France · Payments & e-money
U Etablissement de Paiement
U Etablissement de Paiement (U EP) is a French société par actions simplifiée (SAS) based in Rungis. The Autorité de contrôle prudentiel et de résolution (ACPR) has authorised it as a payment institution since 29 January 2014. The EBA register lists its activities as payment services and card acquiring. Its reported parent is Coopérative U, the retail cooperative behind the Hyper U, Super U and U Express store brands, formerly known as Système U. According to a case study by its software supplier, the group set up U EP to provide payment services to its own stores. These cover card payments for in-store and remote sales and SEPA credit transfers and direct debits.
Licences and registrations
Held by U Etablissement de Paiement (LEI 969500OH66Z5CB51ZD32). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterPrudential Supervisory and Resolution AuthorityLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Payment institutionPayment Institution | 799055033 | France | Active | 2014-01-29 | — |
|
Search the register ↗ |
Trading names on the register: U EP (EBA-PSD2)
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- UEDPFR21XXX head office
- Connection to Swift
- Passive participant (no connection)This BIC is registered for identification only. The institution has no direct connection to the Swift network. Messages and payments reach it through a correspondent bank. The “1” in the eighth character of UEDPFR21 marks a passive participant.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SDD Core
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2014-03-01
- Last updated
- 2014-03-01
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
COOPERATIVE U
Firm type
Merchant acquiring and processing
Trades as U EP
- Ownership
- Coopérative U, a French retail cooperative with its head office at the same Rungis address, is the reported direct and ultimate parent of the firm.
- Direct parent
- COOPERATIVE U ↗, France
- Head office
- 20 rue d'Arcueil, 94150 Rungis, France
- Company register
- RCS Créteil 799 055 033
- Incorporated
- 17 Dec 2013
Online
- Websites & references
- Wikipedia ↗ group article
- Official social accounts
- None found
Sources · 5 pages consulted
- annuaire-entreprises.data.gouv.fr/entreprise/u-etablissement-de-paiement-u-ep-799055033
- annuaire-entreprises.data.gouv.fr/etablissement/79905503300010
- soprabanking.com/customer_stories/u-etablissement-de-paiement/
- webzinecb.cartes-bancaires.com/non-classe/systeme-u-met-le-cap-sur-le-paiement-sans-passage-en-caisse/
- en.wikipedia.org/wiki/Coop%C3%A9rative_U
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The ACPR authorises the firm as a payment institution. The EBA PSD2 register lists it under number 799055033 for payment services and card acquiring.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Autorité de contrôle prudentiel et de résolution (ACPR) France | Payment institution (établissement de paiement) | 799055033 | In its own name | Active | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Products and markets
Researched 29 Sep 2026 · Sources
According to a case study by its software supplier, the firm provides card acquiring for in-store and remote sales, and SEPA credit transfer and direct debit processing, to stores in the Coopérative U network.
The firm serves stores of the Coopérative U network in France under its French payment institution licence. No EEA passporting was found.
- Sells to
- Other
- Serves customers in
- France
Recent events
Researched 29 Sep 2026 · Sources
The research found no fines, investigations, security incidents, licence changes or corporate events from the last three years.
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- UEDPFR21XXX
- How the BIC breaks down
- UEDPBank
- FRCountry · France
- 21Location · passive
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 969500OH66Z5CB51ZD32
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- 799055033
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- 1ef489089f26
- National bank code
- Code interbancaire (CIB) 16638
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- Card acquiring
- Licensed in
- France
- Country · region
- France · Europe & Central Asia
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Cooperative U · France96950059U7TYET6L7D42 ↗
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 20 RUE D ARCUEIL RUNGIS 94150 FRANCE
- Operational address
- 20 RUE D ARCUEIL RUNGIS 94150 RUNGIS FRANCE
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Debtor agent, creditor agent or an intermediary agent
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>UEDPFR21XXX</BICFI>
<LEI>969500OH66Z5CB51ZD32</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>UEDPFR21XXX</BICFI>
<LEI>969500OH66Z5CB51ZD32</LEI>
<Nm>U ETABLISSEMENT DE PAIEMENT</Nm>
<PstlAdr>
<TwnNm>RUNGIS</TwnNm>
<Ctry>FR</Ctry>
<AdrLine>20 RUE D ARCUEIL RUNGIS 94150</AdrLine>
</PstlAdr>
</FinInstnId>This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2014-05-05 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2014-05-05 | Head office | — |
SEPA dates are when the institution became ready for the scheme.
An institution missing from T2 may still be reachable through an indirect participant.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Code interbancaire (CIB) · France
1 code
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 16638 | UEDPFR21XXX | U ETABLISSEMENT DE PAIEMENT | RUNGIS |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate.
- National bank codes—France (Source: ACPR – REGAFI).
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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