Italy · Financial institution
Banco di Sardegna SPA
Banco di Sardegna S.p.A. is an Italian joint-stock bank. Its registered office is in Cagliari and its general management is in Sassari. BPER Banca S.p.A. holds all of its ordinary shares and directs and coordinates it within the BPER Banca banking group. It provides retail, business, private banking and public-sector services, mainly in Sardinia. The bank has been part of the BPER group since 2001, and BPER acquired the ordinary shares held by Fondazione di Sardegna in 2019.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched. Licences are matched through an LEI, and no LEI is mapped to this BIC.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- SARDIT31XXX head office
- Connection to Swift
- Passive participant (no connection)This BIC is registered for identification only. The institution has no direct connection to the Swift network. Messages and payments reach it through a correspondent bank. The “1” in the eighth character of SARDIT31 marks a passive participant.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · VOP · TIPS
- Branch codes
- 26 branch codes
- BIC first registered
- 2013-03-02
- Last updated
- 2025-07-05
Overview
Researched 29 Sep 2026 · Sources
Total assets
Not published
Employees
Not published
Ownership
Group subsidiary
100% BPER Banca S.p.A.
Institution type
Commercial bank
- Ownership
- BPER Banca S.p.A. holds 100% of the ordinary shares and 96% of the privileged shares, and other shareholders hold the remaining 4% of the privileged shares.
- Direct parent
- BPER Banca S.p.A., Italy 100%
- Head office
- Piazzetta Banco di Sardegna, 1, 07100 Sassari, Italy (registered office: Viale Bonaria n. 33, 09125 Cagliari, Italy)
- Company register
- 01564560900, Registro delle Imprese di Cagliari (Albo delle Banche n. 5169; ABI 1015.7)
Business lines
The bank serves households, small and medium-sized businesses, corporates and public bodies, mainly in Sardinia. Its services include public-body treasury services and the distribution of BPER group products such as Arca funds, Bibanca loans and insurance.
Online
- Websites & references
- istituzionale.bancosardegna.it ↗
bancosardegna.it ↗ retail and commercial site (products, branches, transparency documents)
Wikipedia ↗ - Official social accounts
- None found
Sources · 18 pages consulted
- istituzionale.bancosardegna.it/
- bancosardegna.it/
- istituzionale.bancosardegna.it/governance/consiglio-di-amministrazione
- istituzionale.bancosardegna.it/governance/top-management
- istituzionale.bancosardegna.it/governance/top-management/mauro-maschio
- istituzionale.bancosardegna.it/investor-relations/azionariato
- istituzionale.bancosardegna.it/chi-siamo/la-solidita-di-banco-di-sardegna
- istituzionale.bancosardegna.it/contatti
- istituzionale.bancosardegna.it/media-relations/comunicati-stampa
- bancosardegna.it/informative-normative/dati-societari
- bankingsupervision.europa.eu/ecb/pub/pdf/ssm.listofsupervisedentities202508.fr.pdf
- registrolei.it/leicert/549300VD62S16PRFF473/
- lei.report/LEI/N747OI7JINV7RUUH6190
- group.bper.it/-/operazioni-strategiche-con-fondazione-di-sardegna
- group.bper.it/documents/d/bper-istituzionale/company-profile-2026-2q2026-ita
- sardies.it/banco-di-sardegna-utile-lordo-nel-primo-semestre-del-2026-di-1469-milioni-di-euro/
- lanuovasardegna.it/regione/2026/04/14/news/gruppo-bper-stop-a-bonifici-e-bancomat-nel-weekend-che-cosa-succe
- en.wikipedia.org/wiki/Banco_di_Sardegna
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Mauro Maschio Direttore Generale (General Manager)
- Chair
- Gianfranco Farre Presidente (Chairman of the Board of Directors)
- Executive
- Elvio Sonnino Vice Presidente (Deputy Chairman)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- European Union
- European Central Bank Prudential supervisor
- Italy
- Bank of Italy (Banca d'Italia) Prudential supervisorCentral bankAML supervisorConductResolution
- European Union
- Single Resolution Board Resolution
- Italy
- Commissione Nazionale per le Società e la Borsa (Consob) SecuritiesConduct
- Italy
- Istituto per la Vigilanza sulle Assicurazioni (IVASS) Other
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Incident
The bank suspended instant transfers and several digital and ATM services from 17 to 19 April 2026 during planned IT maintenance for a BPER group integration.
lanuovasardegna.it ↗ -
Leadership
The shareholders' meeting approved the 2024 financial statements and appointed the bank's corporate bodies.
istituzionale.bancosardegna.it ↗ -
Leadership
The board appointed Mauro Maschio as General Manager from 1 February 2025, succeeding Giuseppe Cuccurese, who retired.
istituzionale.bancosardegna.it ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- SARDIT31XXX
- How the BIC breaks down
- SARDBank
- ITCountry · Italy
- 31Location · passive
- XXXBranch · head office
- Branch description
- HEAD OFFICE
- LEI
- No LEI mapped in the directory
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- Not matched: no LEI mapped to match on
- Country · region
- Italy · Europe & Central Asia
- Banking supervision
- Not on the ECB's list of supervised entities as of 2026-07-01
- Trading venues (MIC)
- No LEI mapped to match on list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
No LEI is mapped to this BIC, so GLEIF relationship records cannot be linked.
Addresses
- Registered address
- VIA CARBONAZZI SASSARI 07100 ITALY
- Operational address
- VIALE UMBERTO 36 SASSARI 07100 SASSARI ITALY
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC. No LEI is mapped in the directory
- Roles in CBPR+
- Debtor agent, creditor agent or an intermediary agent
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>SARDIT31XXX</BICFI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>SARDIT31XXX</BICFI>
<Nm>BANCO DI SARDEGNA SPA</Nm>
<PstlAdr>
<TwnNm>SASSARI</TwnNm>
<Ctry>IT</Ctry>
<AdrLine>VIA CARBONAZZI SASSARI 07100</AdrLine>
</PstlAdr>
</FinInstnId>This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2019-06-03 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2009-11-02 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2009-11-02 | Head office | — |
| Verification of Payee | 2025-10-09 | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Network
Branch network
All 26 branch BICs connect to the head office. No city, function or registration year splits them into groups.
Hover over a branch or group to see its details
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| SARDIT31100 | — | Cagliari | CAGLIARI CAGLIARI ITALY | — | 2025-07-05 |
| SARDIT31210 | — | Quartu Sant'Elena | QUARTU SANT'ELENA QUARTU SANT'ELENA ITALY | — | 2025-07-05 |
| SARDIT31260 | — | Sanluri | SANLURI SANLURI ITALY | — | 2025-07-05 |
| SARDIT31310 | — | Senorbi | SENORBI SENORBI ITALY | — | 2025-07-05 |
| SARDIT31340 | — | Iglesias | IGLESIAS IGLESIAS ITALY | — | 2025-07-05 |
| SARDIT31370 | — | Carbonia | CARBONIA CARBONIA ITALY | — | 2025-07-05 |
| SARDIT31400 | — | Sassari | SASSARI SASSARI ITALY | — | 2025-07-05 |
| SARDIT31450 | — | Alghero | ALGHERO ALGHERO ITALY | — | 2025-07-05 |
| SARDIT31470 | — | Thiesi | THIESI THIESI ITALY | — | 2025-07-05 |
| SARDIT31490 | — | Ozieri | OZIERI OZIERI ITALY | — | 2025-07-05 |
| SARDIT31510 | — | Pattada | PATTADA PATTADA ITALY | — | 2025-07-05 |
| SARDIT31540 | — | Olbia | OLBIA OLBIA ITALY | — | 2025-07-05 |
| SARDIT31570 | — | Tempio Pausania | TEMPIO PAUSANIA TEMPIO PAUSANIA ITALY | — | 2025-07-05 |
| SARDIT31600 | — | Nuoro | NUORO NUORO ITALY | — | 2025-07-05 |
| SARDIT31660 | — | Isili | ISILI ISILI ITALY | — | 2025-07-05 |
| SARDIT31690 | — | Lanusei | LANUSEI LANUSEI ITALY | — | 2025-07-05 |
| SARDIT31720 | — | Tortoli' | TORTOLI' TORTOLI' ITALY | — | 2025-07-05 |
| SARDIT31750 | — | Macomer | MACOMER MACOMER ITALY | — | 2025-07-05 |
| SARDIT31780 | — | Siniscola | SINISCOLA SINISCOLA ITALY | — | 2025-07-05 |
| SARDIT31800 | — | Oristano | ORISTANO ORISTANO ITALY | — | 2025-07-05 |
| SARDIT31880 | — | Ales | ALES ALES ITALY | — | 2025-07-05 |
| SARDIT31900 | — | Roma | ROMA ROMA ITALY | — | 2025-07-05 |
| SARDIT31910 | — | Milano | MILANO MILANO ITALY | — | 2025-07-05 |
| SARDIT31920 | — | Genova | GENOVA GENOVA ITALY | — | 2025-07-05 |
| SARDIT31930 | — | Livorno | LIVORNO LIVORNO ITALY | — | 2025-07-05 |
| SARDIT31940 | — | Parma | PARMA PARMA ITALY | — | 2025-07-05 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of TIPS participants and reachable parties.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: istituzionale.bancosardegna.it (official website) · original.
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