France · Credit institution

Caisse Regionale de Credit Agricole Mutuel du Languedoc

Caisse Régionale de Crédit Agricole Mutuel du Languedoc is a cooperative company with variable capital, licensed as a credit institution and headquartered in Lattes, near Montpellier. It is a regional bank of the Crédit Agricole group, owned mainly by its affiliated local banks. It offers retail, agricultural, corporate and private banking and insurance in the Aude, Gard, Hérault and Lozère departments. It absorbed the Gard and Midi regional banks in a merger approved on 26 April 2007.

BICCEDMFR21XXX LEI969500A3Y5KTGJEMDZ32 Licence no.Not on a tracked register Passive participant (no connection)This BIC is registered for identification only. The institution has no direct connection to the Swift network. Messages and payments reach it through a correspondent bank. The “1” in the eighth character of CEDMFR21 marks a passive participant. ECB significant institution Head-office BIC only Claim this profile

Licences and registrations

Matched by LEI on the 22 tracked registers

None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.

  • The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.

Regulatory status

ECB banking supervision

List of supervised entities as of 2026-07-01

Classification
Significant institution
Supervisor
European Central Bank (direct supervision)
Listed as
Caisse régionale de crédit agricole mutuel du Languedoc
Entity type
Credit institution
Supervised group (ECB)
Crédit Agricole S.A. →
Why significant
Size (Total assets above EUR 1,000 bn)

European registers

ECB · monetary financial institutions

List as at 2026-09-25

Category
Credit institution
Minimum reserves
Subject to minimum reserves
Listed as
Caisse régionale de crédit agricole mutuel du Languedoc
RIAD code
FR13506

ESMA · MiFID II register

Register as at 2026-09-28

EntryCompetent authorityAuthorisedServices or instruments
Investment services (MiFID II) Autorité de Contrôle Prudentiel et de Résolution (ACPR) 2007-05-01 A1 A2 A3 A5 A6 A7 B1

Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.

Entries are matched on the LEI. Each register is quoted as its publisher lists it.

Swift network

Swift’s ISO 9362 BIC directory

BIC
CEDMFR21XXX head office
Connection to Swift
Passive participant (no connection)This BIC is registered for identification only. The institution has no direct connection to the Swift network. Messages and payments reach it through a correspondent bank. The “1” in the eighth character of CEDMFR21 marks a passive participant.
Swift GPI
Not on the member list
Payment schemes and systems
No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
Branch codes
None: head-office BIC only
BIC first registered
2015-09-05
Last updated
2015-09-05

Overview

Researched 29 Sep 2026 · Sources

Total assets

EUR 36bn

Group · 30 Jun 2026 · interim report ↗

Employees

Not published

Ownership

Member-owned

Ticker CRLA

Institution type

Cooperative bank

Trades as Crédit Agricole du Languedoc

Ownership
The bank's capital is held by its affiliated local banks (Caisses locales) and, according to a 2019 prospectus, about 25% by SACAM Mutualisation. Its non-voting cooperative investment certificates (CCI) are listed on Euronext Paris.
Major shareholder
SACAM Mutualisation 25% · 25 Jun 2019
Stock listing
Euronext Paris (cooperative investment certificates, ISIN FR0010461053) CRLA
Head office
Avenue de Montpelliéret, Maurin, 34977 Lattes, France
Company register
492 826 417 RCS Montpellier
Name in the local language
Caisse Régionale de Crédit Agricole Mutuel du Languedoc

Business lines

  • Retail banking
  • Mortgage lending
  • SME banking
  • Corporate banking
  • Private banking & wealth
  • Insurance
  • Consumer finance
  • Cards

The bank serves individuals, professionals, farmers, associations, companies and public bodies in four departments of the Languedoc region, and it distributes Crédit Agricole group insurance and savings products.

Online

Websites & references
ca-languedoc.fr ↗
credit-agricole.fr ↗ Retail customer site on the group's credit-agricole.fr platform (ca-languedoc.fr redirects here)
recrutement.ca-languedoc.fr ↗ Recruitment site
Wikidata Q17176845 ↗
Sources · 13 pages consulted
  1. ca-languedoc.fr/
  2. acpr.banque-france.fr/fr/communiques-de-presse/la-commission-des-sanctions-de-lacpr-sanctionne-la-caisse-region
  3. acpr.banque-france.fr/fr/reglementation/recueil-des-sanctions
  4. credit-agricole.com/notre-groupe/gouvernance/conseil-d-administration-au-20-mai-2026/administrateurs-elus-par
  5. actusnews.com/fr/telechargement/crcam-languedoc/2026/08/04/99710-rapport-financier_juin_2026.pdf
  6. actusnews.com/en/crcam-languedoc/pr/2026/05/19/ajout-sur-onde-de-l_avis-financier-au-31-03-2026-en-comp
  7. ml-eu.globenewswire.com/Resource/Download/46d0f28c-3e98-48e4-9010-7ad5c75cf417
  8. ca-languedoc.fr/Vitrine/ObjCommun/Fic/Languedoc/ZoneLibre/PageLibre_InfoReglementee/ProspectusVersionVisa
  9. societe.com/societe/caisse-regionale-de-credit-agricole-mutuel-du-languedoc-492826417.html
  10. sicavonline.fr/index.cfm?action=m_actu&ida=102545-credit-agricole-du-midi-radiation-des-cci-midi-apres-l
  11. lejournaldesentreprises.com/article/le-credit-agricole-du-languedoc-face-un-ralentissement-dans-le-rebond-2141766
  12. lejournaldesentreprises.com/breve/evelyne-guilhem-est-elue-presidente-du-credit-agricole-du-languedoc-2139982
  13. tbs-alumni.com/fr/mobilites/richard-laborie-est-promu-directeur-general-de-credit-agricole-du-languedoc-

Leadership

Researched 29 Sep 2026 · Sources

Chief executive
Richard Laborie Richard Laborie Directeur général (Chief Executive Officer) Confirmed 29 Sep 2026 · credit-agricole.com ↗
Chair
Évelyne Guilhem Évelyne Guilhem Présidente du Conseil d'administration (Chair of the Board) Confirmed 29 Sep 2026 · lejournaldesentreprises.com ↗

Supervisors & regulators

Researched 29 Sep 2026 · Sources

European Union
European Central Bank Prudential supervisor
France
Autorité de contrôle prudentiel et de résolution (ACPR) Prudential supervisorAML supervisorConductResolution

Recent events

Researched 29 Sep 2026 · Sources

  1. Leadership

    The annual general meeting of 27 March 2026 elected Évelyne Guilhem as chair, succeeding Daniel Connart.

    lejournaldesentreprises.com ↗
  2. Leadership

    Richard Laborie took office as chief executive in July 2025, succeeding Christian Rouchon.

    tbs-alumni.com ↗

Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.

Identifiers

Head-office record

BIC
CEDMFR21XXX
How the BIC breaks down
  1. CEDMBank
  2. FRCountry · France
  3. 21Location · passive
  4. XXXBranch · head office
Branch description
Not recorded in the directory
LEI
969500A3Y5KTGJEMDZ32
LEI record
View on GLEIF ↗
How the LEI was matched
BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
National bank code
Code interbancaire (CIB) 13506

Profile

Type
Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
Regulation
Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
Register licences
None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Country · region
France · Europe & Central Asia
Banking supervision
Significant · supervised by the ECB as of 2026-07-01
Trading venues (MIC)
No MIC registered under this LEI list of 2026-09-17
OFAC sanctions
No listing cites this BIC
EU sanctions
No listing matched this BIC or its LEI
Country sanctions
No country programme
Founded
2006

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

Ownership and group

GLEIF relationship records

GLEIF’s relationship records name no parent for this LEI, and no group page is published for it.

Addresses

Registered address
1 AVE DE MONTPELLIERET LATTES 34977 FRANCE
Operational address
1 AVE DE MONTPELLIERET LATTES 34977 LATTES FRANCE

ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

Identified by
BIC, with its LEI
Roles in CBPR+
Debtor agent, creditor agent or an intermediary agent

CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

<FinInstnId>
  <BICFI>CEDMFR21XXX</BICFI>
  <LEI>969500A3Y5KTGJEMDZ32</LEI>
</FinInstnId>

Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

<FinInstnId>
  <BICFI>CEDMFR21XXX</BICFI>
  <LEI>969500A3Y5KTGJEMDZ32</LEI>
  <Nm>CAISSE REGIONALE DE CREDIT AGRICOLE MUTUEL DU LANGUEDOC</Nm>
  <PstlAdr>
    <TwnNm>LATTES</TwnNm>
    <Ctry>FR</Ctry>
    <AdrLine>1 AVE DE MONTPELLIERET LATTES 34977</AdrLine>
  </PstlAdr>
</FinInstnId>

This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

National bank codes

Code interbancaire (CIB) · France

1 code

CodeRoutes to BICName in the national fileCity
13506 CEDMFR21XXX Caisse régionale de crédit agricole mutuel du Languedoc LATTES

Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.

Claim this profile

Work at Caisse Regionale de Credit Agricole Mutuel du Languedoc?

Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.

  1. 01Submit Tell us who you are, using your work email.
  2. 02We verify We check the email domain and confirm your role with the bank. This usually takes up to five business days.
  3. 03Profile claimed The page is marked as claimed and verified. You can send us corrections at any time.

Claim received

Thank you. We will email your work address once the claim is verified. Until then, the page stays unclaimed.

Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

Read the methodology →

Credits for this page

  • Banking supervision—Source: European Central Bank, list of supervised entities.
  • Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
  • National bank codes—France (Source: ACPR – REGAFI).
  • Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
  • European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
  • Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: credit-agricole.fr (official website) · original; Richard Laborie: credit-agricole.com (official website) · original; Évelyne Guilhem: lejournaldesentreprises.com (official website) · original.

Assess the financial crime risk behind a BIC

A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.

Book a demo