Malta · Payments & e-money
Nium Financial Services Malta Ltd
Nium Financial Services Malta Limited is a Maltese limited company based in San Ġwann. The Malta Financial Services Authority (MFSA) authorises it under the Financial Institutions Act (Chapter 376) to issue electronic money and provide payment services. It was formerly named Ixaris Financial Services Malta Limited. It belongs to the Nium group, which completed its acquisition of Ixaris in August 2021. The firm provides funding accounts, virtual cards and payment services to business customers in the EEA, notably in the travel sector.
Licences and registrations
Held by Nium Financial Services Malta Ltd. 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterMalta Financial Services Authority | Electronic money institutionE-Money / Stored Value Institution | C 98342 | Malta | Active | 2021-07-08 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory. No LEI is matched to this entry, and BICs are linked by LEI only.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
Firm type
E-money and accounts
Trades as Nium
- Standing
- The firm was formerly named Ixaris Financial Services Malta Limited. Its complaints policy, updated 22 September 2026, still gives the former name as the postal addressee. Several EEA host-state registers also still list it under the former name.
- Ownership
- The firm belongs to the Nium group, whose website is operated by Nium Pte. Ltd. of Singapore. Its direct shareholder was not confirmed from a primary source.
- Head office
- Penthouse B, Suite 1, Capital Business Centre, Triq taz-Zwejt, SGN 3000 San Ġwann, Malta
- Company register
- Malta Business Registry C 98342
- Former name
- Ixaris Financial Services Malta Limited
Online
- Websites & references
- nium.com ↗
docs.nium.com ↗ developer documentation
Wikipedia ↗ group article - Official social accounts
- LinkedIn ↗ · X ↗ · YouTube ↗
Sources · 13 pages consulted
- nium.com/licenses
- nium.com/legal/nfsm-complaints-handling-policy
- docs.nium.com/travel/docs/ifsm
- nium.com/legal
- nium.com/legal/nium-travel-card-and-payment-services-agreement
- lb.lt/en/sfi-financial-market-participants/ixaris-financial-services-malta-limited
- uzraudziba.bank.lv/en/market/payment-service-providers/electronic-money-institutions/service-providers-from-
- bde.es/webbe/en/estadisticas/otras-clasificaciones/clasificacion-entidades/listas-instituciones-
- nium.com/newsroom/nium-completes-acquisition-of-ixaris
- nium.com/newsroom/new-c-suite-hires-lead-next-era-of-global-payments-infrastructure
- nium.com/newsroom/nium-strengthens-executive-leadership-team-with-chief-financial-officer-and-chie
- nium.com/about-us
- en.wikipedia.org/wiki/Nium
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The MFSA authorises the firm under the Financial Institutions Act (Chapter 376) as an electronic money institution to issue e-money and provide payment services. It passports these services into other EEA states, and host-state regulators list it as providing them without a branch.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Malta Financial Services Authority Malta | Electronic money institution (Financial Institutions Act, Chapter 376) | C 98342 | In its own name | Active | nium.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that it set up EU bank accounts to safeguard the funds of EEA customers moved onto its Maltese licence. It does not name the banks.
- Payment schemes and card networks
- Visa Access not stated nium.com ↗
Mastercard Access not stated nium.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It issues business-use virtual cards and runs funding accounts for EEA customers of Nium's travel card and payment services, which the Ixaris business moved onto its Maltese licence after Brexit.
It serves business customers in the EEA under its Maltese licence. The Lithuanian, Latvian, Estonian and Portuguese regulators list it as providing services cross-border without a branch.
- Sells to
- Enterprises · Platforms and marketplaces · Financial institutions
- Serves customers in 5 countries
- Malta · Lithuania · Latvia · Estonia · Portugal
- Latest funding round
- Series E · USD 50m Jun 2024
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Prajit Nanu Founder and CEO, Nium (group)
- Compliance / MLRO
- Amaresh Mohan Chief Risk & Compliance Officer, Nium (group)
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
The Nium group appointed Amaresh Mohan as Chief Risk & Compliance Officer, alongside new technology and marketing chiefs.
nium.com ↗ -
Funding
The Nium group announced a USD 50 million Series E round led by a Southeast Asian sovereign wealth fund.
nium.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- C 98342
- BIC
- Holds no BIC in Swift’s directory
- LEI
- No LEI mapped
- Elucidate firm ID
- 216b831a0321
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- E-Money / Stored Value Institution
- Activities
- Payment services
- Card acquiring
- E-money / stored value
- Licensed in
- Malta · Middle East & North Africa
- First registered
- 2021-07-08
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
No LEI is matched to this entry, so GLEIF relationship records cannot be linked.
Addresses
- Address on the register
- Penthouse B, Suite 1, Capital Business Centre, Triq Taz-Zejt, San Gwann, SGN 3000
- Country
- Malta
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address. No LEI or clearing code is mapped in the directory
- Postal address
- Does not fit the CBPR+ limits
- The address does not fit in the two address lines of 35 characters that CBPR+ allows next to a town and country.
CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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