payments & e-money
Market Pay
Market Pay is a French société par actions simplifiée based in Paris, registered under RCS Paris 808 389 191. The Autorité de contrôle prudentiel et de résolution (ACPR) authorises the firm as an electronic money institution. The European Banking Authority (EBA) register lists card acquiring, payment initiation and e-money among its activities. Carrefour created the business in 2016, and the investment fund AnaCap became a 60% shareholder of the group in 2021, according to the firm. It offers in-store and online payment acceptance, payment terminals and a payment management platform to retailers, e-merchants, distributors and financial institutions.
Licences and registrations
Held by Market Pay (LEI 969500U5O0CRIWYMZX38). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterPrudential Supervisory and Resolution AuthorityLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Electronic money institutionE-Money / Stored Value Institution | 808389191 | France | Active | 2019-01-23 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Other monetary financial institution
- Minimum reserves
- Not on the ECB reserve list
- Listed as
- MARKET PAY
- RIAD code
- FR11508
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- MAKPFRP1XXX head office
- Connection to Swift
- Passive participant (no connection)This BIC is registered for identification only. The institution has no direct connection to the Swift network. Messages and payments reach it through a correspondent bank. The “1” in the eighth character of MAKPFRP1 marks a passive participant.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2017-06-03
- Last updated
- 2017-06-03
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Ownership
Privately held
Firm type
Merchant acquiring and processing
Trades as MarketPay
- Ownership
- According to the firm, the investment fund AnaCap holds 60% of the Market Pay group, and Carrefour, which founded the business, remains a shareholder.
- Head office
- 120-122 rue Réaumur, 75002 Paris, France
- Company register
- RCS Paris 808 389 191
Online
- Websites & references
- market-pay.com ↗
assist.market-pay.com ↗ help centre and documentation (MarketPay Assist)
api-hub.market-pay.com ↗ developer API hub
careers.market-pay.com ↗ careers site - Official social accounts
- LinkedIn ↗ · YouTube ↗
Sources · 10 pages consulted
- market-pay.com/en/legal/terms
- market-pay.com/en
- market-pay.com/en/about
- market-pay.com/en/pay-on-site
- market-pay.com/en/blog/interview-isabelle-clairac-focus-pme-en
- carrefour.com/en/news/carrefour-sells-60-its-fintech-market-pay-anacap-financial-partners-based-enterpr
- anacap.com/news/market-pay-expands-its-in-store-payment-capabilities-with-the-acquisition-of-novelpa
- prnewswire.com/news-releases/market-pay-completes-its-fourth-acquisition-with-the-purchase-of-altapay-st
- market-pay.com/en/blog/market-pay-expands-further-in-the-nordics-with-the-acquisition-of-alta-pay
- lsa-conso.fr/paiement-market-pay-dont-carrefour-detient-encore-30-poursuit-sa-conquete-europeenne,4656
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The ACPR authorises the firm as an electronic money institution. According to the EBA register, its authorisation also covers payment services, including card acquiring and payment initiation. Neither the firm nor the register says how many EEA states the licence is passported to.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Autorité de contrôle prudentiel et de résolution (ACPR) France | Electronic money institution (établissement de monnaie électronique); EBA register activities: payment services, card acquiring, payment initiation, e-money | 11508 | In its own name | Active | market-pay.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Not disclosedThe firm's public pages do not say how it safeguards customer funds.
- Payment schemes and card networks
- CB (Cartes Bancaires) Access not stated market-pay.com ↗
Visa Access not stated market-pay.com ↗
Mastercard Access not stated market-pay.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It provides omnichannel card acceptance for retailers and e-merchants, including acquiring, online checkout, PAX Android terminals, Tap to Pay software and the MarketPay Hub management platform. It also offers white-label solutions for distributors and software vendors.
According to the firm, the group serves more than 10 European countries and has offices in Paris, Brussels, Caen, Copenhagen, Helsinki, Milan, Madrid, Oslo, Warsaw and Vilnius.
- Payment volume
- EUR 30bnannual financial flows (the firm states "30+ B€"; acquired flows)
- Sells to
- Enterprises · Small businesses · Financial institutions · Other
- Serves customers in 10 countries
- France · Italy · Spain · Belgium · Finland · Sweden · Norway · Lithuania · Denmark · Poland
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Isabelle Clairac Managing Director (CEO); head of publication
Recent events
Researched 29 Sep 2026 · Sources
-
Other
Market Pay announced its expansion into Poland, according to the trade publication LSA.
lsa-conso.fr ↗ -
Merger / acquisition
Market Pay Group agreed to acquire Altapay, a Copenhagen-based payment service provider, subject to foreign direct investment (FDI) approval.
prnewswire.com ↗ -
Other
The firm moved its registered office from 9 rue du Quatre-Septembre to 120-122 rue Réaumur, Paris, following a supervisory board decision.
pappers.fr ↗ -
Merger / acquisition
Market Pay Group agreed to acquire the Polish firm Novelpay, including its French subsidiary PAX France Novelpay.
anacap.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- MAKPFRP1XXX
- How the BIC breaks down
- MAKPBank
- FRCountry · France
- P1Location · passive
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 969500U5O0CRIWYMZX38
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- 808389191
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- 562d2ae9bb28
- National bank code
- Code interbancaire (CIB) 11508
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- Card acquiring
- Payment initiation
- E-money / stored value
- Licensed in
- France
- Country · region
- France · Europe & Central Asia
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Carrefour · France549300B8P6MUJ1YWTS08 ↗
The Carrefour group has 5 institutions in the directory, in 2 countries: 4 hold a BIC and 1 does not.
Including Carrefour Banque, Servicios Financieros Carrefour, Establecimiento Financiero DE Credito, S.A., Carrefour Finance S.A., Finifac Sas.
See the Carrefour group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 52 AVENUE EMILE ZOLA BOULOGNE BILLANCOURT 92100 FRANCE
- Operational address
- 52 AVENUE EMILE ZOLA BOULOGNE BILLANCOURT 92100 BOULOGNE BILLANCOURT FRANCE
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Debtor agent, creditor agent or an intermediary agent
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>MAKPFRP1XXX</BICFI>
<LEI>969500U5O0CRIWYMZX38</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>MAKPFRP1XXX</BICFI>
<LEI>969500U5O0CRIWYMZX38</LEI>
<Nm>MARKET PAY</Nm>
<PstlAdr>
<TwnNm>BOULOGNE BILLANCOURT</TwnNm>
<Ctry>FR</Ctry>
<AdrLine>52 AVENUE EMILE ZOLA BOULOGNE BILLANCOURT 92100</AdrLine>
</PstlAdr>
</FinInstnId>This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
National bank codes
Code interbancaire (CIB) · France
1 code
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 11508 | MAKPFRP1XXX | MARKET PAY | PARIS |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- National bank codes—France (Source: ACPR – REGAFI).
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: market-pay.com (official website).
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