Croatia · Credit institution
Privredna Banka Zagreb D.D
Legal name in the LEI recordPRIVREDNA BANKA ZAGREB - DIONIČKO DRUŠTVO
Privredna banka Zagreb d.d. (PBZ) is a Croatian joint-stock bank with its head office at Radnička cesta 50 in Zagreb. It is wholly owned by Intesa Sanpaolo Holding International S.A. of Luxembourg. Its ultimate parent is Intesa Sanpaolo S.p.A. of Italy. The bank provides retail, small business, corporate and investment banking in Croatia. It also controls banks in Slovenia and Bosnia and Herzegovina. The bank says it was founded in 1966. It joined the Intesa Sanpaolo Group in 2007, after the merger of Banca Intesa and Sanpaolo IMI.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- Privredna banka Zagreb d.d.
- Entity type
- Credit institution
- Supervised group (ECB)
- Intesa Sanpaolo S.p.A. →
- Why significant
- Size (Total assets EUR 500-1,000 bn)
- Remarks
- #2: Zagrebačka banka d.d. (PRNXTNXHBI0TSY1V8P17), Privredna banka Zagreb d.d. (549300ZHFZ4CSK7VS460) and Erste & Steiermärkische Bank d.d. (549300A2F46GR0UOM390) are among the three largest credit institutions in Croatia. These institutions are subsidiaries of UniCredit S.p.A., Intesa Sanpaolo S.p.A. and Erste Group Bank AG respectively and are presented under those groups.
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- Privredna banka Zagreb d.d.
- RIAD code
- HR02535697732
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Croatian Financial Services Supervisory Agency (HANFA) | 2001-01-03 | A1 A2 A3 A5 A6 A7 B1 B2 B3 B4 B5 B6 B7 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- PBZGHR2XXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under PBZGHR2X directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · VOP · T2 · TIPS
- Branch codes
- 3 branch codes
- BIC first registered
- 1992-09-07
- Last updated
- 2023-01-07
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% Intesa Sanpaolo Holding International S.A.
Institution type
Universal bank
Trades as PBZ
- Ownership
- Intesa Sanpaolo Holding International S.A. holds 100% of the shares, and Intesa Sanpaolo S.p.A. is the ultimate parent.
- Direct parent
- Intesa Sanpaolo Holding International S.A. ↗, Luxembourg 100%
- Ultimate owner
- Intesa Sanpaolo S.p.A., Italy
- Head office
- Radnička cesta 50, 10000 Zagreb, Croatia
- Company register
- MBS 080002817, Trgovački sud u Zagrebu (Commercial Court in Zagreb); OIB 02535697732
Business lines
According to its 2025 annual report, the bank serves retail, small business, medium-sized and large corporate clients and also provides investment banking, custody and depositary services.
Online
- Websites & references
- pbz.hr ↗
Wikipedia ↗
Wikidata Q7246343 ↗ - Official social accounts
- None found
Sources · 9 pages consulted
- pbz.hr/document/documents/PBZ/financijska-izvjesca/Godi%C5%A1nje-izvje%C5%A1%C4%87e-31.12.2025_H
- pbz.hr/
- pbz.hr/en/gradjani/nasa-grupa/Uprava-i-Nadzorni-odbor.html
- pbz.hr/en/velika-poduzeca/banke.html
- pbz.hr/document/documents/PBZ/_skupstina/IGS-22-10-25/Poziv-za-IGS-PBZ-d.d.-listopad-2025.pdf
- pbz.hr/document/documents/PBZ/krediti_all/oup_pbz-_kreditno-poslovanje_20032025.pdf
- pbz.hr/en/gradjani/nasa-grupa/Tko-smo-mi.html
- lidermedia.hr/tvrtke-i-trzista/smjena-na-celu-novog-lista-i-glasa-slavonije-promjene-u-pbz-u/
- en.wikipedia.org/wiki/Privredna_Banka_Zagreb
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Dinko Lucić President of the Management Board (Predsjednik Uprave)
- Chair
- Ignacio Jaquotot Chairman of the Supervisory Board (Predsjednik Nadzornog odbora)
- Chief financial officer
- Giuseppe Loforese Deputy President of the Management Board and CFO
- Executive
- Andrea Pavlović Member of the Management Board, Chief Risk Officer area
- Executive
- Hrvoje Dajak Member of the Management Board, Retail and Small Business
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Croatia
- Croatian National Bank (Hrvatska narodna banka) Central bankPrudential supervisorAML supervisorConductResolution
- European Union
- European Central Bank (Single Supervisory Mechanism) Prudential supervisor
- Croatia
- Croatian Financial Services Supervisory Agency (HANFA) Securities
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
The supervisory board appointed Alenka Prskalo and Miroslav Halužan to the management board, replacing Vedrana Jelušić Kašić.
lidermedia.hr ↗ -
Leadership
Deputy CEO Dario Massimo Grassani resigned, and Giuseppe Loforese became deputy president of the management board on 17 October 2025.
pbz.hr ↗ -
Leadership
Management board member Draženko Kopljar resigned with effect from 28 February 2025.
pbz.hr ↗ -
Leadership
The supervisory board renewed Dinko Lucić's mandate as president of the management board from 13 February 2024.
pbz.hr ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- PBZGHR2XXXX
- How the BIC breaks down
- PBZGBank
- HRCountry · Croatia
- 2XLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300ZHFZ4CSK7VS460
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Vodeći broj 2340009
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Croatia · Europe & Central Asia
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1962
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Intesa Sanpaolo Holding International S.A. · Luxembourg549300AQRUHYWYR0T637 ↗
- Ultimate parent
- Intesa Sanpaolo SPA · Italy2W8N8UU78PMDQKZENC08 ↗
The Intesa Sanpaolo SPA group has 39 institutions in the directory, in 32 countries: 38 hold a BIC and 1 does not.
Including Intesa Sanpaolo SPA, Intesa Sanpaolo Private Banking SPA, Banka Intesa Sanpaolo D.D., Intesa Sanpaolo SPA Filiale Frankfurt, Intesa Sanpaolo Wealth Management, Belgium Branch.
See the Intesa Sanpaolo SPA group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- RADNICKA 50 ZAGREB 10000 CROATIA
- Operational address
- RADNICKA 50 ZAGREB 10000 ZAGREB CROATIA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>PBZGHR2XXXX</BICFI>
<LEI>549300ZHFZ4CSK7VS460</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>PBZGHR2XXXX</BICFI>
<LEI>549300ZHFZ4CSK7VS460</LEI>
<Nm>PRIVREDNA BANKA ZAGREB D.D</Nm>
<PstlAdr>
<TwnNm>ZAGREB</TwnNm>
<Ctry>HR</Ctry>
<AdrLine>RADNICKA 50 ZAGREB 10000</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2014-06-09 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2024-12-02 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2023-01-02 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2023-01-02 | Head office | — |
| Verification of Payee | 2025-08-24 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Vodeći broj · Croatia
1 code file of 2025-03-27
| Code | Routes to BIC | Name in the national file |
|---|---|---|
| 2340009 | PBZGHR2X | PRIVREDNA BANKA ZAGREB d.d. Zagreb |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branch network
All 3 branch BICs connect to the head office. They are all in Zagreb, and no function or registration year splits them further.
Hover over a branch or group to see its details
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| PBZGHR2XBTR | BROKERAGE | Zagreb | RADNICKA 50 ZAGREB 10000 ZAGREB CROATIA | — | 2022-12-17 |
| PBZGHR2XCUS | CUSTODY | Zagreb | RADNICKA 50 ZAGREB 10000 ZAGREB CROATIA | — | 2022-12-17 |
| PBZGHR2XMPT | TREASURY | Zagreb | RADNICKA 50 ZAGREB 10000 ZAGREB CROATIA | — | 2022-12-17 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—Croatia (Source: Croatian National Bank (HNB)).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Unknown author Unknown author · Public domain · Wikimedia Commons · original.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
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