Portugal · Credit institution
Caixa Economica Montepio Geral, Caixa Economica Bancaria, S.A
Legal name in the LEI recordCAIXA ECONÓMICA MONTEPIO GERAL, CAIXA ECONÓMICA BANCÁRIA, S.A.
Caixa Económica Montepio Geral, caixa económica bancária, S.A. is a Portuguese savings bank incorporated as a public limited company, with its head office in Lisbon. It trades as Banco Montepio. Montepio Geral – Associação Mutualista, a mutual association, holds 99.993% of its share capital. The bank serves individuals, businesses and social-economy institutions through a domestic branch network and five representative offices abroad. It was founded in 1844 and adopted the Banco Montepio brand in 2019.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Less significant institution
- Supervisor
- Banco de Portugal (with ECB oversight)
- Listed as
- Caixa Económica Montepio Geral, Caixa Económica Bancária, SA
- Entity type
- Credit institution
- Remarks
- HI: supervised entities which are classified as high-impact LSIs.
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- CAIXA ECONÓMICA MONTEPIO GERAL, CAIXA ECONÓMICA BANCÁRIA, S.A.
- RIAD code
- PT36
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Comissão do Mercado de Valores Mobiliários (CMVM) | 1991-07-29 | A1 A2 A3 A5 A6 A7 B1 B2 B3 B4 B5 B6 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- MPIOPTPLXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under MPIOPTPL directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · VOP · T2 · TIPS
- Branch codes
- 2 branch codes
- BIC first registered
- 1995-09-02
- Last updated
- 2019-01-24
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
99.993% Montepio Geral – Associação Mutualista
Institution type
Savings bank
Trades as Banco Montepio
- Ownership
- Montepio Geral – Associação Mutualista, a mutual association at the head of the Montepio Group, holds 99.993% of the share capital.
- Direct parent
- Montepio Geral – Associação Mutualista ↗, Portugal 99.993%
- Head office
- Rua Castilho, 5, 1250-066 Lisboa, Portugal
- Company register
- NIPC/registration no. 500792615, Conservatória do Registo Comercial de Lisboa; Banco de Portugal institution code 36
- Former name
- Caixa Económica Montepio Geral
Business lines
The bank takes deposits and lends to individuals, micro-enterprises, SMEs and social-economy institutions, and it also distributes insurance and the mutual association's savings schemes.
Online
- Websites & references
- bancomontepio.pt ↗
collection.bancomontepio.pt ↗ Banco Montepio Collection (heritage site linked from main menu)
Wikipedia ↗ - Official social accounts
- LinkedIn ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 16 pages consulted
- bancomontepio.pt/en
- bancomontepio.pt/en/institutional/governing-bodies
- bancomontepio.pt/en/institutional/governing-bodies/isabel-silva
- bancomontepio.pt/en/institutional/the-bank
- bancomontepio.pt/en/banco-montepio-in-the-world
- bancomontepio.pt/en/institutional/investor-relations
- bancomontepio.pt/en/institutional/investor-relations/financial-information
- bancomontepio.pt/content/dam/montepio/pdf/institucional/investor-relations/financial-information/2026/half
- bancomontepio.pt/en/business/international
- bportugal.pt/en/entidadeautorizada/caixa-economica-montepio-geral-caixa-economica-bancaria-sa
- bancomontepio.pt/en/institutional/the-montepio-group
- eco.sapo.pt/2026/05/22/administracao-do-banco-montepio-inicia-funcoes-com-azevedo-pereira-como-ceo/
- noticiasaominuto.com/economia/2994287/jose-azevedo-pereira-assume-lideranca-executiva-do-banco-montepio
- jornalpt50.pt/noticia/azevedo-pereira-inicia-funcoes-como-ceo-do-banco-montepio/
- eco.sapo.pt/2025/10/08/montepio-conclui-aumento-de-capital-e-impede-entrada-do-estado-no-capital/
- en.wikipedia.org/wiki/Banco_Montepio
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
José Azevedo Pereira
Chief Executive Officer
- Chair
-
Manuel Ferreira Teixeira
Chairperson of the Board of Directors (non-executive)
- Executive
-
Laura Chaves
Audit Committee Chairperson
- Executive
-
Isabel Silva
Executive Director
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Portugal
- Banco de Portugal Prudential supervisorCentral bankAML supervisorConductResolution
- Portugal
- Comissão do Mercado de Valores Mobiliários (CMVM) Securities
- Portugal
- Autoridade de Supervisão de Seguros e Fundos de Pensões (ASF) Other
Recent events
Researched 29 Sep 2026 · Sources
-
Other
The bank completed its first green bond issue, EUR 350 million, which counts towards its minimum requirement for own funds and eligible liabilities (MREL).
bancomontepio.pt ↗ -
Leadership
A new board took office for 2026–2029, with José Azevedo Pereira succeeding Pedro Leitão as chief executive officer.
eco.sapo.pt ↗ -
Other
The bank raised its share capital by EUR 4.8 million under the deferred tax asset regime after shareholders bought the conversion rights granted to the State.
eco.sapo.pt ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- MPIOPTPLXXX
- How the BIC breaks down
- MPIOBank
- PTCountry · Portugal
- PLLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 2138004FIUXU3B2MR537
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
- National bank code
- Código de banco (IBAN bank code) 0036
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Portugal · Europe & Central Asia
- Banking supervision
- Less significant · Banco de Portugal as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Montepio Geral-Associação Mutualista · Portugal213800SK4KN8HTCNPB38 ↗
The Montepio Geral-Associação Mutualista group has 2 institutions in the directory, in 1 country: all hold a BIC.
Including Montepio Gestao de Activos - Sociedade Gestora de Fundos de Investimento, S.A..
See the Montepio Geral-Associação Mutualista group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- RUA CASTILHO 5 FLOOR 10 LISBON 1250-066 PORTUGAL
- Operational address
- RUA CASTILHO 5 FLOOR 10 LISBON 1250-066 LISBON PORTUGAL
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>MPIOPTPLXXX</BICFI>
<LEI>2138004FIUXU3B2MR537</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>MPIOPTPLXXX</BICFI>
<LEI>2138004FIUXU3B2MR537</LEI>
<Nm>CAIXA ECONOMICA MONTEPIO GERAL, CAIXA ECONOMICA BANCARIA, S.A</Nm>
<PstlAdr>
<TwnNm>LISBON</TwnNm>
<Ctry>PT</Ctry>
<AdrLine>RUA CASTILHO 5 FLOOR 10 LISBON 1250-066</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2018-08-06 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2010-11-01 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2010-11-01 | Head office | — |
| Verification of Payee | 2025-10-05 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
National bank codes
Código de banco (IBAN bank code) · Portugal
1 code file of 2026-09-07
| Code | Routes to BIC | Name in the national file |
|---|---|---|
| 0036 | MPIOPTPLXXX | CAIXA ECONÓMICA MONTEPIO GERAL, CAIXA ECONÓMICA BANCÁRIA, SA |
Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.
Network
Branch network
All 2 branch BICs connect to the head office. No city, function or registration year splits them into groups.
Hover over a branch or group to see its details
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| MPIOPTPLSIC | SICOI BRANCH FOR MPIOPTPL | Lisbon | RUA CASTILHO 5 FLOOR 10 LISBON 1250-066 LISBON PORTUGAL | — | 2021-08-07 |
| MPIOPTPLTIT | SERVICIO TITULOS | Alges | RUA JOAO CHAGAS, 53 FLOOR 0 - ESQ. ALGES 1495-072 ALGES PORTUGAL | — | 2019-01-24 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- National bank codes—Portugal (Source: Banco de Portugal; LEIs: European Central Bank, list of MFIs).
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: bancomontepio.pt (official website) · original; José Azevedo Pereira: bancomontepio.pt (official website) · original; Manuel Ferreira Teixeira: bancomontepio.pt (official website) · original; Laura Chaves: bancomontepio.pt (official website) · original; Isabel Silva: bancomontepio.pt (official website) · original.
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