Netherlands · Payments & e-money
Zebedee Europe B.V.
ZEBEDEE EUROPE B.V. is a Dutch private limited company based in Amsterdam, registered under Chamber of Commerce number 90944127. De Nederlandsche Bank (DNB) authorises it as an electronic money institution. The Dutch Authority for the Financial Markets (AFM) authorises it as a crypto-asset service provider under the Markets in Crypto-Assets Regulation (MiCA). It is the EEA contracting entity of the ZBD brand, and its LEI record names ZEBEDEE HOLDINGS, INC. of the United States as its parent. It offers game studios and their players in the EEA e-money accounts, payouts and rewards, and Bitcoin custody and transfers over the Lightning Network.
Licences and registrations
Held by Zebedee Europe B.V. (LEI 724500B2I1LR33CAWG54). 2 entries on 2 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterThe Netherlands Bank | Electronic money institutionE-Money / Stored Value Institution | R194916 | Netherlands | Active | 2025-07-24 | — |
|
Search the register ↗ |
| ESMA interim MiCA register of crypto-asset service providersNetherlands Authority for the Financial Markets (AFM) | Crypto-asset service providerCrypto-Asset Service Provider | 724500B2I1LR33CAWG54 | Netherlands | Active | 2024-12-30 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
ZEBEDEE HOLDINGS, INC.
Firm type
E-money and accounts
Trades as ZBD
- Ownership
- According to its LEI record, ZEBEDEE HOLDINGS, INC. of the United States is the firm's direct and ultimate parent, but the size of its stake is not published.
- Direct parent
- ZEBEDEE HOLDINGS, INC. ↗, United States
- Head office
- Vijzelstraat 68, 1017 HL Amsterdam, Netherlands
- Company register
- Kamer van Koophandel 90944127
- Founders
- Simon Cowell · André Neves · Christian Moss
Online
- Websites & references
- zbdpay.com ↗
zbd.gg ↗ former consumer domain named in the terms of service; now redirects to zbdpay.com
zebedee.io ↗ domain listed on the DNB register; now redirects to zbdpay.com
docs.zbdpay.com ↗ developer documentation - Official social accounts
- LinkedIn ↗ · X ↗
Sources · 12 pages consulted
- dnb.nl/en/public-register/information-detail/?registerCode=WFTEG&relationNumber=R194916
- cdn.zebedee.io/legal-docs/terms-of-service/v1.1.0.pdf
- zbdpay.com/
- zbdpay.com/about
- zbdpay.com/blog/introducing-zbds-embedded-financial-infrastructure-for-games
- zbdpay.com/branded-debit-cards
- prnewswire.com/news-releases/zbd-announces-40m-series-c-to-bring-real-money-payments-and-rewards-nativel
- bebeez.eu/2025/07/15/zbd-secures-eu-emi-license-announces-partnership-with-clearbank-to-merge-digit
- osborneclarke.com/news/osborne-clarke-assists-zbd-securing-micar-license-netherlands
- amf-france.org/en/warnings/white-lists/casp/zebedee-europe-bv
- fortune.com/2026/01/22/zbd-fundraise-blockstream-series-c-40-million/
- coindesk.com/policy/2024/12/18/bitcoin-lightning-fintech-zbd-approved-to-receive-eu-mi-ca-license-by-d
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
DNB authorises the firm as an electronic money institution under the Dutch Financial Supervision Act, relation number R194916. The AFM authorises it as a crypto-asset service provider under MiCA for exchange of crypto-assets for funds, custody and administration, and transfer services.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| De Nederlandsche Bank (DNB) Netherlands | Authorisation to carry out the business of an electronic-money institution (PSD2 - Wft 2:10a) | R194916 | In its own name | Active | dnb.nl ↗ |
| Dutch Authority for the Financial Markets (AFM) Netherlands | Crypto-asset service provider authorisation under MiCA | 724500B2I1LR33CAWG54 | In its own name | Active | cdn.zebedee.io ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that e-money funds are safeguarded in segregated accounts at a licensed credit institution, which it named as ClearBank Europe N.V. in July 2025, and that customers' Bitcoin is held by a bankruptcy-remote foundation, Stichting Customer Assets ZEBEDEE.
- Crypto-asset custody
- Held by the firmThe firm deals only in Bitcoin over the Lightning Network. Customers' Bitcoin is held for safekeeping by a foundation affiliated with the firm, which the firm undertakes to keep funded at no less than 100% of customer balances.
- Safeguarding bank · Partner
- ClearBank Europe N.V. Netherlands
- Crypto custodian · Safeguarding bank
- Stichting Customer Assets ZEBEDEE Netherlands
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
In the EEA it provides the regulated layer behind ZBD's embedded accounts, payouts, real-money rewards and branded prepaid debit cards for video games, and custody and transfer of Bitcoin over the Lightning Network.
The DNB register shows its e-money licence passported on a cross-border services basis to 28 other EEA states from 1 January 2026, and it is the ZBD contracting party for users in the EEA.
- Sells to
- Enterprises · Consumers
- Serves customers in 29 countries
- Netherlands · Austria · Belgium · Bulgaria · Cyprus · Czechia · Germany · Denmark · Estonia · Spain · Finland · France · Greece · Croatia · Hungary · Ireland · Iceland · Italy · Lithuania · Luxembourg · Latvia · Malta · Norway · Poland · Portugal · Romania · Sweden · Slovenia · Slovakia
- Latest funding round
- Series C · USD 40m Jan 2026Led by Blockstream Capital Partners
- Total raised
- USD 90m to Jan 2026 · zbdpay.com ↗
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Simon Cowell Co-founder, CEO
- Chief financial officer
- Travis Paluch Chief Financial and Operating Officer
- Compliance / MLRO
- David Wilford Chief Legal & Compliance Officer
- Compliance / MLRO
- Nelly Doudina Popoli Head of Risk & Compliance, Europe
- Founder
- André Neves Co-founder, CTO
- Executive
- Ben Cousens Chief Strategy Officer
Recent events
Researched 29 Sep 2026 · Sources
-
Other
ZBD launched embedded accounts, payouts, rewards and branded debit cards for games, with EEA e-money services provided by the firm.
zbdpay.com ↗ -
Licence
DNB recorded cross-border passporting of the firm's e-money licence to 28 other EEA states, effective 1 January 2026.
dnb.nl ↗ -
Funding
The ZBD group announced USD 40 million in Series C financing commitments from Blockstream Capital Partners.
prnewswire.com ↗ -
Licence
DNB authorised the firm as an electronic money institution, and ZBD named ClearBank as its EEA safeguarding and operational banking partner.
bebeez.eu ↗ -
Licence
The AFM authorised the firm as a crypto-asset service provider under MiCA on 30 December 2024.
osborneclarke.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- R194916
- Licence no. · ESMA-CASP
- 724500B2I1LR33CAWG54
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Published by the register
- Elucidate firm ID
- 1d21b8061ba1
Profile
- Type
- Payments & e-money · CryptoPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- Crypto-Asset Service Provider
- Activities
- Payment services
- E-money / stored value
- Crypto-assets
- Licensed in
- Netherlands · Europe & Central Asia
- First registered
- 2024-12-30
- Website
- zbd.gg ↗
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Zebedee Holdings, Inc. · United States254900SACVMSIFTZC817 ↗
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- Vijzelstraat 68 - 1017HL Amsterdam - The Netherlands, AMSTERDAM, 1017HL
- Country
- Netherlands
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in two address lines
<FinInstnId>
<LEI>724500B2I1LR33CAWG54</LEI>
<Nm>Zebedee Europe B.V.</Nm>
<PstlAdr>
<PstCd>1017HL</PstCd>
<TwnNm>AMSTERDAM</TwnNm>
<Ctry>NL</Ctry>
<AdrLine>Vijzelstraat 68 - 1017HL Amsterdam</AdrLine>
<AdrLine>- The Netherlands</AdrLine>
</PstlAdr>
</FinInstnId>- The address line repeats the town or postcode. Remove the repeat if your payment system rejects it.
CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Registers for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- ESMA interim MiCA register of crypto-asset service providers—European Securities and Markets Authority (ESMA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
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