Peru · Financial institution
Banco de Credito del Peru
Banco de Crédito del Perú (BCP) is a Peruvian bank incorporated as a sociedad anónima, with its head office in La Molina, Lima. Grupo Crédito S.A., a subsidiary of the Bermuda-incorporated Credicorp Ltd., holds 97.74% of its shares. It provides retail, SME, corporate and wholesale banking, treasury and payment services, including the Yape mobile payments platform. It was founded in 1889 as Banco Italiano and adopted its current name on 21 January 1942.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- BCPLPEPLXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under BCPLPEPL directly.
- Swift GPI
- Live member
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- None: head-office BIC only
- BIC first registered
- 1985-09-23
- Last updated
- 2024-04-10
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
Ticker CREDITC1
Institution type
Universal bank
Trades as BCP
- Standing
- The bank's Miami agency (BIC BCPLUS33) began operating as a Florida-licensed branch in July 2026. The Federal Reserve and the Florida Office of Financial Regulation approved the change.
- Ownership
- Grupo Crédito S.A., a subsidiary of Credicorp Ltd., holds 97.74% of the shares and minority shareholders hold the remaining 2.26%.
- Direct parent
- Grupo Crédito S.A., Peru 97.74%
- Ultimate owner
- Credicorp Ltd., Bermuda
- Stock listing
- Bolsa de Valores de Lima CREDITC1
- Head office
- Calle Centenario 156, La Molina, 15026 Lima, Peru
- Company register
- RUC 20100047218
- Former name
- Banco Italiano
Business lines
According to a March 2026 PCR rating report, corporate loans made up 33.4% of the bank's direct loans at December 2025.
Online
- Websites & references
- viabcp.com ↗
bcpmiami.com ↗ Website of the Miami branch (BIC BCPLUS33)
Wikipedia ↗ - Official social accounts
- LinkedIn ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 16 pages consulted
- viabcp.com/relaciones-con-inversionistas
- viabcp.com/nosotros
- viabcp.com/pymes/directorio-bcp
- viabcp.com/recibir-remesas
- credicorp.gcs-web.com/corporate-governance/management-structure
- extranet.sbs.gob.pe/iece/descargar?codClasificadora=000409&codPeriodo=202601&numArchivo=33&numVersion=1
- bcpmiami.com/en/About/Wire-Transfers
- credicorp.gcs-web.com/board-member/luis-enrique-romero-belismelis-0
- credicorp.gcs-web.com/corporate-governance/board-of-directors
- gestion.pe/economia/empresas/bcp-miami-opera-como-sucursal-bancaria-en-eeuu-y-podra-atender-a-empres
- peru-retail.com/bcp-recibe-autorizacion-del-regulador-financiero-de-florida-para-comprar-helm-bank-usa/
- rpp.pe/economia/economia/bcp-listo-para-comprar-helm-bank-de-estados-unidos-sbs-autoriza-transac
- grupocredicorp.com/banco-de-credito-del-peru-adquirira-el-100-de-helm-bank-usa/
- rcrperu.com/indecopi-sanciona-a-banco-por-emplear-metodos-abusivos-de-cobranza/
- elcomercio.pe/economia/peru/indecopi-sanciona-al-bcp-por-incumplir-beneficio-ofrecido-a-consumidor-en-t
- en.wikipedia.org/wiki/Banco_de_Cr%C3%A9dito_del_Per%C3%BA
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Diego Cavero Belaúnde CEO of BCP and Head of Universal Banking (Gerente General)
- Chair
- Luis Enrique Romero Belismelis Chairman of the Board
- Executive
- César Ríos Briceño Chief Risk Officer (Credicorp Ltd. and BCP)
- Executive
- Barbara Falero Chief Compliance and Ethics Officer (Credicorp Ltd. and BCP)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Peru
- Superintendency of Banking, Insurance and Private Pension Fund Administrators (SBS) Prudential supervisorAML supervisorConductResolution
- Peru
- Central Reserve Bank of Peru (BCRP) Central bank
Recent events 2 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
The Florida Office of Financial Regulation approved the bank's acquisition of Helm Bank USA, with Federal Reserve approval still pending.
peru-retail.com ↗ -
Licence
The Federal Reserve and the Florida Office of Financial Regulation authorised conversion of the bank's Miami agency into a branch, which began operating in July.
gestion.pe ↗ -
Enforcement
Indecopi's Arequipa regional commission confirmed a fine of 3.78 UIT (PEN 20,790) for sending debt-collection letters to an unauthorised address.
rcrperu.com ↗ -
Merger / acquisition
The SBS authorised the bank to acquire 100% of Helm Bank USA through two newly created subsidiaries.
rpp.pe ↗ -
Enforcement
Indecopi's Arequipa regional commission confirmed a fine of 6.22 UIT (PEN 34,210) for failing to honour a credit-card cash-back benefit.
elcomercio.pe ↗ -
Merger / acquisition
The bank signed an agreement to acquire 100% of Florida-based Helm Bank USA for USD 180 million, subject to regulatory approvals.
grupocredicorp.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- BCPLPEPLXXX
- How the BIC breaks down
- BCPLBank
- PECountry · Peru
- PLLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 549300EQYQ8SCQZ4BY14
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Peru · Latin America & Caribbean
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.
Addresses
- Registered address
- CALLE CENTENARIO 156 LA MOLINA,LAS LADERAS DE MELGAREJO LIMA 12 PERU
- Operational address
- AV. JUAN DE ARONA 893 SAN ISIDRO INTL.BANKING AREA FLOOR 3 LIMA LIMA 15046 PERU
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>BCPLPEPLXXX</BICFI>
<LEI>549300EQYQ8SCQZ4BY14</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>BCPLPEPLXXX</BICFI>
<LEI>549300EQYQ8SCQZ4BY14</LEI>
<Nm>BANCO DE CREDITO DEL PERU</Nm>
<PstlAdr>
<TwnNm>LIMA</TwnNm>
<Ctry>PE</Ctry>
<AdrLine>CALLE CENTENARIO 156 LA MOLINA, LAS LADERAS DE MELGAREJO LIMA 12</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Network
Correspondent banking
The bank publishes 2 accounts at other banks, across 2 regions.
- Own offices
- Correspondent banks: it holds accounts there
Hover over a branch, account or group to see its details
Correspondent accounts
Researched 29 Sep 2026 · Sources
2 accounts at other banks, in 2 currencies, as the bank publishes them: bcpmiami.com ↗
| Currency | Correspondent | BIC | Account | Purpose | Directory check |
|---|---|---|---|---|---|
| USD | Standard Chartered Bank Limited United States | SCBLUS33 | — | Intermediary bank for USD transfers to BCP Miami | Matches the Swift directory |
| EUR | Commerzbank AG Germany | COBADEFF | — | Intermediary bank for EUR transfers to BCP Miami | Matches the Swift directory |
The page is the Miami branch's (BCPLUS33, ABA 067015355) wire instructions for incoming payments. It names intermediary banks by currency with BICs but no account numbers. Both rows are extracted. The page still names the office 'Miami Agency', so it may predate the July 2026 branch conversion. No correspondent or SSI list for the Lima head office was found on viabcp.com (footer, investor relations and remittance pages checked) or by search. Each correspondent BIC is checked against the Swift directory: a BIC missing from it, or registered to a differently named bank, may be a typo or out of date. Confirm settlement instructions with the bank before relying on them.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
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