United States · Financial institution
Seacoast National Bank
Seacoast National Bank is a US national bank headquartered in Stuart, Florida. It trades as Seacoast Bank. It is wholly owned by Seacoast Banking Corporation of Florida, whose shares are listed on Nasdaq. The bank offers personal, small business and commercial banking, wealth management and mortgage lending in Florida and in the Atlanta area of Georgia. It absorbed Heartland National Bank on 11 July 2025 and Citizens First Bank on 1 October 2025.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- SNBFUS3FXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under SNBFUS3F directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2013-02-16
- Last updated
- 2026-07-04
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
100% Seacoast Banking Corporation of Florida
Institution type
Commercial bank
Trades as Seacoast Bank
- Standing
- Heartland National Bank merged into the bank on 11 July 2025. Citizens First Bank merged into the bank on 1 October 2025. Seacoast National Bank was the surviving institution both times.
- Ownership
- Seacoast Banking Corporation of Florida, a bank holding company listed on Nasdaq (SBCF), holds 100% of the bank.
- Direct parent
- Seacoast Banking Corporation of Florida ↗, United States 100%
- Head office
- 815 Colorado Avenue, 34994 Stuart, United States
- Company register
- FDIC cert 131
Business lines
The bank is a Florida-based community and commercial bank with an expanding Georgia presence. At 30 June 2026 residential loans made up 25% of the group's loan book and owner-occupied and other commercial real estate a large share of the rest.
Online
- Websites & references
- seacoastbank.com ↗
seacoastbanking.com ↗ Investor relations site of the parent, Seacoast Banking Corporation of Florida
seacoastbusinessfunding.com ↗ Receivables funding and factoring site, linked from the main site's commercial lending menu - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · Pinterest ↗
Sources · 13 pages consulted
- seacoastbank.com/
- seacoastbanking.com/corporate-profile/default.aspx
- seacoastbanking.com/corporate-information/company-profile/default.aspx
- seacoastbanking.com/corporate-governance/officers-directors/person-details/default.aspx?ItemId=d45ee8c7-4800-
- sec.gov/Archives/edgar/data/730708/000162828026052723/sbcf2q06302026ex321.htm
- sec.gov/Archives/edgar/data/730708/000162828026052723/sbcf2q06302026ex322.htm
- s26.q4cdn.com/967008039/files/doc_earnings/2026/q2/presentation/SBCF-2Q-2026-Earnings-Presentation.pdf
- seacoastbanking.com/news-events/press-releases/press-release/2025/Seacoast-Completes-Acquisition-of-Villages-
- businesswire.com/news/home/20250711033013/en/Seacoast-Completes-Acquisition-of-Heartland-Bancshares-Inc.
- seacoastbanking.com/news-events/press-releases/press-release/2025/Seacoast-Receives-Regulatory-Approvals-for-
- natlawreview.com/press-releases/seacoast-banking-corporation-florida-appoints-three-new-independent
- cdn2.hubspot.net/hubfs/491273/FG%20Job%20Aids/Wire%20Instructions.pdf
- seacoastbank.com/about-us
Leadership
Researched 29 Sep 2026 · Sources
- Chair & chief executive
- Charles M. Shaffer Chairman and Chief Executive Officer
- Chief financial officer
- Tracey L. Dexter Executive Vice President, Chief Financial Officer
- Executive
- Michael Young EVP, Chief Strategy Officer and Treasurer
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- United States
- Office of the Comptroller of the Currency Prudential supervisorAML supervisorConduct
- United States
- Consumer Financial Protection Bureau Conduct
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
The parent appointed Michael E. Griffin, Kathleen B. Kay and Randolph A. Moore III to the boards of the parent and the bank.
natlawreview.com ↗ -
Merger / acquisition
Citizens First Bank, a subsidiary of Villages Bancorporation, Inc., merged into the bank on 1 October 2025. The deal was worth about USD 829 million.
seacoastbanking.com ↗ -
Merger / acquisition
Heartland National Bank of Sebring, Florida merged into the bank on 11 July 2025. The deal was worth about USD 111.2 million.
businesswire.com ↗ -
Licence
The Office of the Comptroller of the Currency and the Federal Reserve Board approved the Heartland acquisition and bank merger.
seacoastbanking.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- SNBFUS3FXXX
- How the BIC breaks down
- SNBFBank
- USCountry · United States
- 3FLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 5493006MCOP60BBI4G97
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- United States · North America
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
- Direct parent
- Seacoast Banking Corporation of Florida · United States549300V6IC06XYQYPG88 ↗
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 815 COLORADO AVENUE STUART 34995 UNITED STATES OF AMERICA
- Operational address
- 815 COLORADO AVENUE STUART,FL STUART,FL 34995 UNITED STATES OF AMERICA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>SNBFUS3FXXX</BICFI>
<LEI>5493006MCOP60BBI4G97</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>SNBFUS3FXXX</BICFI>
<LEI>5493006MCOP60BBI4G97</LEI>
<Nm>SEACOAST NATIONAL BANK</Nm>
<PstlAdr>
<TwnNm>STUART</TwnNm>
<Ctry>US</Ctry>
<AdrLine>815 COLORADO AVENUE STUART 34995</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: seacoastbank.com (official website) · original.
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