Slovakia · Credit institution
Vseobecna Uverova Banka A.S
Legal name in the LEI recordVšeobecná úverová banka, a.s.
Všeobecná úverová banka, a.s. (VÚB banka) is a Slovak joint-stock company with its registered office at Mlynské nivy 1, Bratislava. It is wholly owned by Intesa Sanpaolo Holding International S.A., part of the Italian Intesa Sanpaolo group. The bank provides retail and commercial banking services in Slovakia and runs a branch in Prague. It was created in 1990 from the commercial activities of the Czechoslovak State Bank, became a joint-stock company in 1992 and came under the control of the Intesa group at the end of 2001.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- Všeobecná úverová banka, a.s.
- Entity type
- Credit institution
- Supervised group (ECB)
- Intesa Sanpaolo S.p.A. →
- Why significant
- Size (Total assets EUR 500-1,000 bn)
- Remarks
- #3: Slovenská sporiteľňa, a.s. (549300S2T3FWVVXWJI89), Tatra banka, a.s. (3157002JBFAI478MD587) and Všeobecná úverová banka, a.s. (549300JB1P61FUTPEZ75) are among the three largest credit institutions in Slovakia. These institutions are subsidiaries of Erste Group Bank AG, Raiffeisen Bank International AG and Intesa Sanpaolo S.p.A., and are presented under those groups.
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- Všeobecná úverová banka, a.s.
- RIAD code
- SK31320155
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | National Bank of Slovakia (NBS) | 1990-01-01 | A1 A2 A3 A4 A5 A6 A7 B1 B2 B3 B4 B5 B6 B7 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- SUBASKBXXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under SUBASKBX directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · VOP · T2 · TIPS
- Branch codes
- None: head-office BIC only
- Other BIC with this LEI
- SUBACZPP
- BIC first registered
- 1993-09-06
- Last updated
- 2012-12-15
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% Intesa Sanpaolo Holding International S.A.
Institution type
Universal bank
Trades as VÚB banka
- Ownership
- Intesa Sanpaolo Holding International S.A. of Luxembourg holds 100% of the shares, and Intesa Sanpaolo S.p.A. is the ultimate parent.
- Direct parent
- Intesa Sanpaolo Holding International S.A. ↗, Luxembourg 100%
- Ultimate owner
- Intesa Sanpaolo S.p.A., Italy
- Head office
- Mlynské nivy 1, 829 90 Bratislava, Slovakia
- Company register
- IČO 31 320 155; Obchodný register Mestského súdu Bratislava III, oddiel Sa, vložka č. 341/B
Business lines
According to its 2025 annual report, the bank serves households, small businesses and corporates in Slovakia, and its Prague branch works mainly in corporate banking and treasury.
Online
- Websites & references
- vub.sk ↗
vub.cz ↗ Website of the Prague branch (VÚB, a.s., pobočka Praha)
Wikipedia ↗
Wikidata Q12778981 ↗ - Official social accounts
- None found
Sources · 10 pages consulted
- vub.sk/document/documents/VUB/financne-ukazovatele/vyrocna-sprava/AR_FS_VUB_2025_SK.pdf
- vub.sk/en/ludia/nasa-skupina/kto-sme.html
- vub.sk
- vub.sk/en/ludia/kontakt.html
- vub.cz/en/information-service/foreign-payments/
- vub.sk/en/ludia/informacny-servis/korespondencne-banky.html
- teraz.sk/ekonomika/vub-banka-ma-novu-riaditelku-firemn/943458-clanok.html
- sita.sk/vofinanciach/vub-zvysila-zisk-napriek-slabsim-urokovym-vynosom-darilo-sa-uverom-aj-vklado
- news.refresher.sk/208252-VUB-banka-hlasi-vypadok-Klienti-sa-nevedia-dostat-do-aplikacie
- en.wikipedia.org/wiki/V%C5%A1eobecn%C3%A1_%C3%BAverov%C3%A1_banka
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Jozef Kausich CEO and Chairman of the Management Board
- Chair
- Massimo Enrico Proverbio Chairman of the Supervisory Board
- Chief financial officer
- Darina Kmeťová Member of the Management Board and Senior Director of Finance, Planning and Controlling
- Executive
- Gabriele Pace Member of the Management Board and Deputy CEO
- Executive
- Vedrana Jelušić Kašić Chief Director of Corporate Banking and Member of the Management Board
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Slovakia
- National Bank of Slovakia (Národná banka Slovenska) Central bankPrudential supervisorAML supervisorConductSecurities
- European Union
- European Central Bank (Single Supervisory Mechanism) Prudential supervisor
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Incident
The bank confirmed a temporary restriction of some online banking and online payment services.
news.refresher.sk ↗ -
Leadership
Vedrana Jelušić Kašić joined the management board as Chief Director of Corporate Banking, replacing Andrej Viceník.
teraz.sk ↗ -
Leadership
The sole shareholder appointed Massimo Enrico Proverbio chairman of the supervisory board, replacing Ignacio Jaquotot.
vub.sk ↗ -
Leadership
Peter Magala left the management board as Senior Director of Operations and IT, and the board was reduced to six members.
vub.sk ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- SUBASKBXXXX
- How the BIC breaks down
- SUBABank
- SKCountry · Slovakia
- BXLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300JB1P61FUTPEZ75
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Bank code 0200
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Slovakia · Europe & Central Asia
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- Operates MIC VUBA list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1990
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Intesa Sanpaolo Holding International S.A. · Luxembourg549300AQRUHYWYR0T637 ↗
- Ultimate parent
- Intesa Sanpaolo SPA · Italy2W8N8UU78PMDQKZENC08 ↗
The Intesa Sanpaolo SPA group has 39 institutions in the directory, in 32 countries: 38 hold a BIC and 1 does not.
Including Intesa Sanpaolo SPA, Intesa Sanpaolo Private Banking SPA, Privredna Banka Zagreb D.D, Banka Intesa Sanpaolo D.D., Intesa Sanpaolo SPA Filiale Frankfurt.
See the Intesa Sanpaolo SPA group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- MLYNSKE NIVY 1 BRATISLAVA 25 829 90 SLOVAKIA
- Operational address
- MLYNSKE NIVY 1 BRATISLAVA 82990 BRATISLAVA SLOVAKIA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>SUBASKBXXXX</BICFI>
<LEI>549300JB1P61FUTPEZ75</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>SUBASKBXXXX</BICFI>
<LEI>549300JB1P61FUTPEZ75</LEI>
<Nm>VSEOBECNA UVEROVA BANKA A.S</Nm>
<PstlAdr>
<TwnNm>BRATISLAVA</TwnNm>
<Ctry>SK</Ctry>
<AdrLine>MLYNSKE NIVY 1 BRATISLAVA 25 829 90</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-03-03 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2022-02-01 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2010-11-01 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2014-07-07 | Head office | — |
| Verification of Payee | 2025-10-05 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Market identifiers
One trading venue or reporting service run under this LEI list of 2026-09-17
| MIC | Market | Kind | Category |
|---|---|---|---|
| VUBA | VSEOBECNA UVEROVA BANKA, ASVUB, A.S. | Operating MIC | Systematic internaliser |
National bank codes
Bank code · Slovakia
1 code
| Code | Routes to BIC | Name in the national file |
|---|---|---|
| 0200 | SUBASKBX | Všeobecná úverová banka, a.s. |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Correspondent banking
The bank publishes 20 accounts at other banks, across 3 regions. Columbia Bank publishes 1 account held with this bank.
- Own offices
- Correspondent banks: it holds accounts there
- Respondent banks: they hold accounts here
Hover over a branch, account or group to see its details
Correspondent accounts
Researched 29 Sep 2026 · Sources
20 accounts at other banks and 1 route through its own offices, in 17 currencies, as the bank publishes them: vub.cz ↗
| Currency | Correspondent | BIC | Account | Purpose | Directory check |
|---|---|---|---|---|---|
| AUD | Commonwealth Bank of Australia, Sydney Australia | CTBAAU2S | — | — | Matches the Swift directory |
| CAD | Royal Bank of Canada, Toronto Canada | ROYCCAT2 | — | — | Matches the Swift directory |
| CZK | Komerční banka, Prague Czechia | KOMBCZPP | — | — | Matches the Swift directory |
| CZK | Všeobecná úverová banka, Prague Czechia | SUBACZPP | — | Own Prague branch | Own branch |
| DKK | Danske Bank, Copenhagen Denmark | DABADKKK | — | — | Matches the Swift directory |
| EUR | Deutsche Bank AG, Frankfurt am Main Germany | DEUTDEFF | — | — | Matches the Swift directory |
| EUR | Commerzbank AG, Frankfurt am Main Germany | COBADEFF | — | — | Matches the Swift directory |
| HUF | CIB Bank, Budapest Hungary | CIBHHUHB | — | — | Matches the Swift directory |
| EUR | Intesa Sanpaolo, Turin Italy | BCITITMM | — | — | Matches the Swift directory |
| CNY | Intesa Sanpaolo, Turin Italy | BCITITMM | — | For company clients only | Matches the Swift directory |
| JPY | MUFG Bank, Tokyo Japan | BOTKJPJT | — | — | Matches the Swift directory |
| NOK | Nordea Bank Abp, filial i Norge Norway | NDEANOKK | — | — | Matches the Swift directory |
| PLN | Bank Polska Kasa Opieki SA, Warsaw Poland | PKOPPLPW | — | — | Matches the Swift directory |
| RON | Intesa Sanpaolo Romania, Bucharest Romania | WBANRO22 | — | — | Matches the Swift directory |
| RUB | Banca Intesa, Moscow Russia | KMBBRUMM | 30111810010000000119 | — | Matches the Swift directory |
| SEK | Nordea Bank Abp, filial i Sverige Sweden | NDEASESS | — | — | Matches the Swift directory |
| CHF | UBS Switzerland AG, Zurich Switzerland | UBSWCHZH80A | — | — | Matches the Swift directory |
| TRY | Türkiye Is Bankasi, Istanbul Türkiye | ISBKTRIS | — | — | Matches the Swift directory |
| GBP | National Westminster Bank, London United Kingdom | NWBKGB2L | — | — | Matches the Swift directory |
| USD | Bank of New York Mellon, New York United States | IRVTUS3N | — | — | Matches the Swift directory |
| USD | JP Morgan Chase Bank, New York United States | CHASUS33 | — | — | Matches the Swift directory |
Undated 'Correspondent banks' table on the Prague branch website. It lists the correspondents used by the Bratislava head office. There are 21 rows, all extracted. The table gives BICs, but an account number appears only on the RUB row. The RUB row (Banca Intesa, Moscow) may be out of date. The CNY account is marked 'for company clients only'. The CZK row for the bank's own Prague branch (SUBACZPP) is an internal branch relationship. The www.vub.sk site has a matching 'Correspondent banks' page, which was not fetched. Each correspondent BIC is checked against the Swift directory: a BIC missing from it, or registered to a differently named bank, may be a typo or out of date. Confirm settlement instructions with the bank before relying on them.
Respondent banks
From the correspondent lists other banks publish
Columbia Bank publishes 1 account held with this bank.
| Currency | Respondent bank | Held at | Account | Purpose | Published in |
|---|---|---|---|---|---|
| CZK | Columbia Bank United States | SUBASKBX | SK4102000000001001368039 | incoming foreign-currency wires; Receiver's Correspondent Bank SWIFT Code: SUBACZPP | columbiabank.com ↗ dated 1 Sep 2025 |
Each row is an account the respondent bank lists as held with this bank, as published. Only banks that publish their correspondent accounts, and that Elucidate has researched, can appear, so the list is not complete. Confirm settlement instructions with either bank before relying on them.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—Slovakia (Source: Národná banka Slovenska).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: VUB · Public domain · Wikimedia Commons · original.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
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