Lithuania · Payments & e-money
Uab Curve Europe
Legal name in the LEI recordCURVE EUROPE UAB
Curve Europe, UAB is a private limited company registered in Vilnius, Lithuania. The Bank of Lithuania authorises it as an electronic money institution under licence No. 73, issued on 22 October 2020. It issues the Curve Card, the e-money linked to it and the Curve Pay wallet to customers in the EEA. The Curve Card lets customers link their existing debit and credit cards and pay through one Mastercard. The firm belongs to the Curve group, and the Bank of Lithuania describes it as owned by Curve OS Limited (now Curve UK Limited). Lloyds Banking Group took over the Curve group in 2026, after the Bank of Lithuania approved the change of control in May 2026.
Licences and registrations
Held by Curve Europe Uab (LEI 98450055D8D3FBD0D019). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterBank of LithuaniaLinked by LEI. Matched by Elucidate to GLEIF on name, country and address. | Electronic money institutionE-Money / Stored Value Institution | LB002003 | Lithuania | Active | 2020-10-22 | — |
|
Search the register ↗ |
- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- CUEULT22XXX head office
- Connection to Swift
- Reverse billingThe institution is connected to Swift. Messages sent to it are billed to the institution, not to the sender. The “2” in the eighth character of CUEULT22 marks reverse billing.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2022-01-01
- Last updated
- 2022-01-01
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
Curve UK Limited (formerly Curve OS Limited)
Firm type
E-money and accounts
Trades as Curve
- Standing
- In May 2026 the Bank of Lithuania approved the indirect acquisition of the firm by Lloyds Banking Group. Lloyds Banking Group later announced that Curve had become part of the group.
- Ownership
- The Bank of Lithuania describes the firm as owned by Curve OS Limited, now named Curve UK Limited, and Lloyds Banking Group acquired the Curve group in 2026.
- Direct parent
- Curve UK Limited (formerly Curve OS Limited), United Kingdom
- Ultimate owner
- Lloyds Banking Group plc, United Kingdom
- Head office
- Jogailos g. 9, LT-01116 Vilnius, Lithuania (registered office: J. Jasinskio g. 12, LT-01112, Vilnius, Lithuania)
- Company register
- Register of Legal Entities of the Republic of Lithuania 305626541
- Founder
- Shachar Bialick
Online
- Websites & references
- curve.com ↗
help.curve.com ↗ help centre
status.curve.com ↗ status page - Official social accounts
- LinkedIn ↗ · X ↗ · Instagram ↗
Sources · 15 pages consulted
- lb.lt/en/sfi-financial-market-participants/curve-europe-uab
- lb.lt/lt/naujienos/finansu-rinkos-prieziuros-komiteto-sprendimai-14
- lb.lt/en/news/curve-europe-uab-granted-electronic-money-institution-licence
- lb.lt/en/licences-1?page=4
- curve.com/
- curve.com/legal/
- curve.com/legal/eea-terms/
- curve.com/blog/curve-appoints-renata-sumskaite-as-ceo-and-head-of-lithuania/
- curve.com/blog/press/curve-is-joining-lloyds-banking-group/
- lloydsbankinggroup.com/assets/pdfs/investors/investor-news/2025/2025nov19-lbg-curve-acquisition.pdf
- linkedin.com/posts/lloyds-banking-group_last-year-we-announced-we-were-acquiring-activity-746719211619
- lrt.lt/naujienos/verslas/4/2920093/viena-zinomiausiu-pasaulio-finansu-grupiu-lloyds-perka-lietuv
- lrt.lt/en/news-in-english/19/2920112/uk-s-lloyds-to-acquire-lithuania-licensed-fintech-firm-curv
- thegazette.co.uk/company/09523903
- cityam.com/curve-swings-to-9m-loss-as-uncertainty-looms-ahead-of-lloyds-takeover/
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The Bank of Lithuania authorises the firm as an electronic money institution under licence No. 73 of 22 October 2020 (authorisation code LB002003). According to the Bank of Lithuania register, the firm provides services without a branch in 29 other member states.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Bank of Lithuania Lithuania | Electronic money institution licence (authorisation code LB002003) | 73 | In its own name | Active | lb.lt ↗ |
| Bank of Lithuania Lithuania | Public list of consumer credit providers | — | In its own name | Active | lb.lt ↗ |
| Bank of Lithuania Lithuania | List of currency exchange operators | — | In its own name | Active | lb.lt ↗ |
| Bank of Lithuania Lithuania | List of insurance intermediaries (insurance brokerage firm) | — | In its own name | Active | lb.lt ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that it keeps customers' funds in a safeguarding bank account and that these funds are not covered by the Deposit Insurance Fund.
- Payment schemes and card networks
- Mastercard Direct curve.com ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It issues the Curve Card and the Curve Pay wallet, which let customers pay through one Mastercard from their linked cards and switch the funding card after a purchase. It also offers business accounts to sole traders and contractors.
It serves residents of EEA member states under its Lithuanian licence. Curve UK Limited serves UK customers.
- Sells to
- Consumers · Small businesses
- Serves customers in 30 countries
- Lithuania · Austria · Belgium · Bulgaria · Croatia · Cyprus · Czechia · Denmark · Estonia · Finland · France · Germany · Greece · Hungary · Iceland · Ireland · Italy · Latvia · Liechtenstein · Luxembourg · Malta · Netherlands · Norway · Poland · Portugal · Romania · Slovakia · Slovenia · Spain · Sweden
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
Lloyds Banking Group announced that Curve had officially become part of the group.
linkedin.com ↗ -
Merger / acquisition
The Bank of Lithuania approved the indirect acquisition of the firm by Lloyds Banking Group.
lrt.lt ↗ -
Merger / acquisition
Lloyds Banking Group announced an agreement to acquire the Curve group, subject to regulatory approval.
lloydsbankinggroup.com ↗ -
Enforcement
The Bank of Lithuania fined the firm EUR 22,500 under an administrative agreement for significant delays in submitting supervisory reports.
lb.lt ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- CUEULT22XXX
- How the BIC breaks down
- CUEUBank
- LTCountry · Lithuania
- 22Location · reverse billing
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 98450055D8D3FBD0D019
- LEI record
- View on GLEIF ↗
- Licence no. · EBA-PSD2
- LB002003
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entry: Matched by Elucidate to GLEIF on name, country and address.
- Register-entry ID
- c4bbe962e75c
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 1 entry on 1 register
- Activities
- Payment services
- Card acquiring
- Payment initiation
- Account information
- E-money / stored value
- Licensed in
- Lithuania
- Country · region
- Lithuania · Europe & Central Asia
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- JOGAILOS G. 9 VILNIUS LT-01116 LITHUANIA
- Operational address
- JOGAILOS G. 9 VILNIUS LT-01116 VILNIUS LITHUANIA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>CUEULT22XXX</BICFI>
<LEI>98450055D8D3FBD0D019</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>CUEULT22XXX</BICFI>
<LEI>98450055D8D3FBD0D019</LEI>
<Nm>UAB CURVE EUROPE</Nm>
<PstlAdr>
<TwnNm>VILNIUS</TwnNm>
<Ctry>LT</Ctry>
<AdrLine>JOGAILOS G. 9 VILNIUS LT-01116</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- EBA PSD2 Register—European Banking Authority (EBA) · register ↗ as at 25 September 2026
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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