United States · Financial institution
UBS Bank USA, National Association
UBS Bank USA, National Association is a US national bank with its head office in Salt Lake City, Utah. It is wholly owned by UBS Americas Inc., and its ultimate parent is UBS Group AG of Switzerland. It serves the deposit and borrowing needs of affluent and high-net-worth clients, mainly clients of UBS Financial Services Inc. It was a Utah-chartered industrial bank until March 2026, when it converted to a national charter.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
FSB · global systemically important banks
2025 list
- G-SIB
- UBS
- Relation
- In a G-SIB groupGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
- Bucket
- 2 of 5 · extra capital buffer 1.5% of risk-weighted assets
- On the list since
- 2011
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- UBSWUS55XXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under UBSWUS55 directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2020-08-08
- Last updated
- 2026-03-28
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% UBS Americas Inc.
Institution type
Commercial bank
Trades as UBS Bank USA, N.A.
- Standing
- The bank converted from a Utah-chartered industrial bank to a national bank in March 2026. The conversion was approved by the Office of the Comptroller of the Currency. It now operates as UBS Bank USA, National Association under OCC charter 25396.
- Ownership
- UBS Americas Inc. holds 100% of the bank, and the chain runs through UBS Americas Holding LLC and UBS AG up to UBS Group AG.
- Direct parent
- UBS Americas Inc., United States 100%
- Ultimate owner
- UBS Group AG, Switzerland
- Head office
- 95 State Street, Suite 2200, 84111 Salt Lake City, United States
- Company register
- OCC charter 25396; FDIC cert 57565; Federal Reserve RSSD 3212149
- Former name
- UBS Bank USA
Business lines
The bank provides deposit, securities-based lending, mortgage and card services to UBS wealth management clients in the US, mostly through UBS Financial Services Inc. financial advisors.
Online
- Websites & references
- ubs.com ↗
ubs.com/us/en/wealth-management/who-we-serve/individuals-and ↗ Bank's own page on the UBS Wealth Management USA site (officers, board, correspondence address) - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 9 pages consulted
- occ.treas.gov/topics/charters-and-licensing/interpretations-and-decisions/2026/ca1360.pdf
- occ.treas.gov/topics/charters-and-licensing/financial-institution-lists/national-by-name.pdf
- ubs.com/us/en/wealth-management/who-we-serve/individuals-and-families/banking/ubs-bank-usa.html
- ubs.com/content/dam/assets/cc/investor-relations/annual-report/2025/annual-report-ubs-ag-2025.pdf
- federalreserve.gov/supervisionreg/resolution-plans/ubs-1g-20211217.pdf
- fdic.gov/system/files/2024-07/ubs-idi-1807.pdf
- bankregreports.com/banks/ubs-bank-usa-national-association-3212149/
- americanbanker.com/news/ubs-gets-occ-approval-for-national-bank-charter
- bankingdive.com/news/ubs-occ-national-bank-charter-us/815334/
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Brian Carlin CEO UBS Bank USA and Head GWM Banking US; Director
- Chair
- Jeremiah Norton Chair, UBS Bank USA
- Chief financial officer
- Amy Fainsbert Chief Financial Officer
- Executive
- Frank Destra President UBS Bank USA; Director
- Executive
- Don Hill Chief Compliance Officer
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- United States
- Office of the Comptroller of the Currency Prudential supervisorAML supervisor
- United States
- Board of Governors of the Federal Reserve System Central bankOther
- United States
- Federal Deposit Insurance Corporation Resolution
- United States
- Consumer Financial Protection Bureau Conduct
Recent events
Researched 29 Sep 2026 · Sources
-
Licence
The OCC gave final approval for the bank to convert from a Utah-chartered industrial bank to a national bank.
americanbanker.com ↗ -
Licence
The OCC conditionally approved the conversion, under the title UBS Bank USA, National Association and OCC charter number 25396.
occ.treas.gov ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- UBSWUS55XXX
- How the BIC breaks down
- UBSWBank
- USCountry · United States
- 55Location
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300GWD9H4FQ2VR805
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- ABA routing number 026073192
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- United States · North America
- FSB G-SIB list
- In a G-SIB group · UBS list of 2025
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
- Direct parent
- UBS AG · SwitzerlandBFM8T61CT2L1QCEMIK50 ↗
- Ultimate parent
- UBS Group AG · Switzerland549300SZJ9VS8SGXAN81 ↗
- FSB G-SIB list
- In a G-SIB group · UBS bucket 2 · 2025 listGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
The UBS Group AG group has 54 institutions in the directory, in 24 countries: all hold a BIC.
Including UBS AG London Branch, UBS AG Stamford Branch, UBS Europe SE, UBS Europe SE, UBS Europe SE, Luxembourg Branch.
See the UBS Group AG group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 95 STATE STREET SUITE 2200 SALT LAKE CITY,UT 84111 UNITED STATES OF
- Operational address
- 95 STATE STREET SUITE 2200 SALT LAKE CITY,UT SALT LAKE CITY,UT
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI and its USABA clearing code
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>UBSWUS55XXX</BICFI>
<ClrSysMmbId>
<ClrSysId>
<Cd>USABA</Cd>
</ClrSysId>
<MmbId>026073192</MmbId>
</ClrSysMmbId>
<LEI>549300GWD9H4FQ2VR805</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>UBSWUS55XXX</BICFI>
<ClrSysMmbId>
<ClrSysId>
<Cd>USABA</Cd>
</ClrSysId>
<MmbId>026073192</MmbId>
</ClrSysMmbId>
<LEI>549300GWD9H4FQ2VR805</LEI>
<Nm>UBS BANK USA, NATIONAL ASSOCIATION</Nm>
<PstlAdr>
<TwnNm>SALT LAKE CITY</TwnNm>
<Ctry>US</Ctry>
<AdrLine>95 STATE STREET SUITE 2200 SALT LAKE CITY, UT 84111 UNITED STATES OF</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
National bank codes
ABA routing number · United States
1 code file of 2026-10-09 · ISO 20022 clearing system code USABA
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 026073192 | UBSWUS55XXX | UBS BANK USA, NATIONAL ASSOCIATION | SALT LAKE CITY, UT |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- National bank codes—United States (Source: Federal Financial Institutions Examination Council (FFIEC), National Information Center).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: ubs.com (official website).
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