Japan · Financial institution
The Kyoto Chuo Shinkin Bank
Legal name in the LEI record京都中央信用金庫
The Kyoto Chuo Shinkin Bank (京都中央信用金庫) is a shinkin bank, a type of cooperative financial institution, with its head office in Shimogyo-ku, Kyoto. It was established on 18 June 1940 and is owned by its members. It takes deposits and makes loans to SMEs and individuals in Kyoto City and parts of Kyoto, Shiga, Osaka and Nara prefectures. In 2001 it took over the business of two failed shinkin banks in Kyoto Prefecture.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- KCHUJPJYXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under KCHUJPJY directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 1991-03-04
- Last updated
- 2024-04-13
Overview
Researched 29 Sep 2026 · Sources
Ownership
Member-owned
Institution type
Cooperative bank
Trades as Chushin (中信)
- Ownership
- The bank is a member-owned cooperative, with 218,775 members at 31 March 2026 according to its 2026 annual report.
- Head office
- 91 Kankoboko-cho, Shijo-dori Muromachi Higashi-iru, Shimogyo-ku, 600-8009 Kyoto, Japan
- Company register
- Corporate Number 8130005004513 (National Tax Agency; qualified invoice issuer T8130005004513); financial institution code 1611
Business lines
According to its 2026 annual report, 59.52% of loans went to businesses, 34.69% to individuals and 5.77% to local public entities at March 2026. Real estate was the largest business sector, at 27.85% of loans.
Online
- Websites & references
- chushin.co.jp ↗
Wikipedia ↗
Wikidata Q11374844 ↗ - Official social accounts
- None found
Sources · 10 pages consulted
- chushin.co.jp/
- chushin.co.jp/about/disclosure/
- chushin.co.jp/common/pdf/2026ANNUALREPORT.pdf
- chushin.co.jp/common/pdf/customers_uketori.pdf
- chushin.co.jp/business/overseas/customers/
- chushin.co.jp/business/overseas/
- chushin.co.jp/about/
- chushin.co.jp/atm/tenpo_eibun.pdf
- nikkei.com/article/DGXZQOUF1181G0R10C25A6000000/
- nikkei.com/article/DGXZTSJT60401_V00C26A1000000/
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Yukihiro Uemura (植村 幸弘) President (理事長)
- Chair
- Makoto Shirahase (白波瀬 誠) Chairman, Representative Director (会長)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Japan
- Financial Services Agency Prudential supervisorAML supervisorConduct
- Japan
- Kinki Local Finance Bureau Prudential supervisorSecurities
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
Yukihiro Uemura became president on 24 June 2025. He succeeded Makoto Shirahase, who became representative chairman.
nikkei.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- KCHUJPJYXXX
- How the BIC breaks down
- KCHUBank
- JPCountry · Japan
- JYLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 3538005X0N5OCMRDRG42
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Japan · East Asia & Pacific
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1940
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- 91 KANKOBOKO- CHO KYOTO- CITY 600-8009 JAPAN
- Operational address
- 1 KANKOBOKO- CHO SHIJODORI- MUROMACHI- HIGASHIIRU KYOTO KYOTO 600-8009 JAPAN
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>KCHUJPJYXXX</BICFI>
<LEI>3538005X0N5OCMRDRG42</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>KCHUJPJYXXX</BICFI>
<LEI>3538005X0N5OCMRDRG42</LEI>
<Nm>THE KYOTO CHUO SHINKIN BANK</Nm>
<PstlAdr>
<TwnNm>KYOTO</TwnNm>
<Ctry>JP</Ctry>
<AdrLine>91 KANKOBOKO- CHO KYOTO- CITY 600-8009</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Network
Correspondent banking
The bank publishes 9 accounts at other banks, across 3 regions.
- Own offices
- Correspondent banks: it holds accounts there
Hover over a branch, account or group to see its details
Correspondent accounts
Researched 29 Sep 2026 · Sources
9 accounts at other banks, in 8 currencies, as the bank publishes them: chushin.co.jp ↗ dated Mar 2025
| Currency | Correspondent | BIC | Account | Purpose | Directory check |
|---|---|---|---|---|---|
| USD | JP MORGAN CHASE BANK, NEW YORK United States | CHASUS33 | — | Intermediary bank for incoming remittances | Matches the Swift directory |
| EUR | SOCIETE GENERALE, PARIS France | SOGEFRPP | — | Intermediary bank for incoming remittances | Matches the Swift directory |
| JPY | SHINKIN CENTRAL BANK, TOKYO Japan | ZENBJPJT | — | Intermediary bank for incoming remittances | Matches the Swift directory |
| CNY | BANK OF CHINA, TOKYO Japan | BKCHJPJT | — | Intermediary bank for incoming remittances | Matches the Swift directory |
| KRW | KEB HANA BANK, TOKYO Japan | KOEXJPJT | — | Intermediary bank for incoming remittances | Matches the Swift directory |
| CAD | ROYAL BANK OF CANADA, TORONTO Canada | ROYCCAT2 | — | Intermediary bank for incoming remittances | Matches the Swift directory |
| AUD | JP MORGAN CHASE BANK, SYDNEY Australia | CHASAU2X | — | Intermediary bank for incoming remittances | Matches the Swift directory |
| THB | BANGKOK BANK PUBLIC COMPANY LIMITED, BANGKOK Thailand | BKKBTHBK | — | Intermediary bank for incoming remittances | Matches the Swift directory |
| — | JP MORGAN CHASE BANK, TOKYO Japan | CHASJPJT | — | Intermediary for all other currencies, which are converted into JPY | Matches the Swift directory |
One-page PDF, revised March 2025, on inbound remittance fees and how to route payments to the bank. For each currency it names an intermediary bank and prints that bank's BIC. All 9 rows are extracted. Account numbers are not published. Direction is recorded as nostro on the basis that these are the bank's settlement correspondents for incoming payments. For currencies not listed, the intermediary converts the funds into JPY. The bank offers no other correspondent list on its overseas-business pages. Each correspondent BIC is checked against the Swift directory: a BIC missing from it, or registered to a differently named bank, may be a typo or out of date. Confirm settlement instructions with the bank before relying on them.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: 京都中央信用金庫 · Public domain · Wikimedia Commons · original.
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