Portugal · Credit institution
Novo Banco, SA
Legal name in the LEI recordNOVO BANCO, S.A.
Novo Banco, S.A. is a Portuguese public limited company with its head office at Taguspark in Porto Salvo, Oeiras. It was established in August 2014, when Banco de Portugal applied a resolution measure to Banco Espírito Santo, S.A. and transferred that bank's general activity to Novo Banco. BPCE SA has held 100% of its share capital since April 2026. The bank trades as novobanco and provides retail, SME and corporate banking in Portugal.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers. It is on the ECB list of supervised entities (see Regulatory status): that is banking supervision, not a licence on a tracked register.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Regulatory status
ECB banking supervision
List of supervised entities as of 2026-07-01
- Classification
- Significant institution
- Supervisor
- European Central Bank (direct supervision)
- Listed as
- NOVO BANCO, S.A.
- Entity type
- Credit institution
- Supervised group (ECB)
- LSF Nani Investments S.à.r.l.
- Why significant
- Size (Total assets EUR 30-50 bn)
European registers
ECB · monetary financial institutions
List as at 2026-09-25
- Category
- Credit institution
- Minimum reserves
- Subject to minimum reserves
- Listed as
- NOVO BANCO, S.A.
- RIAD code
- PT7
ESMA · MiFID II register
Register as at 2026-09-28
| Entry | Competent authority | Authorised | Services or instruments |
|---|---|---|---|
| Investment services (MiFID II) | Comissão do Mercado de Valores Mobiliários (CMVM) | 2014-09-26 | A1 A2 A3 A4 A5 A6 A7 B1 B2 B3 B4 B6 |
Service codes follow MiFID II Annex I: A for investment services, B for ancillary services. Hover a code for its meaning.
Entries are matched on the LEI. Each register is quoted as its publisher lists it.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- BESCPTPLXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under BESCPTPL directly.
- Swift GPI
- Not on the member list
- Payment schemes and systems
- SCT · SCT Inst · SDD Core · SDD B2B · VOP · T2 · TIPS
- Branch codes
- 4 branch codes
- Other BIC with this LEI
- BESCLULL
- BIC first registered
- 1982-11-29
- Last updated
- 2024-08-19
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% BPCE SA
Institution type
Universal bank
Trades as novobanco
- Standing
- BPCE SA completed the purchase of 100% of the bank's share capital on 30 April 2026. The sellers were Lone Star Funds, the Portuguese State and the Portuguese Resolution Fund. The bank continues to operate under its own name as part of Groupe BPCE.
- Ownership
- BPCE SA has held 100% of the share capital since 30 April 2026, having bought 75% from Lone Star Funds and 25% from the Portuguese State and Resolution Fund.
- Direct parent
- BPCE SA, France 100%
- Head office
- Campus do novobanco, Avenida Doutor Mário Soares, Taguspark, Edifício 1, 2740-119 Porto Salvo, Portugal
- Company register
- NIPC 513 204 016
Business lines
According to its 1H 2026 results presentation, corporate credit makes up about 61% of gross customer credit, followed by mortgages at 37% and personal loans at 9%.
Online
- Websites & references
- novobanco.com ↗
novobanco.pt ↗ retail and corporate customer site
Wikipedia ↗ - Official social accounts
- None found
Sources · 14 pages consulted
- novobanco.com/content/dam/novobanco-com/investors/cmvm/2026/other-announcements/20260430%20-%20novobanc
- novobanco.com/content/dam/novobanco-com/investors/cmvm/2026/informa%C3%A7%C3%B5es-relevantes-para-os-me
- novobanco.com/content/dam/novobanco-com/investors/financial-disclosures/2026/1%C2%BAsemestre/1H26-Resul
- novobanco.com/en/home.html
- novobanco.com/content/wknd-nb-react/us/en/media/newsroom/30-04-2026-BPCE-finalizes-the-acquisition-novo
- novobanco.pt/en/personal/current-accounts/international-money-transfer
- newsroom-en.groupebpce.fr/news/bpce-finalizes-the-acquisition-of-novobanco-and-takes-a-decisive-step-in-its-europea
- newsroom-en.groupebpce.fr/news/bpce-signs-an-agreement-with-the-portuguese-state-and-resolution-fund-to-become-a-10
- bportugal.pt/en/comunicado/press-release-banco-de-portugal-application-resolution-measure-banco-espiri
- eco.sapo.pt/2026/09/11/bce-da-luz-verde-a-nova-administradora-financeira-do-novobanco/
- eco.sapo.pt/2026/06/23/franck-leroy-renuncia-ao-conselho-geral-e-de-supervisao-do-novobanco-apos-nome
- jornaleconomico.sapo.pt/noticias/nova-administracao-do-novobanco-entra-a-1-de-janeiro/
- jornaleconomico.sapo.pt/noticias/novobanco-ve-tribunal-da-relacao-confirmar-suspensao-da-coima-de-25-mil-euros-ap
- en.wikipedia.org/wiki/Novo_Banco
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Mark Bourke Chief Executive Officer
- Chair
- Byron Haynes Chairman of the General and Supervisory Board
- Chief financial officer
-
Teresa Mora-Grenier
Chief Financial Officer (member of the Executive Board of Directors since 10 September 2026)
- Executive
- Jacques Beyssade Vice-Chairman of the General and Supervisory Board
- Executive
- Carmen Garcia Gonçalves Chief Risk Officer
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- European Union
- European Central Bank Prudential supervisor
- Portugal
- Banco de Portugal Central bankPrudential supervisorAML supervisorConductResolution
- Portugal
- Comissão do Mercado de Valores Mobiliários (CMVM) Securities
- European Union
- Single Resolution Board Resolution
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Leadership
After fit-and-proper approval by the ECB, Teresa Mora-Grenier joined the Executive Board of Directors as CFO on 10 September 2026.
eco.sapo.pt ↗ -
Leadership
Franck Leroy resigned from the General and Supervisory Board with effect from 22 June 2026, after being appointed to BPCE's management.
eco.sapo.pt ↗ -
Leadership
CFO Benjamin Dickgiesser and four members of the General and Supervisory Board resigned, and three BPCE nominees joined that board.
novobanco.com ↗ -
Merger / acquisition
BPCE SA completed its acquisition of 100% of the bank from Lone Star Funds, the Portuguese State and the Resolution Fund for EUR 6.7 billion.
novobanco.com ↗ -
Merger / acquisition
BPCE signed an agreement with the Portuguese State and the Resolution Fund to buy their combined 25% stake in the bank.
newsroom-en.groupebpce.fr ↗ -
Enforcement
The Lisbon Court of Appeal upheld a EUR 25,000 CMVM fine, suspended for two years, over property valuation reports for a fund where the bank was depositary.
jornaleconomico.sapo.pt ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- BESCPTPLXXX
- How the BIC breaks down
- BESCBank
- PTCountry · Portugal
- PLLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 5493009W2E2YDCXY6S81
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Credit institutionListed as a credit institution, or a branch of one, on the ECB’s list of supervised entities, or named as a bank on the Financial Stability Board’s G-SIB list, directly or as a G-SIB’s main operating bank. These are the only bank lists the directory tracks so far.
- Regulation
- Prudentially supervised (ECB list)Prudentially supervised, according to the ECB list of supervised entities (as at 2026-07-01). This is banking supervision, not a licence on a tracked register.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Portugal · Europe & Central Asia
- Banking supervision
- Significant · supervised by the ECB as of 2026-07-01
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
The Novo Banco, S.A. group has 3 institutions in the directory, in 2 countries: all hold a BIC.
Including Best- Banco Electronico de Servico Total S.A..
See the Novo Banco, S.A. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- CAMPUS DO NOVOBANCO EDIFICIO 1 AV. DR. MARIO SOARES, TAGUS PARK PORTO SALVO, OEIRAS 2740-119 PORTUGAL
- Operational address
- CAMPUS DO NOVOBANCO AVENIDA DOUTOR MARIO SOARES TAGUS PARK, EDIFICIO 1, PORTO SALVO OEIRAS 2740-119 OEIRAS PORTUGAL
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>BESCPTPLXXX</BICFI>
<LEI>5493009W2E2YDCXY6S81</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>BESCPTPLXXX</BICFI>
<LEI>5493009W2E2YDCXY6S81</LEI>
<Nm>NOVO BANCO, SA</Nm>
<PstlAdr>
<TwnNm>OEIRAS</TwnNm>
<Ctry>PT</Ctry>
<AdrLine>CAMPUS DO NOVOBANCO EDIFICIO 1 AV. DR. MARIO SOARES</AdrLine>
<AdrLine>TAGUS PARK PORTO SALVO, OEIRAS 2740-119</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2008-01-28 | Head office | — |
| SEPA Instant Credit TransferISO 20022 messages | 2018-06-04 | Head office | — |
| SEPA Direct Debit CoreISO 20022 messages | 2010-11-01 | Head office | — |
| SEPA Direct Debit Business-to-BusinessISO 20022 messages | 2010-11-01 | Head office | — |
| Verification of Payee | 2025-10-09 | Head office | — |
| T2 (Eurosystem real-time gross settlement)ISO 20022 messages | — | Head office | — |
| TIPS (TARGET Instant Payment Settlement)ISO 20022 messages | — | Head office | — |
SEPA dates are when the institution became ready for the scheme. The T2 list names direct participants only and gives no joining date. TIPS entries have no joining date.
An institution missing from T2 may still be reachable through an indirect participant. The ECB’s TIPS list does not separate participants from reachable parties. It includes institutions reachable in Swedish kronor as well as in euro.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
Network
Branch network
All 4 branch BICs connect to the head office. No city, function or registration year splits them into groups.
Hover over a branch or group to see its details
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| BESCPTPLCLM | 2ND CLM - SICOI | Oeiras | CAMPUS DO NOVOBANCO AVENIDA DOUTOR MARIO SOARES TAGUS PARK, EDIFICIO 1, PORTO SALVO OEIRAS 2740-119 OEIRAS PORTUGAL | — | 2024-08-19 |
| BESCPTPLISA | ISA CLEARING ACCOUNT | Oeiras | CAMPUS DO NOVOBANCO AVENIDA DOUTOR MARIO SOARES TAGUS PARK, EDIFICIO 1, PORTO SALVO OEIRAS 2740-119 OEIRAS PORTUGAL | — | 2024-08-19 |
| BESCPTPLOPR | — | Porto | RUA JOSE FALCAO 176 PORTO 4000 PORTO PORTUGAL | — | 2024-08-19 |
| BESCPTPLOSF | SUCURSAL FINANCEIRA EXTERIOR, MADEIRA BRANCH | Funchal | RUA ANTONIO JOSE DE ALMEIDA 3-1 FUNCHAL 9000 FUNCHAL PORTUGAL | — | 2024-08-19 |
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate. Source: European Central Bank, List of T2 participants. Source: European Central Bank, List of TIPS participants and reachable parties.
- Banking supervision—Source: European Central Bank, list of supervised entities.
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Source: European Securities and Markets Authority (ESMA), MiFID II/MiFIR register (investment firms, trading venues, systematic internalisers, data reporting services providers). Matched on LEI by Elucidate.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Teresa Mora-Grenier: eco.sapo.pt (official website) · original.
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