Austria · Credit institution
Bawag P.S.K. Bank Fuer Arbeit Und Wirtschaft Und Oesterreichische Postsparkasse AG
Legal name in the LEI recordBAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft
BAWAG P.S.K. is an Austrian stock corporation (Aktiengesellschaft) with its seat in Vienna. It is wholly owned by BAWAG Group AG, a holding company listed on the Vienna Stock Exchange. The bank offers savings, payment, lending, leasing, investment and insurance products to retail, small business, corporate and public sector customers, and trades under brands including easybank and PayLife. In April 2026 it agreed to acquire Permanent TSB Group Holdings plc in Ireland, subject to regulatory approval and court sanction.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft
- Entity type
- Credit institution
- Supervised group (ECB)
- BAWAG Group AG
- Why significant
- Size (Total assets EUR 50-75 bn)
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft
- RIAD code
- AT0000000537678
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Austrian Financial Market Authority (FMA) | 2005-09-28 | A1 A4 A5 B5 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- BAWAATWWXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under BAWAATWW directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · VOP · T2 · TIPS
- Branch codes
- 8 branch codes
- BIC first registered
- 1977-09-12
- Last updated
- 2019-03-01
Overview
Researched 29 Sep 2026 · Sources
Total assets
Not published
Employees
Not published
Ownership
Group subsidiary
100% BAWAG Group AG
Institution type
Commercial bank
Trades as BAWAG
- Ownership
- BAWAG Group AG, a holding company listed on the Vienna Stock Exchange, holds 100% of the bank.
- Direct parent
- BAWAG Group AG ↗, Austria 100%
- Head office
- Wiedner Gürtel 11, 1100 Wien, Austria
- Company register
- FN 205340x, Handelsgericht Wien
Business lines
According to BAWAG Group, its Retail & SME business accounts for 85% of group core revenues, with corporates, real estate and public sector lending alongside it.
Online
- Websites & references
- bawag.at ↗
bawaggroup.com ↗ Parent group corporate and investor relations site
easybank.at ↗ easybank brand site (brand of this entity)
paylife.at ↗ PayLife brand site (brand of this entity)
markets.bawag.at ↗ Securities and markets portal
Wikipedia ↗
Wikidata Q379938 ↗ - Official social accounts
- Facebook ↗ · Instagram ↗ · YouTube ↗ · XING ↗
Sources · 15 pages consulted
- bawag.at/bawag/impressum
- bawag.at/bawag/privatkunden
- bawaggroup.com/en/about-us/leadership/management-board
- bawaggroup.com/en/about-us
- bawaggroup.com/en/investor-relations/financial-results
- bawag.at/bawag/cb
- bawag.at/bawag/cb/zahlungsverkehr
- fma.gv.at/en/announcement-fma-imposes-sanction-against-bawag-p-s-k-bank-fr-arbeit-und-wirtschaft-un
- fma.gv.at/bekanntmachung-fma-verhaengt-sanktion-gegen-die-bawag-p-s-k-bank-fuer-arbeit-und-wirtscha
- fma.gv.at/en/announcement-fma-imposes-sanction-on-bawag-p-s-k-bank-fur-arbeit-und-wirtschaft-und-os
- ccpc.ie/enforcement-and-regulation/mergers/find-a-merger-case/details/bawag-ptsb
- ptsb.ie/about-us/notices/2026/april/ptsb-board-announcement/
- ptsb.ie/about-us/notices/2026/july/ptsbs-shareholders-vote-in-favour-of-the-bawag-acquisition/
- ad-hoc-news.de/boerse/news/ueberblick/die-aktionaere-der-bawag-group-haben-bei-der-heutigen-hauptversamm
- en.wikipedia.org/wiki/BAWAG_P.S.K.
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Anas Abuzaakouk Chief Executive Officer (Chairman of the Management Board)
- Chair
- Kim Fennebresque Chairman of the Supervisory Board
- Chief financial officer
- Enver Sirucic Chief Financial Officer, Deputy CEO, Head Commercial Bank Austria & Germany
- Executive
- Sat Shah Deputy CEO, Head Digital Bank & Specialty Finance
- Executive
- David O'Leary Chief Risk Officer
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- European Union
- European Central Bank Prudential supervisor
- Austria
- Financial Market Authority (FMA) Prudential supervisorAML supervisorConductSecuritiesResolution
- Austria
- Oesterreichische Nationalbank Central bank
- European Union
- Single Resolution Board Resolution
Recent events 2 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
Shareholders of Permanent TSB Group Holdings plc approved the bank's cash offer. Completion still requires ECB approval and sanction by the High Court of Ireland.
ptsb.ie ↗ -
Merger / acquisition
Ireland's Competition and Consumer Protection Commission cleared the bank's proposed acquisition of sole control of Permanent TSB Group Holdings plc.
ccpc.ie ↗ -
Merger / acquisition
The bank agreed to acquire all of Permanent TSB Group Holdings plc for about EUR 1.62 billion in cash.
ptsb.ie ↗ -
Enforcement
The FMA fined the bank EUR 198,100 for unclear risk warnings in online investment marketing. A court upheld the fine in June 2026.
fma.gv.at ↗ -
Leadership
The Supervisory Board of BAWAG Group elected Kim Fennebresque as chair, succeeding Egbert Fleischer.
ad-hoc-news.de ↗ -
Enforcement
The FMA fined the bank EUR 588,000 for failing to risk-classify three business relationships correctly under AML law. The fine was upheld in March 2026.
fma.gv.at ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- BAWAATWWXXX
- How the BIC breaks down
- BAWABank
- ATCountry · Austria
- WWLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 529900ICA8XQYGIKR372
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Bankleitzahl 14000 + 7 more
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Austria · Europe & Central Asia
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 2005
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Bawag Group AG · Austria529900S9YO2JHTIIDG38 ↗
The Bawag Group AG group has 4 institutions in the directory, in 3 countries: all hold a BIC.
Including Bawag P.S.K. Wohnbaubank Aktiengesellschaft.
See the Bawag Group AG group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- WIEDNER GUERTEL 11 VIENNA 1100 171 AUSTRIA
- Operational address
- WIEDNER GUERTEL 11 VIENNA VIENNA 1100 AUSTRIA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>BAWAATWWXXX</BICFI>
<LEI>529900ICA8XQYGIKR372</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>BAWAATWWXXX</BICFI>
<LEI>529900ICA8XQYGIKR372</LEI>
<Nm>BAWAG P.S.K. BANK FUER ARBEIT UND WIRTSCHAFT UND OESTERREICHISCHE POSTSPARKASSE AG</Nm>
<PstlAdr>
<TwnNm>VIENNA</TwnNm>
<Ctry>AT</Ctry>
<AdrLine>WIEDNER GUERTEL 11 VIENNA 1100 171</AdrLine>
</PstlAdr>
</FinInstnId>8 national bank codes route to this BIC. The blocks add none, because the right one depends on the account.
The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2022-09-15 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2009-11-02 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2009-11-02 | Head office | — |
| Verification of Payee | 2025-10-05 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Bankleitzahl · Austria
8 codes file of 2026-09-28 · ISO 20022 clearing system code ATBLZ
| Code | Routes to BIC | Name in the national file | City |
|---|---|---|---|
| 14000 | BAWAATWWXXX | BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft | Wien |
| 14001 | BAWAATWWXXX | BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft | Wien |
| 14002 | BAWAATWWXXX | BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft | Wien |
| 14200 | BAWAATWWXXX | BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft | Wien |
| 14210 | BAWAATWWXXX | BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft | Wien |
| 14900 | BAWAATWWXXX | BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft | Wien |
| 18190 | BAWAATWWXXX | BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft | Wien |
| 60000 | BAWAATWWXXX | BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft | Wien |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branch network
All 8 branch BICs connect to the head office. No city, function or registration year splits them into groups.
Hover over a branch or group to see its details
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| BAWAATWWBRE | — | Bregenz | BAHNHOFSTRASSE 17 BREGENZ BREGENZ 6900 AUSTRIA | — | 2023-06-03 |
| BAWAATWWGRA | — | Graz | JOANNEUMRING 14 GRAZ GRAZ 8010 AUSTRIA | — | 2023-06-03 |
| BAWAATWWINN | — | Innsbruck | SUDTIROLER PLATZ 10-12 INNSBRUCK INNSBRUCK 6020 AUSTRIA | — | 2023-06-03 |
| BAWAATWWKLA | — | Klagenfurt | DOMPLATZ/ KARFREITSTRASSE 13 KLAGENFURT KLAGENFURT 9010 AUSTRIA | — | 2023-06-03 |
| BAWAATWWLIN | — | Linz | LINZ LINZ AUSTRIA | — | 2023-06-03 |
| BAWAATWWSAL | — | Salzburg | MAX OTTPLATZ 5 SALZBURG SALZBURG 5020 AUSTRIA | — | 2023-06-03 |
| BAWAATWWVIL | — | Villach | HAUPTPLATZ 6 VILLACH VILLACH 9500 AUSTRIA | — | 2023-06-03 |
| BAWAATWWWP1 | TREASURY OPERATIONS | Vienna | VIENNA VIENNA AUSTRIA | — | 2023-06-03 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- National bank codes—Austria (© OeNB, CC BY 4.0).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Unknown author Unknown author · Public domain · Wikimedia Commons · original.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
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