Germany · Payments & e-money
Bechtle Financial Services AG
Bechtle Financial Services AG is a German public limited company (Aktiengesellschaft) based in Berlin. The Federal Financial Supervisory Authority (BaFin) authorises and supervises it as a financial services institution and as a payment service provider. The EBA payment institutions register has listed it since January 2024 as a payment institution for money remittance. Bechtle AG owns 100% of the firm. It provides IT leasing, rental and project financing to business and public-sector customers of the Bechtle group's IT system houses. Bechtle acquired the firm as CSS AG and renamed it Bechtle Financial Services AG in May 2016.
Licences and registrations
Held by Bechtle Financial Services AG (LEI 52990063D4ITECZY9D94). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterFederal Financial Supervisory Authority | Payment institutionPayment Institution | 127217 | Germany | Active | 2024-01-05 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
100% Bechtle Aktiengesellschaft
Firm type
Lending or buy now, pay later
Trades as Bechtle Financial Services
- Ownership
- Bechtle AG, Neckarsulm, holds 100% of the capital of the firm according to its 2025 annual report.
- Direct parent
- Bechtle Aktiengesellschaft, Germany 100%
- Head office
- Gutenbergstr. 15, 10587 Berlin, Germany
- Company register
- Amtsgericht Berlin-Charlottenburg HRB 139572 B
- Former name
- CSS AG
Online
- Websites & references
- bechtle.com ↗
bechtle.com/ueber-bechtle/unternehmen/standorte/bechtle-fina ↗ entity page with legal and regulatory information (German)
bechtle.com/de-en/about-bechtle/company/locations/bechtle-fi ↗ entity page with legal and regulatory information (English)
bechtle.com/it-services/financial-services ↗ financial services product page - Official social accounts
- LinkedIn ↗ · Instagram ↗ · YouTube ↗ · Xing ↗
Sources · 5 pages consulted
- bechtle.com/ueber-bechtle/unternehmen/standorte/bechtle-financial-services
- bechtle.com/de-en/about-bechtle/company/locations/bechtle-financial-services
- bechtle.com/it-services/financial-services
- reports.bechtle.com/annual-report/2025/consolidated-financial-statements/notes/subsidiaries-of-bechtle-ag.htm
- bechtle.com/ueber-bechtle/presse/pressemeldungen/2016/bechtle-mit-eigener-finanzierungsgesellschaft
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
BaFin authorises and supervises the firm as a financial services institution and as a payment service provider. The EBA register lists it as a payment institution for money remittance.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Federal Financial Supervisory Authority (BaFin) Germany | Payment institution (money remittance) | 127217 | In its own name | Active | bechtle.com ↗ |
| Federal Financial Supervisory Authority (BaFin) Germany | Financial services institution (Finanzdienstleistungsinstitut) | — | In its own name | Active | bechtle.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Products and markets
Researched 29 Sep 2026 · Sources
It provides IT leasing, rental and project financing, together with IT portfolio consulting and structuring, as part of contracts that customers sign with Bechtle IT system houses.
It serves Bechtle group customers from Berlin under its German authorisations, and the sources reviewed do not state any passporting.
- Sells to
- Enterprises · Public sector
- Serves customers in
- Germany
Leadership
Researched 29 Sep 2026 · Sources
- Executive
- Stefan Sagowski Member of the Management Board (Vorstand)
- Executive
- Dominic Möhrmann Member of the Management Board (Vorstand)
- Chair
- Dr. Thomas Olemotz Chairman of the Supervisory Board
Recent events
Researched 29 Sep 2026 · Sources
The research found no fines, investigations, security incidents, licence changes or corporate events from the last three years.
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- 127217
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- Elucidate firm ID
- c198fc57a6bb
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- Payment Institution
- Activities
- Money remittance
- Payment services
- Licensed in
- Germany · Europe & Central Asia
- First registered
- 2024-01-05
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Bechtle Aktiengesellschaft · Germany529900HA2QT774RUXW59 ↗
The Bechtle Aktiengesellschaft group has 2 institutions in the directory, in 1 country: 1 holds a BIC and 1 does not.
Including Bechtle AG.
See the Bechtle Aktiengesellschaft group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- Gutenbergstraße 15 | 10587 Berlin, Berlin, 10587
- Country
- Germany
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in one address line
<FinInstnId>
<LEI>52990063D4ITECZY9D94</LEI>
<Nm>Bechtle Financial Services AG</Nm>
<PstlAdr>
<PstCd>10587</PstCd>
<TwnNm>Berlin</TwnNm>
<Ctry>DE</Ctry>
<AdrLine>Gutenbergstraße 15 | 10587 Berlin</AdrLine>
</PstlAdr>
</FinInstnId>- The address line repeats the town or postcode. Remove the repeat if your payment system rejects it.
- CBPR+ does not accept the character ß in names and addresses. Transliterate before sending.
CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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