Vietnam · Financial institution
Asia Commercial Bank
Legal name in the LEI recordNGÂN HÀNG THƯƠNG MẠI CỔ PHẦN Á CHÂU
Asia Commercial Joint Stock Bank (ACB) is a Vietnamese joint-stock commercial bank. Its head office is in Ho Chi Minh City and it began operations on 4 June 1993. Its shares are widely held and listed on the Ho Chi Minh Stock Exchange (HOSE), where the listing moved from the Hanoi Stock Exchange in 2020. The bank provides retail, SME and corporate banking, and its subsidiaries include ACB Securities (ACBS) and ACB Leasing.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- ASCBVNVXXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under ASCBVNVX directly.
- Swift GPI
- Live member
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- 1 branch code
- BIC first registered
- 1998-06-06
- Last updated
- 2024-06-11
Overview
Researched 29 Sep 2026 · Sources
Ownership
Publicly listed
Ticker ACB
Institution type
Commercial bank
Trades as ACB
- Ownership
- The bank is widely held and has no controlling shareholder. According to a disclosure reported in June 2026, a group of shareholders related to Au Lac Joint Stock Company held 9.59%.
- Major shareholder
- Nguyen Thien Huong Jenny and related persons (shareholder group related to Au Lac Joint Stock Company) 9.59% · 12 Jun 2026
- Stock listing
- Ho Chi Minh Stock Exchange (HOSE) ACB
- Head office
- 442 Nguyen Thi Minh Khai, 72406 Ho Chi Minh City, Vietnam
Business lines
The bank serves individuals, SMEs and corporates, including FDI companies, and offers a priority banking service. Brokerage, leasing, fund management and asset management are run through subsidiaries.
Online
- Websites & references
- acb.com.vn ↗
business.acb.com.vn ↗ corporate online banking portal
acbjobs.com.vn ↗ careers site
Wikipedia ↗ - Official social accounts
- None found
Sources · 20 pages consulted
- acb.com.vn/en
- acb.com.vn/
- acb.com.vn/en/leadership
- acb.com.vn/en/investors/executive-board
- acb.com.vn/en/overview
- acb.com.vn/en/about-us
- acb.com.vn/thu-vien/cac-loai-tien-te-nao-duoc-ho-tro-khi-su-dung-dich-vu-chuyen-tien-ra-nuoc-ngoai-t
- vnba.org.vn/en/vnba/member/asia-commercial-joint-stock-bank--acb-160.htm
- cbonds.com/company/90673/
- etime.danviet.vn/loi-nhuan-quy-ii-cua-acb-giam-12-du-phong-rui-ro-tang-gap-hon-2-lan-d1446041.html
- theleader.vn/acb-quy-ii-2026-tin-dung-tang-nhanh-loi-nhuan-dung-lai-d47672.html
- studocu.vn/vn/document/dai-hoc-kinh-te-quoc-dan/tai-chinh-doanh-nghiep-e/bao-cao-tai-chinh-rieng-nga
- vietstock.vn/2026/06/nhom-au-lac-tiep-tuc-tang-ty-le-so-huu-tai-acb-len-959-757-1456810.htm
- vietnambiz.vn/nhom-au-lac-nang-so-huu-tai-acb-len-8-2026611223133177.htm
- dantri.com.vn/kinh-doanh/thanh-tra-chinh-phu-nhieu-ngan-hang-vi-pham-khi-phat-hanh-trai-phieu-202510171
- cafef.vn/acb-len-tieng-sau-ket-luan-thanh-tra-cho-vay-hang-nghin-ty-tien-trai-phieu-sai-muc-dich-1
- markettimes.vn/them-chi-nhanh-ngan-hang-acb-bi-thanh-tra-nhnn-diem-mat-loat-sai-pham-tin-dung-98249.html
- dnse.com.vn/senses/tin-tuc/ket-luan-thanh-tra-ngan-hang-acb-chi-nhanh-tra-vinh-35238759
- danviet.vn/acb-can-tho-bi-thanh-tra-ngan-hang-nha-nuoc-phat-hien-cho-vay-vuot-nhu-cau-von-va-thoi-ha
- en.wikipedia.org/wiki/Asia_Commercial_Bank
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Tu Tien Phat
President and CEO
- Chair
-
Tran Hung Huy
Chairman of the Board of Directors
- Executive
-
Nguyen Van Hoa
Executive Vice President and Board Member (former Chief Financial Officer)
- Executive
-
Bui Tan Tai
First Executive Vice President
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Vietnam
- State Bank of Vietnam Central bankPrudential supervisorAML supervisorForeign exchange
Recent events 5 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Investigation
The State Bank of Vietnam Inspectorate for Region 14 issued an inspection conclusion on the Tra Vinh branch. It cited shortcomings in credit appraisal and post-disbursement monitoring.
dnse.com.vn ↗ -
Other
A shareholder group related to Au Lac Joint Stock Company crossed the 5% threshold. It later raised its holding to 9.59% in June 2026.
vietstock.vn ↗ -
Investigation
The State Bank of Vietnam Inspectorate for Region 10 issued eight recommendations to the Ninh Thuan branch and one to the head office on lending shortcomings.
markettimes.vn ↗ -
Investigation
The State Bank of Vietnam Inspectorate for Region 14 found that the Can Tho branch had lent in excess of customers' capital needs.
danviet.vn ↗ -
Investigation
The Government Inspectorate concluded that proceeds of two bond issues totalling VND 3,700 billion were partly used for short-term lending, contrary to their stated purpose.
dantri.com.vn ↗ -
Investigation
The State Bank of Vietnam Inspectorate for Region 2 found shortcomings at the VSIP2 Binh Duong branch, including in anti-money laundering and counter-terrorist financing compliance.
markettimes.vn ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- ASCBVNVXXXX
- How the BIC breaks down
- ASCBBank
- VNCountry · Vietnam
- VXLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 5493001VSLUXY7LJS086
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Vietnam · East Asia & Pacific
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
The Ngân Hàng Thương Mại Cổ Phần Á Châu group has 2 institutions in the directory, in 1 country: all hold a BIC.
Including Acb Securities CO., LTD.
See the Ngân Hàng Thương Mại Cổ Phần Á Châu group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- 442 NGUYEN THI MINH KHAI STREET HO CHI MINH CITY 70000 VIET NAM
- Operational address
- 442 NGUYEN THI MINH KHAI STREET DISTRICT 3 HO CHI MINH CITY HO CHI MINH CITY VIET NAM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>ASCBVNVXXXX</BICFI>
<LEI>5493001VSLUXY7LJS086</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>ASCBVNVXXXX</BICFI>
<LEI>5493001VSLUXY7LJS086</LEI>
<Nm>ASIA COMMERCIAL BANK</Nm>
<PstlAdr>
<TwnNm>HO CHI MINH</TwnNm>
<Ctry>VN</Ctry>
<AdrLine>442 NGUYEN THI MINH KHAI STREET HO CHI MINH CITY 70000</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Network
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| ASCBVNVXCUS | — | Ho Chi Minh | 442 NGUYEN THI MINH KHAI STREET DISTRICT 3 HO CHI MINH CITY HO CHI MINH CITY VIET NAM | — | 2025-09-06 |
Claim this profile
Work at Asia Commercial Bank?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
- 01Submit Tell us who you are, using your work email.
- 02We verify We check the email domain and confirm your role with the bank. This usually takes up to five business days.
- 03Profile claimed The page is marked as claimed and verified. You can send us corrections at any time.
Claim received
Thank you. We will email your work address once the claim is verified. Until then, the page stays unclaimed.
The claim was not sent. Try again, or email contact@elucidate.co.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: acb.com.vn (official website) · original; Tu Tien Phat: acb.com.vn (official website) · original; Tran Hung Huy: acb.com.vn (official website) · original; Nguyen Van Hoa: acb.com.vn (official website) · original; Bui Tan Tai: acb.com.vn (official website) · original.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
Book a demo